My Life Can Hang

"Oh, it's a pity that Xingyao girl..."

Chen Dongcheng sat down until the old couple was sleepy. After walking around for a day during the day, they naturally became more tired at night.

The next day, Chen Dongcheng sent Gu Xiuwen and the others away, and it took time to settle down at home.

Guo Jingxuan was finally able to run over and live with Chen Dongcheng upright.

Guo Rongjun couldn't handle it at all, so he could only mumble a few words angrily.

In the evening, I went to Guo Rongjun's for dinner, and Lu Suzhen cooked a table of dishes, which was very rich.

While eating, Chen Dongcheng's phone suddenly rang, and it was Zhao Yin who called.

"Chen Dong, as you expected, several bike-sharing companies have exploded, and the issue of deposit embezzlement is expected to be on the hot search tomorrow."

When Zhao Yin said it, he was a little fortunate.

Thanks to Chen Dongcheng's warning, he has always been very careful about the use of the deposit.

Now think about it, how important is Chen Dongcheng's warning?

If it is really desperate to put bicycles on it, it is true that Phoenix can supply it.

But the damage rate of bicycles is an unavoidable problem.

The more you invest, the more you lose, forming a vicious circle.

Moreover, there are too many bicycles, and the expenses of operating personnel and maintenance personnel alone cost 4000 to [-] million a month.

It is no exaggeration to say that every day Zhao Yin opens his eyes, he has to be prepared to lose millions.

Fortunately, Qingju Bicycle has been firmly in the leading position in the market share.

Calculated based on the frequency of use of each bicycle twice a day, the daily riding fee alone is as much as 400 million.

This is the most ideal situation, and there are occasions when activities are carried out, and users basically ride for free.

"You go back to Pengcheng immediately and sit at the headquarters. Any request for withdrawal of the deposit must be resolved as quickly as possible."

Chen Dongcheng smiled: "This is not an opportunity to start our word of mouth."

Talk to smart people and never get tired.

Zhao Yin quickly answered: "We can claim the deposit of 299 to the public, and we have never misappropriated a single point to improve the reputation of users."

"We don't need to add fuel to the flames. After all, it is not a good thing for us to be supervised by the deposit."

What Chen Dongcheng is most worried about is the no-deposit model that Alipay has teamed up with Harrow.

This model is too deadly for shared bicycle companies.

For example, the cumulative number of bicycles released by Qingju Bicycles has exceeded 200 million.

In one year, the short-term financial management that Gu Shouyi helped to buy can earn more than [-] million yuan.

This one billion is completely free from Qingju Technology.

Whether it is used to settle the payment for the Phoenix Phoenix, or to subsidize users, it is a very considerable amount of money.

The most important thing is a steady stream, provided that this deposit model is not overturned.

There is no doubt that this is the first reshuffle in the shared bicycle market.

The vast majority of shared bicycle companies can still survive this round.

Whether you are looking for a bridge loan privately or looking for an investor, you can make up for this pot.

The early appearance of green orange bicycles undoubtedly accelerated the development of shared bicycles.

What Chen Dongcheng needs to do is to make the valuation of Qingju Bicycle a little higher, and then sell it to a suitable pick-up man.

chapter 291. 290

In the house in Hangzhou, two nannies were hired to clean it.

When the parents have settled the family affairs, it's fine to move in directly.

As soon as Chen Dongcheng returned to Pengcheng, he received a call from Gu Shouyi, inviting him to go to the universe.

Lao Gu is proud of the spring breeze now, and he has always had a good relationship with Chen Dongcheng.

The deposit of the green orange bicycle has always been held by the universe.

With such a large deposit, Chen Dongcheng didn't know how much the universe could earn.

But at least it's more profitable than Qingju Technology's purchase of financial products.

Gu Shouyi poured tea for Chen Dongcheng very enthusiastically, and brought up the issue of the shared bicycle deposit that has been raging in the past two days.

"It's still President Chen who has the foresight, no wonder it was announced from the beginning that the deposit would be handed over to our universe for supervision.

As far as I know, in the bike-sharing industry recently, the total amount of applications for deposit refunds has reached more than one billion.

If Mr. Chen hadn't prepared emergency funds in advance, there would have been major problems. "

When such a thing happens, the vast majority of users will choose to try to get a refund.

