Although Cheng Xi repeatedly warned himself to be gentle yesterday, his sweetheart was too attractive. With such strong self-control, he would inevitably become a little violent and indulgent in the end. In the end, Su Teng was almost so tired that he fell asleep directly.

However, Cheng Xi gave him careful post-processing, so today Su Teng woke up after a good night's sleep, only feeling weak and a little dizzy, at least he didn't have a fever or other discomfort.

But even so, Cheng Xi was still so worried that he didn't let Su Teng get out of bed, and went out to buy light porridge and side dishes to feed him bit by bit.In the end, he held him in his arms again, and blamed himself: "It's all my fault..."

"I don't blame you." Su Teng bent his eyes, "I like it too."

"Really!" Cheng Xi happily raised his voice, "Are my skills okay?"

Su Teng couldn't help but glared at him, not wanting to talk to this shameless person.

While chatting, Cheng Xi suddenly remembered Dr. Xiao, who had a good relationship with him when he was in Xiluan.Xiao Teng's medical skills are excellent, and he has a lot of miscellaneous prescriptions in his hands. Maybe he can ask someone like Su Teng how to recuperate.

Cheng Xi got out of bed immediately, found the small book where he had recorded the phone number from the sundries, and dialed the number.

On the phone, Dr. Xiao was still full of voice: "You boy, you forgot about your master when you go out to study in college!"

Cheng Xi talked to him a few words, then quickly switched to the main topic, explaining the purpose of coming: "Is there any prescription for the boy's recuperation?"

Dr. Xiao pondered: "Well...the one you brought to see me last time?" Cheng Xi said "um", and Dr. Xiao's voice on the other end was a little higher: "That kid is weak, you have to take it easy! Take your notes Come on, Fang Zi can cover it up, don’t show it to others easily, gold is very expensive.”

Dr. Xiao gave two prescriptions, one for internal use and the other... for internal use.Cheng Xi's eyes lit up when Dr. Xiao explained how to use it. Su Teng couldn't help shrinking his neck. His intuition told him that Cheng Xi was thinking about something bad again.

On the same day, Cheng Xi went out to the pharmacy in Dongbin to dispense medicine, and bought a special casserole to fry.The medicine for internal use can be decocted and let Su Teng drink it. The medicine for internal use is for maintenance. Cheng Xi dragged Su Teng to the bathroom, and poured the medicine into Su Teng's body according to the detailed method explained by Dr. Xiao, repeated three times. just give up.

The first time I did this, Su Teng felt very uncomfortable. He leaned against the cold side wall of the bathroom and begged Cheng Xi for mercy: "It's uncomfortable, don't do it..."

Cheng Xi coaxed him, but his subordinates kept saying, "This is good for your health, be good, bear with it for a while."

***

After the birthday, before Cheng Xi got bored with Su Teng enough, it was time for a meeting with his partners.Although Cheng Xi hasn't lived such a sweet and greasy life, he is not an emotional person, and he can seriously devote himself to work when he turns around.

At present, there is still a large blank in the domestic financial field. Cheng Xi decided to build a small lending platform first. At this moment, there is not even a third-party payment platform in the country, and only credit card and bank card transactions can be carried out.Moreover, in order to control the risk, Cheng Xi had to set an amount first, and loans larger than this amount still needed guarantees.

This is just a general idea. Cheng Xi simply divided the current team into two groups, one group is responsible for the technical aspects of the Internet, and the other group is responsible for financial matters. In the future, Xiteng Group will become a myth in Huaguo. Its core members Most of them are the alumni who followed Cheng Xiqian from the very beginning.

Knowing the general idea on the Internet technology side, you can start designing the program, because the specific market demand analysis has not yet come out, and the program here must be constantly changed.The financial team began to investigate the market and design a specific lending platform model. Although Cheng Xi largely borrowed from the platform model he encountered in Australia in his previous life, because of the different national conditions, he had to combine it with Huaguo.

The busy summer vacation is over, and Cheng Xi took Su Teng to play outside for a few days. He promised to take Su Teng to travel all over Huaguo, and he will never forget it.

After the start of school, it didn't take long for Su Teng's scholarship to come down.Su Teng went to the bank to take out the bonus in the card, took the dozen or so banknotes, and took the initiative to call Cheng Xi, saying that he would treat him to dinner.Cheng Xi couldn't help being excited, this was Su Teng's first money, so he could think about himself.

The two went to the home-cooked restaurant and ordered a few small dishes. One dish on the menu was called "Hometown Flavor". Seeing this, Cheng Xi suddenly remembered that Su Teng hadn't asked about going home at all this summer.He considered for a moment and asked, "Brother, do you want to go back?" Anyway, school is starting now, and I'm not afraid that Su Teng really wants to go home. Cheng Xi just wants to know what Su Teng thinks.

Su Teng's eyes darkened, and he said after a while, "I already know."

"what do you know?"

"Last winter vacation, they didn't go to Shaoyang at all." Su Teng paused, "I overheard you calling Uncle Cheng once."

