Plane Store: I rely on five-star reviews to become rich and live forever

The clerk was stunned by the 40 million yuan order. Knowing that he had no power to agree or refuse, he hurried to the teahouse to report the situation to Gu Xingyan and Janet.

The hall of the pawnshop was very spacious, and every word of the conversation between Bit and Feilai was heard by Janet and Gu Xingyan.

Janet frowned after hearing this.

She lowered her voice and said to Gu Xingyan: "This order is very hot! If the customer's financial product increases in value in the future, it will be fine. He can be regarded as stopping the loss in time.

"But what if the price drops? Wouldn't our pawn shop become a black-hearted merchant taking advantage of the situation?"

Gu Xingyan was also worried. It was not easy to be a loan shark for someone with a strong sense of morals and a love of worry.

But she had prepared herself mentally, and warned her subordinates:

"Janet, most of the customers who come to the pawn shop are either poor people with nowhere to go or gamblers who want to get rich overnight. We can't sympathize with both of these people.

“Everyone is responsible for their own choices.

"What we can do is to make the entire transaction process transparent, clearly mark the price, and then keep the pawned items in good condition until they are redeemed or given up."

Janet nodded seriously, closed her eyes, and quickly thought about the possible risks of this deal and how to deal with it.

But putting work aside, she sincerely hoped that the young man named Feilai could take it easy and not bankrupt himself.

Gu Xingyan saw Janet's dilemma and patted her arm gently.

"Janet, I know what you're thinking. But you have to know that gamblers are the last creatures to be persuaded.

"Don't say we are strangers. Look at his friend Bit, he tried to persuade him earnestly for a long time, but was it any use?

"That customer only picked out what he wanted to hear. The more his friends talked, the more excited he became. He kept saying that he could definitely make money. I don't know who gave him that confidence..."

As she was talking, Gu Xingyan stopped talking, as if she had thought of something.

But he acted as if nothing had happened, looked at Janet, stood up and walked towards Feilai.

Bit stood behind them where Feilai couldn't see him, staring at the two of them and shaking his head wildly.

His gaze seemed to have substance, and the pressure fell on everyone in the pawn shop.

Everyone knows that if their friend encounters this situation, they must not lend money.

But they run a pawn shop.

Gu Xingyan smiled at Fei Lai and said, "Sir, please come with us to the appraisal room. Do you have all the relevant information with you?"

"Bring everything, bring everything!" Fei Lai's eyes lit up when he heard there was a chance, and he happily followed Gu Xingyan and Janet inside.

As he walked, he asked, "Can you deposit the money on the same day? I'm in urgent need of the money!"

"If the information is complete, there will be no problem." Gu Xingyan maintained a professional smile, without a single leak.

Bit quickly followed in. The look in his eyes when he looked at Gu Xingyan became unfriendly. He almost cursed: "You stinking loan shark!"

Janet pulled out a glass sign from behind the counter, on which were written in small, beautiful handwriting the various charges of the pawn shop.

Bit was quick-witted and quick-handed. Before Feilai could reach out, he snatched the stand and began to study it himself.

The sign reads-

[Da Pawn: Up to 2 billion can be pawned, with a three-year term, % monthly interest, and reduced interest in winter]

【Big mortgage: up to 2 million, current period of two years, monthly interest rate of %】

[Big mortgage: up to 3 million, current period is one year, monthly interest rate is %]

[Small mortgage: up to 3 million, current period 1+10 months, monthly interest rate 6.8% (crossed out), opening preferential monthly interest rate %]

As soon as Bit finished reading it, he saw Janet handing another identical sign to Feilai, and he was furious.

Although Fei Lai was anxious, he also asked for important details.

He gave the information to Gu Xingyan to check and then asked Janet, who had less time, "What does this 'winter profit reduction' mean?"

Janet explained: "This is an old custom in our area, which means that from October to December, one month's interest will be waived."

In fact, these are the rules of Chinese civilization, not the mermaids’. After all, the store manager is the boss who makes the rules.

"Oh, that's 22% annual interest."

"Only 'Da Dang' is like this."

"What if I redeem it early? Do I still have to pay the agreed interest? Or should I calculate it from long-term to short-term?"

Janet opened an electronic sample contract and showed it to him only, “Calculated according to the originally agreed interest rate and the actual pawn time.

"You can look at this sample. If you pawn your property for a year, our monthly interest rate is 3%. If you only pawn your property for 180 days, we will only charge you the principal multiplied by 3% multiplied by six."

Fei Lai listened and nodded. This rule was definitely reliable.

Even Bit beside him softened his expression, leaned over and read the contract sample together.

As long as there are no scams in the contract, this is indeed a formal and affordable pawnshop.

The contract was quite long, and the two needed some time to go through it carefully. After Janet added tea to their cups, she quietly walked over to Gu Xingyan.

With the help of Datu, Gu Xingyan is investigating Feilai's financial product.

It turns out that in the circle of gods that govern the plane, there are also financial products similar to private equity funds.

Because some retail investors want to participate in mid- and high-dimensional investments in order to gain greater profits, this type of product came into being.

For example, in the case of Feilai, he had previously invested 100 million yuan in it, and together with more than 300 other investors, he purchased a middle-dimensional plane worth 5 billion yuan.

It is said that the middle-dimensional plane is about to pass the assessment and be upgraded to a high-dimensional plane.

Once the upgrade is successful, selling the high-dimensional plane will generate at least 300% profit.

However, the price of a plane will fluctuate with its own development and changes in supply and demand between different types of planes.

What Feilai meant by "turned green" was that the value of this middle-dimensional plane suddenly dropped from 5 billion to 2 billion.

Feilai’s 100 million investment was reduced to 40 million.

No wonder he is so crazy now. Who wouldn’t be crazy?