Rebirth of the Almighty Internet Celebrity
Chapter 382 Salted Fish
Chapter 382 Salted Fish
At least one-third of the houses in the "Wanxing Homeland" project have been sold.
The specific number of households has sold more than 300 sets.
Among the more than 300 unlucky households who bought "unfinished buildings", "Coach Zhou" is one of the few households who bought houses with full payment.
Compared with other house buyers who only paid the "down payment" and the bank's "mortgage" for only three or two years, it seems that those who bought the "unfinished building" with all the money are even more miserable!
But buyers who have only paid the "down payment" and part of the mortgage repayment also have their own distress.
"Coach Zhou" sank more than 100 million in at once. It felt like spending huge sums of money to "speculate in stocks". As a result, the stock plummeted and was locked in the stock market.
The vast majority of "house buyers" who pay the "down payment" and repay the loan on a monthly basis are faced with an embarrassing dilemma.
That is, the house I bought has become an out-and-out "unfinished building".However, the "mortgage repayment agreement" signed by the bank with these house buyers has always been in effect. "House buyers" must also continue to fulfill their "repayment obligations".
According to common sense, don't say that the house you bought has become a "unfinished building", even if it has been "handed over", the owner has also renovated and moved in.Unfortunately, you encountered a "natural disaster", or a major earthquake, or hurricane, which caused your house to be "annihilated" in the disaster... In this case, the bank still requires you to perform "loan repayment" responsibility.It doesn't mean "relief" at all.
In principle this is the case.Of course, in the actual process, there are also many "house buyers" who simply choose to give up repaying the loan.
The house is no longer needed, and the "mortgage" is no longer repaid.In the minds of ordinary house buyers, this is tantamount to "clearing the two".I am still suffering a loss.Part of the "house purchase payment" paid in the early stage was all in vain.
However, the bank continued to urge the monthly "mortgage loan".At this point, the "house buyer" simply becomes an "old Lai".They were all forced out.
At that point, the bank has nothing to do, and it is impossible to "indefinitely" entangle with "house buyers".
Those "mortgage loans" paid by the bank have since become "bad and bad debts".
However, the "mortgage" buyers among the more than 300 households who bought this "Wanxing Homeland" real estate, the houses they bought are no longer "vacant land" and "off-plan houses" that have not "started construction" at all-" off-plan house".
It was an "unfinished building" with the 31-storey "main body" completely built.
The "unfinished" part is that the wall bricks of "Wanxing Homeland" have not been laid, the water and electricity have not been connected, the elevator has not been installed, the outer wall has not been done, the waterproof work of the underground "parking lot" has not been done well, and the "fire protection" has not been passed. "Including various "acceptance checks".
In a word, more than half of the house has been built, but it has not yet reached the stage of "handing over the house".
But it gives people the feeling that the house they bought seems to be just a little short of being able to "hand over the house"... Because of the "hope" (or "hope" has always been there), home buyers are reluctant to interrupt the "monthly Continue to pay the mortgage."
If the "mortgage" is not repaid for more than half a year, the bank has the right to dispose of the real estate it owns.
Homebuyers still have hope for the "unfinished building", thinking that one day they will see this "unfinished building" with dead trees blooming in spring, so they grit their teeth and still pay the "mortgage loan" year after year .
Every month until the "mortgage repayment" days, there are always "ideological struggles" every month.But it is still month after month, year after year, in the "ideological struggle" to continue to repay the loan.
That feeling is really tangled.
Obviously you don't get to enjoy the comfort and happiness that buying a house brings, but you have to be a "house slave" all the time.It seems that I have to rent a house and be a "house slave" at the same time... There is nothing more unfair in life than this.This is what this group of owners who bought the "Wanxing Homes" houses with mortgages thought.
Looking at the "Wanxing Homeland" real estate building in the past, the buyers felt deeply that they had made a wise choice, and bought a "good quality and low price" stuff at an ultra-low price.At that time, I was only looking forward to the early handover of the house and the early acquisition of the "red book" real estate certificate.
When "Wanxing Homeland" becomes an "unfinished building", home buyers will not consciously lower their psychological expectations.I feel that as long as I can "hand over the house" and live in a new house as soon as possible, it doesn't matter if I have a "certificate"...
