I was reborn and stayed in school to lie down. I really don’t want to roll anymore!
Chapter 177 Finalizing the House
"Is there anything special about this?"
A hint of hesitation flashed across Brother Zhang Tao's face.
However, considering the A6 that Jiang Hao drives, and what Brother Li just said about the unit price being not expensive.
Thinking that such big customers are rare and there should be no problem with their strength, he finally spoke up.
"Boss Jiang, most of the customers of this house bought it in the name of the company."
"Since it is a commercial and residential property, it can be used as the company's registered address for business operations and can also be used to deduct taxes for the company."
"And if you are buying in the name of your company and are interested in taking out a loan, the price can actually be negotiated, with some pretty good discounts."
Sure enough, the target audience of this large commercial penthouse in the district center was not him at all.
No wonder commercial products are selling well!
After all, if it is a real large residential flat, who would come to the south city district to buy such a mediocre apartment if they can afford it now?
Wouldn’t it be great to buy a large residential flat in Jiangning District and the three developed core areas around it?
The location is better, and it’s a real luxury house, which is much more attractive than buying one in the southern part of the city.
Only this type of large commercial flat can be popular in the southern part of the city because of its tax deduction and other attributes.
"How much can the nominal price of the company be?"
"We still have to discuss the details. The highest appraisal price the bank can give for this house is 1.4 per square meter."
"If you need to recover the funds after buying a house, I have a special agency here that can handle it for you at this highest price. Boss Jiang, you must know more about this than I do!"
Well! Jiang Hao now completely understood that this house was more than just a tax deduction for the company!
It may even be more appropriate to hold the investment indirectly, and you can directly get a loan after the purchase.
The selling price is 1.6 yuan, and the financial institution on the intermediary side can provide a bank loan of 1.4 yuan, which is extremely cost-effective.
When you think about it this way, doesn’t this fit his needs?
Although he wanted to buy a house, he didn't want to put all his money into it, as he also wanted to participate in Associate Professor Duan's project.
If you can get it at a suitable price, you can directly mortgage it and get the money out for investment, etc.
With the current profit levels of Yipiaopiao and Sukaipiao, once the dividends are distributed at the end of the year, his financial pressure will be relieved in an instant.
Come to think of it, this large flat in the central area of the south city is aimed at people like him from the beginning?
Thinking of this, Jiang Hao was already prepared to take it down.
Li Jing standing aside also looked thoughtful at this time.
Obviously, there are new considerations for the purchasing groups of large commercial flats in central areas.
In the past, he would at most praise this kind of luxury house, and would just laugh it off when he heard about the actual housing prices.
Especially when I hear about this kind of large commercial residential flat, which doesn’t even have a school district, why would you want to come here?
I just think it's a toy for rich people, maybe they want a neighbor of the same level, it has little to do with him.
Now that I have really understood what Jiang Hao is talking about, I have discovered that rich people are not stupid.
At present, the target audience for this type of house is really corporate buyers.
Not only can you live there and enjoy it, you can also offset your business income tax, and it can also be used as a mortgage loan to recover funds. How can you not lose money?
More importantly, there is no purchase restriction for this type of commercial and residential property and it does not occupy Jiang Hao’s eligibility to buy a house.
Of course, there is no purchase restriction in Chengnan District at present, but in the future the entire Songjiang City will almost be a purchase restriction area, so you still have to make plans early.
"What about the big flat next door? Take me there too."
After seeing the model apartment of this duplex, Jiang Hao was actually very satisfied.
However, he is also interested in the real large flat, so he decided to compare them first.
Walking into the large flat on the 14th floor of the adjacent building, the living room also has a very open view.
There are still huge floor-to-ceiling windows, which fully utilize the river view.
However, the ceiling height of this unit is not as high as that of the duplex next door. It is estimated to be only more than four meters, and the sense of spatial difference is quite large.
"Boss Jiang, this apartment has a floor area of 244 square meters, with an actual floor area of 208 square meters. It has four bedrooms, two living rooms, and four bathrooms."
"The overall decoration is provided by the developer, and some of the furniture needs to be added by you."
There are basic furniture, such as the sofa and bed in the living room, and some kitchen utensils need to be purchased by yourself.
This is not a big problem. After going through the whole thing, although it feels good, Jiang Hao still prefers the mezzanine floor like the one next door.
The main reason is that the high ceiling of the living room provides a wider view, and the ceiling height of more than 6 meters is indeed more attractive to him.
“Is there any available units in the duplex next door?”
"Yes, there are three apartments in total on the duplex, one is 168 square meters, one is 178 square meters, and the other is 248 square meters."
"What I'm talking about are the areas on the property certificates. The properties next door are all duplexes, so the actual area is much larger."
It turns out that the large apartments have been sold out, and only 248 square meters are left, which is barely considered large.
It seems that this house is really popular, and Zhang Tao was not fooling him.
He took me to see the only remaining larger duplex, on the 11th floor.
It is designed with four bedrooms, two living rooms and three bathrooms. The overall structure is pretty good. The master bedroom upstairs has a particularly good view.
The difference between the more than 30 square meters in the model house seems to be that the main reduction in area is the lack of a room, and the public area is also reduced a lot.
"Shall I negotiate the price with you?"
After looking at several houses, Jiang Hao was completely tired.
I have been looking for the whole morning and it is now almost one o'clock in the afternoon. I thought I would talk about the price and the total amount as soon as possible.
But although he was tired, Zhang Tao was extremely excited.
Talking about this step means that Jiang Hao has decided to buy it, and he speaks more excitedly.
Such large orders are rare in the southern part of the city, especially for commercial and residential luxury houses. His commission is not low.
"Mr. Jiang, just talk to me, but I need to confirm with you first. Are you buying this for an individual or for a company?"
"Not personally, I plan to buy it in the name of the company."
After careful consideration, he decided to use the company name. For him, the appreciation of housing prices may not be as fast as the money he can make from investments.
The more time went by, the more he realized that Songjiang City seemed to have more areas for development and they were opening up to him.
Just Professor Duan’s smart home has various detailed product areas.
All he could say was that the circle he had been in was too small before, and he had too little money. He also felt that he was reborn too late and could not catch any big opportunities.
Looking back at this point in time 12, it seems that gold is still everywhere.
"If you are doing this in the name of your company, I can help you connect with the financial company we work with, including company registration, tax credit funds and mortgage loans."
"If you choose the company I recommend, you will get a discount on the room rate."
"The other party will verify your identity, including the assets under your name."
Zhang Tao looked at Jiang Hao's expression as he spoke, and only continued after seeing that he was indeed interested.
"If the verification is passed, if you don't have sufficient funds on hand."
"As long as you pay the difference between the house price and the mortgage price and the loan processing fees, they can do it for you."
Sure enough, there are professional companies in every field. Jiang Hao guessed that this kind of company was similar to the Yipiaopiao Company that he and Ren Yixin had set up.
At least one must have considerable connections in the government and banks to be able to run a financial company in this field.
"Okay, then please help me contact them. How much can the house price be reduced to?"
"If you choose the third party I provide as a mortgage loan, it will be no problem to get it up to 1.55 per square meter."
The more Jiang Hao listened, the more he felt that it was similar to buying a car in later generations, with the price being lower after the loan transaction.
Moreover, the more you buy their services, the lower the amount of money you need to pay. Everything depends on the specific situation.
It is true that money is not everything, but without money, nothing can be done.
Once there is a certain amount of funds, the consumption level will go up.
All kinds of companies in society, as well as financial services that you don’t understand, suddenly demonstrated the logic and value they should have!
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