How did I become a god

Chapter 541 The Godfather of Business

The so-called view of money is the view of wealth.This is also the point that Jing Gao wants to ask for advice.

Since he got the Shenhao card, he has actually been very restrained.Always use those people and things on the Internet that get rich suddenly but end up badly to alert yourself.Three provinces a day.In order to finally be able to control the power of money.

As the saying goes: A gentleman who is knowledgeable and thinks about himself every day, then he knows and acts without error.

So, Duan Yongping and others who rely on their own ability to make money in the wave of the times, how do they view "money"?
"Boss Jing, that's a good question!" Duan Yongping looked at Jing Gao with interest, and was very satisfied with Jing Gao's question, which is not something ordinary people can ask.

Most people who are willing to think about this problem may not have money, or enough money.Those who have the ability to think about this problem rarely think about it.

The first generation of self-made millionaires, most of them face the problem of business pressure every day.And the rich second generation, born with rich clothes and fine food, takes everything for granted.They don't think about this essential problem at all.

"Mr. Jing, it's the normal heart I just said. I have seen too many examples. Many people become unhappy because of money. Personally, I think it is stupid for a person to become unhappy because of money. of.

In fact, I have also experienced this stage. Seeing more and more money on the account, no matter how I think about it, I feel that it is a scourge and a trouble. "

Jing Gao was drinking tea, and Ma Yun's collection of pretentious golden sentences naturally floated in his mind: "It is painful to earn billions of dollars a month." In fact, it is difficult for him to understand Mr. Ma's thinking.But to Mr. Duan to say this, it feels a little vague.

"Is it because of the California tax system?"

Many bosses in the country frequently announce in the media in a high-profile manner: until the company's X goal is achieved, labor and management will not be paid.Or just get a symbolic salary of 1 yuan.

In those years when the Internet was in its infancy, ordinary netizens were really moved.But the real reason is now known to netizens all over the Internet, because the tax rate in China is very high for the rich.

As long as those bosses dare to take wages, almost half of their monthly wages will be paid to the state as personal income tax.And if the bosses only take dividends, according to the law, they will pay 20% directly.Everyone is willing to take only 1 yuan or no money!
(Note: This is the standard before the implementation of the new tax law in 2019. The current personal income tax is comprehensive withholding.)
Duan Yongping smiled calmly: "There are factors in this aspect. The personal income tax system here in California, based on my income, the federal tax and the California state tax add up to about 45%. If it is long-term capital gains, that is, more than one year Federal and state taxes add up to 25% of your investment income.

However, if the stock is donated directly to charitable foundations or other public welfare organizations, only 2% is required at most. "

Jing Gao just wanted to say one thing in his heart: Damn it!The capitalist world is just fun!
The most direct way for the poor to avoid taxes is to use cash transactions.How much money can this avoid?The wealthy donate their capital directly to charities and pay only 2% tax.Sure enough, the law serves capital!

No wonder, when he communicated with Professor Jin and Professor Zhai, he would get the following information: The US government's tax cut plan usually cuts the taxes paid by the rich.There are very few inclusive policies that really give the poor and the bottom people.

Judging from his experience half a month ago, Bill Gates donated all his Microsoft shares to his "Gates Fund". How much tax can this "reasonably" save?

I will go!
"My wife and I have the same point of view. You can't leave all the money to the child. The greatest support for the child is to let him receive the best education. Let him have a little money as a spare, so that he won't be poor. I have worked in business all my life I enjoy a lot of fun in the process of growing up and investing, and leaving a pile of money to a child will only deprive him of the fun in the future, and the most important thing is to let them earn it themselves."

Duan Yongping smiled and ate Cantonese food and rice, waiting for Jing Gao to think.He believes that with Jing Gao's savvy and wealth, he can understand his mental journey, so there is no need to say more.

For a while, the dinner table was a little quiet.The four of them ate their own meals.

Jing Gao pondered.

He generally understands why Duan Yongping has such thoughts and views on wealth.

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Rich people's views on money are completely different from ordinary people's views on money.For example, most of the daily expenses of the rich are on the company's account, which is a reasonable means of tax avoidance.

Like Ma Yun's car before retirement, the nationally famous Maybach.In fact, it is the property of Alibaba.The daily expenses of our ordinary people, how much money is earned and how much is spent!
This of course leads to a very different view of money: the plutocrats will have money in entities like corporations, foundations, etc.They focus on money they can control!And we can only pay attention to our pockets and bank cards!

