Manager Ma is seriously skeptical. He belongs to the banking system. From this point of view, he can more or less know how much assets a person has under his name, but he really didn't find that Shang Fuhai has such a big background.
Good guy, although Yintai City has just opened for business, it has a large shop of more than 1300 square meters. Even if it is a cheap place, it will cost a million dollars a year. Why are you so big!
"It's more than 1000 square meters. If the business I want to do is not too big, it's not suitable. I really want to rent this floor..." Shang Fuhai started to run the high-speed rail again.
Manager Ma pretended not to hear, he looked at Shang Fuhai seriously, and said, "Mr. Shang, how much do you need this time?"
"My brother Ma, brother, I won't lie to you anymore. More money is definitely better, but I don't know much about how much loans can be obtained by entrepreneurs like me. Does the country have any preferential policies and policies in this regard? How much is the support?" Shang Fuhai's attitude became more intimate, and he was about to admit his relationship.
"Are you really starting a business? Is there a lease contract?" Manager Ma confirmed again.
He still felt that this matter was absurd and child's play, but he couldn't say it out. If the other party played it for real, wouldn't he offend someone.
A loan of 23 yuan was approved from him last week. Could it be that taking the money is just a waste of this project?
Manager Ma automatically thought of it, and couldn't help but think about it.
When Shang Fuhai heard what he said, he felt that there was a way: "There must be a lease contract, but I came here in a hurry today, so I didn't bring it with me. Brother Ma, give me an approximate number first, like me. How much can you approve?"
"Let's put it this way, the country has special policy support for college students to start their own businesses after graduation. In this segment of the industry, the relevant qualifications of entrepreneurial projects must also be reviewed..." Manager Ma gave a professional explanation, and he finally concluded: " But there is also an upper limit, generally no more than 150 million.”
"So little?" Shang Fuhai was a little disappointed.
Manager Ma shook his head and said: "It's not too small, but this is at the national level. In fact, our Bocheng High-tech Zone also has special support policies for college students to start their own businesses. I won't go into details now. If you can meet the requirements As far as the conditions are concerned, there are 200 million yuan in miscellaneous calculations, which adds up to a lot."
When Shang Fuhai heard this, his expectations were a little higher, but he was still a little dissatisfied. He continued to ask: "It turns out that the local government still has such a strong force. Is there anything else?"
"Hmm." Manager Ma pondered for a moment, then looked at Shang Fuhai and asked him: "How far is your current project progressing? Are you fully recruited? How many people do you need for this project?"
"Brother Ma, does this matter?" Shang Fuhai didn't know why.
"Of course, since you started your business, you naturally know that the economic environment in the past two years has not been very good. Many factories in the high-tech zone have filed for bankruptcy. At present, many factories are mopped by the high-tech zone government. If your project can Help it solve enough laid-off workers to re-employ jobs, I think the high-tech zone will give you more support." Manager Ma said such a way.
Shang Fuhai is happy, if he finds a few more laid-off workers, he can solve the money problem, and he accepts it 100%!
Among other things, the so-called "project" is still in his head now, and the so-called lease at Yintai City has not been implemented on paper at all. He just fooled An Xiaohui in the morning, and now he borrows it again The other party's Dongfeng came to fool Manager Ma, but he didn't expect it to be really interesting. The other party told him so many secrets that he didn't know before.
"Sure enough, fooling around is also a skill. There is a lot to do in this job." Shang Fuhai was full of satisfaction.
"Snapped"
After Shang Fuhai thought about it, he clenched his right hand and slammed it into his left palm. He nodded heavily: "Okay, Brother Ma, I've talked about this, I know how to do it, but I'm not very familiar with the process, Ma Brother, can you introduce an intimate person to help you run around?"
"Fantasy." Manager Ma smiled, very sincerely, after talking so much and waiting for this moment, he was still thinking about how to mention Shang Fuhai, but he didn't expect that he would understand this.
"Mr. Shang, it's hard to say anything else. I'm familiar with the banking business. If you trust me, my old horse will find you an honest person to run errands for you. But my brothers are clear about their accounts, and they don't run errands for nothing." Yes." Manager Ma said directly.
Shang Fuhai didn't ask a single question, and directly stretched his right hand in front of the other party.
