Siheyuan: My wife is Xu Huizhen
Chapter 454 Loan 1500
He Yuzhu was obviously dissatisfied with his questioning and retorted:
“Why can’t we produce?”
Realizing that her statement might have caused misunderstanding, Liao Lieying quickly explained:
“That’s not what I meant. I just think that producing lathes is not a simple task. It requires extremely strong technical support!
You know, the lathe is known as the 'mother of industry'. Only with advanced lathe equipment can we further manufacture other types of complex production lines.
I used to think that these lathes were purchased from outside, but I didn't expect you to tell me that they were actually independently developed and produced by your factory.
Moreover, I just learned that the longest working time of the workers here is only three months, especially the first batch of 50 workers.
So when you claim to be able to produce lathes, it’s hard to believe.”
He Yuzhu led Liao Lieying slowly to a remote corner of the factory, where they saw a relatively independent space cleverly separated.
When you step into this area, the first thing that catches your eye is several lathes standing quietly.
However, what is strange is that there is no one here to operate these machines at this moment.
He Yuzhu patted one of the lathes lightly, and said with a helpless smile on his face:
"You see, most of our workers here are newbies who have just entered the industry. Their technical level is limited to first-level or second-level workers. Therefore, they can only process some ordinary small parts at most. But..."
At this point, He Yuzhu straightened his chest slightly, a gleam of confidence flashed in his eyes, and then said:
"It's different for an expert like me! The key parts of this car have to be made by me personally. Once I purchase a batch of necessary materials and equipment, hehe, I can start producing the entire lathe directly!"
Nowadays, He Yuzhu devotes a lot of his spare time to working overtime to make parts.
After all, with his superb skills and rich experience, he is fully capable of manufacturing those core components by himself, thus saving a huge amount of money for purchasing ready-made lathes.
Of course, in addition to doing it himself, he also purchases some special accessories from the outside market that are difficult for other workers to produce.
All the most critical and important parts are made by his dexterous and creative hands.
Not only that, He Yuzhu also enthusiastically took several young workers to participate in the assembly work, and imparted to them the valuable knowledge and skills he had accumulated over the years without reservation.
In this way, through hands-on teaching and careful guidance in actual operations, these originally ignorant young people gradually grew up and began to be able to complete some simpler processes independently.
He Yuzhu firmly believes that if the current good development trend continues, it will only take another two or three months at most, and the entire team will be able to independently produce lathes, even without him personally doing it.
Thinking of this, he couldn't help but feel overjoyed, as if he saw the prosperous scene of rows of brand-new lathes in the future factories continuously churning out all kinds of high-quality products.
"Did you really give birth to it yourself?"
Liao Lieying widened her eyes and looked at He Yuzhu with suspicion, obviously still skeptical about what he said.
He Yuzhu smiled slightly and answered confidently:
"Of course! Otherwise, you can come and have a look when you are free. I will produce some parts myself and then assemble them into a lathe. Then you will know whether what I said is true or not."
After hearing this, Liao Lieying's heart moved, and he immediately said:
"Okay, then make one for me now."
She thought that if He Yuzhu could demonstrate his production ability on the spot, then her previous doubts would naturally disappear.
He Yuzhu nodded without hesitation and responded:
"no problem!"
After that, he turned and walked into the locker room, quickly changed into a neat blue work suit. Then, he strode into the workshop and called the busy apprentices to his side.
He Yuzhui skillfully turned on the power of the lathe, and the machine made a low roar.
Then he picked out a piece of raw material from the shelf nearby, carefully fixed it on the lathe, and adjusted the position and angle of the tool.
When everything was ready, he gently pressed the start button and the lathe began to spin rapidly.
He Yuzhu focused his attention on the work in his hands. While operating the machine tool, he also explained in detail to the apprentices beside him the key points of each step and the things that need to be paid attention to.
His movements were skillful and smooth, as if he had become one with this huge machine.
Liao Lieying stood quietly by the side, watching He Yuzhu work intently.
At this moment, he looked focused and serious, completely immersed in his own world. As time went by, one exquisite part after another gradually took shape on the lathe.
