roses and lilies

The financial management briefing in the afternoon was held as scheduled, and the residents of Harmony Community came as scheduled.The small meeting room of the neighborhood committee was packed to the brim, and people were eager to learn about the financial market.

Prices have soared recently, with pork costing more than 30 pounds per catty. With the price of pork, the prices of other commodities have also risen accordingly.The benchmark interest rate on central bank deposits was lowered accordingly.For a moment, the people were in panic, and the residents watched helplessly that the little money they had saved from the gap between their teeth was evaporated bit by bit.I am anxious!I want to hear how this gold medal financial planner advises everyone!
The venue was full of voices, and people were discussing, what kind of wonderful financial management method can this elegant and gentle girl like a teacher bring to everyone?At least from the looks of it, it looks pretty good!

Straight and soft curves, retro curly lob, intellectual borderless diamond crystal glasses, dignified and decent, light lipstick is crystal clear, and beautiful lip line is full of luster.Medium build, ironed Zhanye suit skirt, silk stockings, Belle high-heeled shiny leather women's shoes.

Professional and decent attire leaves people in suspense.Everyone wants to see what this little girl can say.

Qin Ye unhurriedly opened the black laptop on the podium in the meeting room, and connected the data cable of the projector to the interface of the laptop.Use the remote control to put down the white background projection screen.Gently debugging, the movements are dignified and elegant.Make people feel professional and calm!
"Hi everyone! It's a great honor to meet with you today, and let's share some knowledge about financial management. As we all know, our hard-earned wages and savings from hard work are shrinking from time to time. The bank gave us A little bit of interest can't keep or increase the value of our assets. The high pension costs and medical expenses will inevitably make each of our families overwhelmed.

Some people may ask, can't the pension problem be solved through social security?Ladies and gentlemen, our society today is facing a global focus issue - population aging.People in the industry are used to calling it a four-two-one inverted triangle structure. The second here is the young couple in the family, and the fourth is the dual parents of the young couple. Needless to say, one is of course held by every family for fear of covering it. , the small tail pointed out for fear of melting in the mouth.

Now people's living conditions are better, and the health of the elderly is getting healthier, and the older they live, the longer they live.Then social pension pressure will gradually appear.Social Security accounts are also under enormous pressure.The pension insurance paid by our generation has already been used by our parents' generation.Most of our generation are only children.The pension insurance paid is simply not enough for the parents' generation.

Therefore, our country has to follow the developed countries and postpone the retirement age.Someone once calculated that the total amount of pension received after retirement can be equal to the total amount of pension insurance we pay if we live to 80 in good health.In other words, if we want to earn pension insurance money, we can only realize it after we are 80 years old.We actually spend our own money after we retire until we are 80 years old.Of course, there are still many who died young before retirement, and there are also many who died just after retirement.The endowment insurance paid by these people is actually a contribution to the country.

However, commercial insurance is different. As much as you pay, you will save as much for the beneficiary.When the insured dies, the beneficiary will get the wealth.It's not like social security, when people leave, the tea gets cold. "

The meeting room of the neighborhood committee was full of seats, there was no sound, and there was warm applause from time to time.Along with applause and applause, many spectators joined in, and quite a few of them stood and listened.Everyone nodded again and again, feeling that the speech was really good and thorough!
"I just briefly talked about pensions. Of course, I didn't mean to weaken social security. Our country's social security system is still very sound, and commercial insurance is indeed a useful supplement to social security. It's like we usually eat. To fill our stomachs, why do we still eat white flour steamed buns and cream cakes? It is because stick flour steamed buns and cream cakes can only ensure that we are full and not hungry, while white flour steamed buns and cream cakes can ensure that we eat well. This is the reason.

Social security can only give us an ordinary guarantee in our later life, if we want to live a rich and colorful life.Then commercial insurance is our best choice.Plan ahead and plan and think about it from now on.