In this way, the "psychological expectations" were lowered time and time again, but year after year's wishes still fell through, and I went to the new year with a disappointed mind.
Anyway, the buyers who bought the "unfinished building" of "Boss Zhong", whether it is "full payment" or "mortgage", each have their own worries.
I feel extremely depressed.
But what can be done?Everyone can only comfort themselves in their hearts: the location of the real estate is still relatively good.The transportation is convenient. After "Boss Zhong" ran away, it was tantamount to giving up the 29 mu of land and the real estate and "shops" that had been invested in and built.It is estimated that a big boss will "take over" a plot like this in the future.
As long as the relevant departments can come forward to help complete all the procedures and actively promote it, no matter what, they should be able to find a real big boss with strength to "take over".
For this reason, these house buyers also established a "WeChat group" to communicate with each other frequently.More than once, I went to ask relevant departments to come forward to help solve this historical problem.
There is even an "underground parking lot" built on the unfinished building of "Wanxing Home".Nowadays, if no one takes care of it, the accumulated water left in the "underground parking lot" on rainy days will be difficult to drain, leaving the 31-story high-rise building constantly soaked in "foundation" water.If the stress-bearing pillars are damaged and cause a sudden collapse, the entire high-rise building will be unsafe.This is also a great threat to surrounding buildings and residents...
All kinds of rhetoric have been used.It's almost equivalent to a "threat".
The relevant departments have no money.We can only arrange two "water pumps" first. When the underground parking lot of "Wanxing Homeland" accumulates a lot of water in rainy days, they will be turned on day and night to pump out the accumulated water and discharge it to the sewer pipe.
First make sure that "Wanxing Homeland" will not be "soaked" in stagnant water all the time.
Time dragged on year after year.
Not surprisingly.
This "unfinished building" has sold more than one-third, nearly half of the houses.In this case, it is necessary for the newly taken over "big boss" to also complete the follow-up finishing project for the two "unfinished buildings".
It is said that there are not many processes, but it is really necessary to invest 3 to 5 million in order to really do it well and reach the level where it can be "occupied".
Not to mention anything else, it is the "underground parking lot".
Those who are big bosses all hope that investment can "make a lot of money". Few of them invest in projects with the idea of "doing charity".
For "unfinished buildings" like "Wanxing Homeland", the probability of taking over or not taking over is equally divided.
Because the benefits of "taking over" and the benefits of "not taking over" actually account for half of each.
If he "takes it over", the big investment boss can probably get the "remaining 29 acres of undeveloped land" among the 15 acres of land at an extremely low price.
In today's era of skyrocketing real estate prices, it is quite good to be able to get more than ten acres of land at an "ultra-low" price.
But the "disadvantages" are also very obvious.
Nearly half of the "houses" in this "unfinished building" have been sold, and the so-called "shops" on the 5 floors below are basically "sold out".Under such circumstances, even if the big boss "takes over", it is impossible to "sell one house and two houses" and take those "houses" that have already been sold and sell them again.
Another one, the previous "Wanxing Homeland" real estate has been "unfinished" for almost 8 years. The boss who intends to "take over" this project must also have concerns: the reputation of your real estate is completely "stinky" ".It is estimated that it will also have a greatly adverse negative impact on the sales of newly built houses here in the future.
In other words, after taking over this "unfinished building", I don't know whether the newly built house will be "easy to sell"-this problem also greatly affects the investment enthusiasm of investors.
With the gradual passage of time, nearly ten years have passed in a blink of an eye.These ten years were enough to make the original people full of expectations, thinking that a big boss would come to "live up" this "unfinished building" in the near future, but year after year, they were always disappointed.
More disappointment, and gradually become "despair".Homebuyers (including "Coach Zhou") have no hope that the "old salted fish" of "Wanxing Homeland" can "turn over".
However, in the past ten years, changes in the "real estate market" have gradually made the "unfinished building" of "Wanxing Home" more attractive.
The changes in the "real estate market" can be summed up in one word, that is, the continuous appreciation of "houses" and "land".
It turned out to be a "mess" like "Wanxing Homeland", because it still has half of the land, that is, 15 acres of undeveloped land. With the value of the 15 acres of land alone, after the land price soars, it can sell a Amazing price.
