Hong Kong's new giants

The securities business is a securities company established by Octopus itself. This year, it spent 7 million to acquire Sun Hung Kai Securities and Finance Company of the Fung King Hei family.

The insurance business is not developing much at present. There is only one small insurance company with assets worth hundreds of millions.

Overall, a solid foundation has been laid.

Lin Zuhui said: "Bahrains Bank will now officially invest in Octopus Financial Group and become one of the four major businesses. Octopus Bank will become a pure commercial bank and will be listed at the end of the year or early next year..."

He talked about the group's general policy, and everyone listened carefully.Although this boss doesn't care much about the affairs of the financial group, it doesn't mean he's easy to fool.On the contrary, the various systems of the financial group are very perfect, and Lin Zuhui is good at 'finding faults', so everyone is also 'Alexander'.

After Lin Zuhui finished speaking, all the top executives joined the discussion one after another. He listened carefully to the opinions, but rarely expressed them.After one meeting, Octopus Financial Group has made a lot of progress.

He also knows that Octopus Financial Group has limited development. After all, without the backing of the country, Octopus Bank can only be a regional bank.Of course, this does not mean that Octopus Bank will not go overseas. In fact, Octopus Bank has already conducted business in the Mainland, the United States, and Southeast Asia. It even acquired a commercial bank in the United States and obtained a commercial bank license.

However, compared to the big banks in the United States, who will deposit money in you; and in the United States, you dare not use high interest rates to absorb deposits, which may easily trigger the law.Therefore, we can only focus on the 'Chinese brand' and absorb some deposits and loans.

The best way for commercial banks to develop is to invest in foreign-funded banks.For example, South Korea after the financial crisis, and mainland bank offerings.

Of course, Octopus Bank has a great advantage, that is, the ratio of "bad debts" will be much lower than that of other businesses.

After the meeting, Lin Zuhui left behind Octopus Bank President He Changhong.

"From now on, we need to strengthen the review of loans, especially to increase the value of collateral."

He Changhong was taken aback, thinking that the boss would not raise it for no reason, so he asked tentatively: "The boss is worried about Jiuqixiangjiang's economy..."

Lin Zuhui waved his hand and said, "Don't talk nonsense! Just do what you want without leaving any traces, especially for real estate loans, the proportion of mortgages must be increased."

He Changhong nodded, thinking about it, the boss is a representative of Xiangjiang, so it shouldn't make people think that Xiangjiang's economy is negative.

"No problem, I must pay attention to the scale!"

Lin Zuhui nodded. This is what he said now. In the second half of the year, he will intervene again, directly stopping the personal mortgage loans of more than [-]%, and tightening the restrictions on real estate developers.

He also doesn't need to worry about what others will see, because firstly it is difficult to be discovered, and secondly, others will not believe it when he is crazy.

Chapter 589 [The Regal Group's first dispatch]

Time flies by in a blink of an eye.

mid-December.

In the morning, Lin Zuhui came to the office of LEIT Group, and a news in the newspaper made him vigilant.

The content of the news is roughly: Ye Jihuan, who has been wanted for seven years, entered Hong Kong with ammunition, exchanged fire with Hong Kong J, and was arrested after being injured.

This news itself is not worthy of his vigilance, but Lin Zuhui knows that Ye Jihuan was arrested, and Zhang Ziqiang is behind the plan to kidnap the rich man, and he should do it soon.

Is the target yourself and your family?

In this life, Lin Zuhui is the richest man in Xiangjiang, and his financial resources far exceed Li Chaoren.

Therefore, Zhang Ziqiang may not choose Lin Zuhui and his family.

However, Lin Zuhui was not too nervous. The security forces of the Lin family were very strong. Zhang Ziqiang was carrying a submachine gun and explosives, but it was useless. First of all, the car was a special bulletproof and explosion-proof car. An elite force composed of mercenaries, Kukha mercenaries, and security cars are all bulletproof.

However, he still called Porter, a security company consultant, to his office and asked him to strengthen the security forces for himself, Wang Lingyin and his two sons.Then they informed Seven Immortals not to return to Hong Kong for a while.

After doing this, Lin Zuhui no longer paid any attention to it.

With the increase of social status and age (31 years old), Lin Zuhui no longer has too many impulses.

