Siheyuan: My wife is Xu Huizhen

Looking at the machinery factory run by my family, although the business is still booming, most of the machinery parts produced by the factory are ordinary.

This type of product does not require high technical content and can be easily manufactured by any factory in the market.

Although the sales volume is quite impressive, the profits earned are limited due to the lack of core competitiveness.

Looking at the entire Hong Kong region, many companies basically adopt a similar business model, taking advantage of the unique geographical advantages of ports to make profits through large-scale shipments.

However, for the ambitious He Yuzhu, such a way of making profits was obviously difficult to satisfy him.

At this time, Liao Lieying came forward curiously and asked, "Do you have other ways to make money?"

He Yuzhu nodded confidently and replied:

"Of course! Don't forget that I haven't yet processed mortgage procedures for those properties. Moreover, I have recently acquired several new plots of land. After careful consideration, I plan to mortgage all the industrial buildings and use the funds to speed up the construction progress of the project."

After hearing this, Liao Lieying widened her eyes and asked in astonishment:

"What? You're going to continue building industrial buildings?"

He Yuzhu smiled slightly and explained confidently:

"That's right! So far, I have never used a single cent of bank loans. Take my two existing commercial buildings and these seven industrial buildings for example, their total market value has exceeded 7 million yuan. As long as we plan reasonably and operate carefully, the future development prospects will definitely be limitless!"

Liao Lieying calculated silently in his mind. This series of data made him gasp:

The total value of these assets added up to a staggering 2200 million!

If calculated based on a 1540% loan ratio, a huge amount of million can be successfully loaned out!

You know, each industrial building costs 120 million to build, and this money can actually build as many as 13 such large-scale industrial buildings!

You really don’t know until you calculate it. Once you calculate it, even you will be shocked!

Adding to the 7 industrial buildings he already owns, the number of industrial buildings owned by He Yuzhu will exceed an astonishing 20 in one fell swoop!

Faced with such a huge industrial layout, Liao Lieying asked with some concern:

"You're opening so many industrial buildings at once. What if the economic situation changes in the future and becomes bad?"

However, He Yuzhu seemed to be well prepared and confident. He smiled and replied calmly:

"Please rest assured, the current economic environment will definitely get better and better. I am full of confidence in the current economic situation!"

Indeed, as the saying goes, if you have ample funds on hand, you have to find ways to use them reasonably to realize their maximum value.

Although He Yuzhu adopted a more radical and risky strategy of using the existing buildings and land as collateral for mortgage loans, as the machinery factory gradually expanded its production capacity and output increased day by day, he firmly believed that he could earn extremely considerable profits simply by relying on the operation and development of the machinery factory itself.

Liao Lieying nodded after hearing this, indicating that she understood He Yuzhu's idea, but she still kindly reminded him:

"Although your approach is indeed quite courageous and bold, in fact, many businessmen will also choose a similar way of doing business. However, I still advise you to leave yourself some ways out, so that you can have strong enough response capabilities in case of unexpected situations."

He Yuzhu patted his chest and assured Liao Lieying:

"You don't have to worry about this. I have already made full preparations."

After hearing this, Liao Lieying didn't say anything more.

He Yuzhu looked at the other party sincerely and said:

"I sincerely want to ask you to do me a small favor temporarily, okay?"

Liao Lieying frowned slightly and responded:

"Then please tell me what it is."

Hearing this, He Yuzhu hurriedly explained:

"Don't worry, I will definitely not apply for a loan from our own bank this time. I already have other targets - Bank of East Asia and Hang Seng Bank."

You know, although Liao Chong Hing Bank successfully weathered the crisis not long ago, it has become extremely cautious after experiencing this turmoil.

If it was just a small loan like before, with He Yuzhu's relationship with the bank, it could be easily done by just giving a heads up.

However, if the loan demand is a large amount, it may not be so easy to get approval.

In fact, before this, He Yuzhu had discussed this issue in depth with Liao Liewen, and finally concluded that it was really difficult to obtain large-scale loans from Liao Chong Hing Bank.

That is why he turned his attention to Bank of East Asia and Hang Seng Bank.

Seeing that the other party remained silent and seemed to be thinking about something, He Yuzhu continued to add:

"Actually, what I need you to do is not complicated. All I need you to do is act as my right-hand man and accompany me to discuss loan-related matters with these two banks."

After hearing this, Liao Lieying did not express his opinion immediately. Instead, he lowered his head and thought for a moment before raising his head and answering solemnly:

"It's not that I can't help you, but..."

At this point, she paused for a moment, as if she was choosing her words. The anxious He Yuzhu could not wait to ask:

"Just what? As long as it's something I can do within my ability, just ask!"

After all, for He Yuzhu, who is determined to continuously develop and expand his own industry, the most troublesome problem at present is that he has not been able to find a good helper who is satisfactory, capable and trustworthy.

Whether it is the Du sisters or Elena, they are not people who are suitable for showing up in public and devoting themselves to work for a long time.

Let’s talk about Elena first. She had been involved in business in the past, but most of what she did was relying on Daniel’s power to buy and sell goods.

Now, He Yuzhu naturally didn't want her to suffer from the pain of running around and working hard anymore. He just hoped that she could stay at home peacefully, take good care of the children, and live a leisurely and comfortable life as a rich wife.

As for Daniel, although he has some abilities, he can only take on management responsibilities.

You know, he is a real Russian, and it is really difficult for him to make a living in this prosperous and bustling Hong Kong!

As for the Du sisters, both of them have now reached the state of Hua Jin. To He Yuzhu, they are undoubtedly the perfect partners for nighttime dual cultivation.

