Chapter 381
From the perspective of "Coach Zhou", I really feel that the real estate called "Wanxing Homes" is extremely reliable.

Except that he knew that the 29 mu of land for the real estate was purchased by "Boss Zhong" in full in the early years and used to build the school for many years.

The 29 mu of land alone cost "Boss Zhong" only a few million when it was acquired.When they wanted to build a "real estate", the price of the land had already risen to 200 million per mu.

A full 29 acres of land, that’s 5800 million.

It means that "Boss Zhong" did nothing and simply "hoarded land" for more than ten to twenty years, and his net worth directly became tens of millions.

Therefore, at the beginning of the construction of the "Wanxing Homeland", there is nothing wrong with saying that "Boss Zhong" has a net worth of tens of millions.

But "Boss Zhong" thinks he also belongs to a boss with "big ambitions".A net worth of tens of millions is not the end of his struggle, but the starting point of his journey to the ranks of billionaires.

"Boss Zhong" is full of ambition, but he "wasted" more than [-] years of good time in the small business of "running a school".

He has long wanted to "get involved" in some high-profit industries.But high-profit industries often require "high investment."

"Boss Zhong" even bought the 29 acres of land used for the "school" in the early years, which was several million at the "market price" at the time, and it was quite difficult to get it out.It means that he succeeded in "purchasing land" from the "public" gradually by "staging".

In this case, where do you call him to buy land with "spare money" in the early days? !
The tens of millions of "fixed assets" of "Boss Zhong" are because after the price of "real estate" (especially land) skyrocketed, he "sitting on the ground" had a "windfall" out of thin air.

But "Boss Zhong" is like some people who have won special prizes in the "lottery", and he doesn't particularly know how to "cherish wealth."

He felt that he had a "windfall" worth tens of millions, or "venture capital", and it was a pity that he didn't use it for investment.

Tens of millions of "fixed assets", Boss Zhong saw the word "fixed".Unusable capital, his goal is to become a "billionaire". In addition to a lot of fixed assets, even "cash flow" is also abnormally full.The kind that can mobilize tens of millions of "cash" casually.

In this way, after "Boss Zhong" consciously has "venture capital", how can he sit still?
He directly lent tens of millions of cash through a small head of a bank branch he knew well, using 29 mu of land as "mortgage".

With the money in hand, the investment project that "Boss Zhong" locked in was the real estate project he named "Wanxing Homeland".

This "home is prosperous", which means "everything is prosperous when home is harmonious".

"Boss Zhong" has tens of millions of loans in hand. If he develops the "real estate" slowly, it is estimated that problems will not be so easy.After all, he actually owns 29 acres of land.This land did not occupy any of his funds.

But every penny and cent of the money he used to build the house was obtained through "loans", which was a bit too risky.

"Boss Zhong" also realized this problem very early.Therefore, while he was building a real estate, he began to rent a street store to serve as a "sales department" and began to actively sell houses.

Not to mention, he even hired a large number of "part-time workers".Advertising flyers were constantly distributed around the "real estate".I keep dragging people to add people to WeChat, hoping to expand and develop "customer sources".

Of course, these "part-time jobs" are not paid.But every time a "pre-sale house" transaction can be completed, in terms of commission, how much more points will be given than a full-time "sales lady".It is equivalent to a month, as long as the "part-time job" can sell a house for him, he can get the same income as working hard for a month.

"Boss Zhong" has a very good idea. If he can successfully buy out his house (even if he sells the house at a relatively cheap "pre-sale price"), he can make a net profit of hundreds of millions.He has become a new "billionaire".

The wish is very good, and those "sales ladies" and "part-time house sales staff" can be considered effective.

Although the "sales" are all using some old sales tactics, for example, not long after the so-called "opening", part-time salesmen dare to brag repeatedly in WeChat (with a special form), expressing that the whole For the buildings already under construction (Building 1 and Building 2), the 31st floors have basically been "pre-sold".There are only a few suites on the 31st floor on the top floor, and a few suites on the 30th floor, plus a few suites on the 2nd floor, and "scattered houses on the 4th, 14th, and 24th floors are not sold.