It seems that a rich man like him has many ways to deal with Zhang Ziqiang, but in fact there is no way to do it. Just ask someone to kill Zhang Ziqiang and his wife and children. It is possible to do it, but if someone suspects it, it will be harmful to his reputation. The impact is too great.

For the money, not worth it!

What's more, Zhang Ziqiang's gang has several backbones and dozens of members, all of whom are desperadoes.It is impossible to find out the list and kill them all, so that Hong Kong will not be in chaos, it is simply not worth the loss.And if he is suspected, Lin Zuhui will also become an object of dislike by the citizens of Xiangjiang, and his reputation will be stink in the world.

So, it's just money, the rich don't care at all!

It is easier for the rich to rob money. Take Lin Zuhui as an example. In a financial crisis, he can loot tens of billions, or even hundreds of billions.

It's all about stealing money, and the rich are still legal. Are you angry?

In the previous life, Zhang Ziqiang kidnapped Li Zeju. Some people say that Zhang Ziqiang defeated Li Chaoren.

Let me ask if one lived until 1998 and the other is still alive in 2022;

One lives in the shadows, the other lives in the sun.

In the end who won, it is obvious that the beholder sees benevolence, and the wise see wisdom!

Lin Zuhui also knew that Xiangjiang would not be peaceful for two or three years starting this year, so he drove the concubine's room overseas.

After all, the more people there are in Xiangjiang, the more he needs to be distracted.

"dong dong"

"Come in"

Chen Shiwen, President of LEIT Group, walked in respectfully, and then sat on the sofa.

He is the president of LEIT Group, in the eyes of outsiders is the 'number one'; in fact, it is.

In all of Lin Zuhui's group companies, the post of president/general manager is held by an outsider, which is rare in Xiangjiang family enterprises.

Generally speaking, even if the family does not have a suitable candidate, the chairman of the board of directors will hold this position concurrently until the children grow up; at most, an executive will become an executive director, deputy general manager or president/general manager of a subsidiary.

What is the reason why Lin Zuhui's company is like this?

In fact, the reason is very simple, that is, Lin Zuhui's business is not in a group model, otherwise he would not need to give up the group president.

After the financial crisis, Lin Zuhui planned to plan the New Era Group to merge with the LEIT Group.Even so, Lin Zuhui still has many groups that cannot be merged, or it is not beneficial to merge.

Chen Shiwen reported the work of LEIT Group to Lin Zuhui through a brief description; he knew that the boss didn't want to hear the tedious process, but only wanted to hear the result.The most important part of this result is the big policy formulated by the boss to complete the 'result'.

After listening to the report, Lin Zuhui asked: "How is Uniqlo, the biggest rival of Jeanswest, doing now?"

Chen Shiwen said: "Uniqlo's business is almost only in Japan, currently there are about 200 stores. Although JeansWest only has 80 stores in Japan, we rely on the single product 'Polar Fleece' in the past two years, combined with comprehensive We have done better in all aspects, so the performance is not inferior to the Japanese local brand Uniqlo. Simply put, the turnover of our 80 stores is almost the turnover of Uniqlo’s 100 to 120 stores. Of course, the “polar fleece sweater” 'Contributed a lot, but Uniqlo also released their own polar fleece products in December last year, it seems that they followed our success."

Lin Zuhui thought about it. To put it bluntly, Jeanswest is the imitation of the previous Uniqlo. Although Uniqlo has the local advantage, Jeanswest has a greater advantage.So it should be a good result to beat Uniqlo in Japan.

You know, Jeanswest still has 150 stores in Asia, and the overall store is still more than 30 more than Uniqlo.

However, Lin Zuhui did not dare to underestimate the Japanese. Their commercial skills are worthy of vigilance. It may not be impossible for Uniqlo to overtake Jeanswest in the future.After all, some brands have advantages in the early stage, but in the long run, the advantages will disappear.

"Is Uniqlo still expanding its stores?"

"Yes, Yanai Masa seems to be unwilling to be reconciled to our success in Japan. He intends to win by the number of stores, and then control costs and squeeze our space. Therefore, they have recently opened stores at a significantly faster speed. It seems that their number of stores will exceed 300 next summer. It's about!"

