Rebirth 09: Buying a house with a baby UP owner

Zhong Meihui knew nothing about U.S. stocks, and so did everyone else. However, everyone still followed Zhong Meihui’s approach and opened the U.S. stock function, as well as the GEM and other models.

Manager Cao looked at everyone's balances and found that Zhong Meihui had transferred the most money to the account. Naturally, he understood that she was the boss here and treated her even more attentively.

Zhong Meihui subconsciously glanced at the company names and numbers on the U.S. stock market, and suddenly felt inspired.

"Apple, yes, I want to buy Apple." Zhong Meihui can't remember other US stocks, but she is deeply impressed by Apple. Since the beginning of the Apple generation, there has been a craze for using Apple mobile phones in China. From that time on, Apple's stock The U.S. stock market has been rising steadily for several consecutive years.

Zhong Meihui plans to exchange all her money for Apple stocks, wait until early 2014, sell them, and convert them into Moutai stocks, so that she can settle down once and for all.

"Sister Meihui, if you want to eat apples, you don't have to buy them yourself. I'll buy a few kilograms and send them to your house." Sun Xiaolan has always been naive and didn't understand that apples are a stock. She thought Zhong Meihui was afraid that she would forget to buy apples. And murmuring to himself.

"I'm talking about stocks. Apple's performance has always been good, and its domestic market share is getting higher and higher. We can invest more."

Zhong Meihui kept 30 in the card as a backup fund for future loan repayments. The remaining 437.76 were exchanged for US$641876, preparing to enter the US stock market.

The foreign exchange price at this time was 6.82, which was still a relatively cost-effective price. At this time, Apple's stock price was only 6.40 yuan. Zhong Meihui directly bought 2 shares with the money in her hand.

"Everyone tells me the number of properties they own and the amount of cash in their hands, and I will help you do the calculations."

Zhong Meihui knew that people in the sister group were not good at managing money, let alone making plans, so she made a form in advance and asked everyone to fill in the relevant information.

Zhong Meihui asked everyone to set aside a month's worth of loans and living expenses on their cards, and then obtain cash by selling stocks to pay for related expenses.

The advantage of stocks is freedom. You will not lose interest if you withdraw in advance. Even if the stock price drops, you can cover your position in time to reduce the average price of the stock, or you can close your position to stop losses.

Zhong Meihui's goal was not high, as long as it exceeded the ordinary bank interest, so she looked very calm and began to calculate everyone's financial status.

Yaoyao and Liu Yiyu have a total of 180 million in cash. They pay monthly for 3 large, 8 small and 11 apartments. They need to repay a loan of 14.8 yuan a month. They left 17 yuan in their cards and bought 37300 shares.

Sister Juan, Sister Zhang, and Fan Xiang each have 136 million in cash, with monthly payments of 1 large and 4 small. They need to repay a total of 6.8 yuan, leaving 8 yuan in their cards, and bought 29300 shares.

Hu Li and Liu Shuiqin each had 100.5 million yuan in cash, with monthly payments of 1 large and 2 small. They needed to repay a total loan of 4.5 yuan. They kept 5 yuan in their cards and bought 21800 shares.

Wu Zhangkou, Sun Xiaolan, Lai Siquan, and Qian Qiao: each have 60 yuan in cash, with 2 small monthly payments. They need to repay a total loan of 2.3 yuan. They left 2.5 yuan in their cards and bought 13100 shares.

The total money in Zhong Meihui's accounts totaled 1500 million, which was definitely considered a VIP among VIPs. Naturally, Manager Cao didn't want to miss out on these big fish, so he took the initiative to get close to her.

"Have you ever bought stocks before? In fact, stock funds are more stable now. You can take a look at the introduction of these funds."

Manager Cao brought lemonade to everyone. She planned to defeat them one by one. Now she started with Zhong Meihui, who had the most money in her account, and asked her to hire herself as an investment consultant. She could guarantee that Zhong Meihui’s annual income would be around 25%, which is definitely better than She earns more by buying it herself.

"How is a 25% rate of return possible? Generally, it is abnormal if it exceeds 10%." Zhong Meihui feels that high returns represent high risks. Once the annual income exceeds 10%, the possibility of fraud is very high.

"Nowadays, it is naturally impossible for you to invest by yourself, but a professional financial advisor can definitely do it."

After seeing Zhong Meihui's surprised expression, Manager Cao felt that his words aroused her interest and immediately recommended the company's products.

"Our newly launched financial product is a portfolio fund that uses hedging to minimize customers' risks. I will always help customers keep an eye on the price, sell at the most appropriate time, and strive for the largest profit. income."

Manager Cao was boasting so much that Zhong Meihui also made some calculations secretly. She invested 330 million yuan, which is 25 yuan based on an annual rate of return of 82.5%. Manager Cao can get a commission of 15%, which is 12.37 yuan. This is indeed a big profit for Manager Cao.

If you add in the money from other sisters, the commission earned by Manager Cao from them will be at least 50 yuan. Even if there is a problem with the final income, it will be Zhong Meihui and the sisters who lose money. Manager Cao can still get the maximum amount. The basic consulting service fee is not a loss no matter how you calculate it.

It's just that Zhong Meihui still likes to hold her destiny in her own hands, not to mention that she has already made a decision and there is no need to change it.

"I still prefer to buy it myself. The terms you are talking about are too professional. I can't understand them, and I don't want to bother you." Zhong Meihui flatly refused. She didn't want to be someone's tool for performance improvement.

After Manager Cao saw that Zhong Meihui was stubborn, he could only place his hopes on others. Unexpectedly, everyone here listened to Zhong Meihui. As long as she said she would not cooperate, no one else wanted to cooperate with Manager Cao.

Manager Cao saw from the background that they had just placed an order and almost all the money in their accounts had been bought into Apple stocks.

In her opinion, the stock's growth rate is very slow, with an annual return of only about 6%. If an accident occurs, the money earned may not be as much as the fixed deposits in those banks, which is not cost-effective at all.

What's more, no one with real financial knowledge would choose to put their eggs in one basket. Zhong Meihui and the others were clearly buying blindly, and they were too courageous.

"Ms. Zhong, do you have an investment adviser, or have you heard some inside information? The risk of doing this is too high."

Manager Cao refused to give up and wanted to know if these people signed to others. As a result, Zhong Meihui insisted that she sold it blindly and never asked anyone.

This sentence made Manager Cao breathe a sigh of relief. In her opinion, as long as this big fish was not signed to anyone else, it would come back to her mouth one day.

"Ms. Zhong, before you buy stocks next time, you can talk to me first. I can give you some professional advice. After listening to it, you can make a decision. Don't worry, these are free."

In order to keep in touch with Zhong Meihui, Manager Cao planned to give her some sweeteners and attract her with free consultations. Many people had become her customers in this way before.

"No problem, we'll talk about it then."

Manager Cao was full of confidence, but Zhong Meihui didn't show much interest and just nodded perfunctorily.