Plane Store: I rely on five-star reviews to become rich and live forever

Janet poked her head out and glanced at the information of the financial product, not understanding: "Why would the value of a plane drop so much?"

Gu Xingyan explained: "If a mid-dimensional plane is declining due to operational errors, it is possible to delete the file and start over, or even regress to a lower dimension.

"But it shouldn't be that serious at the moment. Two billion is still within the price range of the middle dimension, and it's at a low level."

When Fei Lai heard the word "low", he selectively ignored the previous words such as "operational error" and "delete the file and start over", raised his head and smiled:

"Yes, now is a good time to invest money. The plane can recover and adjust itself. I will definitely not lose money."

"How can you be sure that the plane can be restored within the pawn period?" Bit poured cold water on him.

"If there is a major mistake in the operation, or some force majeure, the plane will directly decline back to the starting point. By then, a low-dimensional plane will not even have 100 million..."

Fei Lai rolled his eyes: "The private equity managers are professionals, okay? How many years have they been playing around with the plane? They must know more than you and me.

"So I don't really support you starting a business right after graduation. It would be better for you to first find a company in an industrial park and practice for a few thousand years before going out on your own."

Bit was angry, "If your manager was really that capable, he wouldn't have reduced the five billion planes to two billion!"

Feilai argued: "That is inevitable market fluctuation!"

Bit refused to give in: “I guarantee with my degree certificate that no matter how big the market fluctuations are, they can’t have such a big impact!

"The plane itself is something that holds its value very well, and its technical nature far outweighs its financial nature!"

Feilai turned his head away, not wanting to continue arguing with Bit, and muttered softly:

"I just can't understand what students in the ivory tower think. They always think everything is black and white and that technology can solve everything."

Bit heard it, hummed, turned his head to the other side, and muttered to himself in a voice that Feilai could hear:

"Your kindness is taken for granted, and you no longer care about someone!"

Gu Xingyan and Janet looked at each other and saw a hint of helplessness in each other's eyes.

The two customers started arguing outside the store and ended up inside. It was obvious that they were very close, but their friendship was about to capsize.

Gu Xingyan originally wanted to be a peacemaker, but now she was reminded that the financial product was indeed not very reliable.

The development of the plane is gradual. If its value shrinks so much in a short period of time, it means that something must have gone wrong inside.

But even if the problem is solved, it still needs time to recuperate and slowly recover. By the time it returns to its peak and impacts the higher dimensions, it may take hundreds or thousands of years.

I don't know where Fei Lai gets the confidence from, thinking he can get his investment back in a few years or months, or even make a profit.

Gu Xingyan picked out the relevant financial report of the financial product and took a closer look, which recorded the operations of the financial manager.

The report begins with the manager raising 5 billion to purchase that dimension.

In order to ensure that the plane could be upgraded to a higher dimension, the manager immediately changed a lot of data that Gu Xingyan did not understand on the main god console.

But not long after, the market value of Wei Di increased from 5 billion to 10 billion, which made investors more confident in this manager.

During this period, some investors took advantage of the situation and sold their original shares, making a large sum of money and leaving unscathed. However, those who came in later suffered even greater losses than Fei Lai.

"How long will it take?"

Fei Lai saw Gu Xingyan staring at the report for a long time without saying anything, and couldn't help but urge, "Can it really be credited to the account on the same day?"

Janet quickly comforted him: "This is how virtual financial products work. You have to verify all the reports and certificates, review them, sign the contract, and it will only take a few minutes for the money to arrive in your account. It's much faster than a bank."

"That's good." Fei Lai breathed a sigh of relief, thinking that as long as he could get the money today, it would be okay for him to drink tea here all day.

After about ten minutes, Gu Xingyan felt dizzy.

The truth is that the manager's operating methods were always unconventional, and were completely inconsistent with the plane management knowledge she learned later.

I don't know if it's because she's not very knowledgeable, or...

Suddenly, Gu Xingyan sat up straighter.

She moved her eyes closer to the information, sometimes looking at the information provided by Feilai, and sometimes turning her head to look at the investigation content transmitted back by Datu on the optical brain.

There is no problem with the two sets of information, but when I compare them, they don't match.

Gu Xingyan raised her head and looked at Fei Lai, "Mr. Fei Lai, your private equity product has more than 300 investors, but the platform shows that there are no more than 200 people?"

