Hong Kong's new giants
Page 313
At the beginning of the meeting, Lin Zuhui, as the chairman of Octopus Financial Group, took the lead to say: "The two banks will complete the merger and rename this year. This is the top priority. He Changhong, Li Rongheng, and Li Huimin, the three of you are the heads of the 'bank merger team', He Changhong will serve as the post-merger chief executive, and Li Rongheng and Li Huimin will serve as executive vice presidents."
"Yes, boss!" The three replied immediately.
Lin Zuhui also said: "Liu Guoquan led the Octopus Financial Group, supported and supervised them, and ensured that everything will be safe and there will be no mistakes!"
Liu Guoquan nodded and said, "Okay, boss!"
Lin Zuhui continued: "Octopus Bank itself has become a large Chinese-funded bank in Hong Kong. Logically speaking, it does not need to find a big backer like a small local Chinese-funded bank. However, Octopus Bank itself has a big backer like me. So the loan-to-deposit ratio can be slightly higher, and I set it at 49%.”
Bank of East Asia and Hang Seng Bank are generally below 50%, while Bank of East Asia is only 43% and Hang Seng Bank is 45%.
The downfall of Chinese-funded banks has also frightened some small banks. For example, the loan ratio of Wing Lung Bank is below 40%.
However, Lin Zuhui feels that he has Hengjin Investment and a family office as guarantees, and the loan-to-deposit ratio of 49% is considered conservative; in the event of a liquidation, Lin Zuhui can raise 50 billion in a few days without any problem.
What's more, every bank run is caused by 'external factors', and Lin Zuhui knows that only the Asian financial crisis can cause a banking crisis.
If so, be a little more courageous.
He Changhong said: "49% is not very high. Compared with Hong Kong Base's 90%, it is completely insignificant. The boss's reputation is excellent, and Yu Hengjin invested in this private investment company. The deposit-loan ratio of 49% is still very high. Safe."
Hong Kong-based Bank is really fierce, with 60 billion deposits and 56 billion loans, leaving only a little cash for backup.
Of course, once a bank run occurs, with the support of Arab banks and the backing of petrodollars, it can survive without any danger.
Last year, the China Commercial Bank broke out, and all banks with a Middle Eastern background suffered a run.But Hong Kong Base Bank still survived, and now it is still "doing its own way" and lending a lot of money, isn't it because of the support of "Ah Hang"!
Then, Lin Zuhui said: "When you lend money, please pay attention. The mainland is opening up the market more vigorously. At that time, our real estate developers and factory owners will invest heavily in the mainland. We can consider loans in this area. I think it is very guaranteed. "
Everyone did not doubt Lin Zuhui's gaze, so they all nodded in agreement.
Then, Lin Zuhui stopped speaking and let professional people continue the discussion, while he took paper and pen to record, which is regarded as learning.
This time Octopus Financial Group reached a deal with the Hong Kong government, Lin Zuhui immediately asked the heads of each branch to be vigilant to see if any depositors withdraw their deposits out of worry.
Theoretically, there will be no such thing. After all, Lin Zuhui has excellent reputation in Xiangjiang, and he bought it directly with cash.
But he won't take it lightly!
Of course, this week Hengjin Investment successfully closed its foreign exchange position and cashed out 49.5 billion Hong Kong dollars in cash. This is the confidence.
Even if the expenditure is 25 billion Hong Kong dollars, there will be 24.5 billion remaining.
In addition, Lin Zuhui also deposited 10 billion in China Commercial Bank, a full 34.5 billion in cash.
Hengjin Investment invested 4.4 million in the May index futures and purchased 1 futures contracts. At that time, the liquidation will also return more than 10 billion (the mainland factor caused the stock market to soar).
For a moment, Lin Zuhui's pockets bulged, and his confidence increased greatly.
……
On Saturday morning, Lin Zuhui held a meeting. The management who attended the meeting were all senior staff of New Times Group (Huaxia).
New Times Group (Huaxia) is in charge of real estate investment projects in the Mainland, including real estate development (sales), investment in real estate (rental collection), and infrastructure construction, excluding ports, retail, beverages and other industries.
At the meeting, Lin Zuhui said: "President Lu, lead a team to the mainland immediately, and plan to go to Yangcheng, Magic City, and Beijing to set up offices and recruit local employees."
Lu Donglai's spirit was shaken, finally it was his turn to play!