Manager Ma smiled, thinking too much, Shang Fuhai is indeed a bit interesting, at least he has a big heart.
"Happy cooperation," said Manager Ma.
Then he said: "Mr. Shang, it is best to find a professional to write a progress plan for your entrepreneurial project. The more detailed the better, and next time you will bring the lease contract with you. The more comprehensive the relevant information is, The faster the approval, the errand runner I found for you has a strong relationship in this regard!"
Chapter 17
"Ten points, slot!"
After personally driving Manager Ma back to the vicinity of the bank, and watching him leave, Shang Fuhai let out a heavy breath.
Damn, some people just make money fast!With the effort of running errands, hundreds of thousands can be obtained.
As for whether he ran errands or not, the devil knows!
But if you can't hold back, your relationship is hard!
Shang Fuhai was very depressed, it was just before two o'clock in the afternoon, and he drove aimlessly towards a place with few people.
When he got to a place where there was no one around, he stopped the car, Shang Fuhai got out of the car and took a breath, looking at the clouds in the sky and the floating branches not far away, he understood something again.
If there were no such people to run errands for him, whether this so-called in-policy loan could be approved or not was another matter. Even if he got the green light all the way to approve it, it was uncertain how much he would be able to approve at that time.
But Shang Fuhai had a hunch that if he didn't find this "relationship account" to run errands for him, no matter how close he was to Manager Ma, the amount of loans he could get approved would not be much.
To put it bluntly, this is what he eats, and what he said today with the surname Ma is very clear.
"I'm really stunned. When I get the money, I invest in it every minute and buy him again. It's four or five times. What is ten points? It's okay to give him ten more points." Shang Fuhai Laughing loudly, his depression was swept away, he figured it out, the important thing is how to get the money, and the profit is divided.
"Buzzing..."
The phone vibrated again. Shang Fuhai has such a problem. He is used to going to work. He often gives training courses to employees, so he habitually turns his phone to vibrate. After more than ten years in his last life, this habit suddenly It's really not easy to change.
He opened the phone and marked the call from 'Second Brother'.
Shang Fuhai yelled 'Oh,' and said, 'It's been so many days since I've been back', why didn't I contact the brothers and sisters in Bocheng, I really fed my heart to the dog.
"Brother, how are you doing recently? How's the business going?" Shang Fuhai really called out affectionately this time.
This is the second cousin of his uncle's family, and there is a second cousin above him, both belong to the same grandfather. The two brothers have nothing to say about his kindness.
When Shang Fuhai bought the house, he took 2 yuan from his second brother to use it. In his previous life, he paid back the year-end bonus at the end of this year.
"Haizi, I'm fine, but what's going on with you now, brother, I just saw the news about your company's accident, where are you now?" Second brother Shang Fuhang asked him.
"The company still has a hidden danger of explosion. It's too dangerous. If it doesn't work, don't do it. Let's find something else." The second brother went straight to the point.
Shang Fuhai's eyes were a little itchy, and he tried not to cry. After all, he was a brother, and he was thinking about his safety.
"Brother, I'm fine, don't worry, I know what's in my mind, I'm planning to resign and do something else after this month." Shang Fuhai didn't hide anything, and said quickly.
But he concealed the fact that he wanted to start a business, and he didn't say the immoral things he was doing.
They are all a family, if they found out, they would definitely persuade him to give up, even if they couldn't persuade him, they would probably do everything possible to stop him.
Just kidding, if you don't have much money in hand, you dare to borrow several million, your head will be swollen by the door.
If something goes wrong and it doesn't work, it will be a matter of a lifetime, and if it doesn't work out, people will die.
"Brother, let's have some drinks tonight. Does my elder brother have time today? I haven't seen you for a long time. I miss you." Shang Fuhai asked him.
Feelings come naturally.
Shang Fuhang asked him directly: "What do you want to eat, brother will arrange it."
My second brother, he has always been so straightforward, and his conditions are considered good among his brothers and sisters. In his last life, he never made your little brother feel bad...
"Brother, I have to make arrangements tonight, or I won't go." Shang Fuhai emphasized emphatically.
Shang Fuhang doesn't argue with him about this, the big deal is that he will pay the bill early, and the brothers only have a few dollars to eat and chat together. It's just a little thing, no outsiders!