"Really?" Feilai was stunned for a moment, then said, "Is it because the information on the platform has not been updated yet?

“We didn’t have that many people at the beginning. Maybe the investors sold to multiple newcomers, so the number of people increased.”

"That won't work either," Gu Xingyan shook her head, "Private equity products cannot have more than 200 people."

The room was quiet for a while, and everyone's expression was a little subtle.

Fei Lai frowned, his eyes became a little confused, and he didn't realize what was wrong.

His first thought was that some financial products have tens of thousands of holders, and there is not much difference between two hundred and three hundred.

In fact, the difference is quite large. The industry regulations for private equity products are different from those for other products.

Bit moved his lips and wanted to say the words "illegal and against regulations", but he didn't dare to be so arbitrary, for fear of angering Feilai again and the two of them had another meaningless quarrel.

Gu Xingyan also felt that it was not a good idea to draw a conclusion without evidence. After a moment's hesitation, he said ambiguously, "Let me confirm it again."

She lowered her head and operated the computer, occasionally communicating silently with her lover Da Tu.

The room fell silent again.

Gu Xingyan first dug up some transaction records of the wealth management product from many third-party financial data channels, and then compared them with the product's publicly disclosed list of the top ten circulating shareholders.

She discovered that there was a major shareholder who held 1 billion yuan in shares. He split up his shares after the price increase and sold them to more than a hundred people. He himself fell out of the top ten, and Fei Lai happened to squeeze in.

——This should be the transaction that Feilai mentioned.

"Datu, check the properties under the name of this shareholder, especially his relationship with the financial manager." Gu Xingyan ordered.

"Got it." Datu answered crisply.

Gu Xingyan's expression was a little too focused and solemn.

Feilai felt uneasy and subconsciously tried to divert his attention to other topics: "Where were we talking about just now?"

The sun is shining brightly outside the window, shining through the grille onto the coffee table. The tea in the cup casts mottled shadows, reflecting a floating human figure.

Janet responded cooperatively: "Speaking of last night's Plane Cup."

"Oh, yes, yes!" Feilai slapped his thigh.

"It's so hard to guess who will win that match! On one side is the technological underworld with depleted spiritual energy, and on the other side is the communist heaven that has undergone a major blood transfusion. Each of them is bizarre enough when taken alone, and it's even more amazing when put together for a PK!

"If Beetee hadn't invited me over for drinks, I wouldn't have known there was such a contest. Right, Beetee?"

Beat was as still as a statue.

He came back to his senses suddenly after being called by Feilai, as if he had found a new way to stop Feilai. He stood up and snatched the information from Gu Xingyan's hand, and began to study how the manager governed the plane.

He frowned and slid his fingers quickly across the information.

He himself studied this major, and I believe he can see more doubts.

Fei Lai doesn't have much confidence now, so he doesn't have any temper about this.

He turned to Janet, the only person listening: "What do you think the gods who govern those planes think? How can their imaginations be so wild?"

Janet knew a lot of the truth.

She had seen the Ghost King of the Underworld, and she also knew that although the Heavenly Court now nominally belonged to Gu Xingyan, the power was actually exercised by four representatives selected by gods, monsters, mortals, and ghosts.

Anyway, I have never seen a first or second level god who governs the plane.

She guessed that he was either the kind of god who didn't like to interfere, or like her boss, he was busy with other things.

Janet said with certainty: "Is it possible that this is the choice and effort of the creatures in the plane?"

Feilai scratched his head: "Oh, I almost forgot, those planes are related to your plane store.

"But I heard from the host that the Underworld introduced the Plane Shop many years earlier than the Heavenly Court, so I voted for the Underworld. Sigh..."

In the end, the heavenly plane won.

Janet took the opportunity to promote: “Perhaps you have heard of the Huaguoshan applet, or the Quick Travel City?”

"Hmm? I have some impression of it. I think I heard someone talking about it... Eh? Wait, Huaguo Mountain?"

Janet smiled and nodded. "The full name of the winning team last night is the Heavenly Court & Flower-Fruit Mountain Joint Team. Flower-Fruit Mountain belongs to the human world under the jurisdiction of the Heavenly Court, so they were specially approved to participate in the joint competition."

Fei Lai suddenly realized: "I remember! The Fast Travel City is very popular recently. Many fast travelers and even people like us from higher-dimensional civilizations can be teleported there to trade, travel, etc...

