Hong Kong's new giants

"Very good, it is necessary to keep up with Hong Kong culture! Only in this way can our clothing be sold more in the world!"

After a brief compliment, Lin Zuhui looked at the three girls and shook his head, expressing his dissatisfaction!

The three of them had intentionally teased Lin Zuhui, so they broke their tears and laughed, and then went to disguise again.

After a while, the three of them walked in wearing satisfactory clothes and showed them to Lin Zuhui.

There should be no tragedies in this world, and may tragedies only exist in TV dramas.

However, in January in Xiangjiang, there were indeed 300 million people who shed tears while watching "Blue Life and Death".As the first drama of Hong Kong Stream culture, what we want is to be impressive.

Chapter 432 [Celebrity Party]

Monday, August 1992, 1.

The great era has come, and the mainland has begun to set off a climax of reform.

Although the core of Lin Zuhui's business is Xiangjiang, Xiangjiang is connected with the mainland and has a great influence.

Therefore, under the influence of this incident, there will be a new round of rise in Hong Kong's real estate and securities; not only that, Lin Zuhui's business in Hong Kong has become saturated, and he urgently hopes that the overseas market and the mainland market will share the pressure of large funds.

New Times Group alone has a cash flow of 65 billion Hong Kong dollars lying in its account. With the real estate booming again, the profit of New Times Group may exceed 80 billion this year, not counting the possible non-recurring profits.

The development real estate (for sale) of Xiangjiang has been monopolized by more than 95% of the share of the five major real estate developers, New Era, Sun Hung Kai, Cheung Kong, Henderson, and New World.If you add Hang Lung, Great Eagle, Sino, and Wharf, the nine major real estate developers have already monopolized [-]% of the residential market in Xiangjiang.

……

The day.

Specialists from the Banking Regulatory Office of Xiangjiang and HSBC formally settled in China Commercial Bank to review the financial situation of China Commercial Bank.The result of the review is related to whether Lin Zuhui can use 25 billion Hong Kong dollars to win the overseas trust bank in the hands of the Hong Kong government.

Of course, just going through the motions, the word-of-mouth and actions of the original depositors of China Commercial Bank are enough to show that Lin Zuhui's team perfectly resolved a financial shock.

Lin Zuhui came to the meeting room to check the progress. There was no need to evade this, and the commissioners from the Banking Regulatory Office and HSBC couldn't possibly cheat.

"Everyone has worked hard, you must review carefully, and if you have any problems, you must notify us for rectification!" Lin Zuhui said with a smile.

Zhuo Shengcai of the Banking Regulatory Office responded: "Mr. Lin is worthy of being the richest man in Xiangjiang. He has an excellent reputation. He was able to absorb a new deposit of 38 billion in just over half a year. This amount is already half of that of Xiangjiang Medium Bank. level."

Lin Zuhui said with a smile: "I'm sorry. In fact, I deposited 10 billion in cash. Isn't it popular for banks in Xiangjiang to find backing? Oil, U.S. dollars, and Japanese capital are used as backing. China Commercial Bank naturally needs backing, but this The backing is naturally my personal funds.”

Everyone has to admire Lin Zuhui's strong financial resources. Although there are many rich people in Xiangjiang, there are only a handful of rich people who can take out 5 million Hong Kong dollars in cash. Assets are not equal to cash. It is not a short time for Zheng Yutong to take out 5 million in cash can be done.

To give a simple example, this month Chow Tai Fook increased its holdings of New World Development's stock, and only provided 1.9 million Hong Kong dollars in cash to increase its shareholding to 40.5%.If Zheng Yutong has money and wants to increase his holdings, it is naturally impossible to take out this little cash.

Therefore, the so-called four major families do not have as much cash as Lin Zuhui.

HSBC Commissioner Willis asked: "Then Mr. Lin's purchase of overseas trust banks, is the fund withdrawn from China Commercial Bank?"

Lin Zuhui said confidently: "I don't need to withdraw a cent, even my deposit will not be withdrawn. Mr. Willis, if I ask you for a loan from HSBC, I shouldn't be rejected!"

Willis immediately said, "I don't think so!"

Who would push this God of Wealth away!