Although he has always been the core executive of the New Era Group, his position has been changing. In the past year, he has only been the director of the group and the president of the New Era Group (Huaxia), which is more or less a vain job.
Now, New Times Group (Huaxia) is finally going to invest heavily in the mainland. According to the boss, the mainland investment will account for 20% to 25% of the group.Therefore, New Era Group (Huaxia) has great potential.
"Okay, we have been ready in the middle of this month, and we will start to set off next Monday!"
Lin Zuhui nodded and said: "Okay, time is money! I estimate that I will go to the mainland in March and discuss many cooperation projects with the local government. I hope you are well prepared. At the same time, you should also take the initiative to find more Real estate projects, then discuss and approve.”
Lu Donglai said: "Well, when we set up an office, we will understand local policies and regulations, familiarize ourselves with the local environment, and make full preparations for the next investment."
Write it down, Lin Zuhui appointed the heads of the three offices and encouraged everyone.
Beijing also wants to build a 'Central Plaza', but considering the unhappiness and loss of the 'Oriental Plaza' in the previous life (Li Chaoren said that 80% of the projects in the mainland are smooth, while the Oriental Plaza accounts for more than [-]% of the unsatisfactory);
Therefore, Lin Zuhui planned to develop Sanlitun according to the model of Taikoo Li in his previous life. The building was set at ten floors and two floors underground.
The water in the capital is too deep. Although Lin Zuhui has a higher status than Li Chaoren, even if the people at the top agree to him, the people below will produce all kinds of moths.But if he gave up the large-scale commercial projects in the capital, Lin Zuhui would be a little unwilling, not how much money he wanted to make, this was a matter of influence.
Therefore, Sanlitun is suitable for his idea. As long as the development is good, where the Central Plaza is, it will be a commercial center of the city.
In his previous life, Sanlitun Taikoo Li was more profitable. It was composed of 19 low-density buildings with a height of about 10 floors. Lin Zuhui happened to visit it. Not to mention referring to the exact same design, but at least it is also a reference.
……
On Saturday night, the Lin family gathered at 75 Deep Water Bay for dinner.
During this period, Lin Zuhui announced a shocking news.
"Recently, I will give each of you [-] million in cash and arrange for you to invest!"
As soon as the words fell, the faces of all the girls burst into smiles!
"Long live Brother Hui!"
For a time, rave reviews!
Last year's 6000 million investment funds directly rose to 1 million this year!
This year, the living expenses of the daughters will be distributed by the family office instead. Each member of the Lin family is paid 100 million per month; for example, Guan Jiahui has two children, and together with herself, the living expenses are 3600 million a year.
Of course, if there is only one child, there will only be 2400 million living expenses left every year.
As the main wife, Wang Lingyin has already been communicated by Lin Zuhui, and Lin Zuhui told her directly, because he only made 33 billion in foreign exchange, so he made this decision.
Wang Lingyin knew that this man could really make money, so she didn't have any thoughts in her mind!Besides, these women are related to her husband's overseas layout, so even if she objects, it will have no effect.
Lin Zuhui accepted everyone's flattery with satisfaction. As for the investment project, he had actually already thought about it, that is, investing in Microsoft and Best Buy stocks; anyway, it should be less than 1 million US dollars in cash, and it is also the account of seven women. For Microsoft In terms of the market value of 135 billion US dollars, it is still pediatrics.
Hengjin Investment owns 2% of the shares of Microsoft, but it is treated as an offshore company; Jiaban owns 2% of the shares of Best Buy, which is also treated as an offshore company.
By the end of 1999, Microsoft still had room for appreciation of more than 40 times, enough for these women to earn a lot of money!
As for next year, Lin Zuhui will give each of them another [-] million to invest in commercial office buildings in Los Angeles and London.
Rather than saying that Lin Zuhui is buying assets for these women, it is better to say that Lin Zuhui is buying assets for his children.
Chapter 434 [Refused to accept the offer]
The last week of January and the last week before Chinese New Year.
For many citizens in Hong Kong, Wednesday finally ushered in the finale of "Blue Life and Death". As you can imagine, not only the male and female protagonists died, but also the 'second male' died.
It aroused a lot of public opinion in Hong Kong for a while. Fortunately, on the second day of the finale, ATV used the media to quell the anger of the citizens. The explanation given was: the hero and heroine were really together in another way.
After all, the heroine died of cancer, so it doesn't make sense to leave a hero in this world!
