After traveling through time, my system is a scam

Chapter 14: Liu Fang, the Insurance Fraudster

After dinner, the two arrived at the cafe together. Zhao Zhen ordered three cups of coffee and three pieces of cake in advance. The two sat there waiting for the customers to arrive.

About twenty minutes later, Nanzhi saw a woman in her thirties walking towards the cafe.

The woman was wearing a light blue chiffon dress. She looked a little wide, had a square face, and small eyes. I don’t know if it was because of the fat on her face. She had red lipstick on her lips, which made her look more energetic. She was wearing a pair of silver high heels, and she walked very briskly. Nanzhi was deeply impressed!

Great!

Zhao Zhen looked at the person who came, stood up immediately and waved to the woman, and the woman walked towards where they were.

"Good afternoon, Miss Liu!"

"I ordered you an iced coffee. I'm sorry for asking you out on such a hot day." Zhao Zhen said politely.

"This is my new apprentice. Today is her first day at work. I brought her out to meet you!"

As Zhao Zhen spoke, he pushed a piece of cake towards Miss Liu.

Nanzhi immediately stood up, stretched out a hand, and with a smile on her face, she politely greeted him, "Hello! My last name is Fang, you can just call me Cuihua!"

The woman smiled and shook hands with Nanzhi, saying, "Hello, just call me Liu Fang."

"Hahaha, both of your names contain the character 'fang'. Even though they are not the same character, you do have a connection."

Nanzhi watched Zhao Zhen find a topic to talk about, but she was thinking about this person at this moment.

"Isn't it?" The woman smiled politely, with a smile on her face when she looked at Nanzhi.

Nanzhi drank her coffee, smiled at the woman, and then stopped participating in their conversation. She knew that the protagonist today was Zhao Zhen.

But this matter might cause trouble. It would be troublesome whether it succeeds or not. If it succeeds, Zhao Zhen will definitely be punished. If it fails, all the money will be wasted.

This woman bought insurance for her husband, but her husband had already been diagnosed with stomach cancer in his hometown. What’s more interesting is that the person who examined them was her husband’s nephew.

This nephew had just graduated and was doing an internship at the health center of the hospital in his hometown. Half a month ago, Liu Fang's husband suddenly had a stomachache and happened to be in his hometown at that time, accompanying Liu Fang to celebrate his mother's 60th birthday. Coincidentally, it was her husband's nephew who was on night shift that day.

After discovering the early symptoms of gastric cancer, the nephew gave his uncle an idea and asked him to destroy the examination records of that day.

It is naturally easier to operate in the countryside and it is not a big problem.

That's why the woman thought of Zhao Zhen first.

I met Zhao Zhen a year ago when he was setting up a stall in the park. The two added each other as friends, but there was no contact in the meantime. Even when Zhao Zhen took the initiative to contact him, there was no response.

Nanzhi wondered whether he should remind Zhao Zhen. If this matter was really investigated, Zhao Zhen might be in trouble.

Nanzhi looked at the two people who were talking happily, but in the end she didn't say anything.

After that person leaves, she will remind him again!

Nanzhi looked at the serious charm of Zhao Zhen when he was talking about insurance. It was completely different from his usual self. No wonder people on the Internet say that people who work hard are the most handsome.

She thinks so too.

Zhao Zhen is now full of confidence. He is in control of the situation, and his professional knowledge comes to his mind with ease, which makes him particularly charming.

Nanzhi knew clearly that one day in the future she would become like Zhao Zhen at work, but it would still take time. However, it did not prevent her from admiring others before she reached that state.

Nanzhi's face was full of admiration. How could such a person like Zhao Zhen live like that in his last days?

Hey!

Just as Nanzhi was thinking, he heard the two of them had reached the crucial moment.

"Row!"

"I want to buy a million-dollar critical illness insurance for my husband. You can tell me roughly how much it costs. Just do what you just said!"

"Help me first, I'm going to the bathroom!"

Liu Fang smiled at Zhao Zhen and Nanzhi, then stood up and left her seat.

