Five days later.

Chang'an City.

Mangya Bank opened for business.

Two red firecrackers hung on both sides of Mangya Bank.

The sound of crackling firecrackers echoed on Zhuque Street, which was very lively.

The merchants in Chang'an City heard the news that Mangya Bank was about to open three days ago.

At first they didn't know what the bank meant.

But later through the publicity of Qian Duoduo.

Merchants then understood the role of the bank.

today.

Before the sound of firecrackers was over.

The gate of Mangya Bank has already been surrounded by some businessmen.

Everyone pushed and shoved.

I am afraid that I will be squeezed out by the people behind.

Borrowing money from Mangya Bank, the interest is only [-]%.

If they came late, they might all be borrowed by others.

Coupled with the live signboard of the son-in-law, Mangya Trading Company supported it behind.

There is an endless stream of people who come to borrow money.

at this time.

Qin Mu sat in the private room on the second floor of Mangya Bank, listening to the voice from downstairs, calm and indifferent.

He had expected that Mangya Bank would be so popular.

However, in the future, the continuous operation of Mangya Bank will require some thought.

As a bank, in addition to having sufficient financial support.

The level of reputation and the ability to return funds are the top priorities.

As the general manager of Mangya Commercial Firm, Qian Duoduo has always liked to do things by himself.

Mangya Bank had just opened, and he rushed to shake the shop.

I am afraid that something will happen.

However, there is the deterrence of Qin Mu's name.

Even with the huge crowd, it's anything but overcrowded.

There was no other disturbance.

and.

The people also listened to what the son-in-law said.

Datang people do not lie to Datang people.

It's very rude to say this.

On the first day of the opening of Mangya Bank, it survived the turmoil.

Followed by.

The second day, the third day, five consecutive days.

Mangya Bank is still full of traffic in front of the gate.

at this time.

Qin Mansion.

Qin Mu lay on the wicker chair, sipping tea leisurely.

Holding the ledger in his hand, Qian Duoduo was very excited: "My son-in-law, Mangya Bank has only been open for five days, and it has already lent 300 million taels of silver, and the annual interest is 30 taels of silver."

Qin Mu nodded calmly, the data was as expected.

According to the size of the Hu hostage business before.

Mangya Bank can have such a large transaction volume.

No surprise there.

On the contrary, wait until the Hu hostage's career is completely suppressed by the court.

The market of Mangya Bank will really expand.

At that time, 300 million is just a small number.

But in any case, it is worth celebrating to have this achievement.

Qian Duoduo was very happy.

He had been worried before that there was too much money in the treasury.

Never knew how to use it.

As such.

Not only has the money in the treasury been settled, but it can also make an extra [-]% of the profit every year.

Beautiful!

Chapter 352 : Brainwash Li Er (2/5)

Chang'an City.

Royal Palace.

Ganlu Temple.

boom!

Li Er angrily slapped the notebook and cursed: "What the hell is this Qin Mu trying to do? Is he trying to piss me off?"

"Your Majesty, calm down, your body has just recovered, so don't get angry." Wang De stood aside tremblingly and reminded cautiously.

"Go, call Qin Mu over here, I want to see how this brat explains it to me." Li Er snorted coldly and shouted loudly.

Wang De responded quickly, and then ran out in a hurry.

For a moment.

Qin Mu calmly walked in from outside the hall, his expression as usual.

It seemed that he didn't see Li Er's gloomy face at all.

"Greetings, Your Majesty." Qin Mu bowed slightly, and finished speaking in a calm tone.

Then, he sat down on the chair beside him.

Seeing Qin Mu's calm appearance, Li Er suddenly became angry, and said in a low tone: "Qin Mu, do you know why I asked you here?"

Qin Mu raised his eyebrows, raised his hand to pick up the teacup on the side, took a sip, and said softly, "Go back to Your Majesty, of course I know."

Li Er was speechless for a moment.

Xindao, this stinky boy really doesn't play cards according to common sense.

All of a sudden, his brewing emotions were disrupted.

then.

Li Er hurriedly adjusted his mood, and questioned aloud: "Since you know everything, then I will speak directly."

"Qin Mu, you, as the son-in-law of the Tang Dynasty, actually used the Ministry of Finance to suppress the Hu merchants who were involved in the pledge, yet you acted like no one else, and opened a bank to engage in pledges. What should you do for such a behavior!"