"No wonder the Heavenly Court team overtook us! I was saying last night, where do they get all those high-dimensional methods?

"If my plane had the quality of the contestants in the Heavenly Court during the assessment, I would definitely be able to upgrade and pass it 100% of the time."

Janet laughed, it turned out that Feilai knew that he might not pass the assessment.

Otherwise, how can he be sure that he will make money without losing money?

Fei Lai looked at Gu Xingyan and Bit from time to time, and became more and more worried. He stopped making small talk and quietly stared at the shadow in the teacup, as if he could see flowers.

The wait was extremely long. In fact, it was just a short chat time before Gu Xingyan made new progress.

She told Feilai in a serious tone: "We have found very serious illegal operations through clues from various information channels."

Feilai was a little panicked, "Ah...how did it become illegal?"

Gu Xingyan enlarged the screen, pointed at the question on it and explained it to him:

“The major shareholder who previously sold a large number of original shares has a vested interest in your manager, which means that his selling behavior may have been instructed by the manager.

“He sold at a high price and made a lot of money, most of which then flowed into the manager’s other private equity funds.

"In fact, this is not the first time this has happened."

Feilai's face turned pale. "You always sell the product at its peak price with foresight?"

Gu Xingyan nodded, "And then it plummeted, just like now."

The bad news just keeps coming one after another.

Bit also threw the financial report in front of Feilai and made many big red circles on it, accompanied by various crosses.

"What a stupid operation! Even an elementary school god (no typo) knows that we can't drain all the output of the plane in one go, we have to leave some resources for the local creatures to reproduce and develop!

"If we want to make the plane better, we must supplement various resources or spread technology to achieve energy balance!

"If he had this intention, I could still regard it as a failure, but he didn't! He is not governing, but plundering! He is destroying the foundation of this plane!"

Fei Lai picked up the report with a confused look on his face, flipped through it, and said nothing.

Bit was a little dissatisfied and disappointed with Feilai: "With his operation, you investors must have received a lot of dividends, right?"

Fei Lai was hurt by his friend's gaze and shook his head vigorously: "No, I don't know anything! I haven't received any dividends!"

Bit was speechless: "You...you are a financial manager, don't you even read these?"

Fei Lai admitted his mistake immediately: "We usually only look at the trend chart, and at most pay attention to the subscription and redemption fee rates..."

In fact, he is right. This is the norm for most stock investors.

But he happened to deal with a higher-end private equity fund, with such a huge amount of money involved, and he didn't pay much attention.

Janet added faintly at this time: "Perhaps we should check the manager's qualifications and resume."

Gu Xingyan made arrangements immediately.

Feilai sat on the chair with a dejected look on his face, and the other three stood and looked at him.

He was much more sober by now and felt that everything that happened was extremely absurd.

"The manager said that the plane is an absolutely value-preserving product. When I invested, he promised me a minimum return of 10%."

Gu Xingyan said: "I just read the contract. The guaranteed income clause has certain logical traps and is basically an invalid clause."

Bit looked at Feilai and said, "Call the police."

Gu Xingyan lowered her eyelids: "I'm sorry, your pawn item is not up to standard, and our store refuses to pawn it."

Janet suddenly understood something and glanced at Gu Xingyan.

It turns out that in addition to agreeing to pawn and refusing to pawn, they have a third option... Before becoming a businessman, they must first be law-abiding.

Janet joined the persuasion group: "To be on the safe side, let the law enforcement officers check it out first, right?"

Feilai seemed to have lost his soul. He stood there in a daze for a long time until Janet spoke, and then he nodded.

"Call the police."

Bit immediately took action and took the initiative to collect the pile of information that Feilai brought.

Gu Xingyan also gave him the part that she had found out.

After taking the information, Bit looked at Gu Xingyan with complicated eyes.

Unexpectedly, it was the "stinking loan shark" who helped them.

If Gu Xingyan hadn't been the first to cut open the incision, no one would have noticed the problem.

He himself would not think of looking at the financial reports of his friend's financial products.

He didn't know if every pawnshop was so strict, but he felt he had to tell them:

"thank you all."

Bit supported Feilai, whose legs were a little weak, and left the pawn shop.

Feilai walked along with a sad face: "One hundred million... my one hundred million..."

Bit sarcastically said, "If it weren't for the boss, you would be worth 1.4 million now."

"Woo woo woo, shut up."