The "lot" is still mortgaged to the bank.After all, even if they "take over" this "Wanxing Homeland", they must first repay the tens of millions of loans owed to the bank on their behalf before they can take over the 29 mu of land.That's just adding tens of millions of extra expenses to the cheap land price.Overall, the price is still very attractive.
Eight years later, through various contacts with relevant departments, we finally reached an agreement with a powerful local real estate company that was willing to take over the unfinished project of "Wanxing Homes".
Of course, if a new company takes over an old real estate, it is of course unwilling to continue to use the old title of "Wanxing Homeland", which has been thoroughly screwed up by "Boss Zhong".
The new boss also didn't have the talent for "An Ming", and what he finally came up with was just a popular name of "Xicheng Yayuan".
After that, the new owner vigorously started to build the undeveloped 15 acres of land.
Not bad!
It is to develop the 15 acres of "open space" first!The new boss is also "sophisticated". He bought the land (29 acres of land were packaged and purchased together), which cost a huge amount of money.Where will there be that "Bodhisattva heart", first come and finish the follow-up project for your two "unfinished buildings"? !
Of course, it is to build its own "vacant land". The built is not only a brand-new real estate, a brand-new commercial house, but also completely belongs to itself, and can be sold at any price you want.
When all the 15 acres of "vacant land" are built into high-rise elevator buildings and sold out, the new boss will make a lot of money. It is estimated that he will slowly complete the final stage of the two buildings of "Wanxing Home".
Only when the "new real estate" developed by the new boss is completed and sold out, can the "unfinished building" of "Wanxing Homeland" be "resurrected".This process is estimated to last several years.The most optimistic estimate is that it will take 5 years.
How did the "Coach Zhou" couple know that this "unfinished building" has already been "taken over" by a new boss, and it will still take several years to actually complete the "finishing project".He saw that the "Wanxing Homeland", which had become a "salted fish", was restarted after 8 years, and it seemed as if he had found his life goal again.
Since then, he has been looking forward to the day when "Wanxing Homeland" will notify these "owners" to "inspect and accept the house".
After looking forward to it for several years, the sales of the new building built by the new owner on 15 acres of "vacant land" are quite good.
But the new boss seemed to be guilty of "procrastination". He had been procrastinating for 5 or 6 years, and finally "sold out" the newly built real estate.
The new owner has capital on hand, and the house is very easy to sell.At this time, he realized that more than half of the "houses" of the two "Wanxing Homeland" built at the beginning had not been sold.
The new boss now has considerable confidence in "selling" the property.With no houses left to sell, we started to carry out the "finishing works" on the unfinished buildings of "Wanxing Homes".
At this time, "Coach Zhou" can be regarded as "following the crowd", and finally survived the darkest period.It has really been able to solve the "historical. Legacy. Problems" that have lasted for more than ten or twenty years.
But the new boss is not "free" to help the "proprietors" who have already purchased a house on more than 300 acres to fix the "mess" left by the "old boss".
The more than 300 houses were all sold, and the new owner didn't get a penny of profit.Get the finishing touches for their "unfinished buildings" for free, because more than half of the "houses" are still available for sale.
But the new boss is not willing to let "Coach Zhou" and his ilk take advantage of it for free, but doesn't pay at all.The solution proposed by the new boss to the "proprietors" who have already purchased 300 acres of houses is to let them "crowdfunding". "Crowdfunding" to complete the finishing project of "unfinished building".
In fact, this plan was put forward by the new boss when he just took over the "development" of the 29 mu of land.
At that time, more than 300 households thought they could "suffer" until the new boss was willing to pay the tens of millions.
As a result, the new boss is only busy with his 15 acres of "vacant land", and doesn't bother to pay attention to the "Wanxing Home" of you guys.
The new owner intends to "steal" the 300 mu for several years (because it will take several years for him to develop the 15 vacant land).If the new boss is ready to "sell" more than half of the remaining "etymology" of the old real estate, if he can't "force" 300 million from the 5000 acres, the new boss will admit the account himself.
The results of it? 300-acre house buyers (including Coach Zhou) really don’t want to give up the “temptation” that each household can live in a brand-new high-quality commercial house with only an extra 15 yuan, and they all agree to pay the [-] yuan more .
