Rebirth of science and technology to rejuvenate the country

It is not an exaggeration for Si Haibo to say that he came to hide from the Qing Dynasty. Since April, Wenzhou has experienced a private lending crisis. Many companies that borrowed from local private financial institutions cannot repay their debts, and secretly took the money and ran away.

The most representative one is "Huang He, the boss of Jiangnan Leather Factory who owed the hard-earned money of the workers to run away." Starting from the Jiangnan Leather Factory, many enterprises in Wenzhou began to go bankrupt.

Of course, Si Haibo's company will not go bankrupt, because he listened to Yuan Xia's suggestion and did not borrow money from the private sector. Instead, he pushed the company to go public. The market is overwhelmed.

However, the financial crisis interrupted his step into the international market, so he had to focus on the domestic market. Although he earned a little less, his business situation was still excellent.

Recently, the private lending crisis has emerged. Many enterprises have gone bankrupt, their bosses have run away, and private financial institutions have had a lot of bad debts. The money borrowed cannot be recovered, and new loans are naturally not dared to borrow.

Many enterprises need money, and they want to get loans from banks because they cannot get loans from private financial institutions.However, the country has tightened its policy on bank loans. If you want to get a loan from the bank, you must have someone to guarantee it.

As the owner of a listed company, Si Haibo is undoubtedly a good choice, because his company has not participated in private lending, is operating in good condition, and is still making profits, so it is naturally the best guarantor.

So since April, Si Haibo has been approached by all kinds of people, asking him to guarantee a loan for him, including business partners, relatives, friends, and even people who have nowhere to go. Hai Bo was so annoyed that he finally ran away in the name of inspecting the market.

"People come to block the door every day. People come to my home, company, and even my home in Ningbo and Shanghai. My head is getting bigger, and my mobile phone is set to not pick up unfamiliar numbers. I can hardly do business." Secretary Hai Bo was so worried that one head and two big.

Yuan Xia smiled and said: "It's not easy to hide, just find a place to live, turn off the phone and it will be clean. The key is that your company has to take care of it."

Si Haibo smiled wryly: "Yeah, that's what's bothering me. That's why I'm here to ask you for advice."

Yuan Xia shook his head helplessly: "I really have no idea about this matter. You have been in Wenzhou for so many years, and your network of contacts is there. It is normal for someone to come to you for help."

Si Haibo sighed: "Oh, yes. Actually, I wanted to move the factory a long time ago, but I didn't move because of the industrial chain and network of contacts. Is it true that this incident forced me to move? factory?"

Yuan Xia said: "It is true that the living environment of small and medium-sized enterprises is becoming more and more difficult. Once there is a shortage of funds, they will not be able to cope with it, and the factory will have to close down. It is understandable for them to ask you for help. But you are just a company, how can you Take risks for someone else's business, and if the other party runs away, you will be the one who owes the debt."

Si Haibo nodded: "Yes, yes, yes. I was also scared. I know a friend who owns an electrical appliance factory, and his business is very good. He helps people as guarantees, and the company's turnover is 1000 yuan. Less than 8000 yuan, lied that he had 200 million yuan, and borrowed 3000 million yuan from the bank, but the person ran away, and all the more than 1000 million yuan loan fell on his head. When will it be repaid? I heard I was scared to death. Thanks to you reminding me not to be a guarantee for others, I didn’t promise others much. Last year, I gave a guarantee of 1000 million to a friend who really couldn’t save face. There is no problem with this friend’s company. If he also ran away Now, I have to pay the [-] million for him too, alas!"

Yuan Xia didn't expect him to guarantee someone else, but fortunately, it's only 1000 million, if he really runs away, he can still afford it.

However, this loan crisis in Wenzhou is just the beginning, and there will be more disasters in the future. Yuan Xia sympathizes with these entrepreneurs, but there is nothing he can do. People always have to take responsibility for their own choices. At the beginning, they relied on private loans to make a fortune. Now that there is a problem with private lending, they themselves have to bear the consequences.

Yuan Xia comforted Si Haibo: "Maybe we won't reach that point, don't think about it too much, just have fun for a few days when you come here. Are you staying in a hotel or at my house?"

In fact, he wanted to keep Si Haibo at home, but he was going to Dali in two days, if he didn't leave by then, could it be that he still drove the guests away?So it's best not to keep customers in the first place.

Si Haibo is more intelligent. Hearing what he said, he knew that it was not convenient for him to keep himself: "Let's go to the hotel, so I won't cause you any trouble."

Yuan Xia said: "Then let me book a room for you." He made an internal call to Tao Yang and asked him to handle the matter.

After making the phone call, Yuan Xia smiled and said: "That's it, Xing Yi and I plan to go to Dali for a vacation, and we will leave in a few days, otherwise we will keep you at home."

Si Haibo laughed: "That's it. I also want to visit Dali, but let's forget it. I won't disturb the world of the two of you. Next time, I will go on vacation with my wife."

