NBA: Art is trash talk

Chapter 227 Sufficient Rest Time

May [-]st, International Labor Day.

Countless hard-working office workers finally ushered in the holidays and began to enjoy the leisure time without working.

But some people don't have holidays, they are still working.

For example, NBA players with an annual salary of millions of dollars are still playing games.

Another example is He Xinghui, who has an annual income of hundreds of millions of dollars. He worked in bed all night, as hard as playing a 48-minute game.

Festival is a very sad word. Its origin is that a group of people who usually don’t have enough to eat, save some food by saving money, and then spend it extravagantly on festivals.

This allows them to obtain short-term happiness, temporarily forget their troubles, see hope, experience life changes, and feel their own existence.
Extravagance is unwise during festivals, but it is necessary for ordinary people.

As for the rich, they live every day like a festival, and they don't have any special feelings about the festival.

He Xinghui is like this.

As an office worker in my previous life, what I looked forward to the most was the May Day holiday.

But now, he didn't realize that today is May Day until Taylor reminded him.

May Day is May Day, what can be special?

After waking up, he was eating breakfast and watching sports news as usual.

The playoffs have been going on for 12 days, and three teams have already advanced. The Pistons defeated the Bucks 4-1.

The Mavericks defeated the Kings 4-1, and the Clippers defeated the Lakers 4-1.

Of these three series, the most surprising one is the Clippers vs. Lakers.

The Mavericks and Pistons are both at the top of the league, and the Kings and Bucks are underdogs. It is normal for them to be eliminated 4-1.

But the Lakers are not. They sit on the Big Three combination of Kobe, Brand, and Odom. When they were first formed, they were even considered to be championship contenders.

The Spurs' Popovich even asked the league to investigate the deal.

Later, after playing a few games, everyone found that this combination was not particularly good, so it stopped.

However, mainstream voices still unanimously believe that the Lakers are a strong team.

Unexpectedly, they fell after only 5 games.

The Bulls who are still in the rebuilding period are still insisting.

When the Lakers were eliminated, there was a joke in the circle of star fans-the Lakers are a strong team.

[Overrated Lakers, underrated Clippers. 】

On the newspaper, there was a line of bold characters, which made He Xinghui speechless.

In hindsight, this is really a shared skill among humans.

With the results, let's analyze the reasons. Fans can become experts and speak clearly and logically.

He casually took a few glances to understand the current scores of each team, but He Xinghui didn't look any further.

This kind of news was not for him to read.

This kind of newspaper is mainly aimed at those office workers.

They not only like sports and entertainment, but also need a spiritual sustenance, and they don't have much time to watch games.Most of the time, they just look at the results through the newspaper, look at the data, and then watch the tidbits, and gossip is enough.

[The strongest showdown. 】

Clippers-Lakers Game [-]: Kobe Bryant and Cousin's epic [-]-on-[-] confrontation in fourth quarter
[He: I want to be the master of the universe. 】

"Hahaha, my cousin is so talented, he arranged the reporter clearly."

Star fans were very happy when they saw this report.

[He: I don't care who my next opponent is. I want to be the first in points per game. I'm not interested in money. 】

"Cool, I like the aggressiveness of my cousin."

Star fan Trevor expressed his praise.

"Little man gets his way."

Another Komi made sour complaints.

"Dude, don't belittle your cousin anymore. The lower you downgrade your cousin, the more it means that Kobe is trash. After all, he lost to his cousin. At this time, smart people should praise his cousin, which can help you Save some face for idols."

Trevor joked.

[He: I know Oriental magic, and the US real estate will usher in a bubble. 】

Star fan Nick, who just bought a house with a loan, couldn't help muttering: "Could it be true what my cousin said?"

"How is it possible? Cousin is obviously teasing the reporter. He only plays basketball and knows something about economics."

Another star fan analyzed.

"But, I think my cousin is amazing, maybe it's true."

