Chongzhen Wiretapping System

Chapter 601 Banknotes
Of course, after leaving four, it is necessary to add four more. Emperor Chongzhen went to the inner school in person, and selected four from the soon-to-be-graduated servants through interviews, and asked Lan Tian to protect the four of them. .

This matter later became a practice.The only difference is that there are more or less servants to be selected, and the length of time for selection is not fixed.

Generally speaking, the eunuchs around the emperor were the eunuchs who were allocated by the emperor to serve him since childhood when he was a prince or prince.When the prince becomes emperor, they will inevitably replace the old eunuchs of the previous dynasty and control the core power of the inner court.This approach can also be said to be nepotism, but it is also necessary for the first emperor, otherwise, there is no way to rest assured.

But this approach also has a disadvantage, that is, when the eunuchs around you gain power, they may not be able to do what they should do.After the emperor has stabilized his power and has been in power for a period of time, he will know what kind of capable subordinates he needs. He will select moldable servants and train them according to his own wishes. He will replace the old blood with new blood, even if it only threatens the old eunuchs and dare not Taking some slack is also a very good way.

The internal servants of the inner academy, who have not been polluted by the official circles of the inner court, or are the least polluted, are a good source of training talents.In this way, as long as a servant from the inner book hall is selected, it will be equivalent to serving the emperor all the time. When the emperor is satisfied in the future, he will be reused at once. Therefore, it was privately called "Palace Examination" by the palace.

After Emperor Chongzhen finished this matter, he went out of the palace incognito to observe the sentiments of the people.

At this time, the matter of repaying food has been promoted again, and everyone in the streets and alleys is talking about this matter. After all, it is almost related to the matter of every household, so it is naturally the focus of discussion.

Emperor Chongzhen was in the corner of the lobby of a tea house, drinking tea quietly and listening to the discussions of the people in the capital, feeling very happy.

"I really didn't expect that the emperor would make such a strong promise. Everyone said there was no need to pay it back, but the emperor still insisted on paying it back!"

"I didn't expect this. You don't even look at what the emperor is. That's a golden word, and it's a promise, how can it be a joke?"

"You can't talk like that!" One person took up the topic, glanced around like a thief, and said in a lower voice: "The emperor used to be not!"

"That's right, the repayment of the food is still based on bank interest, the emperor will have to pay a lot of extra food."

"That's right, there is nothing to be said about the emperor doing this. He really is the only good emperor who takes our common people seriously!"

"..."

Listening to these compliments, Emperor Chongzhen felt very happy.The plainclothes factory guards who were secretly guarding the surroundings were also very happy. Everything was going on happily and the atmosphere was very harmonious!
After hearing this, Emperor Chongzhen heard that they began to digress.

"..."

"Borrowing grain this time means that we are depositing the grain in the bank, which is much better than keeping it in our own home. It's just a pity that the bank does not accept grain now, otherwise, I will put the grain in my home. , Put it all in the bank!"

"That's not the case! If this is really the case, who is stupid? Why don't we just deposit the food in the bank? Anyway, as long as the emperor is in power, it is impossible to lose our food, and we can earn more interest on the food. What a beautiful thing! "

"Actually, even if there is no interest, as long as it can be exchanged for bank notes, it is actually very cost-effective!"

"That's right, that's right, it's true that the bank notes are getting more and more expensive now!"

"..."

Hearing this, Emperor Chongzhen was a little surprised.I have been paying attention to military and state affairs all the time, leading troops to fight abroad, why is the money so expensive?

So, he asked the fat man who spoke just now: "My friend, why are these bank notes getting more and more expensive?"

Hearing the question, these people in the lobby all looked at him. Seeing the extraordinary temperament of Emperor Chongzhen, they felt a little strange. Such a person should not be in the lobby, but go to the private room on the second floor, right?

But they didn't recognize Emperor Chongzhen, so that's all they thought.It's just that they are more willing to answer the questions of Emperor Chongzhen unconsciously.

The fat man smiled and said to Emperor Chongzhen: "This brother, it seems that he just came to the capital, otherwise, you wouldn't be ignorant."