Lin Zuhui thought for a moment and said: "Ignore them! All our brands must reduce the number of stores they open, and some brands even have to stop expanding, such as IT fashion retail. And the crocodile shirt brand only needs to carry out appropriate sales in the mainland. Just expand. Both Jeanswest and Giordano will reduce their expansion stores."

Chen Shiwen didn't understand that the LEIT Group had sufficient funds, nearly 50 billion in stock plus cash, and it was a very rich group.However, he also guessed in his heart whether the boss had any foresight about the Asian economy.

"Ok"

After many years of cooperation, Chen Shiwen knew that the boss's outlook on the general situation could not be wrong.

At this time, the LEIT Group has added a new sports series - Xtep. This brand has everything ready. On July 32st, 31 exclusive stores will officially open, of which 1 stores are located in first- and second-tier cities in the Mainland, and one store is located in Xiangjiang.Not only that, the store is still expanding.

Regarding the development of this brand, Lin Zuhui said that he is trying to beat the mainland sports brand.

Of course, it's like the period when domestic sports brands competed for hegemony in the previous life. At that time, many brands made a lot of money.But the good times don't last long. With the advent of the Internet era, only Anta and Li Ning survived, and the rest of the brands are lingering.One of the biggest reasons for this is that the living standards of Chinese people have improved. Nike and Adidas, which used to be very expensive, are now general consumer goods.Since you can afford it, why not buy products with added value, brand, and higher quality?

Therefore, Lin Zuhui decided to let Xtep become the same level as Anta and Li Ning, and even win slightly.In a few years, after the LEIT Group acquired Fila, Lin Zuhui will build a brand of the same level as Nike and Adidas.

At this time, Xtep has signed contracts with Sun Wen and Kong Jihui in China. The price is not expensive, and the eight-year contract has basically consumed their reputation.Of course, Xtep will continue to sponsor domestic sports in the later stage.

……

At the end of May, Hong Kong media reported the suspected "Li Zeju's kidnapping case" with a "ransom of up to 10 billion", and public opinion exploded for a while.

However, as the victim, the Li family kept tight-lipped about the matter and did not disclose any news.Even if the Hong Kong police came to inquire, Li Chaoren denied it.

In this regard, the British Hong Kong government expressed disappointment at the Lee family's 'non-cooperation'.

At the same time, Lin Zuhui's family was also affected by this public opinion. Everyone said that Lin Zuhui had planned it in advance, so he has insisted on careful security protection for many years.

Otherwise, the target this time might be a member of Lin Zuhui's family.After all, there was no suspense about who was the richest in Xiangjiang two years ago.

Sitting in the office, Lin Zuhui was thinking, should we arrange for someone to snipe Zhang Ziqiang's wife and children?

It's not that he hates Zhang Ziqiang, but that Li Chaoren must be in trouble, so Lin Zuhui will have fewer opponents in the future?

After all, whether it is Zhang Ziqiang's revenge or Xiangjiang's public opinion, it is enough for Li Chaoren to bear it.

However, this evil idea just flashed through Lin Zuhui's mind, and then disappeared without a trace.Lin Zuhui even concluded that when he came up with this idea, it was the thoughts of his previous life that dominated his brain.

After all, in this life, he has a very calm mind, and he will not use small illegal means because of competition.

At the same time, Lin Zuhui didn't care about Zhang Ziqiang for the time being.He knew Zhang Ziqiang well, and knew that Zhang Ziqiang would not continue to commit crimes for at least a year. After all, he had just made money, so he had to spend it seriously.

……

No. 78 Deep Water Bay, the Li family.

Li Chaoren called his two sons to the study room, and seriously reviewed: "We have always not paid attention to our own safety, which caused this disaster. To be honest, more than 10 billion is a small thing for us, but it will It must be hard to feel that your life is in the hands of others. Boss, don’t have any pressure on your mind. If you are doing big things, you are not afraid of making small mistakes!"

Li Zeju was not abused by Zhang Ziqiang, so he said: "Thank you Baba for your concern, don't worry, I don't feel burdened."

What Li Chaoren did this time really prevented Zhang Ziqiang from abusing Li Zeju.

"Next, I will strengthen the security measures of my family. Don't resist. Sometimes you can't help yourself, and the robbers have reason."

"Okay, Baba!"

