Go back to 1980 and enjoy it

While Deng Shirong's family was busy preparing for the birth of the third generation, two major events worth mentioning happened in Bobai County.

1. In the education reform that started in September, not only did all middle schools in the county restore the "three-three system", but also comprehensively compressed ordinary middle schools, adjusting the county's 23 high schools to 11, and the 282 junior high schools to 121 , more than half of middle schools have since disappeared in the long river of history.

Among them, the junior high schools that have been cut include Naye Junior High School. When this semester ends, Naye will only have elementary school and no junior high school.

In other words, starting from the next semester, the siblings Deng Yunzhu and Deng Yunsong will have the opportunity to attend junior high school.

Second, the county party committee convened a meeting of cadres at the county, commune, and brigade levels to deploy the production responsibility system of "contracting production to the group," "contributing to the household," and "contracting the responsibility to the household" throughout the county, marking the end of the era of production teams. No return.

The Naye production team also conducted the final land distribution, giving all the remaining paddy fields and slopes to the members.

The birth of Xiaodong'er was the last sip of soup, and she also received a piece of unnecessary slope land, which made the whole family happy.

Although there is no chance of demolition in a mountainous place like Naye Village now or in future generations, and the fields are frankly not valuable, but again, fields have been the roots of rural people since ancient times. Even in later generations, there are still a lot of them. There are many examples of rural people fighting over a piece of land, and the lives of families and children are involved in this effort.

…

Shuangwang Credit Union.

Director Bu Wanhui is in a very good mood now. At the beginning of this year, in order to adjust and stabilize the development of the national economy and appropriately concentrate financial resources for socialist construction, the state decided to issue 4 billion yuan in treasury bonds, and the task of promoting treasury bonds assigned to Bobai County by superior leaders was 215,000 yuan.

Thanks to the outstanding performance of Bu Wanhui, the director of the small supply and marketing cooperative, he was set up as a benchmark figure by the leaders above, which stimulated other groups to follow suit and completed the sales tasks assigned to the county by superiors in advance, making the county leaders all very happy.

As a benchmark, Bu Wanhui has naturally benefited a lot. He has already decided to increase his job in the county, and he can only take office in the spring of next year.

As a middle-aged man, it is naturally a very happy thing to have a rising career.

At this moment, a customer walked into the credit union.

Bu Wanhui looked up and saw the person coming, and immediately greeted with a smile on his face: "Uncle Nine!"

Deng Shirong smiled and said: "Director, I can see your glowing face from a distance. It seems that you have met a big happy event!"

Bu Wanhui smiled and said: "It's all thanks to you. Work has been going smoothly recently. I see that Uncle Jiu is also full of joy. It seems that you should be the one who encounters a big happy event."

Deng Shirong did not deny it, but said with a smile: "I have indeed encountered a happy event. I was successfully promoted to grandpa half a month ago. The main reason for coming here this time is to invite you, director, to drink with me on November 17th. I’m here to talk to you about some loan matters.”

Upon hearing this, Bu Wanhui quickly congratulated him. Knowing that the other party had loan business to consult, he invited the other party to the office to discuss.

We sat down in the office, chatted for a few more words, and then got down to business.

Deng Shirong asked bluntly: "Director, it's like this. I plan to go to the county to do some business next year. I need a loan, which may be as high as hundreds of thousands. I wonder if you can handle it here?"

Bu Wanhui couldn't help being shocked when he heard this. In this era, loans of hundreds of thousands are generally only available to state-owned enterprises or collective enterprises. Personal loans of hundreds of thousands, not to mention that Shuangwang Credit Union has never seen them, even if you look at the whole country No one in the county, city or even the province has ever heard of anyone doing this.

While surprised, Bu Wanhui couldn't help but get excited. If this loan was obtained, the benefits to him would be self-evident.

At this point, we have to mention the difference between credit in this era and later generations.

In later generations, due to increasingly stringent bank regulations, all loans must be strictly implemented in accordance with regulations. Loans that do not comply with the procedures, even if they are just for tens of thousands of yuan, will never be approved.

But in this era, credit management is so loose that it will shock future generations. Loans do not require any collateral or interest payments. There are still many loopholes in the approval process. It is no exaggeration to say that loans from banks This money is really like picking it up for free.

In fact, there are indeed many courageous people who have tasted the benefits in this era. I won’t go into details. Everyone understands.

In short, if anyone in future generations has the opportunity to be reborn, they don’t have to worry about starting a business without start-up capital, because it is really easy to get loans in this era.

This is also the reason why Deng Shirong was not in a hurry to earn start-up capital after he was reborn. After all, he had experienced it in his previous life. When the loans were at their craziest, the bank's loan officer asked his grandfather to tell him in order to complete the loan tasks assigned by his superiors. Grandma asked someone to go to the bank for a loan.

As long as you dare to borrow money, the bank will dare to approve it for you. Loans are so expensive in this era.

Although Deng Shirong's loan amount was huge, Bu Wanhui was still confident that he could handle it. He asked quite excitedly: "Uncle Jiu, what kind of business are you going to do in the county after borrowing so much money?"

Deng Shirong smiled and said: "We are going to open a restaurant."

Bu Wanhui nodded and said: "Uncle Jiu, according to my understanding, it shouldn't be difficult to apply for your loan. If you apply for it now, I will help you with the procedures. If you apply for it again next year, I may have already arrived by then." The county is working.”

When Deng Shirong heard this, he knew that the other party was going to be promoted, and he quickly expressed his congratulations.

Then he said: "Okay, director, since it is convenient for you now, let's handle it now!" Anyway, there is no interest, so there is no impact in handling it in advance.

Bu Wanhui nodded and asked, "Uncle Jiu, how much do you want to borrow?"

Deng Shirong thought for a while and said, "Then let's take a loan of 800,000 yuan!"

Hearing this amount, Bu Wanhui, the director of the credit union who dealt with money every day, had to admire Uncle Jiu's courage. He gave a thumbs up and said: "Uncle Jiu, you are really courageous. Eight hundred thousand is eighty Wan, I will try my best to help you get this loan."

Deng Shirong smiled and said, "Thank you, director, for your help!"

Bu Wanhui smiled and waved his hand: "Uncle Jiu, you're welcome, I'm not helping you, you're helping me!"

The two of them greeted each other politely and began to fill in the various information required for the loan.

I have to say that the loan procedures in this era were indeed very simple compared to later generations. In less than half an hour, Deng Shirong filled in all the required information.