Hogwarts White Knight
Chapter 6 The non-financial fairy bank
Diagon Alley, Gringotts
Gawain stood on the marble steps, watching the wizards coming and going, feeling that he had used up a whole year of surprise.
This is a tall and conspicuous white building that they can see immediately after entering from the Leaky Cauldron. It has three floors and looks skewed for some reason. At the shiny bronze door, there are two rows of small green-skinned goblins in uniforms.
"What's the price?"
For some reason, Gawain always wanted to go up and ask.
Behind Gawain were Colin, who was looking around, and Elsa, who looked nervous.
Gawain felt funny and deeply moved when he thought of Colin's expression of pain in the morning when he even sold the bottle of 1975 Chateau Latour in order to ask for leave from his supervisor, Joseph.
On the other hand, Elsa's side was much simpler. She directly called the hospital where she worked.
"William, I want to take a day off."
"It's okay, it's okay."
"Okay, bye."
Then she hung up the phone and went upstairs to put on makeup with a relaxed look.
Shaking his head, Gawain simply walked into Gringotts. Stepping over the threshold, behind the bronze door is a silver door with many words engraved on it.
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Behind the door is a spacious marble hall. About a hundred goblins sat behind the long counter and scribbled entries in the large ledger. Some use scales to weigh coins, while others use eyepieces to detect gems.
"I am Tian Ping. What does this gentleman need when he comes to Gringotts?"
A somewhat rickety goblin came up to Gawain, lowered his head and said, his ears were covered with white hair and he looked a little slovenly.
"I would like to exchange pounds for gold galleons. Can I do it here?"
Gawain asks about the goblin scales and takes out the envelope from Hogwarts, showing it to him.
"Oh, yes, Mr. Little Wizard of Hogwarts, please come with me."
Balance took the envelope, carefully looked at the coat of arms on it, and compared it with the name, as if to confirm Gawain's identity. After a while, he folded the letter and handed it to Gawain, then turned to lead the way.
"Mr. White, according to our agreement with Hogwarts, you can exchange pounds for no more than 100 galleons per year. The exchange rate of pounds to galleons is 5:1. How much do you want to exchange?"
While walking on his short legs, Balance turned back and asked Gawain.
“Of course all of them, and what value-added products do you have for pounds?”
But before Gawain could answer, Colin, who was following behind and sizing up the goblin, took over.
"Value-preserving products? You can open an account at Gringotts and store your wealth here. We will charge a certain management fee based on the size and time of your vault."
Fairy Balance didn't understand what Colin meant, so he answered dryly.
"Why do you still need to pay for depositing money in the bank? Don't you have an asset portfolio? Bonds, stocks, futures, or derivatives? Don't you even have current and regular interest rates?"
Colin looked a little indignant. Every time he mentioned a term, the scales shook their heads. Gawain felt that the goblin called Scales had become a little staggering when walking.
"Did Colin really fool him into lameness?"
Gawain thought with interest. He really didn't expect that the wizard's economic system was so backward.
——In their largest and only bank, the goblin who is the counter manager has not even heard of these basic financial concepts that he is familiar with.
"Please come to the counter here, and you, go and bring some water and snacks to the distinguished guests."
Tian Ping quickened his pace, led Gawain and the others to a counter at the back, and ordered a young goblin waiting there without any good intentions.
"The Galleons exchange will be here in a moment. While I'm waiting, would you mind explaining to me the meaning of the words you just mentioned?"
The goblin turned his head and said to Gawain and his party with a smile, or to be precise, to Colin. Although the goblins born in Gringotts are arrogant, their greed for gold galleons is enough to overwhelm all dignity. He was keenly aware that there was definitely a good idea in this middle-aged man's mind that would allow him to move the counter position forward.
"Okay, but first we have to find a place for us to sit."
Colin seemed a little reluctant, but he still nodded and agreed to Tian Ping.
The next development naturally became a little weird.
While Gawain and Elsa were sitting at the table in the space behind the counter, leisurely drinking tea and tasting desserts from the wizarding world, Colin sat behind the counter and explained the basics of money and banking with an impatient expression. But Fairy Balance, who was supposed to be sitting in that position, stood beside Colin like a good student, listening eagerly.
Sometimes when talking about rising, Colin would pick up the ledger on the balance table and find some cases of asset transactions to give examples of how it should be operated. The frequent nodding of balance did not stop Colin from checking the ledger that was supposed to be confidential. idea.
Even when Gawain and the others finally left Gringotts, the goblin named Scales gave Gawain a somewhat tattered dragon skin bag as a "memorial of meeting Master Colin."
It is said to be dragon skin, but it is actually just the third layer of skin scraped together, but it is enchanted and has a huge space inside, and no matter how heavy the things put in it are, it will not become heavy.
"Where are we going next?"
Standing at the door of Gringotts, Elsa asked Gawain. Her free right hand grasped the collar of Colin who was studying the dragon skin pocket dully, to prevent him from getting lost due to being too serious.
"It should be said that it is to prevent the 100 galleons I just exchanged from getting lost..."
Pouting his lips, Gawain took out the envelope from his arms and took out the page with the list on it.
"First of all, clothes. Three sets of plain work robes, a plain peaked hat for daytime use, a pair of protective gloves, and a winter cloak. I think we should go to that clothes shop called Madam Malkin's?"
Gawain read it again, then raised his head and pointed diagonally across the street, where there was a narrow shop with a copper-framed signboard that read "Mrs. Malkin's Robe Store (ans)."
"There are also tin pots, brass scales, glass or crystal vials, and astronomical mirrors. Why do we need such things? But I think I should have seen a shop selling these on the way here. The rest are textbooks. .”
Elsa stood aside and studied the items on the list.
"And the wand, don't forget Gawain's most important wand!"
Colin tied the dragon skin bag around his waist and also expressed his opinion.
"Elsa, you are better at these equipments, so I'll leave them to you. After I take him to buy clothes and wands, let's meet at the door of the bookstore."
As he spoke, he took out a handful of gold galleons from his pocket, wrapped it in the prepared briefcase, and handed it to Elsa.
But Elsa just looked at him without saying a word.
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