I was reborn and stayed in school to lie down. I really don’t want to roll anymore!

There were only 7 people in the conference room, except Song Kejie's assistant Xiao Bin.

The other manager in charge of business is a friend of Yang Tianhao and Lu Weiming, and they are all acquaintances.

Lu Weiming didn't hold back when he spoke in the office.

"Yeah! I went to the bar after the fight."

"Oh?! Did you talk to Lao Hei about this?"

"Old Black?"

Jiang Hao and Ren Yixin turned their heads and looked at Lu Weiming.

"He is a frequent customer of Lao Yang's bar and a junior leader in Songjiang City Investment Company."

"The specific business he is currently in charge of is the overall property management of Lao Yang Bar Street. The POS machine in Lao Yang's store was provided by him, right?"

"He's a nice guy, but he's a little dark."

"Brother Yang, is the property of your bar owned by the city investment company?"

Jiang Hao wasn't sure about this as he seldom went to places like bars.

I don't know much about the specific situation inside.

"Yes! The entire bar street is a city investment project."

"After all, this street is of a different nature and has special regulatory requirements. So far, the property has always been the responsibility of the city investment company."

The so-called urban investment company they are talking about is Songjiang City Urban Investment Development Co., Ltd.

In fact, every region has a local municipal investment company, which is a state-owned enterprise.

Of course, to put it more bluntly, it is a bit like the government's white gloves.

Many of the projects planned in cities that have relatively high profits are built by local urban investment companies.

The same is true for this bar street, and in order to prevent disturbing others, management requirements such as sound decibels are completely different.

On the other hand, it may be that the property cash flow on this street is sufficient, so the municipal investment continues to hold it in its hands.

"Old Black even does credit card work? His business is quite extensive!"

"What do you think?"

When Yang Tianhao said this, he rolled his eyes at Lu Weiming out of habit.

"Do you think everyone is like you? You want to invest in every project, like an investment black hole!"

"Whatever you invest in, you lose money! Recently I heard that another project of yours failed, right?"

Lu Weiming was not angry when his secrets were exposed in public. Instead, he happily picked up the bottle of "Wahaha" mineral water on the table.

After taking a sip calmly, he spoke to Yang Tianhao in a joking manner.

"Hehe! But I invested in Totoro Live!"

"And now that I'm investing in Songjiang City, there are many people willing to follow suit!"

Yang Tianhao was choked by these words.

The circle in Songjiang City is really small, as an angel investor of Totoro Live.

Lu Weiming's reputation in the investment circle of Songjiang City is gradually growing.

What he said was really true.

Although Yang Tianhao knew Lu Weiming's true level, he couldn't think of any words to refute him for a moment.

I can only bring the topic back to Lao Hei.

"Lao Hei has been engaged in the POS business for several years. He originally promoted this business in Zhenyang Old Street."

"Now, 40% to 50% of the businesses on our bar street use the POS machines he provides."

Well! It turns out that making money still depends on the leaders of state-owned enterprises!

Jiang Hao was more and more moved as he listened to this. As a young leader of an urban investment company, he was indeed blessed with many unique resources.

Especially for this kind of municipal investment companies, even though the salaries there may be limited.

But the power over each area under its jurisdiction, including the benefits, is really considerable!

As for the POS machine business alone, it is impossible to force every company to use the one provided by him.

However, we should not consider the monk's face, but the Buddha's face. The conditions are similar, so I am willing to give this leader some convenience.

Just based on the share that Yang Tianhao mentioned, this old black man should earn a lot of extra money every month.

"Oh my god! I didn't expect Lao Hei to be so awesome? He's so good at showing off!"

"The last time I drank with him, I was worried that he couldn't make ends meet, so I opened a bottle of good stuff for him."

"Isn't he probably earning more than me?!"

Lu Weiming was just proud of his investment, but now he is completely distracted and has a bit of embarrassment on his face.