(End of this chapter)
At least one-third of the houses in the "Wanxing Homeland" project have been sold.
The specific number of households has sold more than 300 sets.
Among the more than 300 unlucky households who bought "unfinished buildings", "Coach Zhou" is one of the few households who bought houses with full payment.
Compared with other house buyers who only paid the "down payment" and the bank's "mortgage" for only three or two years, it seems that those who bought the "unfinished building" with all the money are even more miserable!
But buyers who have only paid the "down payment" and part of the mortgage repayment also have their own distress.
"Coach Zhou" sank more than 100 million in at once. It felt like spending huge sums of money to "speculate in stocks". As a result, the stock plummeted and was locked in the stock market.
The vast majority of "house buyers" who pay the "down payment" and repay the loan on a monthly basis are faced with an embarrassing dilemma.
That is, the house I bought has become an out-and-out "unfinished building".However, the "mortgage repayment agreement" signed by the bank with these house buyers has always been in effect. "House buyers" must also continue to fulfill their "repayment obligations".
According to common sense, don't say that the house you bought has become a "unfinished building", even if it has been "handed over", the owner has also renovated and moved in.Unfortunately, you encountered a "natural disaster", or a major earthquake, or hurricane, which caused your house to be "annihilated" in the disaster... In this case, the bank still requires you to perform "loan repayment" responsibility.It doesn't mean "relief" at all.
In principle this is the case.Of course, in the actual process, there are also many "house buyers" who simply choose to give up repaying the loan.
The house is no longer needed, and the "mortgage" is no longer repaid.In the minds of ordinary house buyers, this is tantamount to "clearing the two".I am still suffering a loss.Part of the "house purchase payment" paid in the early stage was all in vain.
However, the bank continued to urge the monthly "mortgage loan".At this point, the "house buyer" simply becomes an "old Lai".They were all forced out.
At that point, the bank has nothing to do, and it is impossible to "indefinitely" entangle with "house buyers".
Those "mortgage loans" paid by the bank have since become "bad and bad debts".
However, the "mortgage" buyers among the more than 300 households who bought this "Wanxing Homeland" real estate, the houses they bought are no longer "vacant land" and "off-plan houses" that have not "started construction" at all-" off-plan house".
It was an "unfinished building" with the 31-storey "main body" completely built.
The "unfinished" part is that the wall bricks of "Wanxing Homeland" have not been laid, the water and electricity have not been connected, the elevator has not been installed, the outer wall has not been done, the waterproof work of the underground "parking lot" has not been done well, and the "fire protection" has not been passed. "Including various "acceptance checks".
In a word, more than half of the house has been built, but it has not yet reached the stage of "handing over the house".
But it gives people the feeling that the house they bought seems to be just a little short of being able to "hand over the house"... Because of the "hope" (or "hope" has always been there), home buyers are reluctant to interrupt the "monthly Continue to pay the mortgage."
If the "mortgage" is not repaid for more than half a year, the bank has the right to dispose of the real estate it owns.
Homebuyers still have hope for the "unfinished building", thinking that one day they will see this "unfinished building" with dead trees blooming in spring, so they grit their teeth and still pay the "mortgage loan" year after year .
Every month until the "mortgage repayment" days, there are always "ideological struggles" every month.But it is still month after month, year after year, in the "ideological struggle" to continue to repay the loan.
That feeling is really tangled.
Obviously you don't get to enjoy the comfort and happiness that buying a house brings, but you have to be a "house slave" all the time.It seems that I have to rent a house and be a "house slave" at the same time... There is nothing more unfair in life than this.This is what this group of owners who bought the "Wanxing Homes" houses with mortgages thought.
Looking at the "Wanxing Homeland" real estate building in the past, the buyers felt deeply that they had made a wise choice, and bought a "good quality and low price" stuff at an ultra-low price.At that time, I was only looking forward to the early handover of the house and the early acquisition of the "red book" real estate certificate.
When "Wanxing Homeland" becomes an "unfinished building", home buyers will not consciously lower their psychological expectations.I feel that as long as I can "hand over the house" and live in a new house as soon as possible, it doesn't matter if I have a "certificate"...