Nick muttered.

The reason why he had this idea was mainly because he perceived some abnormalities in real estate.

He himself belongs to the kind of BBB-level (junk-level) house buyers, and he only paid a small down payment to live in a big house.

After that, he paid the monthly payment with a loan.

Because house prices are rising every day, the bank is also very happy to lend to Nick, so there is no need to worry about Nick not being able to repay the loan.

Once Nick is still on the property, he can collect the house and put it up for auction, and he can make another fortune.

Ever since, Nick borrowed from Bank A and repaid the loan from Bank B.

Once in and out, I was stunned to pay two interest payments, and the debt has not been reduced by a dime.

As long as housing prices keep rising, Nick's way of playing is actually no problem.

He might even make a fortune if he can sell the house before the bubble hits.

However, house prices cannot rise forever, and this game will inevitably collapse.

Bank interest rates rose, banks stopped mortgage loans, and Nick lost his job. If any of these situations happened, Nick would have to die.

Therefore, Nick is going to play for another six months, and then sell the big house in his hand.

Level 3B home buyers like Nick are already extremely dangerous, but now because these level home buyers have also been tapped out, those home sellers are already targeting BB level users.

2B-level users do not need to have a down payment, they can help 2B-level users borrow money for the down payment from the bank.

As for them not paying back in the future, no one cares about it.

Even the banks know that these 2Bs are likely to be repaid, but it doesn't matter, the banks don't expect their interest to make a fortune.

Banks package these loans into shares and sell them to shareholders.

Even if those 2B-level users have not made any money, those investors will ultimately bear the losses.

He Xinghui's words about the real estate bubble caused a great stir.

After all, he is a hugely influential public figure, and he would hurt the interests of many people by saying this.

Those who are engaged in the real estate industry have stood up to complain, refute, and even directly ridicule.

"I'm actually a fan of my cousin, and I don't mean to be disrespectful to my cousin. But I really think he only needs to play well on the court, and the US economy doesn't need him to worry about it."

A real estate developer complained.

"The real estate crash? Hahaha, why did my cousin buy a mansion a while ago?"

A real estate manager sneered.

"It is impossible for real estate to collapse. This is the best era in the United States. The house I bought for 1 in January has now risen to 30. In the past three months, I have earned 38 US dollars. What else? What better job than this?"

A certain house speculator said disdainfully.

This kind of disdain is also the mainstream consensus in the current society.

They admit that He Xinghui plays very well, but they will never believe that real estate will collapse just because of He Xinghui's words.

After all, they are watching other homebuyers get rich.

"Okay, why do you want to say that kind of thing?"

Taylor put down the newspaper and chatted with He Xinghui about it.

"I don't want to pretend to be coercive. When the real estate crashes, I will be regarded as a god."

He Xinghui laughed.

"Are you so confident? The real estate industry, no matter how you look at it, is booming."

Mildew said.

Before that, her financial management team also helped her invest in a real estate stock. The team analyzed it for her and said that this stock was profitable.

Anyway, Taylor Swift felt that what the other party said made sense.

"Good guy, you still doubt me. It seems that I haven't conquered you yet."

He Xinghui said with a wicked smile.

"No, no, I can't take it anymore, let's take a rest first. I just think that the current situation is completely opposite to what you said, which makes it difficult to understand."

Taylor begged for mercy.

"It's just an illusion, do you know what a CDO is?"

Afterwards, He Xinghui briefly talked to Taylor about the concept of CDO and the current situation.

To put it simply, CDO means that A owes B one hundred dollars, and the interest is one dollar a day.Then B told C that he would have 200 yuan in 200 days, and borrowed 1.5 yuan from C with the interest of [-] yuan per day on the basis of this.

Then C can package the loan, mark it as worth 350 yuan, and sell it to D for 340 yuan.

If the nesting of dolls continues like this, the expected interest income in the end can reach trillions of dollars.

