Beiyang reactionaries

Bei Zuyi stood up.

Many people below are full of expectations.There was no sign of the economic crisis this time, and it came suddenly and fiercely, catching Nanyang Chinese businessmen by surprise.Because the prices of raw materials such as natural rubber plummeted suddenly, many Chinese businessmen suffered heavy losses suddenly.Even for some Chinese businessmen with no deep roots, the company is already in a precarious state.It can even be said that businessmen in Nanyang, regardless of whether they are Chinese businessmen or businessmen from colonial countries, are on the verge of bankruptcy.

Left unchecked, most of these companies would go bankrupt.

Everyone is very anxious now.Look at Tan Kah Kee, the richest man in Nanyang, even his rubber industry is currently suffering serious losses.Fortunately, Tan Kah Kee and the others are strong and can hold on.Even Tan Kah Kee gritted his teeth and persisted, needless to say other businessmen.But the current situation is that the economic crisis is too serious, and financial institutions are too busy to take care of themselves. At this time, no one of them dares to lend.Without the support of financial institutions, it is difficult for those businessmen to survive.

Now they have become ants on the hot pot one by one.

Can't think of a way.

At this time, the domestic government suddenly sent a southward delegation to Singapore.Moreover, Lu Zuofu directly stated that the domestic government would not ignore them and would take some actions to support them.How can this not make them excited.

Therefore, they are all looking forward to what the domestic government will do to support them.

"According to the spirit of the Prime Minister's office meeting to support the overseas Chinese, and according to the decision of the Cabinet Committee meeting, the Bank of China decided to use its gold reserves to lend gold equivalent to [-] million U.S. dollars to OCBC Bank. In order to support the financial stability of the Nanyang region."

Bei Zuyi didn't talk much.

Just a brief introduction to the Bank of China's decision.This time China really used foreign exchange to support Nanyang Chinese businessmen.After all, China itself does not have much foreign exchange reserves and gold reserves, but there are many things to do.However, in order to support the Nanyang Chinese businessmen, they still took out a gold reserve of [-] million US dollars.

After Bei Zuyi finished speaking, she sat down.

Lu Zuofu looked at Chen Guangfu below, and Chen Guangfu immediately stood up and said: "This time, Overseas Chinese Bank received a financial support of [-] million U.S. dollars from the Bank of China, and all of this money will be used to support Nanyang Chinese businessmen. I know that this time the economic crisis is coming. Many companies have brought financial difficulties. Many companies are currently short of liquidity. It is to solve this problem that the Bank of China decided to use its gold reserves and lend to OCBC Bank. Through OCBC Bank to support Nanyang Chinese businessmen. Later, OCBC Bank will Announce the loan plan. Determine the loan amount according to your economic situation and needs. This time, the OCBC Bank’s funds come from the Bank of China, which is government relief funds and funds specially provided for Nanyang Chinese businessmen. You should know that our country started in the late Qing Dynasty. It has always been a trade surplus (deficit), so China's foreign exchange reserves are very weak. The only gold reserves are also exchanged from the domestic private sector. This time, it is decided to take out [-] million US dollars of gold reserves. For the Bank of China It is a very difficult decision. Therefore, OCBC Bank will not lend at will, and companies that want to borrow will have a complete review process. Therefore, OCBC Bank requires companies that want to borrow money to provide accurate property and financial information , so that OCBC Bank can determine the loan amount. Because we want to help those who really need it, we can help most Chinese businessmen.”

"That's how it should be, it's a matter of integrity."

Chen Liushi, who was sitting on the rostrum, spoke to support Chen Guangfu's statement.

The largest number of people in Nanyang are Fujian businessmen, many of whom are illiterate.Relying on their ingenuity and diligence in Nanyang, they have reached the level of rich people with assets of millions of pounds.But it is precisely because many of them are not well literate, and they are not very familiar with the modern business system, including the modern contract system.So what are they doing business with.

Integrity depends on loyalty.

At present, Nanyang Chinese merchants usually borrow funds from each other and delay payment of goods are very common.And they will not sign too detailed contracts for lending, payment for goods, etc. between them.In other words, they don't often sign complete and formal contracts with lawyers present.Because of this, they suffered a lot when doing business with foreigners.

Because the contract is not formal, so foreigners use the contract to dig a lot of holes.But these people still go their own way, and they are very cautious when cooperating with foreigners.But when cooperating with Chinese businessmen, we still follow the original model.They all believe that they will not harm each other, and they rely on loyalty and integrity to do business.A lot of business they are verbal agreement.If anyone violates this verbal agreement, then no one in their circle will cooperate with him again.

Historically, when Nanyang University was established, the chosen president, Lin Yutang, had conflicts with these Chinese businessmen who invested in Nanyang University.Lin Yutang came here with his lawyer. When the conflict between the two sides was intense, Lin Yutang accused these people of being unfaithful and had problems with the contract, and demanded that they pay money according to the contract.This made Chen Liushi furious at the time, because they rely on integrity to do business.Lin Yutang accuses them of their integrity, that is, accuses them of their conduct.Therefore, in a huff, Chen Liushi stated that the liquidated damages for Lin Yutang's dismissal should be paid by Chen Liushi personally, not by Nanyang University.

