City: At the beginning, I saw the black history of school flowers
Chapter 417 Why Not Approve
Chapter 417 Why Not Approve
Lin Xian knew very well how the people in the Third Bank viewed him.
In the face of people who look down on you, if you want to quickly build up your prestige, you only need to use a method that they can understand in a short period of time.
This kind of dismounting is the most easy-to-understand method.
Moreover, what Lin Xian wants to establish is a character set up to run amok with Master Chang's favor.
Only in this way can the "big problem" hidden in the third bank be brought out.
Only incompetent people will show their true appearance in front of people who are more incompetent than themselves.
The security guard in the lobby immediately came over and asked:
"What are you doing? You still dare to beat someone? Don't you want to live? Do you know where this is?"
Lin Xian smiled and said:
"If you have the ability, go to the police. It's just delaying Master Chang's affairs. Can you afford it in the end?"
Hearing the word "Chang Ye", the expressions of the security guards changed.
"You... who are you?"
They didn't even care about the lobby manager who was beaten, the security guards wanted to know what relationship Lin Xian had with Master Chang.
Lin Xian said:
"I'm the latest director of the credit department appointed by your Master Chang. This person refuses to take me to the office. That's because he doesn't give Master Chang face. What's wrong with me beating him?"
The security guards had nothing to say.
If you dare to challenge Master Chang's authority, you should fight.
But the lobby manager said:
"You kid, don't label me indiscriminately! I... When did I challenge Master Chang's authority? I just... I just..."
Lin Xian waved his hand:
"Stop talking nonsense! I, Master Chang personally sent it, understand?"
The lobby manager rubbed his cheeks and said bitterly:
"understood……"
Lin Xian shouted loudly:
"Why don't you lead the way quickly?"
There was no other way, the lobby manager could only take Lin Xian to the upstairs office.
At this time, from the other side of the lobby, a man with a big oily hair came out, with a caterpillar-like beard above his lips. When he looked at Lin Xian, the "caterpillar" was still wriggling.
Another middle-aged man in a light blue suit came out, tsk-tsk said:
"Beat people as soon as they enter the door, President, this is not something that can be dismissed at twenty-eighth. Or, let's strike first, shall we?"
Liu Zaiquan shook his head, stroked the "caterpillar beard" on his lips, and said:
"Don't worry, play with him first. Zhang Heng, go and have a look first. How much does this Lin Xian weigh?"
Zhang Heng tugged on his light blue suit and said:
"Okay, I will come first for this first battle."
……
Half an hour later, Lin Xian was already sitting in his director's office.
Lin Xian hasn't been to work for a long time, so he sat on the office chair and planned to turn on the computer to look at the relevant files.
At this time, a girl walked in from the door, raised her hand and knocked on the door a few times.
The girl smiled and said:
"Is it Director Lin? I'm a salesman in the credit department, and my name is Wang Xiaoxiao."
Lin Xian glanced at her, nodded slightly, and asked:
"Well, what's the matter?"
Wang Xiaoxiao's figure is a standard protruding and backwards, with a pair of black silk wrapped jade feet, whether it is shaking up and down or left and right when walking, they are almost simultaneous, which makes people itch.
"Director, this is a project I did recently, please take a look for me."
When Lin Xian took the document, Wang Xiaoxiao began to explain in a sweet voice:
"Director Lin, it's like this. There is a businessman named Ding Lijun. He is a wine wholesaler and has known us for a long time. This time he applied for a loan of 3000 million. I don't think there is any problem. You see If there is no problem, sign it, right?"
Just sign it?
Lin Xian raised the corner of his mouth.
Co-author Do you regard me as a tool for signing?
Lin Xian flipped through the files lightly, pretending to be browsing quickly.
Seeing Lin Xian's appearance as a layman, Wang Xiaoxiao laughed in her heart, and the smile just now showed a hint of disdain.
In fact, she has already seen that there is a problem with this project and wants to reject it.
But just now, Vice President Zhang Heng gave the news, saying that the project will be changed to "approval" and asked Lin Xian to sign for approval.
The purpose is very simple, as long as this loan goes bad, then Lin Xian's level of ability will be exposed, and it will be impossible to gain a firm foothold in the third bank.
Wang Xiaoxiao is also full of confidence in the materials handed over to Lin Xian.
She personally took part in field investigations, data collection, loan repayment plan formulation, and even credit investigation.The written material is beautifully done.
From the data and performance point of view, Ding Lijun is a very good customer.
The business is stable, the assets are sufficient, and the reputation is also good.
