Chapter 246 The Oldest Agent
In Liang Teng's previous life, it can be said that he was used to all kinds of "getting rich overnight", and none of them were the ones he saw in the media.

Is witnessed.

The cases that happened around him accounted for the vast majority.

After all, everyone cares more about the people and things they know.Only when a "suddenly rich" case occurred among relatives and friends he was familiar with, the impact on Liang Teng was extremely huge.

Liang Teng had some insights and made a conclusion: A person's sense of happiness often depends on whether the acquaintances around him are happy or not? !
This is not surprising.The psychology of ordinary people has a huge commonality.

Ordinary people will inevitably have something called "jealousy".There are very few examples of you being truly happy for others when they are having a better life than you.Most of them are "envy, jealousy and hatred".Of course some people have a healthy mentality.But in proportion, they are far less numerous than those with "psychological distortions."

Liang Teng had bad luck in his previous life. Until his rebirth, he witnessed the experience of one friend after another becoming "suddenly rich" (not due to his own efforts, just luck), but he never had the luck to get rich. Teng body.

This life is different.

In just one year of his new life, he has gained wealth that ordinary people could not obtain in several lifetimes, or even dozens of lifetimes.Moreover, the growth momentum of his wealth seemed to be "out of control" and kept rising rapidly.I haven't seen the "end" moment yet.

It took Liang Teng "two lifetimes" of time to gradually adjust his mentality and tend to be flat.No longer will there be great mood swings because of familiar people "getting rich overnight" or "returning to poverty due to illness".

Liang Teng's self-proclaimed calm attitude only lasted for one night.

The next day, Wu Xia told him that a suitable candidate had been identified who could use his identity to sign a "donation contract" of 30 acres of land with "Lv Yifan".Liang Teng was immediately excited.

The suitable candidate Wu Xia found was already 90 years old, and his name was "Li Qingkun".

The nominal owner of the 30 mu of land, "Lv Yifan", if he is still alive, is actually a person of the same era as this Li Qingkun.

This Li Qingkun is now over 90 years old. When he was young, he worked as a "gardener" in Wu Zhenting's mansion for more than 20 years. From the time he was almost 40 years old, until he retired at the age of 65, he has been working as an ordinary "gardener" in the Wu family. I have been working hard and diligently for nearly 30 years.

Even after he retired, he still kept in touch with the master of the Wu family and the eldest lady.Greetings during the holidays.

Because of an incident that happened a few years ago, the Wu family trusted Li Qingkun's character very much.

Li Qingkun has only one son.This son is a driver, specializing in long-distance running.

Li Er married a wife when he was young, but after nearly [-] years of marriage, he still did not give birth to a son and a half for the Li family.

Li Er became anxious.He is the only son in the Li family. If he and his wife cannot have offspring, won't the Li family have to "never have offspring"? !

But although Li Qingkun is also very eager. Longing for the "inheritance of incense" of the Li family, but his daughter-in-law has always been filial and obedient, and Mr. Li is a decent person. Unjust act.

Only people in the feudal era could do the act of "divorcing one's wife and marrying another".Now is a new era, how can the Li family be like this? !

But Li Er was not as honest and upright as Li Qingkun. He quietly recruited an inexperienced "working girl" who was less than 20 years old outside.Coax people to say that they are not married and have no children.They are both in their 30s and still not married, mainly because they are busy with their careers.Now that I have savings and a successful career, I think about starting a family.

The implication is to blindly exaggerate that although he has reached the age of "uncle", he is also among the "rich people".The young "working girl" must have followed him.

The results of it?
After making the belly of the "migrant girl" bigger, they forced him to complete the marriage.Li Er felt that with the bondage of the child, it shouldn't be possible to "break up".Is it time to "confess" to your girlfriend?
His girlfriend forced him to "meet his parents" many times before Li Er took her back to his hometown to meet his parents.

Only then did the "working girl" realize that Li Er had already married a wife, but she just didn't have children.

The "migrant girls" belonged to the weaker type, who only dared to make a scene with Li Er, but did not dare to tell their family members about it.

Li Er has repeatedly promised that he is now actively going through the divorce procedures with his wife.His wife was unwilling to leave, so he went to the court to ask for a divorce.In short, it won't be delayed beyond this year, and the relationship with him will be properly handled.