This is the essence of different views on wealth!
The first point, what Duan Yongping said, seeing more and more money on the books, no matter how you think about it, you think it is a scourge, a trouble.

This is called, the troubles of life are different.

For ordinary people, life only hates that money is not enough!The house is too small, the car is not luxurious enough, the school for the children is not good enough, the wives are not beautiful enough, and there are not enough wives...etc.

For the rich, what are their first worries?
Tax avoidance!
Who wants to pay taxes on their hard-earned money?Or leave a sum of money to your children and end up paying huge estate taxes?Everyone wants to avoid tax reasonably!
Of course, the saying that money is a curse can only be said after enjoying everything.Because money has magic power, you will get lost in it if you are not careful, and you will be overwhelmed by "money" in the end.

The second point is not to leave too much money for children.

This "not much" is relative to Duan Yongping's net worth.If a person doesn't mess around and just enjoys a life of rich clothes and fine food, it is estimated that there will be about one or two billion US dollars.

From the point of view of educating a child, giving too much money is destroying him.The right one is the best.

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Jing Gao doesn't have a deep enough understanding of this view of wealth.Because he is still in an age of high consumption!How can anyone have such awareness before the age of 30?If he hadn't had an unlimited card, most of his companies would have lost money!He also has to worry about not having enough money to spend.

Duan Yongping is in a stage of life with low desires.He is 57 years old this year and belongs to what Professor Zhai said: a group with low consumption desires.

"Mr. Duan, I agree with your point of view on children's education. As for how much money to leave for him, I will think about it later! However, I have an idea, Mr. Duan, if you have any charitable projects, I would like to donate a little. Slowly realize it!"

Jing Gao had done some homework before coming here.Ding Sanshi followed Duan Yongping to do charity together.It is inappropriate to directly invest money in Duan Yongping's family fund.However, both of them graduated from Zhejiang University.There is this relationship.

It is worthwhile for him to invest some money in charity and keep in touch with Duan Yongping, the godfather of business.

Duan Yongping smiled and said, "Okay!"

He is an old Jianghu, and Jing Gao's words are very clear.I am willing to follow his business and wealth philosophy to understand slowly.Personally, he has no shortage of money for charity.But he does have a heart for charity.He is happy to have more funds coming in.

Anyway, Jing Gao didn't leave money for him to take care of it, but after he found a suitable project, Jing Gao followed suit.

Jing Gao raised his teacup, "Mr. Duan, I respect you. As a parting message, what can you say to me?"

Duan Yongping smiled slightly, and said: "If I have to say it, it is: to enjoy life, this is the purpose of people coming to this world."

After a meal, Jing Gao and Duan Yongping took a photo together, and Dong Youwei exchanged contact information with Duan Yongping's assistant, and said goodbye at the door of the Chinese restaurant.

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The black Cadillac walked forward slowly, returning to the four-star hotel in downtown Palo Alto.

The car was a little quiet.

Dr. Song drove the car, and Dong Youwei sat in the passenger seat.Jing Gao asked, "Youwei, what do you think of Mr. Duan's point of view?"

Dong Youwei was taciturn, thinking that "Shangyi" had done a very good job.He knew Jing Gaowen's view of wealth, not business, and said with a smile, "Boss Jing, I don't have that much money, so I can't learn from you even if I want to."

Jing Gao leaned on the back seat of the car, smiled and said, "Youwei, are you married?"

"It's over. I don't have a baby yet."

"Dr. Song, what about you?" Jing Gao asked again.

Dr. Song, who was driving the car, said with a cautious smile, "Boss Jing, I'm still talking to my girlfriend. We have to wait two years to get married."

In fact, as the general manager of the Phoenix Fund's Silicon Valley team, of course he has heard of Duan Yongping, a well-known investment tycoon in the American Chinese circle.But he had something to deal with just now, so he couldn't eat at a table, so he could only take a bite next to him and listen a little.

What he does is venture capital, which is different from Duan Yongping's value investment philosophy.

Jing Gao nodded, did not speak, and pondered slightly.

In terms of business, he still admires Duan Yongping's philosophy, he really explained many things very thoroughly.In terms of wealth, he did not fully agree with it, but only got a partial answer.After all, he is not yet 30 years old!
However, he agrees with Duan Yongping's last sentence: enjoy life.

