City: At the beginning, I saw the black history of school flowers

Chapter 418 You Can Still Read Photos

Facing Wang Xiaoxiao's question, Lin Xian didn't express his opinion immediately, but just sat quietly in his seat.

After Wang Xiaoxiao realized her gaffe, she straightened her hair and asked:

"That...Director Lin, may I ask the reason for your veto?"

Lin Xian took out a file, pointed to the photo of Ding Lijun on it, and said:
"This Ding Lijun has peach blossom eyes and high cheekbones. Judging from his face, it seems that the relationship between men and women is rather chaotic?"

As soon as the words fell, Wang Xiaoxiao looked at Lin Xian with complicated eyes.

face?

"Director Lin... Can't tell, you still tell people's fortunes?"

This is finance, which pays attention to numbers and rationality.

I haven't heard that metaphysics is also integrated into it.

Lin Xian had never met Ding Lijun, and secondly, he didn't understand the wine industry. After rejecting Ding Lijun's loan application, he didn't give a reasonable explanation, but started to gossip about Ding Lijun's relationship with men and women?

Is it based on Ding Lijun's face?

Lin Xian smiled faintly:

"I understand a little bit. Since you have had contact with him, you should know a little bit, right? Am I right?"

Of course, he didn't know what happened to Ding Lijun from his face.It was the system that told Lin Xian.

But Lin Xian has already decided that he wants to play with old foxes like the Third Bank in this mysterious way.

Don't you want to touch my bottom?Then I will keep you out of touch.

Why don't you just act?Who wouldn't?

Wang Xiaoxiao pursed her lips.

What a blind cat meets a dead mouse!

That's right, Ding Lijun's private life is indeed not in the usual chaos.

Including small three small four, etc., participating in some activities and evening parties that exceed the number limit are all basic operations.

Not to mention taking care of female colleagues in the company, messing around with subordinates' wives, such disgusting things that can't be put on the table.

However, in business and business, as long as Ding Lijun can make money and can repay the money and interest in the bank, then there is no need to pay attention to what kind of person Ding Lijun is.

Which rich man's crotch is clean?Is there something wrong with this Lin Xian?

Lin Xian saw that Wang Xiaoxiao acquiesced, and then said:
"Xiaoxiao, let me ask you a question. This person's private life is chaotic, and raising so many women must cost a lot of money. Don't worry, did he use the money for other things?"

Wang Xiaoxiao couldn't help laughing:

"Director Lin, your words are too absolute, right? We don't really need to care too much about how they will use the money after they take it, and whether it is used for regular purposes. As long as he can exchange the money at that time, it will be fine. If you If you are not at ease, you can follow up and supervise yourself!"

For the loaned money, the bank only cares about whether the money can be paid back on time and interest can be collected.

Even if the other party says they want to do business, but actually buy a house, there is no problem.Even the bank will turn a blind eye to it.

why?

Because doing business may lose money, but if it is to buy fixed assets such as real estate, the bank will still be able to recover blood by auctioning his real estate.

If it is because of doing business that you lose all your money, then the money will really not come back, and it will become a bad debt.

Wang Xiaoxiao couldn't help but say in a strange voice:
"Director Lin is inexperienced and worried because he has never seen such a situation? Actually, there is no need. This Ding Lijun's loan is really no problem, just sign it..."

Lin Xian smiled and asked:
"Oh? Then he took the money to pay off his debts? Do you approve it for him too?"

Pay off debts?
Wang Xiaoxiao asked:
"Director Lin, what do you mean?"

Lin Xian said:

"Ding Lijun has been drinking and drinking all year round, and his business has been in crisis recently, and he has long been unable to make ends meet. Now borrowing money is either used to tear down the east wall to make up for the west wall, or to prepare for his escape. If this is the case, I definitely cannot give the money. "

Wang Xiaoxiao was still puzzled and asked:

"Director Lin, what proof do you have for saying this?"

Lin Xian said:

"Then take a look for yourself. He said he would buy a batch of beer in the summer. Let me ask you, what kind of beer did he sell before?"

Wang Xiaoxiao was stunned for a moment.

Of course she knew Ding Lijun's previous main products.

It's high-end liquor and red wine, not beer.

Lin Xian further asked:
"It's definitely not beer, right? Then think about it again, after he buys it, he intends to sell it, right? His customers who bought red wine and white wine before, do they like beer...a hard drink that contains alcohol?"

Wang Xiaoxiao's palms were sweating.

Lin Xian really saw the problem.

Although...the biggest hidden danger in Ding Lijun's body, Lin Xian hasn't said it yet.

But now this point is also a big problem.

But Wang Xiaoxiao did not give up, she forced herself to be calm and said
"Director Lin, your suspicion is very reasonable, but Boss Ding has been in Shanghai for many years and knows all the channels and outlets. If he wants to expand new business and find new partners, why not? "

Lin Xian smiled and asked:
"Then let me ask you, where is the main sales scene for beer?"

Wang Xiaoxiao thought for a while and said:

"Of course those KTVs, bars, and private clubs..."

Lin Xian smiled and asked:
"Then if you were the owner of these stores, would you choose to get the goods from brand agents, or would you go to second-level middlemen like Ding Lijun?"

Wang Xiaoxiao was stopped by the question.

Many people buy liquor and red wine from second-tier merchants.

After all, besides drinking red wine and white wine, they can also be fried.Manufacturers actually turn a blind eye to the speculation of wine prices, because second-tier dealers can increase the price of wine so that their popularity can increase and their audience will increase.

Seriously for the manufacturer, the second-tier merchants are big customers, they get a lot of goods, and the sales volume is still stable, they are all good helpers for destocking.

But beer has no room for hype at all, it can only be a product for consumption, and fools will let middlemen make the difference.

So even if Ding Lijun has a network, but in the business world, who would turn to him for the goods instead of the cheap ones?
Lin Xian said sharply again:
"Even if Ding Lijun wants to engage in a low-price strategy, he doesn't want to make money, he just wants to post money to open up sales and fame. Tell me, how long will the 3000 million be enough for him to burn? Think about it, we can get back the money later. ?"

"Combined with Ding Lijun's life style, such a person has no loyalty, let alone dedication and patience. Can he make long-term business?"

Wang Xiaoxiao's palms were sweating, and her back began to tremble.

I thought Lin Xian was a rookie who didn't understand the logic of business and loans at all.

Unexpectedly, he penetrated his own materials, pushed down step by step from Ding Lijun's face, and directly disclosed the loopholes of this project.

Wang Xiaoxiao has already started thinking about quitting:
"The director... I'll take care of it when I go back..."

Lin Xian said:
"Hey, don't worry, I haven't finished talking about Ding Lijun yet."

(End of this chapter)