He Yuzhu was not satisfied with just completing the processing of one part, but continued to change materials and tools while operating several lathes at the same time.
However, he did not distribute his energy evenly on every car. Instead, he only worked on the most critical parts himself, and left the rest to his apprentices to watch over.
This not only greatly improves production efficiency, but also allows apprentices to better learn and practice relevant technologies.
After a while, all the parts were processed.
He Yuzhu turned off the lathe, wiped the sweat from his forehead, smiled and said to Liao Lieying:
"How about it, do you believe it now?"
Liao Lieying had already been impressed by He Yuzhu's superb skills. She nodded repeatedly and praised sincerely:
"That's amazing! I didn't expect that you're not only a great cook, but you're also such a great mechanic. I wonder if there's anything you can't do!"
Liao Lieying nodded slightly and said in agreement:
"Now I completely believe that these lathes are all produced by you."
He then asked a question,
“Since you have such excellent production capacity, why don’t you sell it to the external market? Is there any special reason for this?”
He Yuzhu looked embarrassed and explained helplessly:
“Although I am currently able to successfully train up to 1000 new workers every month, the progress of machine tool production is far behind this speed!
For this reason, we have to adopt a three-shift work mode. After all, people can rest and adjust, but the machines cannot stop for a moment.
Specifically, we arrange two workers to operate each lathe, with each shift lasting eight hours. In this way, we only need to produce more than 100 lathes a month to basically meet our own needs.
At present, the actual production capacity of our machinery factory just matches this quantity, so at this stage we can only choose to produce and sell by ourselves.
Of course, as time goes by, technology becomes more mature and personnel proficiency gradually improves, the output of lathes will surely increase slowly.
At that time, I will naturally consider putting some lathes on the market for sale.”
After He Yuzhu briefly introduced the relevant situation to Liao Lieying, he led him into the office and began to make preliminary preparations for various documents required for applying for a loan.
In the afternoon, the sun shone through the clouds, casting a golden glow, and the breeze rustled the leaves on both sides of the street.
He Yuzhu was wearing a neat suit and walking steadily on the road, with the young and beautiful Liao Lieying following closely beside him.
After some twists and turns, they finally arrived at the Bank of East Asia located in the bustling area of Central.
Compared with the Liu Chong Hing Bank in Sheung Wan, this is obviously much more magnificent. The bank building is soaring into the sky, majestic and imposing, demonstrating its strong strength and outstanding status.
The history of Bank of East Asia is a legend. When it was first established, there were 9 outstanding Chinese people who participated in it, and they were all leaders in their respective fields.
As a result, these nine families obtained permanent board seats on the bank's board of directors, which have been passed down from generation to generation to this day.
Today, the chairman of the board of directors of the bank is the famous Mr. Jian Dongpu. Not only that, he also serves as the general manager of the bank, controlling the operation and development of the entire bank.
The person He Yuzhu had an appointment to meet today was the powerful and influential Jian Dongpu.
The specific location of Bank of East Asia is at 10 Des Voeux Road Central, Central. This is the bank’s own property. The fact that it can own its own property in Central, where every inch of land is valuable, is enough to prove the strength of this bank.
After He Yuzhu and Liao Lieying entered the bank lobby, they took the elevator upstairs. After waiting in the reception room for a few minutes, a staff member came to lead them to Jian Dongpu's office.
When the two stepped into the office, they saw Jian Dongpu had already stood up to greet them with a warm smile on his face.
However, when his eyes swept over Liao Lieying behind He Yuzhu, he was slightly stunned, and then asked with a look of surprise:
"Aying, why are you here?"
Then, he looked back and forth at He Yuzhu and Liao Lieying with suspicious eyes, as if trying to find some clues from their expressions and behaviors.
I couldn't help but wonder in my heart, could it be that the Liao family intends to recruit He Yuzhu as a son-in-law?
At this moment, Liao Lieying hurriedly stepped forward, bowed slightly and greeted Jian Dongpu:
"Hello, uncle! I am just here to help Mr. He with some matters. As you know, he is not very familiar with the loan business."