Duan Yongping enjoys life by playing golf, meeting friends at home and abroad, educating children, investing in his spare time, and managing accounts for friends.The main job is to do charity.

And what is his enjoyment of life?

The stimulation of pleasure is only a momentary pleasure.After passing that stage, there will be no special nostalgia.The only way to enjoy life is to keep your interests and hobbies and arrange your life well!
Although he did not get a consistent answer on "view of wealth" and views on money from Duan Yongping, it was quite inspiring to him.

He still has a long way to go!

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Back at the hotel, Weiwei and Chen Yujie hadn't come back from their visit to Stanford University. Jing Gao sent them a WeChat message, took a shower, and checked the time difference online.He definitely couldn't remember the time difference between the two places.

China is 16 hours faster than here in California.It is more than two o'clock in the afternoon.It's past ten o'clock in the evening in China.

Jing Gao pondered for a while, sat on the sofa in the hotel living room, and called Zhang Li, "Xiao Li, do you have Liu Ziyu's number?"

In early August, Zhang Li was a junior at Fudan University this year.She is still on summer vacation.However, she did not go back during the summer vacation, but instead worked in the Mordu branch of the Taichu Group.They are the subordinates of Nie Yunxi and Chen Qingshuang.

Zhang Li is currently studying seriously in the rented dormitory on campus. Her study tasks are very heavy, not only the university courses, but also various study materials in the company. "Boss Jing... Liu Ziyu and Song Yan have already broken up."

To be honest, Zhang Li was taken aback.Liu Ziyu is Song Yan's ex-girlfriend.She thought that Jing Gao asked her for Liu Ziyu's mobile phone number because he was planning to trouble Liu Ziyu.

She is a college student who has not yet left school, and she has conscience and justice in her heart!And she dared to talk to Jing Gao like this because she had accompanied Wang Hanjun to Shencheng, seen Jing Gao's state under heavy pressure, and knew what kind of person he was.

Jing Gao couldn't laugh or cry, "Xiao Li, where do you want to go? I have something to do with her, er..., I told you, you keep it a secret! I made Gu Xixi angry before I went abroad. I'm going to bring a gift to her She apologized. I can't ask Han Jun about this, right? Although you know Gu Xixi, I guess you don't know what Gu Xixi really likes. Liu Ziyu must know!"

Only then did Zhang Li feel relieved, and lightly patted her chest to let out a sigh of relief. She had just taken a shower, and the round under the T-shirt was tall and straight, white as jade, with graceful curves.Shaking with her movements.Apologetically, he whispered: "Boss Jing, I'm sorry! I sent you a WeChat message. Do you want me to say hello to Liu Ziyu first?"

"No. I'll call directly! Xiao Li, keep it secret for me!" Jing Gao rejected Zhang Li's proposal.In his capacity, he just called Liu Ziyu directly, and she couldn't refuse.

Zhang Li couldn't help smiling, under the desk lamp, the girl's face was clear and flawless, very beautiful, her slightly thick lips gave her an unspeakably sexy taste, and she had the youthfulness of a 20-year-old girl, "I know, Boss Jing! "

In fact, Boss Jing's request seemed rather scumbag to her.Sister Xixi is so beautiful, he wants to buy gifts to coax sister Xixi, it is clear at a glance what he wants to do.But isn't Mr. Jing just like that?She didn't even think that he was sorry for Miss Hanjun.

And keeping a secret with him made her feel a little strange.With her cleverness, she couldn't help thinking, Boss Jing didn't use this phone call to attack me, right?
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Liu Ziyu is a student of the School of Journalism. She is in the summer vacation of her junior year. According to the arrangement of the school, she is doing an internship in a new media company in Shanghai.And after ten o'clock in the evening, she was tired at the company all day, and she was almost falling asleep in the school dormitory. When she received a call from Jing Gao, she was shocked, and she almost fell off the bed when she heard Jing Gao's self-introduction.

The layout of their dormitory is a bed above and a desk below.She can't answer the phone in the dormitory in the middle of the night.She was going to pick it up in the bathroom.My legs felt a little weak when I climbed down.After finally getting to the bathroom, he said nervously, "Boss Jing, what's the matter?" His voice trembled a little.

"Liu Ziyu, don't be afraid, you and Song Yan are over. I won't bother you. That's it, I want to ask about Gu Xixi's hobbies?"

(End of this chapter)