big system developer

Chapter 44
"By the way, Xiao Mu, you said earlier that you could give me a gift bag of home appliances and so on. What's there?" Just as Mu Chen was about to take He Yun to brush money, He Yun asked suddenly.

When Mu Chen heard the word "that's right", his heart tightened, for fear that He Yun would make another mistake.

Mu Chen heaved a sigh of relief after hearing the latter words.

"Sister He, I already gave you a discount of [-] yuan, that home appliance gift package..." Mu Chen didn't finish.

When He Yun heard Mu Chen's words, she was a little unhappy.

"Then why do other people have it?" He Yun asked, pointing at a person.

Mu Chen saw that this was Chen Fang's client, and he felt a little tired.

"Sister He, why don't you buy it at the original price, and I'll give you a copy too?" Mu Chen said, walked up to He Yun, and whispered, "You can't find it in any sales department at this price. You can ask Ask other clients, has the real estate consultant offered any discounts?"

When He Yun heard Mu Chen's words, she smiled, she took advantage of herself, of course she should be happy.

"Sister He, don't worry about those little things. Do you have time on the weekend? Our sales department has an event on the weekend, so you can come and participate. Our event is worth a lot. The special prize is the BMW [-] Series." Mu Chen quickly changed the topic.

In fact, whether to give this thing or not is in the hands of the real estate consultant. Generally speaking, if you have a good relationship with the real estate consultant, the real estate consultant will give you some gifts.

But, He Yun, I can't give it away.

It's not that the relationship is not good, but that He Yun can't let He Yun feel that he can get what he wants.

If you want a discount, you will get a discount, and if you want something, you will get something. This way, it is easy for He Yun to make progress.

"Hey, no wonder your ad says you have BMWs, but you really do have them." Sure enough, He Yun's curiosity was aroused.

Mu Chen nodded proudly, "Of course, our Jiayang Real Estate is a big developer anyway, so we will definitely give it away if we say it."

"As for whether it's for you or not, I'm not sure," Mu Chen added in his heart.

"There is one more thing." He Yun paused, then continued.

"One is the issue of the down payment, and the other is the issue of the loan"

Mu Chen patted his head, "Sister He, I'm sorry, I forgot to explain to you just now."

Indeed, just now Mu Chenguang was thinking about making a decision, and he hadn't done his best beforehand.

"For the down payment, like other real estate projects, the down payment must be paid within seven days. If you have a loan here, please tell me before you come. We can arrange the bank to come to our sales department. When the time comes, you You can sign a bank loan on the same day you pay the down payment”

He Yun frowned upon hearing this.

"Xiao Mu, isn't this time a bit too urgent, and I won't be able to spend so much money in a short while?"

"Are you the first suite or the second suite?"

"Two houses, I have another house in Zhangjun District"

"Then you have to pay [-]% of the down payment, and you have to pay [-]% for the decoration part." Mu Chen calculated on the paper.

"A down payment of 150 million, and then a loan of 150 million, of which the rough part can be loaned 120 million, and the decoration part can be loaned 30"

"What's the difference between rough and decoration? And what's the interest rate of your loan?" He Yun felt a little urgent just now, and didn't even figure out these issues, so it was decided.

"May I ask, how old are you?"

"I just turned 55 this year," He Yun said lightly.

"55 years old, that is, the bank has made long loans for 10 years, which is the same number of years as the decoration part, so it can be calculated together. The bank interest rate is increased by 20%, which is 5.88%. The rough decoration is the same. "

"The monthly payment is about 16000." Mu Chen did a simple calculation with a mortgage calculator.

Then he pushed the calculated paper in front of He Yun.

"Sister He, take a look. The down payment is 150 million, and the monthly payment is 16000."

He Yun frowned, "The pressure is a bit high."

Mu Chen saw that he just ignored this problem, but judging by He Yun's appearance, he shouldn't be a poor person. He feels that he is usually a pampered person, otherwise he wouldn't be so well-maintained.

"Then you can pay more down payment and take out less loan, because the bank can loan up to 65 years old, or let your husband be the main lender, then you can borrow for 5 more years, and you can loan up to 70 years old. Just after Mu Chen finished speaking, he was suddenly annoyed that he said this sentence wrongly.

Sure enough, when He Yun heard it, she felt that it made sense.

"Yes, Xiao Mu, I still need my husband to take a look at this matter. The pressure is a bit high, so I will come back tomorrow." He Yun said hastily.

She was really impulsive just now, but now she has calmed down and calmed down a bit.

Mu Chen wished he could slap himself a few times, he knew he had said the wrong thing just now.

"Sister He, you can call your husband. We only have a few sets of this special price room. If you come over tomorrow, if this set is booked, it will really be gone." Mu Chen hurriedly asked to stay. Think about it, once the customer calms down, the more he thinks about it, the more wrong he will be, and the possibility of another transaction will be greatly reduced.

"Besides, you see, I have applied for the price for you. If you don't decide today, my manager will definitely scold me to death." Mu Chen looked at He Yun's unmoved expression.

I had to play the emotional card.

He Yun hesitated when she heard that, just now she also saw Mu Chen running up and down, and she couldn't bear it.

"Okay, then I'll make a call and ask my husband." He Yun said, walked to the side, and made a phone call.

Mu Chen watched He Yun walk away, feeling anxious, constantly thinking about how to retain this client.

"Brother Chen, you are going to treat me to dinner." At this moment, Liang Tao suddenly walked to Mu Chen's side.

When Mu Chen heard this, his face lit up with joy.

"A deal?" He asked in disbelief.

Liang Tao nodded, "That's right, but you're a really good customer, so I introduced it, and I didn't make a decision, so I made it directly, and I called all my family to see it, and I think it's okay."

When Mu Chen heard it, he was overjoyed, "Which one did you decide?"

While speaking, he looked at the information about Zhao Kai in the system information.

"Budget 400 million"

"5-1701, 151, the total price is 400 million." Liang Tao looked at Mu Chen proudly.

Muchen gave Liang Tao a big compliment, "No problem, no problem, I'm treating guests, you can say whatever you want to eat."

He was so focused on He Yun just now that he didn't pay much attention to Zhao Kai's affairs, and he didn't expect that the deal was all done directly.

"I took the client to swipe the money, let's not talk about it." Liang Tao glanced at Zhao Kai and said.

Mu Chen nodded, and his depressed mood just now has improved a lot.

"Congratulations, Mu Chen has subscribed for house number 5-1701, with a total amount of 400 million."

Sure enough, after a while, a deal news came from the group.

(End of this chapter)