He was betrayed at the beginning, from a cake seller to a wealthy person
Chapter 87 Making Money
Over there, Lu Sheng was asking, and over here, Lu Yan and Ying Niang were also thinking of a solution.
Lu Yan has never seen such a trustworthy woman as Ying Niang. Her trustworthiness is different from that of a trustworthy man. Her trustworthiness lies in the fact that her savings are only an ordinary five hundred taels, but she believes in them very confidently. He could collect two thousand five hundred taels in five days.
Who gave her the courage? How could he be more bold than a modern person like her?
"I went to the accounting bureau today and asked if I could borrow it. How about we borrow it from the accounting bureau?" Yingniang said.
The account bureau was a place dedicated to lending money in ancient times. It was very easy for someone like Lu Yan who had a fixed place to do business to borrow money.
"I know I can borrow it, but I'm afraid the interest will be high!" Lu Yan said, "He told you how much the annual interest rate is."
Ying Niang smiled: "There is no annual interest, only three points of monthly interest."
The monthly interest rate is three cents, which means the monthly interest rate is 3%, and the annual interest rate is 36%!
"F*ck!" Lu Yan pinched her husband with her thumb: "The annual interest rate is 36! Do you know what that means! We want 1500 taels, and we have to give them an extra 540 taels a year! How dare they! Why don't they go? Grab it!"
Ying Niang was also dumbfounded and said nonchalantly: "So much money?"
Lu Yan rolled her eyes and waved her hands: "This damn interest rate is legal. There's no way I can lend him a copper coin."
The possibility of borrowing money at usury was dismissed over Lu Yan's firm opposition.
It's unclear whether the progress on Lu Sheng's side is going smoothly or not. Most of the scholars are still focused on studying and have no interest in doing business, including Chu Tiankuo. However, they didn't want to join the gang, but they generously said that they could lend Lu Sheng money.
"I'm really not a business person, and my family has no plans to let me get involved in business, but if you are short of money, you can borrow it from me." Chu Tiankuo said honestly, "Five hundred taels?"
Lu Sheng expressed that he was very touched.
There are two exceptions among the scholars. When I heard that Lu Yan was short of money for business, her eyes lit up. One is Song Bowen and the other is Zhang Chang.
Song Bowen expressed his sadness at Lu Sheng not being the first to find him: "Ask me! Can my family still afford one thousand five hundred taels?"
Lu Sheng couldn't laugh or cry: "But your family has its own business. Is your father really willing to let you use so much money to get involved in other businesses?"
Song Bowen exclaimed: "Who thinks it's too much money?"
"Are you so confident in Lu Yan?" Lu Sheng said, "Do you really believe that she can make money?"
"To be honest, I am very confident." Song Bowen said firmly: "Think about how long she has been in business, how much money has she saved now?"
Lu Sheng was stunned. It has only been more than a year since Lu Yan was brought home by Boss Lu, and she has already saved more than five hundred taels of silver. Lu Yan is capable and diligent, and has the courage to think and act and is extremely capable. It is impossible for such a person to fail.
Lu Sheng agreed with Song Bowen's statement and smiled convinced.
The situation on Zhang Chang's side became a little strange.
Lu Shengshang asked Zhang Chang the others on his own initiative, and Zhang Chang came here on his own initiative.
"Is Lu Yan short of money?" Zhang Chang said excitedly.
Lu Sheng's face was expressionless: "Senior Brother Zhang is a little late. Brother Song has already agreed to cooperate. We are not short of money."
Zhang Chang pretended not to hear: "Add me, I want to be with you too."
Lu Sheng had no choice. He couldn't really refuse even if he was offered money. Lu Yan might beat him to death if she found out.
After the county school was dismissed, Lu Sheng and several good brothers came to Lu Ji. Lu Yan was shocked.
She didn't expect that Lu Sheng could really solve the problem for her.
Zhang Chang's arrival is indeed very useful, because Lu Yan only has five hundred taels of silver. If Song Bowen directly invests one thousand taels of silver, he will become the largest shareholder. In theory, the largest shareholder has the right to speak. In this situation, whether it is Lu Yan Even Song Bowen didn't want to see it.
So in the end, Lu Yan, Ying Niang, Lu Sheng, Song Bowen, and Zhang Chang each contributed 19 taels, each holding 5% of the shares. Zhou Liang received [-] taels of silver as start-up capital, accounting for [-]% of the shares. At the same time, Zhou Liang joined as a steward and received a fixed salary each month. The first three months were temporarily not paid. The salary was determined based on the manor's profitability first. After the salary was fixed, the first three months' salary was repaid, but it could not be less than Five taels.
Originally, Lu Yan was still worried about how much land tax she would have to pay for such a big village. Since there were so many scholars, Lu Yan didn't have to worry about it anymore. Two people are covered.
The next day, Lu Yan took the money and went to the dental shop to complete the procedures. Ying Niang was afraid that she would encounter some trouble in the Liu family's life and did not go. It turned out that the person who came was the Liu family's housekeeper, and Lu Yan didn't know that he was the eldest son of the Liu family. The young master's people are still Mrs. Liu's people. In the end, Lu Yan got the house deed and the banker's deed of sale, and the Liu family got five [-]-tael silver notes. Everyone was surprised that they could collect so much money in such a short period of time.
Zhuangzi's matter was settled in this way, everyone was happy, and everyone was full of expectations for Zhuangzi's future development. Ying Niang immediately packed up and moved to Zhuangzi, and gave her current house to Lu Yan so that she could grow vegetables. Zhou Liang also settled in Zhuangzi with his wife and children.
The first step of Zhuangzi's renovation was to build two guest houses for guests to live in later. At the same time, the great work of off-season fruits is carried out.
Lu Yan made a special trip for this purpose. Most of the dozen farmers left behind by the Liu family were responsible for growing fruits. There are more than [-] hot spring pools in Zhuangzi, but less than half are landscape pools for people to soak in. Most of them are not open, and vegetables are grown next to them relying on the heat of the hot springs.
The soil fertility of hot springs is relatively poor, and a large amount of fertilizer is used, and the soaring smell is simply unbearable.
You don’t need to worry too much about this part. The watermelon and melon seeds were left over from last year, so just continue to sow according to the original experience. The only thing to consider is whether to add more fruits, strawberries, etc.
What Lu Yan means is, you can sow whatever you can. The next day I bought a bag of strawberry seeds and brought them over.
Ying Niang is just playing in the village, so she can take care of her. Zhou Liang is different. As a big manager, Zhou Liang still has a lot to take care of. Supervising the construction of a house is just one of them. He also had to buy some chickens, ducks and geese to raise.
Lu Yan had great expectations for Zhuangzi. She invested all her wealth in it and must create a perfect money-making holy place. In addition to the hot springs, Lu Yan built a building as a specially planned leisure area, separated for men and women, with steam rooms, health rooms, drinks and snacks, and chess and card rooms.
The health room is mainly divided into Chinese medicine bath, Chinese medicine foot massage and massage. Lu Yan specially bought three honest-looking men and three women from the dental shop, and spent a lot of money to send them to the massage parlor to learn from the master.
The chess and card area mainly introduces several classic chess and card games: chess, Go, backgammon, checkers, flying chess and mahjong.
After Lu Yan finished planning, she handed all the planning plans to Zhou Liang and hurried back to the county. It takes several months for fruits to mature after they are planted. Building a house can take a shorter time, but it cannot be completed in a day or two. During this time, Lu Yan will have nothing to do.
When Lu Yan returned to Lu Ji, she felt like she was in a dream.
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