This kind of "man-made" hot sales situation is used by every "real estate".

For example, the "Bimou Garden", which has more than 2000 acres of land in the local area, is still "sold out" as soon as the pre-sale is "opened".The results of it?Over the past 10 years, we have continued to "sell houses".

购买本地房子的,基本上就是当地人。像那个“碧某园”的2000亩分5期开发的大楼盘,号称有8800户。那就是8800套“房源”了。要在本地找到差不多9000个买家啊。

It's not just your "property" that is on sale.More than 30 well-known large real estate companies have been introduced to the local area.Each big real estate company has thousands of houses, and the number of houses that big real estate companies can provide alone has reached 10.

These 10 houses, calculated as a family of 5 per household, can solve the "just needs" of housing for 50 people.

And the small tier 6 city of "Coach Zhou"'s hometown has only a few million people.There are so many "self-built houses".There are still so many "real estate" developed by local "real estate enterprises".Therefore, the real estate in this 6th-tier small city became more and more expensive as it got later, but the "sales" were far less "easy to sell" than at the beginning.

In addition, the second year that "Boss Zhong" devoted himself to the "real estate" industry happened to coincide with the tightening of "lending" by the banks.

In the second year of "sales", "Boss Zhong" just used half of the 29 mu of land to build two 2-story elevator buildings and a 31-story "shop" on the side of the two buildings.

At this time, only the "framework" was built for the two high-rise buildings with elevators, and the outer walls were not built, approved, or painted.

In terms of water and electricity, the installation has not yet begun.

As for the two buildings with the "main frame" already built, about one-third of them have been "pre-sold".

But the "pre-sale funds" received by "Boss Zhong" were almost all used to build the "main body" of the two high-rise buildings with elevators.

In this case, if "Boss Zhong" slows down the speed of building buildings, first the two-thirds of the "housing sources" that have not been "sold" in the two high-rise buildings that have already built the "main frame" will be slowly sold. If he sells out everything, and then considers other things, maybe he will gradually get out of the financial "difficulty" and even have the opportunity to make a lot of money.

But "Boss Zhong" was a little impatient.He still has half of the plot "to be developed", so he wants to build it quickly.But at this time, banks have begun to control the amount of loans invested in "real estate".He refused to issue a new loan on the grounds that he had not yet paid off the tens of millions of loans he had previously mortgaged with the "land".

At this time, "Boss Zhong" made the wrong most crucial move.He actually borrowed "highly profitable" private loans to continue building houses.

As a result, the wait-and-see mood of local "house buyers" is particularly serious in the second year. The sales of "pre-sale houses" are even far worse than the sales volume of "Boss Zhong" in the first year.

This became the last "straw" that crushed "Boss Zhong".

You know, "Boss Zhong" was heavily in debt after "borrowing" from banks and various private individuals to build a house. It was a bit difficult to even pay the high interest first, let alone repay the "principal".

"Boss Zhong"'s entire net worth has long been invested in this "Wanxing Homeland" real estate. No matter who pays back the "principal" and interest, all are counting on the performance of the "pre-sale" house.

The house sold barely in the first year, but in the second year, the sales performance of the house was a bit "horrible".In this case, it is conceivable that "Boss Zhong" is under great pressure to repay the loan.

Some private bosses who lent money to him also need capital turnover to do business.There are also bosses in twos and threes who don't care about asking for his interest, and repeatedly "force" him to repay the loan in advance.

As a result, "Boss Zhong" suddenly felt "overwhelming" pressure.

"Boss Zhong" was forced to pay hard debts.As for banks, they still pay more attention to image and are not so ruthless.On the contrary, it was a group of private and bosses who used to call "Boss Zhong" brothers and sisters, to recover the debts, and all kinds of weird methods, you can think of and unexpected, have come up with one after another.

"Boss Zhong" was forced to suffer unspeakably.

I took an inventory of the "pre-sale house payment" recently collected in my hand, and it was about 900 million, less than 1 million.

Originally, if he hadn't been "fancy debt duress", the little money he had in his hand would be enough for him to pay the interest on the loan for two or three months.Just dragging like this, slowly "changing with dragging".If he can wait until the spring of "house sales" and the house becomes easy to sell, his plight can be "solved".