In fact, everyone knows Lin Zuhui's performance, unlike the owner who is short of money, he probably would not borrow money from HSBC.But when Willis said this, he naturally hoped to attract Lin Zuhui, a big client.

New Times Group recently released a large-scale project, and HSBC Bank is naturally keen on the loan project.

Although Lin Zuhui opened a bank, he mainly gave it to other real estate companies; the loans of New Times Group were still handed over to other banks.

After a few brief chats, Lin Zuhui left the meeting room. It seemed that there was no problem.

The management team of China Commercial Bank is the leader of Xiangjiang bankers;

But now, Lin Zuhui has recruited the management of 'Octopus Financial Group', which is a mix of Chinese and foreign, all of whom are top talents.

Once the overseas trust bank is in hand, Octopus Financial Group can immediately operate, manage the two banks as a whole, and merge and change the name at the right time, which will probably be completed this year.

Lin Zuhui left the China Commercial Bank building after instructing the chief executive officer and vice chairman of the board of directors, He Changhong.

He seldom interferes with the specific affairs of the bank. After all, he is not a professional banker. In Lin Zuhui's view, he only needs to avoid the risks of his own bank, establish relationships, and speak for it. For example, during the Asian financial crisis. And retreat, for example, to win business in the Mainland.

Lin Zuhui no longer needs to worry about the acquisition of overseas trust bank funds. At the beginning of January, his foreign exchange investment began to cash out; ), let him cash out only 1 billion, and New Era Group successfully cashed out all of them.

However, in the scene of the drama last Friday (1.17), the USD/JPY index plummeted by nearly 3%, falling back below 125 points again (only 123 points).

Therefore, starting today, Hengjin Investment began to cash out again.According to the current situation, it is estimated that all cash can be successfully cashed out.

His cash flow will once again exceed 60 billion (China Commercial Bank deposits 10 billion), even if he spends 25 billion to buy an overseas trust bank, there will still be 35 billion left.

As for Hengjin Real Estate's continuous rental income, it is generally used for his personal expenses and to purchase overseas assets for the fairies.

This year, the New Times Group is also planning to distribute 15 billion in dividends, and he can personally get about 7.5 million in dividends, and basically will not raise funds through rights issues this year.Investments are made on a loan basis, so there is enough cash on the books to start many large projects.

There should be no shortage of money!

……

Regent Hotel, where the IT fashion retail group held the press conference of the new high-end women's clothing brand "Gangliu";

At the same time, a banquet was also organized, and many celebrities from Hong Kong were invited to help out.

At the banquet, Guan Jiahui, as the vice president and spokesperson of IT Fashion Retail Group, naturally attracted the most attention;

In addition, Li Jiaxin who came to the banquet was also very eye-catching.

I don't know when, the most eye-catching celebrity appeared in the celebrity circle of Xiangjiang, and that was Lin Zuhui's new lover Li Jiaxin.The famous ladies and ladies in the circle couldn't help but get chills down their backs, sighing to themselves that it was fortunate that this was Lin Zuhui's lover, otherwise they would have to look after their husband.

Generally speaking, if you want to be a celebrity in Xiangjiang, you must meet three conditions:

[-]. To get in touch with rich people, whether you marry a rich man or a rich lady, even if you make money by yourself, you have to get in touch with a rich family.Because of this, although many stars in Hong Kong's entertainment industry earn a lot of money and often attend parties, people always define them as stars, and they don't refer to certain socialites when reporting.

[-]. To maintain a certain exposure rate, often attend some public events or gossip magazines, who is more famous is not richer than others.For example, Zhu Lingling married a wealthy family, but her family is extremely strict, and she usually doesn't show her face unless necessary. Although she meets the conditions of a famous lady, because the exposure rate is too low, no one will think of it. She will still exist among the famous ladies.

The third is the appearance. Basically, celebrities are not ugly. The reason is very simple. Even if they are ugly, it is enough to spend money on their faces.Other things, such as being able to dress up and understand fashion trends, are no longer basic requirements for celebrities. This is their "instinct".

Logically speaking, a lover who has never heard of a certain rich man can be regarded as a famous lady.

But no matter what, no matter whether it is the media or the celebrity circle, they dare not say 'Li Jiaxin, you are not worthy of entering the celebrity circle'.

