The Pentium Era - South to North

More than a week later, the daily remittances of dozens or hundreds of yuan from Xiaofang's account in "Ronghui Finance" stopped. After three days of cessation, Xiaofang received a letter from "Ronghui Finance". A text message stated that they had entrusted Shanghai Guoqing Law Firm to handle investor-related matters.

Xiaofang was a little confused after reading this text message. She didn’t know what they were talking about about investor-related matters. When she called her, she still got a busy signal. When she left a message online, she only received an automatic reply of “Please leave a message. Our staff will be with you.” Reply as soon as possible.”

Xiaofang knew that this first time, there would never be a reply.

Xiaofang put the phone aside and ignored it, but the phone rang. Xiaofang looked and saw that it was an unfamiliar number. She picked up the phone and the other party asked:

"Excuse me, are you Ms. Zhao Zheng?"

Xiaofang immediately understood that this phone call should be related to which online loan platform. When they entered the account, they used Zhao Zheng's ID card and bank card, but the phone number reserved was Xiaofang's, which made it easier to handle daily.

Xiaofang nodded and said, "Yes, I am. Who are you?"

The other party immediately asked: "Excuse me, has Ms. Zhao received a text message from 'Ronghui Finance'?"

Xiaofang said she received it.

The other party introduced himself and said that he was Chen Qingfeng, a lawyer from Shanghai Guoqing Law Firm, who was responsible for handling the business of "Ronghui Finance". To put it simply, he was entrusted by them and was fully responsible for handling their debt problems.

"Ms. Zhao, you must also know that there is a problem with the current capital chain of 'Ronghui Finance', right?" Lawyer Chen said.

Xiaofang originally wanted to say, but as far as I know, it seems not yet, but after thinking about it, she didn’t say it. Instead, she said “hmm” and said:

"I know."

“Based on our experience in handling related businesses, when a platform has problems with its capital chain, it will only become more and more difficult for them, the liquidity will become worse and worse, and the risks for you investors will also become more and more serious. big."

Xiaofang was secretly amused, and she said: "Lawyer Chen, I don't know much about this industry. I can't understand anything about liquidity. Just tell me what I should do. For me, I just want to get my money back as soon as possible, since the interest is gone anyway.”

"I know that every investor wants to get their money back as soon as possible." Lawyer Chen said, "But the fact is that 'Ronghui Finance' is no longer able to repay, and they are now facing a large number of investor demands every day. If you want to withdraw cash and get your investment back, don’t talk about them, it’s the bank. When everyone goes for a run like this, the bank will also collapse, right?”

"I don't know, Lawyer Chen, I told you, I don't know anything about this business." Xiaofang said, "Just keep it simple."

"Okay, to put it simply, Ronghui Finance is going to go bankrupt." Lawyer Chen said.

"Ah! How could this happen?" Xiaofang asked deliberately pretending to be anxious, "What about our money?"

"What can I do if it goes bankrupt? I think Ms. Zhao must not have invested in their platform. You should also know what is going on with these platforms now. If they go bankrupt, you will definitely not get the money." Chen The lawyer said, "There is a word now, isn't it called "explosion" when a platform closes down? If it explodes, what else can you do?"

"Then what should I do? Why am I so unlucky?" Xiaofang shouted anxiously.

"Oh, don't worry, Ms. Zhao, there is such an opportunity now." The other party said to Xiaofang when he saw that the time was almost up.

Xiaofang quickly asked: "What opportunity?"

"That's right. We have now found a powerful third party and are preparing to restructure their debt. For those who are eager to reduce their losses, we have provided a very good plan."

"What plan?" Xiaofang asked.

"Acquire your investment at a discount," said Lawyer Chen.

"What do you mean, I don't quite understand." Xiaofang said.

"That's it, Ms. Zhao... By the way, how much money do you still have in Ronghui?" Lawyer Chen asked.

"Forty-eight thousand, seven hundred and fifty-six yuan." Xiaofang answered.

"Hmm, we can acquire your investment at a 30% discount, that is, you sell it to us at a 30% discount for the money you haven't received yet. Very soon, as long as we both sign an agreement, you can sell the original and Ronghui investment to us at a 30% discount." Transfer the contract to us, and we can give you the money right away, on the spot," said Lawyer Chen.

Oops, I have never encountered this before, Xiaofang thought to herself, is there still a platform playing this?

Xiaofang pretended to be annoyed and said: "It's only 30% off, which means that for my 48,756 yuan, I can only get more than 14,600 yuan, right?"

"Yes, but you can get it right away." The other party said.

"But this is too little." Xiaofang said.

"Of course, you don't have to accept this plan. This is just a plan proposed by us and a third party. It has nothing to do with Ronghui. You don't have to accept this plan and continue to wait for Ronghui to process your investment funds. However, I I heard that some people can no longer get money.”

Xiaofang almost blurted out: "Mine has also stopped, there is no money coming in."

When the words came to her lips, she did not say them, but waited quietly to see what the other party said.

There was silence on the phone for a while, then Lawyer Chen laughed softly and said:

"By the way, we can also accept your agency to sue Ronghui. If you can't trust us, you can also find a lawyer to sue them yourself. You will definitely win the lawsuit, but it doesn't matter whether they execute it or not. Do they have the money to execute it? , that's another matter. You're not in a hurry, right, Ms. Zhao, you can wait slowly anyway.