This is the Nanyang businessman of this era.

Now the Chinese government has provided [-] million U.S. dollars to support them and injected a sum of money into Nanyang Finance. This is a life-saving fund for the current Nanyang businessmen.

If someone falsifies financial information for money, or wants to defraud this loan, it is simply a heinous thing.People like Chen Liushi absolutely cannot tolerate this kind of thing happening.

That's why Chen Liushi spoke.

"Another point is that this is the government's funds to support overseas Chinese. Therefore, the OCBC Bank's loan target is only the Nanyang Chinese businessmen, and does not include other companies. This includes European and American businessmen and Nanyang aborigines, as well as European and American companies. Businessmen and aborigines are the major shareholders. The companies we support this time are either purely Chinese businessmen or companies with Chinese businessmen as the absolute major shareholders. In order to prevent other companies from taking the loan, each loan must There are three Chinese business guarantees. It is not to guarantee the funds, but to guarantee the use of the funds, and to guarantee that the funds have not entered the hands of other companies. If Yidan finds that the money has flowed into the hands of other people, then we must not only pursue The responsibility of the loan itself and the responsibility of the guarantor will be investigated. The lightest punishment is that all Chinese financial institutions, including OCBC Bank, will never cooperate with these people. The next level of punishment is that all those who want to invest in China , Chinese businessmen who cooperate with Chinese financial institutions and OCBC Bank are not allowed to cooperate with these people. Further up, in addition to these penalties, the government will set up a blacklist for these people. If they are the nationality of the Republic of China, then expel these people The nationality of the person is no longer a citizen of the Republic of China. And if they are refused to return to the country, the domestic customs will deny them entry.”

The money is to support and strengthen the strength of Nanyang Chinese businessmen, and it is also a measure for China to slowly penetrate into Nanyang economically.People who want to defraud these loans will never be allowed.

Therefore, once it is found that someone wants to defraud this part of the funds, the government will never forgive.The dispatch of such a high-level southward delegation this time is the importance attached to this matter.

Of course, there is another point that the cabinet is prepared to accurately grasp the situation of the Chinese businessmen in Nanyang.Although the Overseas Chinese Association has been established, the Nanyang branch is autonomous by the Nanyang Chinese merchants.Domestically, there is not much involvement in the Nanyang branch of the Overseas Chinese Federation, and they only have a general understanding of the situation of Chinese businessmen here.

Taking advantage of this loan opportunity, we will take a good look at the specific situation of Chinese businessmen.Of course, the government will not say this intention directly.If you say it, it seems that you don't trust the Nanyang Chinese businessmen, so you use the loan to understand the situation here.

"President Chen (Chen Guangfu), are there any restrictions on loans?"

Someone below asked Chen Guangfu.

In fact, many people are very excited.Because as Chen Guangfu said, many people's liquidity has been exhausted.If the liquidity problem cannot be resolved, the company will go bankrupt.

Now that OCBC Bank has a loan of [-] million US dollars, many companies can survive.Some small-scale Chinese businessmen can persevere as long as they have tens of thousands of dollars in support.Even for some large companies, liquidity is only a temporary lack.As long as there are hundreds of thousands of dollars, millions of dollars can completely turn over.

At present, everyone is just unprepared, so they are suddenly caught off guard.As long as we overcome the current difficulties, we still have many ways to solve the problem.

It's really a timely help.

So everyone is looking forward to it.

"There is no limit. As long as it is a Chinese businessman's property, has a complete financial statement, and has a certain amount of collateral, OCBC Bank will issue a loan after approval. And the loan interest rate will be half of the current market interest rate."

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"Everyone, after the meeting, OCBC Bank will announce detailed loan review standards."

OCBC Bank wants to release [-] million US dollars of funds in the market.

Instantly ignited everyone's interest.After all, this is [-] million US dollars, and [-] million US dollars is already a very high figure in this era.There are very few countries in the world whose annual fiscal revenue exceeds US$[-] million.With [-] million US dollars, I don't know how many Chinese businessmen can be rescued.It can even be said that with this amount of money in OCBC Bank, some companies do not need to give them loans.As long as OCBC Bank gives them a credit guarantee, those companies will be able to tide over the difficulties.So with this money, how many Chinese businessmen will be able to survive this crisis.It can be said that many people immediately saw new hope.Therefore, everyone whispered to each other below, and began to discuss how much should be borrowed and how to obtain the support of OCBC Bank.

Those who came here today are all representatives of Chinese businessmen from various regions in Nanyang.Not only the Chinese businessmen in Singapore and Malaysia, but also many Chinese business representatives from French Indochina (Vietnam, Laos, Cambodia), Dutch East Indies (Indonesia), Philippines, Thailand, and Myanmar.The meeting held this time was convened by the Nanyang Branch of the Overseas Chinese Federation to discuss how to cooperate to overcome this economic crisis.So many Chinese business representatives rushed over from various regions.So Lu Zuofu gave everyone enough time to discuss.

