Rebirth of the World’s Richest Man

Chapter 3771 Too many people

“Dr. Jiang, let’s officially start.” Chi Rui asked after seeing everyone arriving.

Jiang Xiaobai nodded and glanced at Mr. Huang. Mr. Huang took out the prepared plan and began to distribute it to the directors of Gongshang Bank. Gongshang Bank was officially reorganized into a joint-stock bank at the end of last year. .

 This is also to enable a smooth listing and smooth overseas expansion.

Mr. Huang first introduced the development history of Huahua Bank. When was Huahua Bank established, how much funds it manages so far, how many business outlets it has, what honors it has, etc.

This first step is normal to brag and let you know how awesome I am.

 The second step is to put forward its own advantages, not its own advantages, but how much help Huahua Bank can provide in the process of Gongshang Bank becoming a global commercial bank.

 What advantages does it have compared to other companies, etc.

It goes without saying that Huahua Bank’s advantages are that it is a global commercial bank that has developed very rapidly in recent years. It has done very well in investment, asset management, and risk management.

 Otherwise, Huahua Bank would not have developed so fast and is now ranked among the top twenty banks in the world.

 And if Gongshang Bank now wants to become such a global bank, it naturally needs to learn from Gongshang Bank’s experience.

 The third step is to emphasize that there is no business conflict between Huahua Bank and Gongshang Bank. In fact, it is said that there is not, but there is, and it cannot be completely absent.

 The two banks are both commercial banks. How can there be no business competition between peers?

The problem that Gongshang Bank is facing now is this. It is looking for international strategic investment, which is to learn from international strategic investment, learn from their bank management experience, and learn how global commercial banks operate.

Since there is experience in this area, it goes without saying that only global commercial banks have such experience.

 But for any global commercial bank, there will always be conflicts with Gongshang Bank in terms of business.

If you want to find someone who has no possibility of competing in business, then you can only say that you are not in the industry, and naturally do not have the experience you need.

This itself is a paradox. If you want to find someone who has experience in marriage, you can only find someone who is married for the second time. If you want to find someone who is married for the first time, he has no experience in marriage.

It is more difficult to get both than fish and bear paws. It is also possible to get fish and bear paws at the same time. For example, let the bear catch the fish, and then get the bear paws and the fish together.

 But if you want to find someone with experience, and you want this experienced person to not compete with you, this is an impossible thing.

Unless it is an enterprise that was originally involved in banking business but now does not do banking business, why not do it? There is only one possibility and that is that it cannot continue, which also shows that its experience is a failure experience.

 So everyone is well aware of this kind of thing, and there is still competition to a certain extent.

However, on the surface, this cannot be said. We must always emphasize that there is no competition between the two parties. There is no other way. This is what these state-owned banks require when they go public and look for strategic investors. They must have experience and be able to help them go public and become a global commercial bank, but at the same time they must not be competitive.

If people ask for it, you can only do it. Even if it is fake, you have to say it like this.

“Our Huahua Bank has not carried out any business in the mainland. We only have one subsidiary, which is also an independent legal person bank, Oriental Bank. Moreover, Oriental Bank’s main business scope is still the loan business of small and medium-sized enterprises.

 Hence, we will not have any conflict of interest with Gongshang Bank within the scope of our main business..."

The fourth step is for Huahua Bank to show in what aspects it can cooperate with Gongshang Bank, which is similar to the previous CCB, in terms of corporate governance, risk management, asset management, non-performing loan management, etc.

 These are all pretty much the same, Mr. Huang has experience.

Barabala said a lot, and finally concluded: "We at Huahua Bank have rich experience in the management of global commercial banks. We can compare Gongshang Bank and global listed banks on the same standard.

 Help Gongshang Bank identify problems and provide suggestions on how to improve them. From this perspective, if our Huahua Bank serves as a strategic investor of Gongshang Bank, it will help Gongshang Bank more directly.

In addition, Gongshang Bank can also directly access our experience in risk management, asset management and corporate governance.

 And we have rich experience in this area. As we all know, we helped CCB go public, and the development of CCB so far is obvious to everyone..."

After Mr. Huang’s introduction, the rest is for Gongshang Bank to consider. In fact, these things are all on the table. The next step is to see how Gongshang Bank considers them.

After the two parties finished talking, they had a meal together. During the meal, Chi Rui expressed his attitude.

"Director Jiang and Mr. Huang, in fact, personally, I am very inclined to cooperate with Huahua Bank, and I will try my best to promote this matter. I dare not say anything else. If nothing unexpected happens, in the end, I will At least Huahua Bank can appear as a strategic investor.

 But I can’t guarantee more..."

Chi Rui looked at Jiang Xiaobai and said, Jiang Xiaobai nodded: "I understand what Director Chi means. This is something Gongshang Bank will consider. What we can do is, if Gongshang Bank confirms our Huahua Bank as a strategic investor, we I will definitely give Gongshang Bank a satisfactory answer.

I believe we have the strength and experience to do this. "

As Jiang Xiaobai spoke, he changed his tone and said: "However, our idea here at Huahua Bank is also very simple. To use our common saying, one monk carries water to eat, two monks carry water to eat, and three monks have no water to eat. With fewer responsibilities, efficiency is high, but with too many people pushing each other around, it’s hard to accomplish anything. What do you think, Mr. Chi?”

 Jiang Xiaobai understood what Chi Rui meant. At the very least, Huahua Bank could appear as an international strategic investor, which meant that it would replace one of the three and become one of the three.

 One of the three international strategic investors.

 But Jiang Xiaobai is not willing to have three families together. Three families are too many.

 (End of this chapter)