The Pentium Era - South to North

A group of people went out together and walked to the parking lot. Five people from Shaoxing were about to get in the car. Mr. Huang said, you have to ask for money, and you have to eat. When we get to Hangzhou, I will be the master. Let's go, I will treat you to a meal, and we will eat together. While chatting.

The Shaoxing people said that Mr. Huang was too polite.

"It's just a meal, what's the point of being polite? We are all friends. Next time I go to Shaoxing, you can treat me to a meal." Mr. Huang said, "Let's go, let's go to the 'Sentinel Seafood' not far ahead. You guys The car followed me."

Shaoxing people say yes, it is better to obey orders than to be respectful.

Everyone got in the car together. Mr. Huang's car was in front. Five Shaoxing people came from Shaoxing in two cars. Their cars followed Mr. Huang.

After exiting Qiushi Academy, turn right on Daxue Road at the entrance. In just two or three minutes, you will arrive at Qingchun Road. After another three or four minutes of driving, you will arrive at the end of Qingchun Overpass. Don't go on the bridge. On your right is the Arc de Triomphe Building, "Sentinel Seafood" On the second floor of the podium of the Arc de Triomphe Building, there is a large parking lot on the first floor. It is lunch time, and there are security guards directing and guiding cars in and out.

They parked the car in the parking lot and walked towards the hotel door. The greeter at the door knew Mr. Huang. He led them upstairs with a smile and led them into a private room on the second floor. Outside the floor-to-ceiling glass of the private room was the Qing Dynasty. Spring overpass.

After sitting down, the host and guest gave in, and it was Mr. Huang who ordered the dishes. Mr. Huang quickly ordered the dishes and the "Guyue Longshan" wine with rice. Shaoxing people, of course, want to drink wine with rice.

In Hangzhou in early November, it is the time when there are wind and rain and coolness, and the temperature turns from hot to cold. It is just right to add warm rice and wine with seafood.

The six people chatted while drinking, and soon they talked about the current economic environment.

People in Shaoxing say that life is really bad now. Our companies in Shaoxing are all dying, including Yuan Boren’s Zhejiang Zongheng, Han Qiuhua’s five-ring spandex, and Hualian Sanxin, the largest PTA manufacturer in Asia and the largest printing and dyeing company in the country. Jianglong Group, together with Ni Zhigeng's Dahua Chemical Fiber, and several large companies that we can count in Shaoxing have all collapsed.

"They are all the same. Feiyue Sewing Machine in Taizhou was so famous that it failed." Mr. Huang said, "For our enterprises in Zhejiang, whether it is bank loans or private financing, they are all guaranteed by the chain, forming a guarantee circle. In this circle, as long as one company fails, the others will follow.

"Nowadays, banks are all crazy. If a company fails, they will immediately check to see which companies have mutual insurance relationships with it. No matter whether your company is good or bad, they will do everything possible to collect the loan in advance. If several banks act together, which one The only company that can withstand such pressure is your bank. If everyone who has deposited money comes to run on it, you won't be able to bear it."

Yes, yes, right now, the local governments are at odds with the banks and do not allow banks to collect loans in advance. Shaoxing people said.

"The Yiwu Municipal Government has done even better. They have set up a special fund, it seems to be 500 million. Those banks don't just like to deceive companies into repaying loans. They promise other companies that they will lend you money again immediately after repayment." It turned around, but after the company paid it back, it stopped lending again.

"The money for the company's loan repayment is all cobbled together. It is agreed that it will be used for a few days. Your bank withdraws the loan like this and the money cannot be withdrawn. The company still complains? The Yiwu city government now simply provides a loan if it needs it. For companies that have turned around, you don’t need to collect the money to repay the loan. You can apply directly to this fund, and they will help you turn around and pay it back to the bank.”

Mr. Huang laughed as he spoke: "Then the bank is dumbfounded. This is government money. How dare he not lend you this money again as promised? If he doesn't lend it to you, the bank won't want it." Staying in Yiwu."

Yes, that's the case now. People in Shaoxing said that now the government is doing everything possible to protect enterprises. They are really helping enterprises. In Shaoxing, it seems that the government also specially spends money to purchase non-performing loans from banks so that you can lend to enterprises with confidence.

It is difficult for enterprises, but it is even more difficult for us. Some people from Shaoxing said that if we have some money in Shaoxing, we usually lend it to companies for use. By this time, they are all ruined. Thinking about how big those companies are, they will fail even if they say they will. I really Unfortunately, not only Ni Zhigeng has it, but as mentioned earlier, Yuan Boren's Zongheng Group, I also have 80 million.

"What about your money now?" Mr. Huang asked.

"How is it? Alas!" The Shaoxing native sighed, "The creditor's rights are registered with the working group, and we are waiting for bankruptcy and reorganization. God knows when and how much can be arranged. Anyway, we will definitely lose money."

"It's a big loss." The person next to me said, "I'm the same at Wuhuan Spandex."

Another person sighed: "It's true when you think about it. You can't tell by looking at it. It's hard to guard against. This Ni Zhigeng, I've been dealing with him for more than ten years, and he always tells the truth. When will the money be paid back to you?" Go ahead and you won't be late for even a minute. I didn't expect that this time, I still fell into the mud."

"No one can imagine it." Someone said, "Look at Zhigeng. He drives a car, and he owns an airplane. He sponsors here and donates money there, and he doesn't know how much money he has to donate. Unexpectedly, he still says it." "

Mr. Huang said: "This kind of thing is unthinkable. We don't know how much we have suffered. This time it was relatively good. We were able to find someone and they promised to pay back the money. From my point of view, we If you can get the money, take it as soon as possible. This real estate company may fail at a moment's notice, so take it as soon as possible before it fails."