Not to mention anything else, these two women really lack sufficient talent and ability in business.

Looking at Du Guanghe, his current focus is entirely on the business, which is mainly engaged in trade between Hong Kong and Indonesia.

Not only that, he also has to take care of underworld-related matters, and is obviously not a capable right-hand man.

Before this, He Yuzhu had been looking for several college students, but the results were all unsatisfactory. Until later, he accidentally fell in love with Liao Lieying.

Although she started out as an accountant, she also knew a thing or two about business. In addition, with her background and connections, He Yuzhu couldn't help but think about recruiting her.

The Liao family lost a figure like Liao Lieying, but for their family, it was nothing more than the loss of a small accountant.

However, if Liao Lieying could come to He Yuzhu's side, things would be very different. She is fully capable of taking charge of many complicated matters.

After thinking about it, Liao Lieying said to He Yuzhu coquettishly:

"Hey, you have to cook me five delicious dinners!"

After hearing this, He Yuzhu was stunned at first, then he smiled confidently and agreed.

When night fell and the lights came on, He Yuzhu personally went to the kitchen, wearing an apron and busying herself in the kitchen. After a while, delicious dishes were served on the table.

Liao Lieying looked at the table full of delicious dishes and couldn't help but salivate.

She couldn't wait to pick up the chopsticks and take a bite, and was instantly conquered by the incomparable deliciousness.

The tender and juicy fish, the fragrant braised pork and the refreshing and delicious vegetable salad... every dish seemed to have magic, making Liao Lieying unable to stop.

At this moment, she secretly sighed in her heart:

It turns out that this unprepossessing looking He Yuzhu is actually a hidden chef!

Although she usually always belittled He Yuzhu, at this moment, she sincerely admired him in her heart.

I even wish I could taste the delicious meals cooked by He Yuzhu every day from now on.

"Oh my, isn't five dinners a bit too much?" He Yuzhu muttered while cleaning the kitchen.

Liao Lieying quickly retorted:

"How can it be too much? It's not too much at all!"

He Yuzhu shook his head and insisted:

"No, no, it's too much. I can only do it to you twice at most."

Liao Lieying refused to give in, she put her hands on her hips, stared with eyes wide open and said:

"Humph, I don't care, I want to eat five dinners!"

When the two were at a stalemate, Liao Lieying's eyes turned, and suddenly an idea came to his mind, and he said:

"How about this, how about I add one more condition? How about I introduce you to my best friend?"

He Yuzhu was immediately interested when he heard this and asked:

"Is this true? Is your best friend pretty?"

Liao Lieying nodded without hesitation and replied, "Of course it's beautiful!"

He Yuzhu smiled and agreed readily: "Okay, in that case, then five dinners will be five dinners!"

At this moment, Liao Lieying suddenly felt a sharp pain in her heart, as if she had lost the most precious thing in her life.

In fact, when she said she wanted to introduce her best friend to He Yuzhu, her original intention was just to test whether he had any other thoughts about her.

However, she never expected that things would develop into what they are now, which was really beyond her expectations.

Unexpectedly, He Yuzhu agreed without hesitation!

This is really beyond everyone's expectations!

Could it be that this dull-witted fellow was totally unaware of his own beauty?

Although she did not have any favorable feelings towards He Yuzhu, as a naturally beautiful woman, deep down in her heart she always hoped to receive the admiring gaze and attention of the opposite sex.

However, at this moment, He Yuzhu's cold and indifferent attitude was like a sharp sword, piercing straight into her heart, instantly shattering her originally happy and cheerful mood.

Even the delicious dishes that once made her salivate and eat so much seemed to have lost their original alluring charm.

Although she felt extremely lost and sad, her good upbringing allowed her to suppress her emotions and try to maintain superficial calm.

She opened her red lips and said lightly:

"In that case, let's change it to five meals."

Hearing this, He Yuzhu was slightly startled, then nodded readily:

"No problem. Come over tomorrow morning. I'll show you around my company and we can discuss what materials we need to prepare."

Liao Lieying responded softly, "Okay, see you tomorrow, I'll go back first." As soon as she finished speaking, she stood up gracefully, turned around and left.

Looking at her back as she walked away, He Yuzhu felt that something was wrong with her attitude today, but after racking his brains for a long time, he still couldn't figure out the reason.

Time passed quickly, and in the blink of an eye it was the next day.

Liao Lieying arrived exactly as promised. He Yuzhu greeted her enthusiastically and personally took her to visit the spacious three-story factory.

When Liao Lieying saw with his own eyes that the workers were carrying out production operations in a tense and orderly manner, he could not help but nod with satisfaction.

After all, for those engaged in the trading industry, the most critical and important thing is to have a high-quality and reliable source of product supply.

Only with sufficient and high-quality products can the smooth development and operation of the entire trading business be supported.

At this moment, she couldn't help but think of the many famous industrial tycoons in the prosperous and bustling Hong Kong...

Among many industries, the spinning and clothing industries occupy a considerable proportion, and as long as they are managed properly, it is entirely possible to develop and grow into a large-scale industry.

Judging from the current situation, He Yuzhu seems to have chosen this path to expand his career empire.

After all, for someone who lacks extensive personal connections, it is undoubtedly a wise move to devote oneself to such a relatively mature field with stable market demand.

At this moment, Liao Lieying's eyes were suddenly attracted by the missing nameplate on the machine tool. She couldn't help but feel a little puzzled, so she asked:

"Excuse me, which company produced these lathes?"

The answer I got was unexpected - "This is produced by us."

Hearing this answer, Liao Lieying was stunned and asked, "But aren't you mainly engaged in hardware business? How do you have the ability to produce lathes by yourself?"