The reason is very simple, as long as a man is strong enough, let alone a lover relationship, it is a scandal relationship, which will also make people worth a hundred times.

During the banquet, Guan Jiahui and Zhang Tianai, a Hong Kong socialite and fashion designer, had a heated chat.

Zhang Tianai's attainments in the fashion industry are very high, so she is quite interested in the design and culture of the high-end clothing brand 'Gangliu'.

"What is the 'Hong Kong Stream' clothing brand, Miss Guan, can you tell me about it?" Zhang Tianai asked humbly.

Guan Jiahui quoted Lin Zuhui's words and said: "My understanding is that it is out of design and individuality. However, the Hong Kong Stream culture has just been born, so we are also carrying out clothing innovations based on the content of the Hong Kong Stream dominated by ATV!"

Guan Jiahui already had her own clothing brand in her previous life, so Lin Zuhui has always encouraged her to create her own brand relying on IT fashion retail brands.At present, IT Group has as many as seven private brands, and all of them are relatively popular.

Zhang Tianai continued to ask curiously: "Out of position design, specifically?"

Guan Jiahui is still very friendly to Zhang Tianai, after all, others have a lot of influence in the clothing industry.Of course, her status in the Hong Kong fashion industry is not inferior to that of Zhang Tianai, because in the eyes of outsiders, she is the founder of IT Fashion Retail, Guan Jiahui, but it was finally merged and acquired by the LEIT Group.

What's more, Guan Jiahui is a director of LEIT Group, and based on this, she has a place in Xiangjiang's fashion industry. LEIT Group is the LVMH of Asia, with a market capitalization of more than 70 billion Hong Kong dollars. Who dares to take a peek at the directors of this giant clothing giant!

"For example, the unconventional asymmetric design is the most typical style, and the length of the skirt becomes irregular and asymmetrical..."

Zhang Tianai suddenly realized, and said in admiration: "You guys are amazing for creating your own genre!"

Guan Jiahui felt proud immediately, but said modestly: "It's all influenced by Hong Kong culture, have you watched "Blue Life and Death"?"

Zhang Tianai nodded, and said with great interest: "Look, I watch every episode, but this Hong Kong drama is too sad, right?"

Guan Jiahui immediately agreed, and said: "Yes! But ATV's meaning seems to be that the first Hong Kong TV series must deepen the audience's impression and exaggerate the audience's emotions!"

Zhang Tianai immediately gossiped and said, "I'm afraid it wasn't your man's idea!"

Guan Jiahui was immediately very useful, but she still said: "Yes, he has time to take care of so much!"

"That's true, he's so busy!" After Zhang Tianai finished speaking, she couldn't help but look at Li Jiaxin, who was not far away, who was "beautiful" everywhere, and said in her heart, "So busy, but he has a lot of time to pick up girls!"

She was not too surprised that the relationship between the two lovers was so good; the entire Hong Kong citizens knew that although Lin Zuhui was romantic, there had never been scandals about his women fighting.On the contrary, the same stage is harmonious, but news breaks out from time to time.

On the other side, Li Jiaxin is also competing with celebrities.

A socialite looked at the big pink diamond in Li Jiaxin's hand and praised: "How many carats is this diamond ring?"

When Li Jiaxin saw someone mentioning it, she felt very proud, and took advantage of the opportunity to show off her beautiful hands.

"6 carats! I don't wear diamond rings under 5 carats!"

When the ladies heard this, they immediately felt that Li Jiaxin was showing off.

Ms. He on the side couldn't help laughing, she felt that she and Li Jiaxin were two people, mainly because Li Jiaxin liked to show off too much.However, she also likes being with Li Jiaxin, because she can get some useful information from her, such as investing in real estate.

Not only that, because she and Lin Zuhui are friends, and the relationship between the two is very good, so she and Li Jiaxin are recognized good friends in the circle of celebrities.

However, some celebrities said: "Jiaxin, no matter how rich you are, you are not famous! Others have careers!"

Although Xiangjiang's celebrity circle has a high threshold, it is a women's circle after all, and there are naturally many right and wrong.

From this point of view, they are provocative!