"That's what I say, but this ratio, 10%, is too low. Can you accept this?" asked Mr. Huang from Shaoxing.

"Of course it's impossible. Didn't I just say at the meeting that this ratio is too low and we can't accept it." Mr. Huang said, "On this point, we must all work together. If we can raise it a little, then it will be fine." It’s money, right?”

Everyone in Shaoxing nodded and said yes.

"In my opinion, one borrower, two guarantors, 3131, we will ask him for 30%, and for the rest of the money, we will go to Zhigeng and the Nanjing man for it," someone said.

Mr. Huang thought for a while and said: "This should be difficult. When the money goes out, at this time, let's be realistic. We don't think that we can come back 100%. If we can come back at 50, 60, 70 or 80, that's enough, etc. ,let me see."

As Mr. Huang said, he took out his iPhone and looked through it. "It's broken!" he shouted.

"What's wrong, Mr. Huang?" someone from Shaoxing asked.

"I'm looking at the Jinxiu Group's stock." Mr. Huang said, "Yesterday it was more than nine yuan, but today it's only more than seven yuan. If it continues to fall like this, it will kill people. If they fall to death, we won't be able to get the money. arrive."

When Mr. Huang said this, everyone's faces immediately showed a trace of worry. Mr. Huang was also worried. After a while, he said:

"You go back and make it clear to those who didn't come that this matter cannot be postponed. There must be a result next Thursday. Moreover, once the result is obtained, we will ask him to chop it now and pay the money immediately. It will be a long night and a lot of dreams. "

Everyone in Shaoxing nodded, feeling that Mr. Huang's words were reasonable.

"By the way, that guy from Nanjing, do you know what he does?" Mr. Huang asked.

The Shaoxing man shook his head and said he didn't know, but he seemed to be in the real estate business.

"You are too courageous." Mr. Huang shook his head, "You don't know anything about it, how dare you borrow money from outside?"

The Shaoxing people were a little embarrassed and said, "It's not Zhigeng. We know Ni Zhigeng. The money was lent to him. The guarantee was just a form. Who would think so much? They also thought about it when they borrowed it. They must also be Zhigeng when they repay the money in the future." Geng, no, Ni Zhigeng ran away and couldn't be found, so we looked for these two guarantors.

"Fortunately, fortunately." Mr. Huang said, "We have three insurances this time. This man named Meng is not a big hollow carrot. Do you want to know his situation?"

The Shaoxing people nodded quickly. At this time, no one wants to know.

"This man named Meng, you are right. He is indeed engaged in real estate, and he is not an ordinary real estate developer. He owns the two tallest buildings in Nanjing. The tallest building in Nanjing is now fifty-seven floors. The Asia-Pacific Business Building belongs to him." Mr. Huang said, "Moreover, both buildings are doing well now and business is booming."

"Mr. Huang, do you know this well?" someone asked.

"Of course, it's not as easy for me to make money as you do. All I earn is hard-earned money. If I don't understand clearly, how can I dare to borrow it." Mr. Huang said.

People in Shaoxing laughed. Some people said, look at what Mr. Huang said, our money is also hard-earned money.

Some people say that we don’t understand, didn’t you, Mr. Huang, help us understand?

I heard Mr. Huang say that the people of Shaoxing were a little happy that the other guarantor was so powerful.

Mr. Huang spoke so kindly to Meng Ping just to make them happy. In fact, Meng Ping did not guarantee his loan and had nothing to do with Meng Ping. He was saying good things about Meng Ping to bury the hatchet for the people of Shaoxing. I just hope that even if Jinxiu takes a little less, it doesn't matter. Isn't there still Lao Ni and that Nanjing guy who can chase me?

Here in Jinxiu, everyone just wants something fast, that is, to get the money quickly and recover some losses first.

He won't say this today, but in the next few days, he will repeatedly instill this idea into them on the phone. He can't let them see that he is in a hurry or that he is standing on the side of Tan Shuzhen and Zhang Chen. on their side.

"Mr. Huang, what do you think, we should tell them next Thursday what proportion we want?" someone asked.

"Yes, yes, we need to reach a consensus on this. When we go back, we can talk to those who didn't come." Someone agreed.

"Do you really want to listen to my opinion?" Mr. Huang asked.

"Mr. Huang, tell me."

"In my opinion, first of all, we can't open our mouths too much. If we can't open our mouths, we have to pay 30%. After all, people from the city government are present and they are coordinating. If the people in the government think that we are not clear, After all this time, we still dare to demand exorbitant prices to blackmail companies. Then they will feel that we have no sincerity in solving the problem, and that will cause trouble.

"If the people in this city government completely side with the other party, then we will be able to suffer a lot. If nothing else, if he drags us day by day, we will be dragged to death. Let's sit down today and say a few words. , just say we’ll talk about it next week. When next week comes, we say a few words and push it to next week. What should we do?

"Let me tell you, at that time, we couldn't even go to court to sue. This incident happened in Hangzhou, and the borrower and guarantor were both in Hangzhou. Just ask a lawyer to find out. Even in Shaoxing, Even if we sued in court, we could not sue. Even if we sued, there was an objection to jurisdiction and there was still a plaintiff and defendant, so we took it back to the Hangzhou Court.

"Who do you think the courts in Hangzhou should listen to, us or the city government? Are they dragging us to death in the same way?"

The Shaoxing people thought it made sense and nodded repeatedly.

"So, we have to take control of this matter ourselves." Mr. Huang said, "Our bottom line is 20%. If we raise it to 25% when the time comes, the government people will not If you think we are going too far, we will give the other party a room for bargaining. Well, anyway, if you pay back 20%, we will not give in anymore."

"Okay, let's do it." Someone shouted, and others nodded.

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