After traveling through time, my system is a scam

Nanzhi, a woman with a unique golden finger. She can see other people's life just by touching them. However, this golden finger brought her the fate of early death in the previous two lives. It was not until the third time she traveled through time and became an old lady who was kicked out of the house that she realized that she had a system. This system was actually developed by the Lord of the Underworld to assist the work of the Underworld. Nowadays, there are too many ghosts in the Underworld, but the human world is not prosperous, and people are unwilling to have children. In order to solve this problem, the Underworld came up with a trick and asked Nanzhi to sell insurance. People who are sick and have no money for treatment can get treatment through insurance, delay death, and buy insurance after death. Nanzhi...