Hearing what he said, Yuan Xia couldn't help laughing, it seemed that Si Haibo also knew about their relationship, maybe it was Si Hongjin who told him.Very well, the acceptance of both of them by friends is quite good.

"It's been planned for a long time, and it's not easy to change it temporarily. I can't accompany you more, I'm really sorry." He deliberately ran to him to complain, but he couldn't accompany him, Yuan Xia still felt a little regretful.

Si Haibo waved his hand: "Don't worry about me. By the way, is the house in Dali expensive? Have you ever thought about buying a holiday villa there?"

Yuan Xia shook his head: "I never thought about it, how can we have any chance to go on vacation, it is rare to go once in ten years, what a waste to buy a house empty."

"You don't understand this. There is no house there, so I didn't think about going there. If I had a house there, I would go there often to have a look. Next time I ask my wife to go with me to see if I can buy it there. A house is good for personal use or investment," said Si Haibo.

Yuan Xia wondered if he had stayed in Wenzhou for a long time, so his thinking habits were the same as that of Wenzhou people, who wanted to buy a house everywhere.

However, Si Haibo's thought brought up another thing in Yuan Xia's mind, that is, he and Yu Xingyi had agreed to build a house in his hometown when he was old, surround a yard, and raise chickens, ducks, vegetables and flowers in it.

A few days later, Yuan Xia and Yu Xingyi boarded the plane to Dali smoothly.

The day before their departure, Yuan Qiu took Yuan Xi and Wen Bo to Beijing, and the children of the family would gather in Beijing again, and there might be another quarrel at Chongyang's house, but Yuan Xia couldn't see them.

In July, the temperature in Dali can be more than ten degrees lower than that in Yuecheng. It is simply a paradise for summer escape. Yuanxia felt that he had come to the right place from the moment he got off the plane.

The innocence here is blue, the clouds are white, the mountains are clear, the water is beautiful, and the rhythm is slow and leisurely. It is simply a paradise. Both Yuan Xia and Yu Xingyi are more fond of this place.

The two went to live in a homestay, and Yuan Xia specially contracted a yard alone, and this family only received him and Yu Xing or two people. The boss usually didn't live here except for sanitation and buying necessary items.

This courtyard is completely their private space. On the Erhai Lake, the balcony and rooms on the second floor can face the Erhai Lake directly.

Like all the houses in Dali, the house is very carefully decorated, with white tiles and white walls, and the yard is full of flowers and plants, especially the colorful Gesang flowers.There is also a long-haired puppy, very well-behaved, who doesn't recognize life, wags its tail when it sees people, and usually likes to lie on the bluestone steps to bask in the sun.There is also a milk cat that is elusive and only appears when hungry.

Of course, the guests are responsible for feeding the dogs and cats.With a kitchen, they can buy vegetables to cook by themselves, or go to restaurants outside to eat, as if it is their own home, which is completely the ideal secluded life of urbanites.

Yu Xingyi especially likes the homestay that Yuan Xia chose. They can do things in the yard freely, and they don’t need to avoid others when they have some intimate actions. They are very comfortable and at ease, even more comfortable than when they lived in a farmhouse in Guilin.

Yuan Xia noticed that Yu Xingyi's smile here was particularly relaxed, and he completely let go of his seriousness and seriousness as a professor. Watering and weeding, or wearing a straw hat, carrying a fishing rod and bucket to go fishing by the lake.

It may not be possible to catch it, but I like to sit by the lake, look at the clear and translucent lake water, and look up at Cangshan Mountain and the ancient city of Dali. It is really a poetic and picturesque artistic conception.

Yes, they did not live in the ancient city of Dali, but in a small town opposite the ancient city.

When the two of them don’t want to go out to eat, they carry a vegetable basket and go to the vegetable market like the locals, buy all kinds of strange local ingredients that have never been seen before, ask the vegetable seller what to do, and try all kinds of fresh food. New fun every time.

Of course, I also exercise every day. In the morning and evening, I will ride around the lake together, sometimes I will ride a circle, and sometimes I will turn back halfway.

It's all based on whim, and there is no limit to what goals must be achieved.

Also wander across the Erhai Lake, visit the ancient city, Chongsheng Temple, and climb Cangshan Mountain.

But more people still stay in homestays and live like locals.I work at sunrise every day and rest at sunset. When it is not necessary, I basically do not contact people outside.

In addition to reading books and newspapers, I don't watch TV or surf the Internet, as if enjoying retirement in advance.

Good days always go by extraordinarily quickly, before the end of the holiday, one night, Yuan Xia and Yu Xingyi sat on the rooftop watching the stars, and the two cuddled very close.

Yu Xingyi suddenly said: "The stars here are so beautiful, we haven't seen such a starry sky in Yuecheng for many years."

Yuan Xia said "hmm": "The light pollution in Yuecheng is too serious, I can't see such a starry sky."

Yu Xing sighed: "Fusheng has stolen a few days of leisure, thinking that I will go back soon, I am really reluctant."

Yuan Xia blurted out: "Why don't we buy a house here, like this, when we retire, we will come here to retire."