"By the way, after you pay the legal fees and agency fees, you'd better send someone to Ronghui to keep an eye on them and don't let them run away, haha."

Xiaofang sighed and said, "Lawyer Chen, can you let me think about it?"

"Okay, just think about it and call me, but you have to hurry up. The third party only gave us half a month to deal with this matter. After half a month, you just called me and said you thought about it. You have decided to sell your investment, and the third party will not accept it. Do you understand, Ms. Zhao?"

Xiaofang nodded and said okay, I understand.

Xiaofang was going to the Shanghai company tomorrow. Xiaofang asked:

"By the way, Lawyer Chen, I would like to ask, I may go to Shanghai on a business trip in a few days. Can we have an interview?"

"Yes." The other party said, "However, we are very busy. Ms. Zhao, if you have thought about it and have plans to sell your investment, we can discuss the details in person, and even sign an agreement after the negotiation is completed. You can get it right away in Shanghai. If you have the money, if you don’t have this will, there is no need for us to meet. You can just continue to contact Ronghui, do you understand?”

"I understand." Xiaofang said.

After hanging up the phone, Xiaofang immediately judged that there was something fishy. The other party first sent a text message to the investor in the name of "Ronghui Finance", but the content of the text message was unclear. It just said that a law firm was entrusted to handle the investor's related affairs. The details He didn't say what the matter was.

This text message was just an introduction to the Shanghai Guoqing Law Firm, and then a lawyer appeared. The lawyer who appeared also emphasized that he represented a third-party investor and had nothing to do with "Ronghui Finance".

Careless or unclear investors thought that since they were introduced to this law firm through a text message from "Ronghui Finance", they thought they were related in some way and that they were together, but they didn't know that there was a break point in the middle. Yes, the front and back are completely different things. How and what you talk about with this law firm has nothing to do with "Ronghui Finance".

Their purpose is just to acquire your debt at a discount.

The purpose of doing this, Xiaofang sneered and laughed out loud, clever, really clever, in this way, if the investors invested 100 million in total, it would become 30 million.

As long as "Ronghui Finance" makes a roundabout way in this way, they can completely get out of trouble, completely solve their debt problems, and can go on the road with ease and continue to cut the next crop of leeks. All risks can be passed on to them so easily. Thousands of investors took the plunge.

Xiaofang made up her mind to meet the lawyer Chen Qingfeng. Not only did she want to meet him, but she also wanted to continue singing the show until it was over, singing to a conclusion, and watching the curtain fall.

Xiaofang picked up the phone on the table, dialed it, and arranged things one by one.

Just as Xiaofang put down the landline receiver on the table, her cell phone rang. Xiaofang looked at it and saw that it was Xiangnan, so she quickly picked it up.

"Aunt Xiaofang, hello!"

"Nannan, hello, what's the matter?" Xiaofang asked.

"I would like to ask, Aunt Xiaofang, do you have any acquaintances at the US Consulate in Shanghai?" Xiang Nan said on the phone.

Xiaofang asked: "What's wrong, Nannan?"

"It's like this, Aunt Xiaofang, Xiaohu and the Fubon Financial Holdings Cultural Foundation have invited our troupe to tour the United States, Japan, and Taiwan. The first stop will be the United States. It's April 20th. The time is now. We are already very nervous. We heard that visas to the United States are now very tight..."

"Nannan, you want to find someone to help you apply for a visa, right?" Xiaofang asked.

"That's right, and besides, aren't they interviewed one by one? I'm mainly worried that there are a few people in our group who are not very qualified, but the people who go are all assigned to one seat. If two people are stuck, With three people, how can we perform?" Xiang Nan said.

Xiaofang laughed and said, "This is indeed a problem, but Nannan, you called the wrong person."

"Ah, if I don't call you, who should I call?" Xiang Nan asked.

"Have you ever called your Uncle Zhang Chen?"

"Uncle Zhang Chen? Is he familiar with the American Consulate?" Xiangnan was surprised. Zhang Xiangbei had not even mentioned it before. Uncle Zhang Chen was very familiar with the American Provisional Consulate, Xiangnan asked.

"He is not familiar with them, but Xu Qiaoxin and Zhao Xin are both very familiar with the Consul General. The Consul General often comes to the 'Riverside Oil Painting Gallery', and Zhao Xin is his translator." Xiaofang said.

"Haha, that's it. Then instead of calling Uncle Zhang Chen, I'll call Aunt Qiaoxin directly." Xiang Nan smiled on the phone.

"Okay, by the way, Nannan, when will you go to the United States in April?" Xiaofang asked.

"On the 20th, for the specific time, we will see the flight tickets booked by Xiaohu and his foundation."

"On the 20th? That's great, Nannan. Your Aunt Liu Yun and I will also go to the United States by that time."

"Really, really, Aunt Xiaofang!?" Xiang Nan shouted.

"Yes, Fanhua Network will be listed on Nasdaq on May 2nd. Aunt Liu Yun and I need to go there early." Xiaofang and Xiangnan said.

Thank you for Flowers and Youth, Broken Dreams in the Void, Shadowless Feet, Wind and Waves 26, Illusion in the Wind, No Future, Just Remember the Original Intention, Hu Hu, God, my monthly ticket is so high! Thanks for all the votes and reading! Have a good evening everyone!