"I'll call Pengzi and Bozi again, and ask Sister Xiao if she's coming. By the way, can she come over at night? If not, I'll pick you up by car." Shang Fuhang started to make comprehensive arrangements again.
"By the way, there are also Xueyun and Qiangzi. You can ask them if they are free. They are usually very busy, and they can't get together. Why don't we have a big reunion tonight."
"no problem."
Shang Fuhai went to return the rented car in advance without refunding the fee, and got back the pledged ID card.
"I have to hurry up and buy a car. It's inconvenient to go anywhere without a car. Not to mention, I really miss my little Jingrui with automatic transmission. The space is a bit small, but it can run well." Shang Fuhai said with emotion .
I got on the slow 131 bus, one of the stops was at the gate of the community, but the speed must not be fast, and it was almost 4 o'clock when he arrived home.
When I was having dinner with my brothers at night, I told Xu Fei and asked her if she would go.
"Go and eat with the eldest brother and the second brother. Yuanbao is too small to eat anything. It's not enough to cause trouble." Xu Fei shook her head and said, and then told him: "How many times have I told you that if you can't drink, you can eat it." Drink less, the second brother and the others are not outsiders, don't be brave, your face will turn red and your neck will be thick after drinking, don't you know what your health is like?"
"..."
Shang Fuhai was speechless, just listen to his wife's nagging, only dare to refute when he is fat.
Without further ado, Shang Fuhai directly stewed pork ribs for her, and cooked some millet porridge for the daughter in a pressure cooker. After 20 minutes, he unloaded the pressure cooker and left only a layer of millet oil on the top surface for the daughter to cool.
Shang Fuhai waited on Xiao Yuanbao and drank 100ml of milk powder first, and let his wife eat the ribs before giving her the daughter.
"I'm leaving, you go to bed early at night, don't wait for me if you don't know when you'll be back.
"Why is a man so talkative, get out of here, I'm annoying just looking at you." Xu Fei gave him a big roll of eyes.
At the end, she shook Yuan Bao's tender little arm: "Yuan Bao, say goodbye to your dad, tell him not to drink too much..."
The true meaning of life is probably trivial and nagging.
……
He took a taxi directly from the north of the city to the south of the city, and crossed half of the urban area of Bocheng. Shang Fuhai rushed to the place he had agreed with his second brother ahead of schedule.
The eldest brother and the second brother arrived about 10 minutes later, and then the younger sister Shang Xueyun and brother-in-law Li Qiang, and the cousin, cousin, husband and cousin also rushed over one after another.
"Qiang, aren't you busy recently?" Shang Fuhai asked him.
In the memory of my previous life, my brother-in-law was always the last one to arrive. The fruit shop he owns is really busy, so I understand.
"I don't listen to Liang Guodong from your factory saying that something happened in your factory, and it will be closed early today." Li Qiang said so abruptly.
It made Shang Fuhai feel warm again, and patted him on the shoulder in silence.
The younger sister also asked: "Brother, are you all right? If Brother Liang hadn't told me about it when he went to buy fruit, we wouldn't know why such a big thing happened in your factory, and it wasn't reported on the news or on TV. "
"You know what, you still can't understand such a simple thing, officials and officials protect each other." Li Qiang, the upright brother-in-law, said.
He actually told the truth.
Chapter 18 Recommended Stocks
"Okay, okay, that bad thing was completely an accident, let's not talk about it today."
Cousin and cousin also want to ask about their health, Shang Fuhai hastily stopped them.
"Brother, what are you doing with the transportation now?" Shang Fuhai asked his brother Shang Fugui in the lobby.
Shang Fugui said: "It's okay, but it's not as easy as it was a few years ago. Now if you are willing to endure hardships, you can still earn [-] to [-] yuan a month. How about it? Your factory is too dangerous. If you can't do it, don't do it. Just follow along." I ran around to familiarize myself with the road numbers, and I will buy a second-hand truck by myself after a while..."
"If you feel too tired, just learn from your second brother. He has a flexible mind and the work he does is light, but it takes a lot of brains." Shang Fugui gave a suggestion, and then said: "Look at your second brother's head , are extremely smart.”
A little humor made all the brothers laugh.
Shang Fuhang didn't care either, they were all brothers, no one meant to ridicule the other, if you think that way, it's because your thinking is too complicated.