Cheng Xi yelled badly, usually he was careful and cautious, Su Teng never talked nonsense on the phone when he was at home, unexpectedly he still made a mistake.With such a sensitive temperament, Su Teng must have secretly felt sad for a while without him knowing.

The little guy in front of him raised his head and looked at him: "Yes... my mother... won't let me go back?" Xia Rushi's thoughts are not a day or two, and Su Teng has heard her say it a long time ago. When he becomes an adult, he will give his father an explanation and that will be the end of this kind of talk.

Cheng Xi neither admitted nor denied, but was just thinking about how to make Su Teng not take this matter too seriously.Su Teng looked at him and knew it was true. It would be a lie to say that he was not sad, but...

He put his hand on Cheng Xi's hand on the dining table, squeezed Cheng Xi's index finger, and said, "With you by my side, it doesn't seem so sad."

In the past, concern caused chaos, but now Cheng Xi realized that Su Teng had no one to rely on in his previous life, so of course he would be at a loss and sad if he was kicked out by his mother at such a young age.But this life is different, Su Teng has been spoiled by Cheng Xi since he was a child, and Cheng Xi has long been the most important thing in his mind, and Xia Rushi, who has no relationship with him on weekdays, even if he is driven out, he will not know both physically and mentally. It's right to be hurt too much.

After such a rational analysis, Cheng Xi was still moved by his words, and shook his hand back: "Remember, you only need to put your heart on me, I won't make you sad."

***

After they moved to the old campus in their sophomore year, Cheng Xi and Su Teng no longer live on campus. They usually only need to walk 10 minutes to get home after class, which is very convenient.

Throughout his sophomore year, Cheng Xi was busier than his freshman year. Many people joined his team one after another. Some seniors who had graduated from Dongda University also joined his team because they were interested in his project. Fighting Legion.

The whole team has done preparatory work such as market research and project feasibility analysis for one semester.Because the main target of microfinance is small and micro enterprises, there are many small and micro enterprises in Dongbin, and the students are all young and passionate. opinions and make comments.We hit a lot of obstacles, but at the same time, we still gained a lot. Several bosses even expressed their willingness to do their best to invest in this idea.

It was not until the second semester of my junior year, that is, in March 2001, that the preparatory work for microfinance was almost ready.

At this time the whole team is quite excited, because they are catching up with the good times. In January 2001, Huaguo was in line with international standards on a large scale for the first time, joined the WTO, and tried out many laws and regulations to encourage trade and investment. Many thoughtful people saw business opportunities here, and small and micro enterprises suddenly It sprung up like mushrooms after rain.

At the same time, finance is the lifeblood of the country. For the country, opening up can only be stable first, and banks must be stable at this time.The state has clearly stipulated strict conditions for loan approval, because it is worried that banks will blindly expand credit in order to chase the wave of opening up, which will cause adverse fluctuations in the national economy.It can be said that there is a gap between the country's incentive policies and financial support in terms of small and micro enterprises. Many doers have empty ideas, but cannot obtain financial support from normal channels.

Under such a background, Cheng Xi's Internet microfinance is like the nectar of a long drought. Everyone in the team admires Cheng Xi's timing and believes that as soon as their platform is launched, the Sure to find the market quickly.

So the only problem now is the start-up capital issue.Many partners with good family backgrounds, such as Qian Fan, offered to raise funds with Cheng Xi.Cheng Xi only confidently said no.

When he first came to Dongbin, he invested all the money he had saved in the stock market, and now he is catching up with the big harvest.Move your fingers on the computer, sell the stocks near the best selling point of several stocks, and you can get the start-up capital.

The stock price rose terribly. In just one week, Cheng Xi's million yuan has multiplied many times.There are two main reasons why Cheng Xi wanted to get the money in three years ago instead of using the money to do something else in the past two years.One is that Cheng Xi is busy, but this is not the most important thing.Another most important reason is that Cheng Xi must keep a low profile.

The money put into the stock market in two or three years just happened to be a good time, and it has risen several times.And if Cheng Xi took advantage of this short month to buy and sell at the best point, it would be easy to be suspicious.Cheng Xi didn't want anyone to look up to him for such a reason. After all, he also studied and managed a business in his previous life, and he was not good at securities investment.

Now those partners in Cheng Xi's team who fought side by side all joined voluntarily, without even mentioning any salary, and even offered to help him raise funds.The more Cheng Xi is like this, the more he will not treat him badly. He sent a thick red envelope to make up for this year and a half.

The big guy felt at ease after taking the red envelope, how could Cheng Xi have no choice!

On March 2001, 3, Huaguo's first online microfinance platform was officially launched. It was like a small pebble thrown into a rushing stream without making a sound, and no one knew if it would cause some waves.

On the day when the credit platform was officially launched, everyone in Cheng Xi's team didn't sleep a wink all night, staring at the background page of the platform to see if there was an order.To their disappointment, nothing happened until dawn.

Cheng Xi rationally analyzed and encouraged them: "This is a new thing after all, and it takes a process to be accepted. Even if you yourself see such a thing on the Internet, you have to weigh it carefully, don't you? Don't worry, there will always be a first." A crab eater."

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