With advance financing, Qingju Bicycle, which has sufficient funds on its account, will be refunded in seconds without any suspense, which has reassured the hearts of the majority of users.

Chen Dongcheng shook his head with a smile, his eyes were deep: "This is just a small-scale shuffle, companies without strength will definitely die, and the real fight is still to come."

Gu Shouyi nodded, Chen Dongcheng's analysis was similar to his.

But now the most promising on the market is definitely the green orange bicycle.

The enthusiasm of many investors is the best proof.

The first two rounds of Fujixun did not enter the market, but it is said that the C round has begun to pay close attention, showing the willingness to lead the investment.

Gu Shouyi quickly flashed these thoughts in his mind, and said with a smile: "Mr. Chen, I called you this time, mainly to talk about the loan issue."

"loan?"

Chen Dongcheng was a little puzzled: "Isn't it more than a year away?"

"The top leaders have begun to strictly control the risk, and we will also review the previously approved loans.

Like Mr. Chen's previous use of equity financial mortgage financing, it is now more and more strictly controlled. "

Gu Shouyi must be dedicated to maintaining customers like Chen Dongcheng.

Not to mention, Zhu Taoke, who is in the same system, has always been eyeing Chen Dongcheng.

Gu Shouyi said with a smile: "Of course, for the several loans I approved for President Chen before, the financing interest rate will remain unchanged for the time being.

Now some companies want to seek equity pledge financing, at least 8.5% annual interest rate. "

This group of banks is just like this, don't talk about standard interest rates.

If you want to get the bank's standard interest rate, either you are a state-owned enterprise or you are a big customer of the bank.

Gu Shouyi said this to show his sincerity to Chen Dongcheng.

Chen Dongcheng asked him to pledge the interest rate of the loan before, and it was his greatest affection that he did not modify it.

This love, Chen Dongcheng definitely needs to take it.

"Thank you Gu Xing."

"Hey, you're welcome, we're all friends, so there's no need to say thank you.

Besides, we are taking so many deposits, isn't it just to lend to high-quality customers like President Chen? "

Gu Shouyi smiled and waved his hand: "The assets under President Chen's name are very high-quality, such as Didi's equity, which has quadrupled."

From this point of view, Gu Shouyi's loan to Chen Dongcheng has no risk at all, and it is considered a performance in vain.

Chen Dongcheng's previous loan has long been spent.

As for the interest, that's only a few dollars.

If not for the [-] million loan Gu Shouyi had previously loaned, many projects, Chen Dongcheng could only watch other people do it.

Gu Shouyi tentatively said: "Mr. Chen, I plan to re-evaluate your assets and help you increase the loan amount. What do you think?"

"How much can it improve?"

Chen Dongcheng's expression was a little dull, as if he asked casually, but he didn't see any urgency at all.

Gu Shouyi was accustomed to it and said with a smile: "First of all, the villa in Chunshui'an, the situation of high-end luxury houses in Pengcheng has not been very good recently.

The price of the villa on the pure waterfront has also declined.

However, in the long run, there is still room for upside. "

Pengcheng is different from the devil, and the area that can be expanded is limited.

As the influx of people increases, more and more new billionaires are created.

High-quality villas like Pure Waterfront are very valuable and suitable for investment.

When I bought it, the average price reached 28 yuan.

The market is not good now, and it has fallen to 24 flats.

However, it is still early to reach the peak period of Chunshui'an. At the peak of this community, the average price is 60 to [-] yuan per square meter, which is a common occurrence.

"In addition to the pure waterfront villa, the three-story office building that Mr. Chen purchased in Zhenghua Group.

Now that every square meter has risen by almost [-], Mr. Chen has picked up [-] million in vain! "

Gu Shouyi said with some emotion.

At a time when the market is cautious and other investors are hesitant.

Chen Dongcheng purchased a three-story office building from Zhenghua Group.

At the beginning, there were still many people mocking him, thinking that Chen Dongcheng must have smashed his hand.

Who would have thought that the underestimation of office buildings in Pengcheng only lasted for a while, and now it is picking up again.

This wave of dividends is destined to be enjoyed by only Chen Dongcheng.