Datang: God-level son-in-law, salted fish will become stronger

"As expected of the son-in-law, in such a short period of time, he listed the actions in such detail."

"That's right, the affair of the Hu merchants has been giving the Ministry of Accounts a lot of headaches, so the Ministry of Accounts doesn't have to worry about it anymore."

"In this way, not only has the foreign trade business been formalized, but it has even increased the income of the Ministry of Households, which is a double win."

All the ministers in the court were amazed.

For Qin Mu, government affairs measures are at his fingertips.

Zhao Lin was also very pleasantly surprised and excited.

Private transactions between merchants and Hu merchants have been a problem since ancient times.

Now, it's finally resolved.

Li Chengqian sat on the top seat, looking at the admiration of all civil and military officials, his brows were beaming with joy.

Followed by.

Li Chengqian looked at Zhao Lin and asked as usual; "Zhao Shilang, do you think the method the teacher said can solve Hu Shang's problem?"

Zhao Lin nodded hurriedly and said: "Return to His Royal Highness, the method mentioned by the son-in-law, I think it is feasible."

Not only is it feasible, it is simply too feasible.

If it wasn't for the public.

He had to hug the son-in-law's thigh.

Li Chengqian nodded with a calm expression: "If that's the case, then I will work hard for Zhao Shilang to implement this matter as soon as possible."

Zhao Lin saluted and said, "Yes, Your Highness the Crown Prince."

The words fall.

Li Chengqian couldn't help but relax.

He had only just supervised the country, and he encountered such a difficult problem.

If it wasn't for his teacher's advice, he would definitely not be able to step down today.

in this way.

This matter also came to an end.

in the hall.

All civil and military officials admired this young His Royal Highness the Crown Prince.

No matter it was before, Li Chengqian's unique views on Hu Shang and Datang.

Or just made a decisive decision on the solution to the Hu business problem.

In the court hall, calm and composed, with a calm attitude.

This can be seen.

Although His Royal Highness is only ten years old.

However, it is admirable to gradually become proficient in handling government affairs.

Subsequently.

Li Chengqian announced the disbandment of the court, and all civil and military officials also retreated.

After all the officials are gone.

Li Chengqian looked at Changsun Wuji, and called softly, "Uncle."

He let go of his palm, which was covered with sweat.

It seems the first time.

It still made Li Chengqian a little nervous.

But there is nothing wrong with it, after all, it is the first time.

No one can find a breakthrough.

After a long time, you will become familiar with it.

Changsun Wuji smiled and nodded.

He is more and more fortunate now that he recommended Qin Mu as the prince and grand teacher.

Subsequently.

Changsun Wuji and Li Chengqian came to Ganlu Palace.

in the temple.

Li Er was lying on the couch, closing his eyes and resting his mind.

He wanted to sleep, but Li Chengqian supervised the country as the prince for the first time.

Li Er couldn't sleep no matter what.

"See Your Majesty."

"Meet your father."

Changsun Wuji and Li Chengqian entered the hall and said in unison.

Li Er got up slowly, sat on the couch, nodded lightly, and waved to Li Chengqian, "Gao Ming, come to Emperor Father."

Li Chengqian nodded his head, moved over lightly, and called out, "Father Emperor."

"Auxiliary machine, did something happen in court today?"

Li Er looked at Changsun Wuji and asked.

But from the looks of the two of them, it should be very smooth.

Changsun Wuji smiled lightly and nodded, "Return to Your Majesty, this morning, under the organization of His Royal Highness, we discussed the issue of Hu Shang."

Subsequently.

Changsun Wuji told Li Er what happened in court today in detail.

After hearing this, Li Er brows with joy and nods again and again, "Yes, yes, you are worthy of being my prince, and I am very relieved."

Li Chengqian heard Li Er's praise.

He scratched his head unconsciously.

As far as Li Chengqian is concerned, Li Er is also considered a strict father.

Can be praised by his own cheap father.

Still very rare.

Subsequently.

Li Er continued: "Qin Mu performed well today, but he lived up to my instructions."

Especially the formalization of Hu merchants and the payment of taxes.

This is what Li Er is most satisfied with.

Qin Mu, a bastard, finally knew that he had transferred money to the household department.