In the eyes of any bank practitioner, it is a piece of fat to get a loan after so much difficulty.
Wang Xiaoxiao thinks that Lin Xian can't find anything wrong with it, and in the end he can only sign it.
However, Lin Xian certainly wouldn't know about Ding Lijun's own faults.
It was also this fault that made Ding Lijun's loans full of dangers.
Wang Xiaoxiao is a collateral branch of the Wang family of the Nanguang family, and is also somewhat related to the Lei family where Lei Haolong belongs.
So knowing that Lin Xian was against Lei Haolong, Wang Xiaoxiao was extraordinarily active in teasing Lin Xian.
In addition, she also dislikes Lin Xian very much: how can a mud-legged person from a commoner background be the director?
Is your hair all grown?
Wang Xiaoxiao thought to herself, even without Zhang Heng's explanation this time, she would also cause some trouble for Lin Xian in future business.
Lin Xian finally finished reading the materials, and said with a smile:
"Well, Xiaoxiao, I have to say, your material is very well done, not only detailed but also very rich, I just want to applaud you after reading it! I boldly guess: You should have graduated from a first-class university, right?"
Wang Xiaoxiao didn't hear the sarcasm in Lin Xian's words, so she said proudly:
"It's okay, I graduated from Yanbei University, and then I studied abroad in Yin Country for three years. Now I have a Ph.D. in finance, and I have worked in the third bank for the third year..."
Lin Xian waited for her to finish speaking eloquently, and said:
"Well, this Ding Lijun is indeed a powerful wholesaler. The purpose of this loan is the reason. Can you talk to me about it?"
Wang Xiaoxiao frowned slightly, wondering if she was not clear about what was written in her materials and reports?
Are you blind?
However, Wang Xiaoxiao did not directly express emotions, but said:
"Well... it's already summer, and many sports events, concerts, competitions, etc. have started one after another. So Ding Lijun plans to import a batch of beer from other places and abroad to sell locally, and at the same time sell cheap and high-end brands Route, is there a problem?"
Then Lin Xian interrupted her:
"Yeah, what you said is very good, I probably understand. If this is the case, I can't sign this loan project."
Wang Xiaoxiao stared wide-eyed, and asked with an almost cannibalistic expression:
"Why? Why not approve it?"
(End of this chapter)
Lin Xian knew very well how the people in the Third Bank viewed him.
In the face of people who look down on you, if you want to quickly build up your prestige, you only need to use a method that they can understand in a short period of time.
This kind of dismounting is the most easy-to-understand method.
Moreover, what Lin Xian wants to establish is a character set up to run amok with Master Chang's favor.
Only in this way can the "big problem" hidden in the third bank be brought out.
Only incompetent people will show their true appearance in front of people who are more incompetent than themselves.
The security guard in the lobby immediately came over and asked:
"What are you doing? You still dare to beat someone? Don't you want to live? Do you know where this is?"
Lin Xian smiled and said:
"If you have the ability, go to the police. It's just delaying Master Chang's affairs. Can you afford it in the end?"
Hearing the word "Chang Ye", the expressions of the security guards changed.
"You... who are you?"
They didn't even care about the lobby manager who was beaten, the security guards wanted to know what relationship Lin Xian had with Master Chang.
Lin Xian said:
"I'm the latest director of the credit department appointed by your Master Chang. This person refuses to take me to the office. That's because he doesn't give Master Chang face. What's wrong with me beating him?"
The security guards had nothing to say.
If you dare to challenge Master Chang's authority, you should fight.
But the lobby manager said:
"You kid, don't label me indiscriminately! I... When did I challenge Master Chang's authority? I just... I just..."
Lin Xian waved his hand:
"Stop talking nonsense! I, Master Chang personally sent it, understand?"
The lobby manager rubbed his cheeks and said bitterly:
"understood……"
Lin Xian shouted loudly:
"Why don't you lead the way quickly?"
There was no other way, the lobby manager could only take Lin Xian to the upstairs office.
At this time, from the other side of the lobby, a man with a big oily hair came out, with a caterpillar-like beard above his lips. When he looked at Lin Xian, the "caterpillar" was still wriggling.
Another middle-aged man in a light blue suit came out, tsk-tsk said:
"Beat people as soon as they enter the door, President, this is not something that can be dismissed at twenty-eighth. Or, let's strike first, shall we?"
Liu Zaiquan shook his head, stroked the "caterpillar beard" on his lips, and said:
"Don't worry, play with him first. Zhang Heng, go and have a look first. How much does this Lin Xian weigh?"