Nanzhi felt a sinking feeling in her heart when she saw Zhao Zhen's happy and excited expression. With millions of insurance involved in this case, she would end up spending the rest of her life in jail, right?

Only when he could no longer see anyone did Nanzhi walk up to Zhao Zhen and whisper a reminder.

"Generally, serious illnesses worth more than 500,000 yuan require a physical examination!"

"One million for a serious illness, according to what you just said, a comprehensive plan, at the age of 20, with years of premiums, an average of per year. What does her family do to be so rich?"

Zhao Zhen did not hide it and told Nanzhi secretly.

"Her family opened a small factory and has some money, so 60,000 yuan a year is not a problem!" This news was said by Liu Fang in her circle of friends.

Nanzhi asked in confusion, "When I look at her clothes, she doesn't look like someone who can spend 500 yuan on insurance! Look at her clothes, they're only yuan on Taobao! Her shoes are yuan, and her bag is a little more expensive, about yuan. Don't you think there's something fishy?" She had just bought a skirt of the same style yesterday as pajamas.

Looking at Nanzhi's puzzled expression, Zhao Zhen couldn't help but fall into deep thought and calmed down a lot.

Nanzhi added another sentence.

"Does anyone in our sales department directly buy a million for a serious illness?"

This is not the case at the moment. Basically, the insurance is worth hundreds of thousands. The only insurance worth millions is for retirement purposes, and the annual limit is only four million.

There is really no one who wants to buy a million-dollar critical illness insurance directly.

"You mean there's something wrong with her?"

Nanzhi waved her hands quickly, "No! What I mean is that we should be cautious. The amount is quite large. If anything goes wrong, we will be in trouble."

Zhao Zhen is a smart person, and suddenly understood Nanzhi's hidden meaning. She carefully thought about Liu Fang's attitude during this period, and said after thinking for a moment.

"Auntie, you are really careful! If you hadn't told me, I wouldn't have noticed it!"

Zhao Zhen finally reacted at this time. After thinking about it carefully, it seemed to be true.

After they added each other, the two never chatted again. Half a month ago, this person suddenly contacted her and said that she wanted to buy an insurance policy for her husband. Until now, it was the first time that she explained in detail to this person what insurance was, and she wanted to buy critical illness insurance right away.

Still one million.

Just as she was thinking, Liu Fang came back!

Zhao Zhen's face quickly changed into a smile and he said to Liu Fang enthusiastically, "Sister Liu, the plan is ready, please take a look!"

Zhao Zhen sent the plan to Liu Fang. She secretly observed Liu Fang's expression and saw that the man directly swiped to the initial amount of insurance purchased and counted the zeros with his hand. Zhao Zhen saw it clearly.

Almost instantly, an idea came to her mind. "Sister Liu, this is it. Our Kang'an Insurance Co., Ltd. stipulates that individuals with more than 500,000 yuan need to undergo a physical examination. Our company provides physical examinations to customers free of charge. When the time comes, it will just be a full-body examination for your lover. Don't worry, if there are no problems, it will be directly covered. If there are any problems, your premium will be refunded."

Zhao Zhen looked at Liu Fang with a smile, and saw Liu Fang's face froze.

"Oh! It seems your company is pretty good!" Liu Fang said, with her eyes lowered.

But soon, she raised her head and said, "But my husband is very busy all day, and it's very troublesome to manage the factory. I really can't leave!"

"How about this, we buy them separately, 450,000 for two?"

Nanzhi: You are so smart, do you think I am a fool?

If Zhao Zhen didn't believe it before, then this man's words now made it crystal clear.

There is something fishy going on here.

"That's not possible. If you buy so many at the same time, the insurance company's system will show it. In fact, it's good to have a physical examination. A comprehensive examination for free can help us prevent it. It can save you a lot of money!"

After Zhao Zhen finished speaking, he picked up the coffee and took a sip. He didn't think the coffee was bitter at first, but now it was very bitter.

I spent more than a hundred dollars today and it was all wasted!

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