In this way, the "psychological expectations" were lowered time and time again, but year after year's wishes still fell through, and I went to the new year with a disappointed mind.
Anyway, the buyers who bought the "unfinished building" of "Boss Zhong", whether it is "full payment" or "mortgage", each have their own worries.
I feel extremely depressed.
But what can be done?Everyone can only comfort themselves in their hearts: the location of the real estate is still relatively good.The transportation is convenient. After "Boss Zhong" ran away, it was tantamount to giving up the 29 mu of land and the real estate and "shops" that had been invested in and built.It is estimated that a big boss will "take over" a plot like this in the future.
As long as the relevant departments can come forward to help complete all the procedures and actively promote it, no matter what, they should be able to find a real big boss with strength to "take over".
For this reason, these house buyers also established a "WeChat group" to communicate with each other frequently.More than once, I went to ask relevant departments to come forward to help solve this historical problem.
There is even an "underground parking lot" built on the unfinished building of "Wanxing Home".Nowadays, if no one takes care of it, the accumulated water left in the "underground parking lot" on rainy days will be difficult to drain, leaving the 31-story high-rise building constantly soaked in "foundation" water.If the stress-bearing pillars are damaged and cause a sudden collapse, the entire high-rise building will be unsafe.This is also a great threat to surrounding buildings and residents...
All kinds of rhetoric have been used.It's almost equivalent to a "threat".
The relevant departments have no money.We can only arrange two "water pumps" first. When the underground parking lot of "Wanxing Homeland" accumulates a lot of water in rainy days, they will be turned on day and night to pump out the accumulated water and discharge it to the sewer pipe.
First make sure that "Wanxing Homeland" will not be "soaked" in stagnant water all the time.
Time dragged on year after year.
Not surprisingly.
This "unfinished building" has sold more than one-third, nearly half of the houses.In this case, it is necessary for the newly taken over "big boss" to also complete the follow-up finishing project for the two "unfinished buildings".
It is said that there are not many processes, but it is really necessary to invest 3 to 5 million in order to really do it well and reach the level where it can be "occupied".
Not to mention anything else, it is the "underground parking lot".
Those who are big bosses all hope that investment can "make a lot of money". Few of them invest in projects with the idea of "doing charity".
For "unfinished buildings" like "Wanxing Homeland", the probability of taking over or not taking over is equally divided.
Because the benefits of "taking over" and the benefits of "not taking over" actually account for half of each.
If he "takes it over", the big investment boss can probably get the "remaining 29 acres of undeveloped land" among the 15 acres of land at an extremely low price.
In today's era of skyrocketing real estate prices, it is quite good to be able to get more than ten acres of land at an "ultra-low" price.
But the "disadvantages" are also very obvious.
Nearly half of the "houses" in this "unfinished building" have been sold, and the so-called "shops" on the 5 floors below are basically "sold out".Under such circumstances, even if the big boss "takes over", it is impossible to "sell one house and two houses" and take those "houses" that have already been sold and sell them again.
Another one, the previous "Wanxing Homeland" real estate has been "unfinished" for almost 8 years. The boss who intends to "take over" this project must also have concerns: the reputation of your real estate is completely "stinky" ".It is estimated that it will also have a greatly adverse negative impact on the sales of newly built houses here in the future.
In other words, after taking over this "unfinished building", I don't know whether the newly built house will be "easy to sell"-this problem also greatly affects the investment enthusiasm of investors.
With the gradual passage of time, nearly ten years have passed in a blink of an eye.These ten years were enough to make the original people full of expectations, thinking that a big boss would come to "live up" this "unfinished building" in the near future, but year after year, they were always disappointed.
More disappointment, and gradually become "despair".Homebuyers (including "Coach Zhou") have no hope that the "old salted fish" of "Wanxing Homeland" can "turn over".
However, in the past ten years, changes in the "real estate market" have gradually made the "unfinished building" of "Wanxing Home" more attractive.
The changes in the "real estate market" can be summed up in one word, that is, the continuous appreciation of "houses" and "land".
It turned out to be a "mess" like "Wanxing Homeland", because it still has half of the land, that is, 15 acres of undeveloped land. With the value of the 15 acres of land alone, after the land price soars, it can sell a Amazing price.