It is not easy for these people to get together once.

Let's exchange information with each other and strengthen cooperation with each other, so that the influence of Chinese businessmen in Nanyang can continue to increase.After everyone discussed for a certain period of time, Lu Zuofu interrupted everyone.Seeing Lu Zuofu speak again, everyone immediately stopped discussing.Because for them, the Chinese government's decision this time surprised everyone, and it was definitely a life-saving straw.

Everyone's heart is very warm.

In the past, these overseas Chinese and overseas Chinese were like rootless weeds, without any roots.Many of them came from China to earn money, and they don't regard Nanyang as their home. They think their roots are in China.This is what the first and second generation of Nanyang Chinese and overseas Chinese think.Even many Chinese families who have been in Nanyang for more than a hundred years think so, and consider themselves Chinese.But they think so, but when did the Chinese government take care of what happened to them outside these years.Even the Chinese government has always believed that they are not considered Chinese if they leave China.Why in the Republic of China, overseas Chinese were willing to actively support the domestic revolution.During Sun Yat-sen's revolution, many overseas Chinese and overseas Chinese went bankrupt and supported the revolution.More than half of Sun Yat-sen's revolutionary funds came from Nanyang.

The reason is actually very simple.

It's not easy for them to live overseas.Even if they make money, even if some of them become rich, they are still inferior people overseas, and they are still discriminated against and oppressed.Look at what countries like Britain, France and the Netherlands did after the end of World War I.After the end of World War I, they turned their eyes back to Nanyang only to find out that Chinese businessmen made a lot of money in World War I, and a large number of rich people appeared, which directly threatened their rule.Therefore, they directly asked Chinese businessmen to pay additional taxes during the war, and only for Chinese businessmen.For example, why Huang Yizhu, the Indonesian sugar king, transferred most of his funds to China. Currently, most of his business is in China.It's because he doesn't want to pay those taxes, and he thinks he never evaded taxes.It is unreasonable to think that the Dutch colonial government asked him to pay more taxes. It is completely stealing money, and he does not want to change his nationality for less tax.The final result was to leave Indonesia.Not only the Dutch colonists, but the French colonists also began to suppress Chinese businessmen in French Indochina.Especially on land, they introduced a series of restrictive policies to prevent Chinese businessmen from easily obtaining land.

The reason why these Chinese businessmen have been suppressed so much is that China is too weak. China has no status in the world and no right to speak.These big powers don't take China seriously at all, and they don't take Chinese businessmen seriously either.As a result, these overseas Chinese are discriminated against everywhere in foreign countries.So these people yearn for the strength of their motherland more than anyone else, and hope that China can protect them one day.

Look at the situation in the colonies of Southeast Asia.

To be honest, if everyone competes fairly, not to mention the local aborigines, even European and American businessmen can't compare with these Chinese businessmen.Because Chinese businessmen are smart, they are hardworking, and they are talented in doing business.It is not comparable to ordinary local aborigines, including European and American businessmen.But at present, although Chinese businessmen are rich, they are restricted and suppressed everywhere.Whether it is politically or economically, the suppression is very serious.The really important things in the Nanyang region are still in the hands of those European and American businessmen.For example, important minerals in Southeast Asia, oil in Southeast Asia, finance in Southeast Asia, and major cultivated land in Southeast Asia are all in the hands of European and American businessmen and some indigenous bosses.

This is very dissatisfied with Chinese businessmen.In order to limit the development of Chinese businessmen, European and American colonial countries imposed many restrictions on Chinese businessmen.From political to economic, there are many restrictions.But even under such circumstances, the development of Chinese businessmen is advancing rapidly, which cannot be stopped at all.Faced with the strong rise of Chinese businessmen, European and American businessmen have no choice but to suppress them economically, so they can only suppress them politically.Many policies in the Nanyang region are directly aimed at these Chinese businessmen.

So after these Chinese businessmen became rich, they hoped to have more power.Therefore, they hope that China will be stronger, can give them asylum, and can be their backing.It is because of this kind of thinking that they will vigorously support the Chinese revolution.When Duan Xun invited Chinese businessmen to invest in the country to support the domestic economy, many Nanyang Chinese businessmen flowed large sums of money into China.However, the Chinese businessmen support the domestic economy so much, but to be honest, after so many years, China's civil strife has continued, and its international strength is too weak, and it really hasn't given them any practical help.

But this time is different.

In order to support them, the Chinese government mobilized gold reserves and gave OCBC Bank US$[-] million in support.This moved the Chinese merchants very much.Because they felt for the first time that they also had the support of their motherland.

They are no longer "lonely ghosts".

This feeling is subtle.

"Everyone, in addition to Bank of China lending 2000 million US dollars to Overseas Chinese Bank to support Nanyang Finance, the Ministry of Foreign Trade has decided to import [-] million US dollars from Nanyang this year."

"Wow—"

Lu Zuofu's words made the Chinese businessmen present excited inexplicably.