Chapter 351: Mangya Bank (1/5)

Chang'an City.

Qin Mansion.

main hall.

Qin Muduan sat on the seat, took a sip of hot tea, looked straight ahead, thoughtful.

He thought to himself.

This morning, Zhao Lin, the Minister of the Household Department, raised the matter of Hu Shang, which reminded him.

Hu Shangzhi's career, this kind of thing sucks the blood of the people of Datang.

It must never be there again.

But that doesn't mean the loan is cancelled.

Qin Mu's special proposal today to order the Ministry of Household Affairs to suppress Hu's business ventures has other intentions.

It is for preparation, Mangya Bank.

Now Mangya Commercial Bank has ample reserves of funds, which is suitable for the development of lending business.

"Rengui, go to Mangya Trading Company, call Qian Duoduo, and tell me that I have something to do with him." Qin Mu stretched his brows, and instructed Xue Rengui.

After Xue Rengui agreed, he went out.

After a while, he returned to the mansion with a lot of money.

When Qian Duoduo learned that Qin Mu had called him, he entered the hall with a smile on his face, and said excitedly, "My son-in-law, you called me, did you have some new invention?"

Qin Mu shook his head and said with a smile: "Then you may be disappointed, there is no new invention this time."

When Qian Duoduo heard that there was no money to make, he suddenly looked sick.

He then asked: "The son-in-law asked me to come here today, do you have any orders?"

Qin Mu didn't answer, but asked, "Do you understand your confrontation with Juye?"

"Quality career?" Qian Duoduo was stunned for a moment, then nodded, "Understood, it's a loan. The quality business has a good prospect, but it has been ruined by Hu merchants in the past two years. Anyone who has anything to do with the quality career Hu Shang, who has no life in his hands."

As Qian Duoduo spoke, his complexion gradually darkened. What he looked down on the most were these businessmen who made bloody money.

Qin Mu nodded, and said in a deep voice, "I plan to open a bank, what do you think?"

Qian Duoduo frowned, looked straight at Qin Mu, and asked with a puzzled face, "Master, what is this bank?"

Qin Mu was stunned for a moment before he remembered that Datang did not have the concept of a bank.

read this.

Qin Mu explained: "The development of Mangya Trading Company is very fast now, and the profit margin of the products it sells is very high, and it is making a lot of money every day."

"Because of this, in order to store gold and silver, a lot of treasuries have been built, and heavy troops have to be guarded every day, which may not necessarily guarantee the safety of the treasury."

"So, I think it's better to use these idle money to build a bank, lend out the money in the treasury, and then charge a certain amount of interest."

Wait for Qin Mu to finish speaking.

Qian Duoduo frowned, and said in a deep voice, "My son-in-law, are you saying that we also develop quality careers?"

Qin Mu's eyes moved slightly, and he nodded slightly.

Starting a bank is only the first stage.

He will add other businesses in the future, but at this stage, he still starts with the quality business.

Steady development.

Followed by.

Qian Duoduo continued: "My son-in-law, the quality and career are about to be ruined by Hu businessmen, this prospect..."

He said, his words were full of worry.

heard.

"No problem." Qin Mu replied lightly, and then asked, "Do you know how much their interest is?"

Qian Duoduo thought for a while, and said, "Back to my son-in-law, most of the interest for these pledges is [-]% to [-]%, and there are even more deceitful ones, as high as [-]% interest."

Qin Mu nodded slightly, and said: "The interest rates for private pledges are relatively high, and they are not formal. There are not a few borrowers who have been deceived, so I plan to open a formal bank and only charge [-]% interest."

"However, if you want to borrow money from Mangya Bank, you must go through a strict review to ensure that the borrower can repay and has sufficient assets for collateral."

After listening to Qian Duoduo, he nodded thoughtfully, and echoed: "If this is the case, I feel that this matter is acceptable, and it is a good thing. It will not only allow the money in the treasury to continue to generate money, but also promote Mangya The development of the commercial bank kills two birds with one stone."

Now that Datang's commercial development is booming, the quality industry does have a bright future.

If he can control it, Qian Duoduo is still willing to try.

Qin Mu nodded, "Okay, since that's the case, you can go back and prepare."