Jian Dongpu nodded with a smile, but he didn't completely believe what Liao Lieying said.
After all, the person in front of him is the young talent who has become famous recently - He Yuzhu; and the person standing next to him is the legitimate daughter of the Liao family.
With these two people walking side by side, the relationship between them is probably not as simple as she said.
After everyone sat down, Jian Dongpu was the first to break the silence and asked directly:
"From what Miss Liao said, it seems that Mr. He came here this time because he needs a loan?"
He Yuzhu nodded slightly to show his agreement:
"That's right, uncle. To be honest, I was very cautious in my personal actions, so the funds needed for the company's operations were basically supported by my own funds, and I never borrowed a penny from outside.
However, the company's development has now entered a critical bottleneck stage. If some extraordinary measures are not taken, it will be difficult to make a major breakthrough.
Therefore, after careful consideration, I decided to use the property under my name as collateral to borrow part of the money from your bank to solve the urgent problem. "
Hearing this, Jian Dongpu touched his chin thoughtfully, and then asked:
"Oh? Then I am a little curious. Since the Liao Chong Hing Bank where Miss Liao works is also a financial institution with considerable strength and reputation, why did Mr. He choose to go far away and never consider going to them to apply for a loan?"
Before He Yuzhu could reply, Liao Lieying at the side took the lead and started to explain:
"Oh, uncle, you don't know that the loan amount Mr. He needs this time is really not small, a full 1500 million in cash! Considering the current size of our Liao Chong Hing Bank, it is indeed difficult to take on such a huge loan."
"What? It's as high as 1500 million!"
Jian Dongpu couldn't help but scream when he heard this. Obviously, this number far exceeded his original expectations.
Today, Hong Kong's economy has just begun to emerge and has only shown slight improvement. It will take until the 1970s and 1980s for it to become one of the four Asian tigers.
At this moment, looking around, the whole city is full of ruins and dilapidated scenes, and the living standards of ordinary people are extremely low, with monthly wages of only around 200 yuan.
You know, 1500 million is an astonishing astronomical figure at the moment! After all, even the Bank of East Asia has never spent more than 1000 million per loan over the years.
However, He Yuzhu stated bluntly that he wanted to apply for a loan of 1500 million yuan.
Faced with such a high loan amount requirement, some people can't help but exclaim:
“This loan amount is too high!”
In response, He Yuzhu said:
"I will use all my properties as collateral, which are now worth as much as $2200 million."
Then, someone else asked curiously:
"Did you actually invest all your assets in the real estate industry?"
He Yuzhu nodded without hesitation and said:
"Yes, I am very optimistic about the future development prospects of Xiangjiang. In addition to the two office buildings purchased from the Liao family, the rest of the funds have been invested in the industrial building project."
Jian Dongpu sat in a spacious and bright office, brows furrowed, holding the loan application document tightly in his hands.
His eyes moved back and forth between the documents and the phone on the table, hesitating. After careful consideration, he finally picked up the phone and dialed a familiar number.
You'll Also Like
-
Pokémon: This trainer loves to argue with people
Chapter 240 9 hours ago -
Damn! After falling in love with an octopus online, he went crazy!
Chapter 288 9 hours ago -
The pain of the night of genocide! A magatama instantly opens a kaleidoscope
Chapter 307 9 hours ago -
Siheyuan: Get the Eye of Exploration at the beginning
Chapter 220 9 hours ago -
Traveling through Nagato, from conquering Konan to dominating the ninja world
Chapter 182 9 hours ago -
Siheyuan, I want to lie down but I become a tool
Chapter 533 9 hours ago -
Siheyuan: Heavy Industry Revitalizes the Country
Chapter 452 9 hours ago -
Siheyuan, integrating everything, cultivating the city
Chapter 1030 9 hours ago -
American comics: blonde hair, blue eyes, warm bed, descendants of dragons
Chapter 361 9 hours ago -
Naruto: Sasuke and Naruto Hot Heaven
Chapter 189 9 hours ago