It's obvious! He had been drinking with this black guy before, and he must have boasted about other things.

"Brother Yang, is this old black man willing to make our products?"

"Yes, he is willing. His original business was a second-level agent, and he had to take a cut from his boss."

"After I talked to him last night, he was very happy about it, but he hoped we could give him a discount on the rate."

This is not a big deal, just give up some profits.

This old black man is in charge of the business of the bar street anyway. With him on this street in Songjiang City, he can directly get most of the business.

And judging from the tone Yang Tianhao used when talking to Lu Weiming about Lao Hei, it seems their relationship is not that bad, and the business can be maintained for a long time.

"What is his current monthly turnover as an agent? What fee rate does he want?"

"It is said that the monthly turnover can stably reach 3 million or more, and it has been rising in recent months."

"He originally received a rate of 7 yuan, and he wanted to ask us for a rate of 8 yuan."

"I haven't agreed to this with him yet, so I wanted to discuss it with you first."

"I wonder if we can guarantee our profits if we give him this rate?"

Jiang Hao was also silently calculating in his mind at this moment.

The fee rate of 8 is equivalent to a monthly turnover of 3 million, and he needs to be given 24 per month.

However, their company's actual payment settlement rate is 0.6%, and they can only get 20% of it.

The rest belongs to the issuing banks and UnionPay, which has nothing to do with them.

Excluding the partial settlement discounts given by Songjiang Bank, their company's actual fee income is 12 per thousand.

In other words, Lao Hei alone can generate a monthly revenue of 36 for the company.

Excluding the 8% given to Lao Hei, their own company actually receives 12 yuan a month.

According to his current investigation in Songjiang City, first-level agents can get about 70-80% of the profits.

From this perspective, the price asked by this black man is not bad, accounting for only 67%, which is relatively generous.

Of course, it was also because he had just started working as a first-level agent and was eyeing cooperation with their emerging payment company.

In terms of the relative scale of business turnover, there is still a gap between us and the old agents of other companies, so we don’t have much appetite for the time being.

"Brother Yang, it's OK, as long as the fee rate is below 10% per and the monthly turnover can meet the standard."

"Our company is just starting business, so we can talk."

A fee rate of 10% per 80 yuan means giving up % of the profits.

Of course, they are third parties and are different from this kind of team. They just sit back and collect money.

For someone like Lao Hei, it is definitely not that he does such a huge workload alone.

There must be assistants and sub-agents, even troublesome personal agents and so on.

The mainstream first-level agents in the market take 80% of the profits, and these profits are the profits of the entire team, including the lowest-level agents.

After actual distribution, it is normal for a first-level agent to get 10% of the profits.

But for their payment companies, there will not be only one agent.

Given the scale of Songjiang City alone, even an ordinary convenience store may have a monthly turnover of 50,000 to 60,000, not to mention other shopping malls and commercial streets.

Of course, it is definitely not common to use credit cards in ordinary convenience stores, but it just shows that the actual transaction flow in a city is very large.

Credit card payments at POS machines at every stage can be charged repeatedly.

As long as their company can generate a stable turnover of tens of billions in Songjiang City, its monthly revenue will exceed two million.

Not to mention the business in the entire Jiangnan Province, the scale of this business is simply unimaginable.

Currently, the monthly transaction volume of the leading payment companies is estimated to easily exceed 100 billion yuan, which is the real way to make money.

Their company is doing pretty well now, and they hold the highest-level, formal payment license.

As long as the subordinate agents you develop are powerful enough, it is really easy to earn over 100 million yuan a year.

If we work hard, especially if Brother Yang and his friends use their connections, we may be able to earn back the deposit in half a year.

It turns out that if you really want to make money, you have to look at the financial industry!

It is no wonder that the supervision of this market is so strict in the later stage. The money comes too quickly and the market is too chaotic.

They hold payment licenses and are already at the top of the entire industry. The way and feeling of making money is indeed different.