Lin Zuhui also paid attention to the huge influence of "Blue Life and Death", and couldn't help sighing that it is indeed a TV series that caused a huge sensation in Xiangjiang and Taiwan in his previous life.
"Blue Life and Death" is a tragedy. In order to make up for the "injury" to the citizens, Lin Zuhui plans to start filming "Full House" in the second half of this year, and at the beginning of next year, he will give you a Hong Kong comedy series.
One sadness and one joy form a strong contrast, and it also shows that dramas of Hong Kong culture can handle tragedies and comedies with ease.
Of course, this year there are still three Hong Kong TV series filming plans, which are adaptations of "Dae Jang Geum", "Stairway to Heaven", and "Lovers in Paris". Except for "Dae Jang Geum", which needs to be renamed, the other two will use their original names.
The filming is definitely not exactly the same as the one in the previous life, but the subject matter is definitely the same. "Stage of Heaven" continues to take the path of tragedy, and that kind of heartbreaking love story will be played to the fullest. "Lovers in Paris" is crazy about creating romance and coincidences .These characteristics are also the essence of the "Korean drama" in the previous life.
In short, if one compares the works of the previous and previous generations, it must be obvious at a glance that they are "plagiarized", and there are many similarities.
After "Blue Life and Death" is broadcast on ATV's Chinese channel, it will be rebroadcasted on Asia Satellite TV soon. Based on the previous public opinion, I believe many Xiangjiang citizens will not miss it for the second time.
The most important thing is that it can be spread overseas through satellite TV; whether it is spreading Hong Kong culture or attracting the attention of overseas TV stations, it is the result that Lin Zuhui wants.
Lin Zuhui made a tour of the ATV building, and chatted briefly with the staff and artists to show his affinity.
In fact, compared to Shao Liushu in TVB, Lin Zuhui in ATV gave people a more majestic feeling.
Old man, it must be more intimate!
What's more, Lin Zuhui's wealth and status in Xiangjiang cannot be compared with the sixth uncle.
Therefore, whether it is ATV staff or ATV artists, they are all respectful to Lin Zuhui.
come back to the office.
Lin Zuhui called Li Zhuanglie, director of the drama department, and said, "How is the preparation for "Swordsman" going?"
Li Zhuanglie said: "The filming has already started in January, and the filming is expected to be completed in March!"
TVB bought all the adaptation rights of Jin Yong's novels in the 80s, and shot almost all of them.In the previous life, I bought the copyright again in the 90s, and then filmed it again.
Lin Zuhui joined ATV, relying on his relationship with Jin Daxia, as long as he asks, it is almost responsive, and the money is just a formality.
Therefore, in [-], Lin Zuhui had already taken all the copyrights of Jin Daxia's novels.
At present, because ATV owns Asia Satellite TV and considers selling copyrights to make a profit, the number of episodes filmed is 4% to 5% more than that of TVB.
Jin Yong dramas are not to be missed. Lin Zuhui remembered the Jin Yong dramas of the 90s in his previous life, and many of them sold the copyrights to the mainland; and the mainland did not shoot their own Jin Yong dramas until the turn of the millennium.
What's more, Jin Yong's dramas are simply a sharp weapon for flattering people, and Lin Zuhui naturally shouldn't miss it.
Of course, with the rise of Hong Kong-style dramas, Jin Yong's dramas were filmed just before the mid-90s. After the mid-90s, ATV's Hong Kong-style dramas accounted for more than [-]%.
Lin Zuhui nodded, and said: ""Swordsman" is promoting Lu Songxian and Weng Hong, and we will try to shoot "The Legend of Condor Heroes" by the end of the year or early next year to support Gu Tianle and Li Ruotong."
Li Zhuanglie immediately said: "Okay, I will remember!"
As far as the performance of costume dramas is concerned, ATV is at the level of the 80s, and it doesn't have to be wireless at all, so Lin Zuhui doesn't worry about the quality.The important thing is that ATV has always been more generous than TVB in terms of production costs, so it will naturally produce better works.
Throughout the morning, Lin Zuhui called the executives in turns, listened to the report, and gave some pointers. He was very busy.
Doing a communication company is not for making money, but for a sense of accomplishment.
Especially when I think about it, it is a miracle that in the future, in the small Hong Kong, a regional TV station will actually produce a large number of excellent programs and dramas in the world, and make countless Hong Kong idols popular.