"It's okay to learn from me, but to be honest, it's not easy to do in our industry now. Various website distributions are launched one after another. The truck drivers are so good now, saving those three melons and two dates. I have learned to distribute goods online by myself, and if this continues, I will have to change careers." Shang Fuhang expressed a lot of emotion.
Shang Fuhai knew that the second brother didn't want to refuse to help him. In fact, his business as a logistics intermediary has really become a sunset industry. Yellow flowers, many practitioners have been forced to change careers.
The emotion of the eldest brother and the second brother immediately led to a topic.
Cousin Guan Peng works in the courier business, and contracted a section of Yuantong Logistics. As long as he is willing to endure hardships, he can earn a lot of money. Unfortunately, there are too many kinds of couriers now, and they are all given to starving ghosts. He said: "Let's not talk about the big brother and the second brother. Our industry is not doing well now. There is too much competition. Let's just talk about my area. Three links and one reach are all living together. What else is there to do? KK, which is the high-end business of SF Express, has not pulled down to grab our business, or it will close sooner or later..."
What he said was correct. In my memory, after another two years or so, my cousin transferred his business in this area. Afterwards, he worked on clothing and processed it for the whole generation. He also opened a restaurant with his brother-in-law Li Mingbo. Later, I did Taobao live broadcast...
His experience is also rich!
But when it comes to this, the speaker is unintentional, but Shang Fuhai thought of one thing. It seems that SF Express will be listed in the domestic backdoor in 16, and it will have a huge market value of more than 2000 billion when it goes public. SF Pharaoh's personal assets hit the top five in China's richest list that year, and even after that, he dangled in the top ten for several consecutive years.
"Whose shell did it borrow?" Shang Fuhai was twisted in his heart again, frowning and cross-eyed, but he didn't think about it.
But don’t worry, just think about it slowly. Anyway, SF’s listing will be a matter of the next year. Before that, if he decides to do something, he will have more than a year to make plans. If people go to inquire, they can always know in advance.
"I said brothers, don't pour bitterness here, don't say anything else, just me and Hai Ge commute to get off work on time with a salary of five or six thousand, no matter how bad you are, you can earn more than us There are many brothers." Li Mingbo joked with a smile.
"Okay, okay, let's not talk, it's been a long time since we got together, let's have a happy chat today." The second brother Shang Fuhang ended the complaint.
Shang Fuhai has been deliberating in his heart whether or not to say something, and how to say it.
Just now, after listening to the bitterness of a few brothers, he decided to share it with the rich brothers. As for whether they believe it or not, they have to find a good reason.
After the dishes were served, except for the fruit juice that my sister Shang Xueyun and cousin Guan Xiao drank because they wanted to watch their children, the others were allocated liquor and beer.
When the wine was in full swing, Shang Fuhai blew down a bottle of beer. The brothers didn't know that he was playing for a set, and wanted to ask something new, so they heard him put down the empty beer bottle and said with the strength of alcohol: "Big Brother, Second Brother, Qiangzi, Pengpeng, and Brother Bo, I'm afraid you'll think too much if I tell you something, but I think it's probably true."
Brothers, you look at me, I look at you, and look at each other, why is it so grand and mysterious?
You have to use the strength of alcohol to say it, don't mean to refuse to admit it after drinking!
Shang Fuhai drank another cup of green tea, and let out a heavy breath: "I went to the bank where I got the mortgage today to do something, and it was a coincidence, when I went there, I happened to hear two people from the bank who looked like leaders They were whispering, maybe they didn't pay attention to me, guess what I heard?"
"Brother, don't be so secretive, tell me quickly if you have something to say." His younger sister Shang Xueyun scolded him.
Shang Fuhai rubbed his hands, trying to be more mysterious: "I heard the two of them discuss that someone from a securities company asked them to borrow money, saying that they wanted to speculate on LeTV, and it is said that they wanted to speculate it into a hundred-yuan stock..."
"I'm not thinking that there are people everywhere saying that this year is a big bull market. If what they say is true, I'm thinking about following the wave. No one can get rich without windfall!" Shang Fuhai narrowed his eyes full of emotion, He thought that in his previous life, he could barely cover the expenses of the family, but he didn't have much savings. After three years in a Kweichow Moutai quilt, he didn't even have the money to support his brother-in-law's marriage. This life is enough.
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