As Li Er said, his anger gradually rose, this move was too damn damaging.

Facing Li Er's sharp questioning.

Qin Mu shook his head calmly, and said with a light smile, "Return to Your Majesty, what is your fault?"

Without waiting for Li Er to refute.

Qin Mu said again: "I suggested that the Ministry of Household Affairs suppress Hu Shang's complaints. It is not for my own selfishness. Please learn from your Majesty."

"Do you still have to say that you suppressed the hostages of Hu people, but you opened a bank yourself, and you said you were not guilty?" Li Er snapped.

Which material.

Faced with Li Er's aggressiveness, Qin Mu just smiled lightly: "This is just to prevent my Tang gold and silver from leaking out."

Hearing this, Li Er snorted softly and tossed his sleeves, "You are making too much sense!"

Qin Mu shook his head slightly, and said slowly: "Your Majesty, do you know that Hu's business move affects not only the merchants and common people of the Tang Dynasty, but also many court officials who borrowed a lot of money from them. Officials owe money, Hu It is self-evident whether there is any trick in it if business is not discussed.”

"Besides, Hu merchants are becoming more and more prevalent in our Tang Dynasty now. Regular business is fine, but the harm to Datang's commercial business is huge. Whoever is engaged in quality business has no life in the hands of my Datang merchants. ?”

heard.

Li Er frowned, his face was gloomy, and he said displeasedly: "How do I know that you are not scaremongering?"

Knowing that Li Er had already made up his mind, Qin Mu continued, "These Hu merchants will buy all kinds of silk, porcelain, medicinal materials and other items in Datang wantonly before they set off to return to China, and traffic them back to China."

"In this way, we can know how much profit Hu merchants will make this time around."

"The various measures I proposed not only regulated the commercial trade between Hu merchants and Datang, but also allowed Hu merchants to provide Datang with high taxes. I am helping the Ministry of Households, not benefiting the Ministry of Users. So, what am I guilty of?"

Qin Mu finished speaking.

He completely ignored Li Er's drooping face.

Instead, he picked up a piece of pastry from the desk and threw it into his mouth.

"Well, this one is a bit too sweet. Next time, let the imperial dining room put less sugar. Eating too much sugar is not good for your health." Qin Mu said casually while chewing, pointing at the pastries on the table.

He didn't consider himself an outsider at all.

Li Er looked at Qin Mu angrily, and reprimanded: "What is the imperial dining room for? Let them make a new one and present it."

Wang De swallowed nervously, and whispered, "Yes".

Then he went to the imperial dining room in person.

He didn't want to stay in Ganlu Hall anymore.

Otherwise, he would be overwhelmed by the momentum of His Majesty and Prince Consort in no time.

Followed by.

Li Er didn't make any detours with Qin Mu, and continued: "Okay, you said that there is no benefit to the user department, so what's the matter with you opening a bank to collect money? It's not enough for you to have a Mangya trading company. Put all the money in your pocket."

Qin Mu took a sip of his tea and replied with a normal expression: "Your Majesty, you have misunderstood me. I opened the Mangya Bank not to make money, but to benefit the people of my Tang Dynasty."

Huh.

Li Er felt that he was almost deceived by Qin Mu's righteous and awe-inspiring appearance.

He rolled his eyes at Qin Mu, and said quietly: "You talk nonsense, I don't know what your virtues are, but I know that your bank is the same thing as that barbarian's hostage."

Qin Mu raised his eyebrows and smiled lightly: "Your Majesty's words are either right or wrong."

"Oh? Why did you say that?" Li Erdun felt surprised and couldn't help asking.

Qin Mu was very kind to Li Er and explained: "Your Majesty only knows that my Mangya Bank and the Hu hostages will charge the borrower's interest, but what your majesty doesn't know is that the Hu hostages will generally charge [-] to [-]% Interest, while my bank only charges [-]%."

Li Er's pupils dilated immediately.

It seemed that he couldn't believe that Qin Mu, a miser, would have such kindness.

Qin Mu added: "Not only that, all the behaviors of my Mangya Bank are extremely formal, and there will never be violent debt collection, malicious interest rate hikes, etc. Compared with the Mangya Bank, it can be said that taking hostages as hostages is like nothing. difference."

Although Li Er doesn't know much about business.

But listening to what Qin Mu said, I felt that there was some truth to it.

After all, quality lifting should be used to promote business development, not the grave of businessmen.

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