……
Years ago, Lin Zuhui received a Japanese guest, Yoshiaki Tsutsumi, at the Deep Water Bay Golf Course.
The richest man in Japan flew to Hong Kong in person to ask Lin Zuhui to see him. He had no reason not to entertain others.Tsutsumi Yoshiaki is the largest real estate developer in Japan, and Lin Zuhui is the largest real estate developer in Xiangjiang, but this is their first meeting.
Perhaps, more than a year ago, the richest man in Japan would not even look at Lin Zuhui and other Xiangjiang real estate developers, because when he was the richest man in the world, he was the richest man in the world.
But things are different now. After the real estate bubble burst in Japan, housing prices and land prices fell like bubbles.
Di Yiming's life is not easy, and now he comes to see Lin Zuhui, most likely he is counting on Lin Zuhui to take over.
"Mr. Lin, I have heard of your name in Japan for a long time, and some colleagues in Japan even call me 'Lin Zuhui of Japan'. I feel very honored!"
Lin Zuhui simply admired the thick skin of the Japanese. If he said this in a few years, it would indeed make sense.But now, it's obviously a trick.
Lin Zuhui swung his golf club calmly, and then said with a smile: "You are joking, the area of Xiangjiang is not as big as Tokyo; besides, I am only one of the big real estate developers in Xiangjiang. On the contrary, you, Mr. Yoshiaki Tsutsumi, You are the richest man in the world."
Tsutsumi smiled bitterly and said, "Mr. Lin was just joking. The richest man in the world is already a thing of the past. I came to Xiangjiang to visit you this time because I want to cooperate with you!"
Lin Zuhui pretended not to know, and asked: "How to cooperate?"
Yoshiaki Tsutsumi showed a sincere expression, and said: "Lin Sheng came to Japan to buy commercial real estate at the bottom, and I am willing to cooperate with you!"
Lin Zuhui declined and said: "Mr. Tsutsumi Yoshiaki, I'm really sorry, you may not have noticed the news in the Mainland recently, which is deepening opening up. Therefore, I plan to use the funds to invest in emerging fields. As for commercial real estate in Japan, to be honest, I think it’s not to buy bottoms, but to lose money.”
Di Yiming was taken aback, he didn't expect Lin Zuhui to refuse so quickly.Logically speaking, with himself, the largest real estate developer in Japan, taking the lead, the Xiangjiang real estate developers should feel that they have the cooperation of local snakes, and they must be happy to go to Japan to buy the bottom.
After all, Xiangjiang real estate developers are notoriously good at bargain hunting.
Yoshiaki Tsutsumi said unwillingly: "Japan is still the most economically affluent place in Asia, but now the real estate market has fallen by 60% from its peak, which is suitable for bargain hunting. Mr. Lin, don't you really think about it?"
Lin Zuhui said seriously: "Mr. Tsutsumi Yoshiaki, it is also a kind of fate that you took the initiative to come to me. I advise you, if you are a strong man and cut off your wrist, sell the real estate now, maybe Seibu Group will have a better prospect."
Anyway, I will not invest in Japanese real estate. After the 2008 financial crisis, it will be almost the same.
Di Yiming could hear the persuasion, so he just said: "Thank you Mr. Lin for your advice! However, I think Li Chaoren should be more courageous than Mr. Lin!"
Lin Zuhui almost beamed with joy, and then he remembered that in his previous life, Li Chaoren followed Tsutsumi to Japan to hunt down the bottom line.It's just that in this life, he became the largest real estate developer in Hong Kong, so he came to him first.
"Maybe!"
I still invited Yoshiaki Tsutsumi to have a meal, although this is a bad luck, and good words can't persuade the damn ghost; but Lin Zuhui will still be the host, entertaining Yoshiaki Tsutsumi from Little Japan.
Lin Zuhui didn't know why Akio Morita of Sony still admired people like Tsutsumi Yoshiaki. Any businessman without a sense of crisis is not a qualified businessman.It was from the late 70s to the early 80s that Chen Qingsong built a tens of billions empire in three years, but so what.
As far as businessmen are concerned, what Lin Zuhui admires is Li Cucumber!
Of course, although I admire Li Cucumber, it still doesn't affect Lin Zuhui's idea of defeating him.
Lin Zuhui was delighted to hear that Di Yiming was going to cooperate with Li Chaoren.
……
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