In the entire chain, the nominal value may have reached ten trillion yuan, but the actual banknotes and objects may not even add up to 5000 billion yuan.

In the end, A suddenly lost his job, not only did not pay the interest, but also the principal.

It seems that there is only a shortfall of 100 yuan, but it can directly kill the entire chain.

This A refers to those buyers who have no ability to repay.

After hearing this, Taylor Swift's small eyes widened.

She never expected that the routine inside would be so absurd.

"Can we figure out a way to stop this from happening?"

Taylor Swift said innocently.

"No way, it's like a pimple. When it's not mature, squeezing it will only hurt. The only way is to ignore it and wait for it to mature, burst and drain the pus."

Taylor Swift expressed disgust at He Xinghui's metaphor.

"In short, we can't change this general trend. We just need to manage ourselves and withdraw from this industry before the bubble comes, or short it to make a fortune."

He Xinghui said.

When the economic crisis breaks out, it is actually the best opportunity to make money.

Direct betting and shorting, buying a credit default swap contract, it is not a problem to double the assets by three or four times.

"I hope your prediction is wrong this time."

Taylor Swift, as an American, does not want an economic crisis in her country after all.

"Let's not talk about that, have you learned that song? When the time comes to China, if you don't come to a Chinese song, how can you please the fans?"

He Xinghui asked.

Because of him, Chinese fans and fans are already quite familiar with Taylor Swift.

Taylor Swift's team wants to strike while the iron is hot and let her develop the Chinese market.

He Xinghui took the opportunity to teach Taylor Swift a Chinese song.

"You kill me, I can't even read it smoothly, and you still let me sing."

Taylor raised her hands to express her surrender, anyway, she didn't want to practice that song anymore.

Seeing this, He Xinghui showed a smirk. What he taught was the theme song of Tianlong Babu, "The Sutra of Difficult to Read".

This is a song that many people in the country can't sing well. It's because He Xinghui wanted to tease Taylor Swift.

"Well, I will translate the lyrics into English, and then you will sing in English."

He Xinghui said.

In his previous life, he had seen a lot of spoof adapted songs at Station B, such as the English version of the difficult scriptures, and the Japanese version of "Song of a Hero" and "Lucky Come".

This kind of literal translation gives people a very funny and interesting freshness.

At least, when He Xinghui first listened to it, he found it very interesting. Every time he went to station B, he had to listen to the Japanese version of "Tracker's Love".

The UP master almost sang the tracker's love as an adulterer.

He Xinghui felt that letting Taylor Swift sing would surely make Chinese fans laugh.

"is this OK?"

Taylor asked.

Although Chinese and English can be translated, the context is difficult to translate.If you translate it directly, the lyrics will become very funny in the end.

"It's interesting because it's not possible. You just listen to me and learn from it. I will practice the Japanese version of the difficult scriptures myself later, and I can go and cheer you on then."

He Xinghui said.

"The Japanese version, is it difficult?"

Taylor asked.

"Not only is it difficult, it is simply too difficult. The information density in Japanese is low. A word in Chinese can be translated into a sentence in Japanese. If it is a lyrics, it will almost become a paragraph in Japanese. If you want to use Japanese sings hard-to-recite sutras, and the speaking speed is very, very fast, and the mouth needs to be very sharp."

He Xinghui said.

It is precisely because of this that singing in Japanese will be more interesting.

Although there is no artistic value, it is enough to make people laugh.

Afterwards, the two went to the recording studio to practice singing.

The Grizzlies and Nuggets are currently 2-2, which means that the Clippers have at least 5 days of rest, maybe even a week.

With such ample time, Dunleavy did not ask the players to continue training, but gave everyone three days off as a reward.

Kassel and the others all went to nightclubs, and He Xinghui was not old enough, so he could only practice and compete with Taylor Swift, and take off a piece of clothing when he lost a song, until he finished.

(End of this chapter)