The "lot" is still mortgaged to the bank.After all, even if they "take over" this "Wanxing Homeland", they must first repay the tens of millions of loans owed to the bank on their behalf before they can take over the 29 mu of land.That's just adding tens of millions of extra expenses to the cheap land price.Overall, the price is still very attractive.
Eight years later, through various contacts with relevant departments, we finally reached an agreement with a powerful local real estate company that was willing to take over the unfinished project of "Wanxing Homes".
Of course, if a new company takes over an old real estate, it is of course unwilling to continue to use the old title of "Wanxing Homeland", which has been thoroughly screwed up by "Boss Zhong".
The new boss also didn't have the talent for "An Ming", and what he finally came up with was just a popular name of "Xicheng Yayuan".
After that, the new owner vigorously started to build the undeveloped 15 acres of land.
Not bad!
It is to develop the 15 acres of "open space" first!The new boss is also "sophisticated". He bought the land (29 acres of land were packaged and purchased together), which cost a huge amount of money.Where will there be that "Bodhisattva heart", first come and finish the follow-up project for your two "unfinished buildings"? !
Of course, it is to build its own "vacant land". The built is not only a brand-new real estate, a brand-new commercial house, but also completely belongs to itself, and can be sold at any price you want.
When all the 15 acres of "vacant land" are built into high-rise elevator buildings and sold out, the new boss will make a lot of money. It is estimated that he will slowly complete the final stage of the two buildings of "Wanxing Home".
Only when the "new real estate" developed by the new boss is completed and sold out, can the "unfinished building" of "Wanxing Homeland" be "resurrected".This process is estimated to last several years.The most optimistic estimate is that it will take 5 years.
How did the "Coach Zhou" couple know that this "unfinished building" has already been "taken over" by a new boss, and it will still take several years to actually complete the "finishing project".He saw that the "Wanxing Homeland", which had become a "salted fish", was restarted after 8 years, and it seemed as if he had found his life goal again.
Since then, he has been looking forward to the day when "Wanxing Homeland" will notify these "owners" to "inspect and accept the house".
After looking forward to it for several years, the sales of the new building built by the new owner on 15 acres of "vacant land" are quite good.
But the new boss seemed to be guilty of "procrastination". He had been procrastinating for 5 or 6 years, and finally "sold out" the newly built real estate.
The new owner has capital on hand, and the house is very easy to sell.At this time, he realized that more than half of the "houses" of the two "Wanxing Homeland" built at the beginning had not been sold.
The new boss now has considerable confidence in "selling" the property.With no houses left to sell, we started to carry out the "finishing works" on the unfinished buildings of "Wanxing Homes".
At this time, "Coach Zhou" can be regarded as "following the crowd", and finally survived the darkest period.It has really been able to solve the "historical. Legacy. Problems" that have lasted for more than ten or twenty years.
But the new boss is not "free" to help the "proprietors" who have already purchased a house on more than 300 acres to fix the "mess" left by the "old boss".
The more than 300 houses were all sold, and the new owner didn't get a penny of profit.Get the finishing touches for their "unfinished buildings" for free, because more than half of the "houses" are still available for sale.
But the new boss is not willing to let "Coach Zhou" and his ilk take advantage of it for free, but doesn't pay at all.The solution proposed by the new boss to the "proprietors" who have already purchased 300 acres of houses is to let them "crowdfunding". "Crowdfunding" to complete the finishing project of "unfinished building".
In fact, this plan was put forward by the new boss when he just took over the "development" of the 29 mu of land.
At that time, more than 300 households thought they could "suffer" until the new boss was willing to pay the tens of millions.
As a result, the new boss is only busy with his 15 acres of "vacant land", and doesn't bother to pay attention to the "Wanxing Home" of you guys.
The new owner intends to "steal" the 300 mu for several years (because it will take several years for him to develop the 15 vacant land).If the new boss is ready to "sell" more than half of the remaining "etymology" of the old real estate, if he can't "force" 300 million from the 5000 acres, the new boss will admit the account himself.
The results of it? 300-acre house buyers (including Coach Zhou) really don’t want to give up the “temptation” that each household can live in a brand-new high-quality commercial house with only an extra 15 yuan, and they all agree to pay the [-] yuan more .
(End of this chapter)
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