His girlfriend was hard-spoken and soft-hearted, but in the end she chose to believe him.He didn't dare to hold a wedding, and he didn't dare to invite him to a wedding, so he gave birth to Li Er's first son in such a wronged way.

While raising his son, he waited for Li Er to divorce his ex-wife.

Li Er eventually divorced his ex-wife.

Except for a small two-story building built in a "row house" pattern, the Li family really couldn't find anything of slight value that could be divided by the divorced wife.

Li Qingkun felt very sorry to see his ex-daughter-in-law being so wronged.He also took out 20 yuan from his savings and secretly gave it to his ex-daughter-in-law.It can be regarded as a kind of "compensation".

This matter later spread to the ears of Wu Zhenting and Wu Xia, who praised Li Qingkun for his excellent character.

After Li Er married a young girlfriend, in order to restore the "bad perception" of her "maternal family" towards him, although she did not "make up" the wedding (after all, her son was born so big), but Li Er once He gave his father-in-law and mother-in-law a "betrothal gift" of 20 yuan-it can be regarded as a kind of "tacit" apology from everyone.

When the second son born to him and his young wife was one year old, he held a "Lantern Banquet" according to the custom.

It was originally a simple "lantern banquet", but the Li family held it according to the high standard of a "marriage banquet", which was regarded as a kind of compensation for the new wife.

The wife's natal family is also very face-saving.Almost all the relatives who can be ranked came to the banquet.Nearly 20 tables came directly.

After that, the Li family lived peacefully for several years.The two grandsons are now in junior high school.

That year, Li Qingkun was hospitalized due to a sudden "cerebral hemorrhage".He stayed in the hospital for several months, underwent several surgeries, spent all his family's savings, and even owed a huge foreign debt.

But the old man Li Qingkun survived the catastrophe and barely survived.It's been a few more years.

Li Qingkun has a pension.

After he was discharged from the hospital, he strictly insisted on "squeezing" more than half of the money out of his pension every month, insisting on repaying the debt.

Among all his creditors, Wu Zhenting and Wu Xia's father and daughter accounted for the majority.

As rich as "Wu's father and daughter", and Li Qingkun is recovering from a serious illness, the family's living expenses are under great pressure. He is an old employee who has served in the Wu family for decades. The Wu family usually does "charity" every year. To spend about [-] million yuan, I don't care if the Li family still doesn't pay back that little debt.

The Wu family offered to forgive Li Qingkun's family's debts.

The money for medical treatment is an astronomical figure for Li Qingkun's family, but for the richest man Wu's family, it is "a drop in the bucket".

The cancellation of this debt is nothing to the Wu family.

However, the old man Li Qingkun showed his "stubborn" side, insisting that his family has already received great kindness from Master Wu and Miss Wu, and lending him money for medical treatment is equivalent to saving his life.To be a person, we must have a "grateful heart".Having already experienced such benefits, how can you not even follow the principle of "repaying debts and repaying money is a matter of course"? !That's definitely not Li Qingkun's principle of life...

Li Qingkun insisted on repaying the debt and tried his best to repay it.The money is directly transferred to Wu Zhenting's account every month.

It's been seven or eight years now.Unexpectedly, I have been repaying my debt "rain or shine" without interruption for a month.When you receive your pension every month, the first thing you always do is withdraw a sum of money from it to "pay off debts."

If Li Qingkun's actions lasted for a few months, or a year or so, it wouldn't be worth being so amazed.But as soon as he persisted, he persisted for eight years.The war of resistance only took this time.

Li Qingkun's retirement benefits are pretty good. Over the past eight years, he insisted on repaying his debts, and almost one third of his debts have been paid off.With two-thirds of the debt left, Li Qingkun plans to spend another 15 years paying off the debt.

If his son does a good long-distance business and helps him repay part of the debt, the debt repayment time may be shortened by a few years.

Listening to Li Qingkun, who was nearly 90 years old at the time, seriously narrating his debt repayment plan that spanned more than 20 years, Wu Xia was very moved and shocked.