Li Chaoren said again: "Through this incident, I admire Lin Zuhui even more! No matter what others say about him as 'greedy for life and afraid of death', but looking at it now, others have already counted this day! If it is not Lin's The family's security measures are tight, and our Li family may not be a target."

Li Da and Li Er nodded one after another. With the financial resources and extravagant life shown by Lin Zuhui, logically speaking, they are the primary targets of the kidnappers.But the kidnappers are not stupid. If they fail, they may be wanted by the police.

Chapter 5 Ninety [Who do you look down on? 】

In early June, Apple held a board meeting, and Lin Zuhui attended as a director.

The cooperation between the two parties was reached in March. Jingwei Capital obtained Apple’s additional 3% new shares for 5 million U.S. dollars; as for the acquisition of Jobs-American computer company NeXT, it was not reached at that time because the board of directors replaced a new CEO. merio.

Of course, Lin Zuhui will not insist, foolishly thinking that he has the ability to change the world; let's ignore other things, let's talk about becoming a director of Apple.

At the meeting, Jill Amelio talked about something that made Lin Zuhui's mind alive again.

"Gentlemen, I'm sorry to tell you some bad news! Apple is pinning its hopes on Copland's new operating system. After my investigation, I think it's just a paper thing. It can't achieve the better network and what Apple needs. Memory protection, also could not be delivered in 1997 as scheduled."

For a while, all the directors of Apple Inc. looked at each other in dismay, showing expressions of disbelief.

"Is this really the case? Then, President Gil Amelio, what countermeasures do you have?" A director asked impatiently.

The reason why Apple accepted the investment from Jingwei Capital is because its cash flow can only be used for three months.Therefore, once Copland's new operating system cannot be delivered in time, Apple may be on the verge of bankruptcy again.

Gil Amelio said: "I will find a replacement as soon as possible!"

At this time, Lin Zuhui said directly: "The best substitute already exists, and that is the software of NeXT Company."

Gil Amelio immediately said: "Mr. Lin, I don't know why you admire Jobs, but because it involves Apple's core interests, so..."

Lin Zuhui interrupted calmly: "President Jill, you are still brooding over the unhappiness with Mr. Jobs two years ago. You are more personal than me. I am not admiring Jobs, but I think NeXT is the best alternative. .”

For a while, everyone was talking about it.

In the end, a director said: "Since Mr. Lin's opinion, I think President Jill, you can think about it carefully!"

Gil Amelio nodded and said, "Okay, I will definitely consider it, but I need to consider multiple options together. By the way, Mr. Lin, Mr. Jobs and I are not unhappy!"

Lin Zuhui spread his hands and said, "Then I may have read the fake news from the United States!"

All the directors laughed, although Lin Zuhui was criticizing Sang Huai.

After today's meeting, Lin Zuhui also had an answer in his heart. In his previous life, when Jobs returned to Apple, it was not that Apple needed him, but that Apple needed NeTX.

And Jobs is also very happy to sell Netx to Apple to make a lot of money, because he has a wife and daughter and needs sugar-coated shells.As for how Jobs regained power, I believe that Jobs took the initiative to stay in Apple as a consultant. When Gil Amelio brought the company's stock price to a 12-year low, Jobs persuaded the board of directors to let him replace Jill Amelio. Amelio.

So Jobs wanted to retake Apple, and he was a tolerant machinist.

Of course, Lin Zuhui will not contact Jobs, as long as he returns to Apple, he will know that he has supported him.Of course, it doesn't matter whether he is grateful or not, because Lin Zuhui's goal is to make money, not to hold power at Apple.

It is rare to come to a board meeting. Lin Zuhui may not come to the meeting in person in the future. Anyway, the director seat is Jingwei Capital, so it is the same for Lin Zuhui to send Lu Bingwen.

……

In the villa in Los Angeles, Lin Zuhui spent the weekend with the North American Four Immortals, six sons and two daughters.

Fortunately, the villa is super big, and Lin Zuhui likes to buy all the villas around the villa to form an independent kingdom.So now he has already used seven villas in Beverly Hills, Los Angeles, and it doesn't hurt to spend money.

Of course, even for Beverly Hills villas, the price is far from comparable to Xiangjiang, the price is very NICE!

After playing with the children on the lawn for a while, Lin Zuhui came to sit down under the umbrella, and Guan Jiahui immediately served iced wine.