Entertainment: Angry at the Beijing circle Gege, was banned by the Beijing circle

.The next day , Su Ye asked the financial and other staff of the real estate company to remit the purchase price to the other company’s account . Within a week , the property rights transfer registration of the three buildings was completed .

.Immediately after .

.Su Ye also used these three buildings, a total of 108 houses , to mortgage in kind in the bank .

.Because of Su Ye’s own fame, social status , and influence .

.And the commercial buildings and 108 houses are all full-payment houses with clear property rights. It is easy to get a 10% loan from the bank , which is a commercial building with a market value of 30 million , plus 108 residential commercial houses with a market value of 50 million . A total of 80 million , a total of 72 million loans !

.In addition to the 20 million Su Ye has on hand , there is still a total of 92 million funds to use …

.98 . _

.Banks are not very strict about the use of funds for mortgage loans .

.The bank doesn’t care what you do with the money .

.The reason is simple .

.If there is a problem with your funds , I can directly collect your real estate mortgaged , and the bank will not lose 103 points .

.But in hereafter .

.The funds you mortgaged like this can not be used to buy a house . Of course, there are also many people who take advantage of the loopholes . Bank supervision may not be in place , but such behavior is illegal .

.The reason is also very simple .

.The houses of later generations are basically all leveraged , that is, mortgages .

.It is a loan room .

.The lender is then used as a mortgage , and the mortgaged funds are used to buy a loan room …

.After such a circular operation , can the housing market bubble be big ?

.Of course, in 1998, for Su Ye, this problem did not exist .

.Now .

.Su Ye’s real estate company has a loan of 100 million yuan and a bank loan of 72 million yuan .

.But none of these liabilities matter .

.Only on the books .

.Because with the skyrocketing housing prices , the debt on this account can be wiped out in an instant .

.Important .

.The commercial building and 108 houses are already in Su Ye’s hands .

.And at the same time .

.Su Ye still has 92 million yuan in his hands !

.Do you understand ?

.The funds on hand have hardly changed , but there is an additional commercial building and 108 sets of capital houses under the name , these high-quality real estate assets .

.It’s almost a white wolf with empty gloves !

.In reality , the specific operations of financial predators are basically similar .

.Unlimited nesting doll mode !

.Su Ye also spent 100 million funds to leverage this nesting doll model.

.On the other hand .

.Su Ye is a 10% off bank loan .

.And in reality ?

.Oh , ten percent off ?

.People directly package the assets . For example, the real estate in a medium-sized community with a market value of 50 million yuan , I will directly package it into a high-end community real estate with a market value of 100 million yuan .

.Does it seem pointless ?

.NONONO!

.As long as the bank approves your ” package ” and sets these mortgaged properties with a value of 100 million , then you can loan at least 80 to 90 million .

.It is equivalent to saying that after a circle of operations , the money on hand will be more …

.Magical, right ?

.hehe .

.Not too common actually !

.In addition , there is leverage such as mortgage in the middle , which further enlarges the scale .

.Do you think the housing market bubble can be big ?

.Of course .

.Bubbles and housing prices are not necessarily reciprocal .

.Because it also involves inflation , the depreciation of purchasing power, the link between housing and high-quality urban resources such as education and medical care, etc …

….

.All of Su Ye’s operations are legal , reasonable, and compliant , and with 100 million capital as a base , and the method of buying a house with full payment , the risk of this ” unlimited nesting doll model ” has been abandoned .

.The 92 million funds on hand will naturally not rust idle .

.Continue to buy buy buy !

.In Beijing in March and April of 1998 , there was an urban legend that a mysterious rich man scattered his wealth everywhere in the real estate market .

.Legend has it that there was a very rich man . During the past two months, he frequently entered and exited the middle and high-end communities near the second , third , and fourth rings of the capital . As soon as he made a move , he bought several buildings and several buildings without wrinkling his brows .

.If any real estate salesperson is lucky enough to meet this God of Wealth , if nothing else , but the sales increase , they can get hundreds of thousands of yuan !

.This is hundreds of thousands in 1998 …

.In the eyes of 99.9% of the common people , it is a real huge sum of money , which is the total income of wages for decades !

.About who this mysterious man is .

.Strangely enough …

.Those who were fortunate enough to receive him were all tight-lipped and did n’t reveal the slightest bit of information .

.So. _

.There has been more speculation .

.Some people say that this is a nouveau riche coal boss who came to the capital with a small secretary to throw money . His net worth is at least several hundred million , and he is guarded by a group of bodyguards when he goes out .

.Some people say that he is actually an overseas Chinese who has made a fortune in Southeast Asia . He is optimistic about the domestic economic development and returns to China to buy real estate .

.Some people also say that the person who comes here is clearly a second-generation dignitary , and there are too many family assets . It is too shocking to store in the bank. Just buying a house to preserve its value is the same as the rich people who bought gold in the past …

.blah blah blah .

.Rumors such as these abound .

.However .

.In May of 1998 , these rumors came to an abrupt end , and no one mentioned it again .

.Because .

.It was on this day that the state issued an announcement to completely and formally stop the old system of welfare housing distribution nationwide and comprehensively promote the construction and sales of commercial housing .

.and .

.A nationwide housing provident fund system has been established .

.At the same time , CCB responded and was the first to stand up and open a personal mortgage loan aimed at individual users .

.When the news came out , the whole country was in an uproar .

.Since then , the domestic real estate market has been like the rolling wheels of history , and there is no force to stop its crazy upward momentum …

.Until this moment , the real estate circle , which was still circulating the urban myth of the God of Wealth , suddenly woke up .

.I wipe !

.What the hell is this God of Wealth ?

.This is obviously the immortal master of the unpredictable prophet . He clearly learned the news in advance , and he has a huge amount of money to hoard the house !

.No one knows how much real estate this urban myth protagonist hoarded in March and April in 1998 .

.here .

.Zhou Heng was the first to wake up .

.After he completed the transaction with Su Ye , he resigned from the company the month after he got the commission payment , and started a construction team by himself , became a small real estate company , and went it alone .

.some years later .

.When Zhou Heng also became a big boss in the real estate industry in the capital , with tens of billions of assets under his name , he said with emotion , fortunately, he met an expert back then , and he followed in the footsteps of this expert . Barely kept up with this trend .

.As for who the tall man is .

.But no one could ask Zhou Heng the reason .

.Of course, among the group of people who received Su Ye , not only Zhou Heng , but almost everyone benefited from it more or less .

.It ‘s just that personal circumstances are different , Zhou Heng is the best one among this group of people .

.It is for the same reason .

.Let this group of people keep silent about the urban myth that happened in March and April in 1998 …

.This kind of thing that is fortunate to smell the opportunity , the fool will share it with others !

….

.Whoa- !

.Su Ye threw a small sack key in front of Da Mimi, who looked stupid .

.Keys like a hill , at least thousands of keys .

.A key is equivalent to a suite in the capital !