In particular, old man Li Qingkun has repeatedly promised that even if he does not live to be a hundred years old and his debts are not repaid on the day of his death, his son and daughter-in-law will promise to continue to pay off the debts.If his son and daughter-in-law are useless, he still has two grandchildren.

Li Qingkun said that he has been teaching his two grandsons the principles of life.After all, as long as someone in the Li family is around, they will pay off all their debts one by one.

Since then, Wu Xia has highly recognized Li Qingkun's character.

In contrast, there are as many as seven or eight out of ten young people who owe a huge amount of "online loans" due to the flood of "credit cards".But more and more young people who spend "future money", have they ever thought about repaying their debts?

In fact, compared with foreign countries, domestic debts to "credit cards" are considered to be very preferential treatment.

For example, on the bank side, for those who are really unable to repay the "credit card" debts, as long as you are willing to negotiate with the bank, you can apply to the bank for "suspension of interest on pending accounts".

In layman's terms, it means that there is no need to repay the interest on the "credit card" debt, and the "principal" you borrow can be repaid in up to 60 installments, that is, up to 5 years.

This kind of policy came out, showing the greatest sincerity of the bank.Generally, as long as you are willing to negotiate, the application for "suspension of interest and pending accounts" will be approved.

However, among the young people who owe large sums to "online loans", which one is really willing to be down-to-earth and work hard to make money?

Basically, they are young people who are "delicious and lazy" and like "tricks".

These young people basically follow a surprisingly similar path - first they owe money on a "credit card", and then the more they spend, the higher the limit becomes.When you don't have enough money, apply for a new card and "use your card to support your card".

From the initial impulsive consumption, these people have gradually become "card slaves" with a lot of cards.Then, when the low-interest "credit card" could not be applied for, they went to cash out the "two bei" of a certain treasure, and then cashed out the "some grain loan" of a certain micro...such online loans with lower interest rates.When all these are gone, I turn my attention to informal "online loans" with high interest rates.

After I had finished borrowing money from the "high-interest online loans", I started to borrow money from relatives and friends...

This kind of life "trajectory" is a common problem of most young people who are used to "making money in the future".The more debt you have, the less incentive you have to pay it back.The more lazy you are, the more unwilling you are to earn living expenses through labor.

The whole "vicious. Sexual. Cycle".

As far as Liang Teng knew, before he was reborn, the higher ups had to pay attention to such social reality issues.Within a year, as many as thousands of "high-interest online loan" platforms have been banned.

The number of protected bank "credit cards" is also controlled.For those who are unable to repay their debts, the above-mentioned "suspended interest payment" and preferential measures of up to 5 years to pay off the principal are provided...

However, young people who have become accustomed to "get something for nothing", even if they have a lot of debt, they don't plan to pay it back.

It can even be said that these people don't even go to work to earn some living expenses.They have been made unwilling to work by the false and comfortable life. Every day, they only know to "sleep soundly" during the day, and eat and drink with three or five "pig friends" at night, and win small bets.

They are not ashamed of their own indolence in not wanting to work hard to earn money to pay their debts.He also threatened plausibly: Why do I have to pay back the money I borrowed based on my ability? !
Such an attitude towards life is speechless.

Compared with the "view of life" of this young man, the elderly Li Qingkun insisted on repaying his debts in installments for more than [-] years, which is commendable.

Li Lao's quality suddenly became higher in Wu Xia's mind.

In Wu Xia's eyes, Li Qingkun's son divorced his wife and married another, which was very shameful.

But compared with these overdraft "card slaves" who "live a kind of early retirement life at a young age", Li Er is at least willing to take on the responsibility of a family.

It can be seen that in today's world, there is no lower limit for a person, only lower.

When Liang Teng entrusted her to find an ideal candidate who had "lost the name" in the "gift contract", Wu Xia actually "locked" the candidate to Li Qingkun without much time.

She didn't immediately recommend Li Qingkun to Liang Teng last night, it was just that Li Qingkun was over 90 years old after all, she had to call to confirm: is the old man still alive?Are you sane or not?Is it convenient to move?

In short, when a person is old, if he plans to invite him to "come out of the mountain", there are always many things that need to be "verified".

Not as casual as young people.

(End of this chapter)

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