Next, let’s talk about medical care. When it comes to medical care, we always hear people say things like this. After decades of hard work, I got sick and went back to the pre-liberation. Now I really look down on seeing a doctor, let alone a serious illness. I had a cold and went to the hospital a while ago Do a blood test, infuse a fluid, and prescribe some medicine.I also paid for medical insurance, and the self-pay part after reimbursement cost more than 1000.The elder brother of the neighbor’s family had a cardiac angiography, and he only had one frame. After reimbursement, he spent more than 3 yuan at his own expense.It does not include the cost of anti-rejection and other drugs that continue to be taken after the stent is completed.Ordinary people really look down on seeing a doctor!The reimbursement rate of community hospitals is 75%. I would like to ask all of you here, who would dare to go to a community hospital if someone suffers from a serious disease!Don't you have to go to an authoritative hospital like the tertiary class A?Then the reimbursement ratio of tertiary hospitals is only 55%, and the rest can only be paid for by themselves. Then our commercial insurance can be supplemented with medical insurance in addition to pensions. The part that cannot be reimbursed by social insurance and traditional Chinese medicine is brought over by our commercial insurance, no problem. !Moreover, our life insurance can also add advanced payment for serious diseases, 28 types for men and 50 types for women are within the scope of early payment.There are two more types of women than men, malignant mole and systemic lupus erythematosus. Once the symptoms of the above serious diseases appear, the insurance company can pay the corresponding sum insured in advance.Remember that the sum insured is not the premium. Even if someone only pays premiums for one year, they can get the corresponding sum insured in advance.Why do ordinary people save money through their teeth?Isn't it just that people who have a disease or a disaster can get money to see a doctor?After listening to this financial management class today, do we still use 50 or 30 deposits in the bank?Tell me guys!Yes, really no need.Everyone only needs to complete the insurance policy for the risk protection gap of our own family, and pay the corresponding premium.In this way, we pass the risk directly to the insurance company.What to do with the rest of the money?Of course, to enjoy life like a foreigner.

You only need to take out 30% of your income!What to do with the rest of the money besides enjoying life?Is it a depository bank?of course not!I will explain how to operate it one by one at the next financial meeting.The remaining income is the most critical, which is related to whether our property can maintain and increase in value!
This is the core part of the whole financial management!In the following series of financial management briefings, I will teach you how to do it step by step!Do you believe me?If you don't believe me, you can leave now!Those who are left want to maintain and increase the value of their assets. Next, my colleague will teach us how to list our family security gaps one by one, and use the rate given by a professional actuary to calculate our insurance. Forehead.Solve the first step first!Everyone is here today, and it is actually everyone’s luck to listen to my lectures. Without bragging, I have never lectured to such a small number of people.The people who listen to my lectures are basically in the lecture hall of the insurance company, which can accommodate four to five hundred people.The place where I often give lectures is in the auditorium of a five-star hotel that can accommodate thousands or even thousands of people, so it is really a fate to meet you.My name is Qin Ye, and this is my phone number. "While speaking, he wrote his phone number on the white writing board.

The residents were fascinated by what they heard. This gold medal lecturer gave lectures in a free and easy style, with an elegant temperament and a thorough analysis of problems.Facing the current deteriorating financial environment, the assets of ordinary people do not feel safe.After listening to this financial management course, many people were deeply attracted, begging Professor Qin to tell everyone again.

Qin Ye really had to rush back to the company to attend a life insurance lecturer course. As the main lecturer, she wanted to teach some business backbones who had excellent performance and wanted to become lecturers, so she had no choice but to say goodbye to everyone: "There is indeed a class tonight. Please understand, all customers, I will definitely come again if I have the opportunity, if I don’t treat everyone sincerely, I can’t leave my contact information. Thank you everyone!” Said and prepared to leave the podium.

From the crowded front seat, a person stood up and blocked Qin Ye's way, shouting loudly: "You are a big liar, everyone must not be fooled!"