Zhang Heng tugged on his light blue suit and said:
"Okay, I will come first for this first battle."
……
Half an hour later, Lin Xian was already sitting in his director's office.
Lin Xian hasn't been to work for a long time, so he sat on the office chair and planned to turn on the computer to look at the relevant files.
At this time, a girl walked in from the door, raised her hand and knocked on the door a few times.
The girl smiled and said:
"Is it Director Lin? I'm a salesman in the credit department, and my name is Wang Xiaoxiao."
Lin Xian glanced at her, nodded slightly, and asked:
"Well, what's the matter?"
Wang Xiaoxiao's figure is a standard protruding and backwards, with a pair of black silk wrapped jade feet, whether it is shaking up and down or left and right when walking, they are almost simultaneous, which makes people itch.
"Director, this is a project I did recently, please take a look for me."
When Lin Xian took the document, Wang Xiaoxiao began to explain in a sweet voice:
"Director Lin, it's like this. There is a businessman named Ding Lijun. He is a wine wholesaler and has known us for a long time. This time he applied for a loan of 3000 million. I don't think there is any problem. You see If there is no problem, sign it, right?"
Just sign it?
Lin Xian raised the corner of his mouth.
Co-author Do you regard me as a tool for signing?
Lin Xian flipped through the files lightly, pretending to be browsing quickly.
Seeing Lin Xian's appearance as a layman, Wang Xiaoxiao laughed in her heart, and the smile just now showed a hint of disdain.
In fact, she has already seen that there is a problem with this project and wants to reject it.
But just now, Vice President Zhang Heng gave the news, saying that the project will be changed to "approval" and asked Lin Xian to sign for approval.
The purpose is very simple, as long as this loan goes bad, then Lin Xian's level of ability will be exposed, and it will be impossible to gain a firm foothold in the third bank.
Wang Xiaoxiao is also full of confidence in the materials handed over to Lin Xian.
She personally took part in field investigations, data collection, loan repayment plan formulation, and even credit investigation.The written material is beautifully done.
From the data and performance point of view, Ding Lijun is a very good customer.
The business is stable, the assets are sufficient, and the reputation is also good.
In the eyes of any bank practitioner, it is a piece of fat to get a loan after so much difficulty.
Wang Xiaoxiao thinks that Lin Xian can't find anything wrong with it, and in the end he can only sign it.
However, Lin Xian certainly wouldn't know about Ding Lijun's own faults.
It was also this fault that made Ding Lijun's loans full of dangers.
Wang Xiaoxiao is a collateral branch of the Wang family of the Nanguang family, and is also somewhat related to the Lei family where Lei Haolong belongs.
So knowing that Lin Xian was against Lei Haolong, Wang Xiaoxiao was extraordinarily active in teasing Lin Xian.
In addition, she also dislikes Lin Xian very much: how can a mud-legged person from a commoner background be the director?
Is your hair all grown?
Wang Xiaoxiao thought to herself, even without Zhang Heng's explanation this time, she would also cause some trouble for Lin Xian in future business.
Lin Xian finally finished reading the materials, and said with a smile:
"Well, Xiaoxiao, I have to say, your material is very well done, not only detailed but also very rich, I just want to applaud you after reading it! I boldly guess: You should have graduated from a first-class university, right?"
Wang Xiaoxiao didn't hear the sarcasm in Lin Xian's words, so she said proudly:
"It's okay, I graduated from Yanbei University, and then I studied abroad in Yin Country for three years. Now I have a Ph.D. in finance, and I have worked in the third bank for the third year..."
Lin Xian waited for her to finish speaking eloquently, and said:
"Well, this Ding Lijun is indeed a powerful wholesaler. The purpose of this loan is the reason. Can you talk to me about it?"
Wang Xiaoxiao frowned slightly, wondering if she was not clear about what was written in her materials and reports?
Are you blind?
However, Wang Xiaoxiao did not directly express emotions, but said:
"Well... it's already summer, and many sports events, concerts, competitions, etc. have started one after another. So Ding Lijun plans to import a batch of beer from other places and abroad to sell locally, and at the same time sell cheap and high-end brands Route, is there a problem?"
Then Lin Xian interrupted her:
"Yeah, what you said is very good, I probably understand. If this is the case, I can't sign this loan project."
Wang Xiaoxiao stared wide-eyed, and asked with an almost cannibalistic expression:
"Why? Why not approve it?"
(End of this chapter)
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