But being forced too hard by some small bosses and creditors, "Boss Zhong" was also discouraged and felt unsustainable.He thought of "withdrawing".

Anyway, I don’t know when we will wait until the “real estate bull market” comes again?What if we have to wait two or three years?He can't afford to wait three or two years.

Taking advantage of the "pre-sale house payment" of more than 900 million yuan on hand, it is not a complete loss, so that there are not even pants left.

"Boss Zhong" had the idea of ​​"smearing oil on the soles of his feet", flying away, and going "incognito" to be a safe "old man".

He comforted himself in this way: Anyway, the initial purchase of the 29 mu of land only cost me more than 500 million and less than 600 million savings.Now I can still get back more than 900 million yuan, which is not a big loss.Many big bosses who are heavily in debt have to "run away" without taking a dime away when they are unable to repay.Now God has left him nearly ten million, which is interesting enough.If you continue to stop, it is hard to guarantee that you will not even keep the more than 900 million yuan!

After such an idea popped up, "Boss Zhong" couldn't bear the idea of ​​"running away" no matter what.

After deliberating with his wife for several "sleepless nights", when the external debt collection pressure "increased sharply", the two parents-in-law of "Boss Zhong" finally made up their minds and "disappeared without a trace" overnight.

Both of them feel a little bit "difficult to protect themselves". How can they care about an old acquaintance like "Coach Zhou" "helping" him to buy a 160-square-meter large-scale "undelivered house"?

I can't even care about it!
Even before "Boss Zhong" and his wife "ran away", they never thought about the fact that "Coach Zhou"'s house had not yet been "delivered".

Perhaps, even if "Boss Zhong" could remember, he wouldn't be able to help "Coach Zhou" deal with the aftermath.

After all, if you want to "fix the aftermath" for an old friend, it is relatively easy to "snatch the enemy". What if other creditors are alerted and cannot escape?

On the other hand, when "boss Zhong" is "difficult to protect himself", how can he have such a "fraternity" mind, thinking of the interests of his old friend "Coach Zhou"? !
Another one, among the many "creditors" of "Boss Zhong", which one is not a good friend who was "brotherly" in the past?

Now they are all "forced for debts", so in the concept of "Boss Zhong", old friends are not reliable at all!He was forced into such misery by his "old friend", why should he always think about solving the difficulties of his old friend "Coach Zhou"? !
It’s okay to “share the same difficulties.”

"Boss Zhong" is in the midst of the spring breeze, although he is not a "righteousness" role that values ​​love and righteousness.But at least there is "leisure love and ambition" to help a friend, so as to satisfy his overwhelming "sense of superiority" in front of "acquaintances".

But in the case of "self-defense", human nature will truly emerge.Some people are very kind, and because they are "difficult to protect themselves", they think not to drag their friends and relatives down.If you don't want to end up in such an embarrassing situation, you should be more considerate of your relatives and friends.If you can help them "seek advantages and avoid disadvantages" in advance, try to help them as much as possible.At least he can get a good reputation.

Some people have inner darkness.I feel that I am "unable to protect myself", and it seems that my relatives and friends are also "unlucky" and "painful" along with me, suffering heavy financial losses... With the misery of others as a "contrast", it seems that part of my mood has been released. depressed.This is a typical twisted mentality.

When "Boss Zhong" faces the test of "bankruptcy", his true colors are revealed - he is the "latter" of the above two types of people.This is very obvious.

Knowing that their "real estate" is going to become a "unfinished building", it is very likely that they will not be able to find a "taker" for a long time.But even so, "Boss Zhong" never thought of reminding relatives and friends who bought houses in his "real estate" to sell their "Wanxing Homes" properties in a timely manner.

All relatives and friends, "Boss Zhong" have completely "treated everyone equally" at this juncture.Therefore, it is also unlucky for "Coach Zhou" to buy his "off-plan house".How can we expect "Boss Zhong" to find out with his conscience and remind him to "sell" the large-scale real estate as soon as possible? !

(End of this chapter)

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