But Li Jiaxin was young after all, so she immediately said: "I also have shares in LEIT Group, not less than her! Besides, I now have investment companies in the United States and Xiangjiang, and that is also my business!"

When everyone heard about the shares of LEIT Group, they couldn't help being amazed that the richest man in China was generous.No matter how many rich wives and rich ladies, it is difficult to get shares in the family business.

Ms. He couldn't help but give Li Jiaxin a wink, which meant: "Don't say anything outside!"

"What are you investing in?" For a while, all the celebrities became curious.

"I have investments in real estate and stocks!" Li Jiaxin said proudly.

Fortunately, Li Jiaxin also knows the seriousness of the matter, and will not shake everything out.

During the period, it naturally attracted the fawning of celebrities, who wanted to invest with Li Jiaxin, who didn't know who was standing behind this!

Xiangjiang's chaebols have also gradually begun to be divided into levels. Some people gradually arranged Lin Zuhui above the four major families, and dubbed him the reputation of "Chinese President D".

Because Lin Zuhui not only holds the greatest wealth, but also holds the public opinion of Xiangjiang.

And under the four big families, are the top ten chaebols;

Under the top ten chaebols are the top ten alternate chaebols.

As for some old-fashioned families, who knows whether they have declined or hidden their wealth.In short, it is the decline in influence, and naturally it ranks behind the top ten alternate chaebols.

Chapter 433 [Reward, [-] million! 】

Thursday, November 1.

The Hong Kong government announced that it will sell Overseas Trust Bank to Octopus Financial Group at a cash price of 25 billion.

For a time, Hong Kong and Kowloon were shaken.

The media conducted verification and interviews one after another, and made extensive reports:

Octopus Financial Group is a subsidiary of Octopus Holdings, which is a wholly-owned company of Mr. Lin Zuhui.

This transaction does not involve China Commercial Bank, that is, all funds are paid out of Mr. Lin Zuhui's personal funds.

Overseas Trust Bank turned losses into profits in 1988. Last year (1991) it made a profit of 2.7 million yuan, and its accumulated losses have been reduced to 21.5 billion yuan. Based on this good momentum, it will have a bright future in a few years.

After the completion of this transaction, Octopus Financial Group will have two banks - China Commercial Bank (Hong Kong) and Overseas Trust Bank; there will be 75 branches in total, second only to Bank of East Asia, ranking second among Chinese banks; With 191 billion deposits, the deposits are ranked after HSBC, Bank of China, Hang Seng, and Bank of East Asia, and more than Standard Chartered Bank.

Regarding the rapid development of Octopus Financial Group, the media have also reported that no one can replicate it, because Mr. Lin Zuhui paid 75 billion Hong Kong dollars in real money.

For a while, Lin Zuhui's financial resources were once again talked about by the citizens of Xiangjiang, and even spread overseas.

Kowloon, China Commercial Bank Building.

The senior executives of Octopus Financial Group held a meeting with Lin Zuhui in the conference room.

Attending this meeting were Li Rongheng, CEO of Overseas Trust Bank, and several senior executives from Overseas Trust Bank.

The president of Octopus Financial Group is a Chinese named Liu Guoquan; the vice presidents are He Changhong and British Dilles.

Among them, He Changhong is the Chief Executive Officer of China Commercial Bank (Heung Kong), and will also be the Chief Executive Officer of the upcoming 'Octopus Bank'.

Although there are some foreign executives in the entire Octopus Financial Group, they are mainly doing consulting work, ensuring that Octopus Bank does not have the common problems of family banks, and endowing the company with the philosophy and experience of western banking (for reference, not copying).

In other words, although Lin Zuhui is the sole shareholder of Octopus Bank, Octopus Bank still has to operate and operate in accordance with the rules and regulations of Heungkong Bank and the general standards of international banks.

Octopus Bank cannot be regarded as Lin Zuhui's personal bank, otherwise problems will arise sooner or later, which will not be conducive to development;

Therefore, when the time is right, Lin Zuhui will organize it to go public.

Only through listing, Octopus Bank is essentially a public bank.

Of course, the Lin family can still influence the Octopus Bank through the Octopus Financial Group, instead of handing everything over to outsiders.