Speaking of this, he paused, pointed in the direction of the shopkeeper, and then said: "This bank has been open for so many years, and the reputation of this bank note is absolutely unquestionable. At any time, just take this bank note to the bank, It must be able to be exchanged for physical silver. And when the imperial court holds such auctions, the silver must be deposited in the bank. Naturally, everyone can trust that some daily transactions, as long as the amount is larger, will use bank notes Come to trade, convenient, very convenient!"

Emperor Chongzhen nodded, feeling satisfied again in his heart.The establishment of the reputation of the bank note seems to be a success.

"There is a lot of business, and everyone likes to use this banknote. Naturally, this banknote is in short supply." Another person, who seems to be a merchant, also joined in the fun and explained, "Afterwards, the banknotes are not enough. Now, for the sake of convenience, everyone agrees that the price of the bank note is a little higher than the price on the face of the note, and it doesn't matter!"

When the fat man heard it before, he quickly took the topic and continued: "The banknotes have become more and more expensive every time they come and go, and now they are almost unusable."

Li Ruolian, the commander of Jinyiwei who had been with the emperor all the time, saw that the emperor was so concerned about this matter, but as the commander of Jinyiwei, he did not pay attention to these people's livelihood and did not report the news in time, feeling a little uneasy.Of course, at the same time, he couldn't figure it out. He looked at Emperor Chongzhen and saw that he didn't seem to mind, so he asked the fat man, "Why is this happening? If there is no bank note, just go to the bank to change it." , as long as you have money, there will be no shortage of bank notes, how come the bank notes are becoming more and more scarce and more expensive?"

Regarding Li Ruolian's question, Emperor Chongzhen came from a later generation, so he naturally knew more about economics than they did. Once the two tea guests talked about it, he probably knew it.

Sure enough, I heard the fat man answering Li Ruolian: "This brother doesn't know something. Doing business is mainly for convenience and speed. Compared with real silver, silver tickets don't have to worry about the quality, and you don't have to carry scales around all day long." Around me, I still have to worry about whether there is a problem with the scale, whether it is more or less. Anyway, if you use physical silver to do business, sometimes there will be a lot of disputes. But if you use bank notes, there is no such problem at all. Therefore, it may not be obvious when the amount is small, but once the transaction amount is large, no matter who it is, they are all willing to use bank notes to do business."

After a pause, he didn't even drink his tea, as if he was afraid of being robbed by others and he would not have the opportunity to show off, so he immediately continued: "In this way, the original 500 taels business, if you are willing to use silver For the ticket transaction, it was only 490 taels, and I accepted it. Later, the banknotes were very popular, and now it has reached 490 taels, and everyone will recognize them. Do you think this banknote is getting more and more expensive?"

Hearing this, Li Ruolian understood, but he was a little bit disapproving of this situation.

However, Emperor Chongzhen didn't see it that way.Because he understands it very well.Today's bank notes and silver have a one-to-one exchange relationship.Then the banknotes circulating in the market will definitely be limited in the amount of silver.The explanation given by the fat man is actually just a small microcosm.

From an overall economic point of view, silver bills, that is, silver, are becoming more and more expensive. This is an inevitable thing, and it does not necessarily mean that silver bills are more popular.However, as the war subsided in Ming Dynasty's economy, he also offered many strategies to benefit the people. Compared with the early years of Chongzhen, the productivity has improved a lot.In addition, I have a lot of money every year to buy food and so on.In this way, there are more and more materials in the Ming Dynasty, but the silver (bank notes) used to trade materials is getting less and less. As a result, the silver (bank notes) is naturally getting more and more expensive.

This point, since Zhang Juzheng implemented a whip method, using silver as currency, must have existed.When the amount of silver in the country does not match the total economic volume, it will inevitably affect the economy and the lives of the people.According to the conclusions drawn by later generations, moderate inflation is a healthy model.

There is less silver and more goods, which causes deflation.It turned out that the end of the Ming Dynasty was affected by this, and it can be regarded as one of the reasons for the death of the Ming Dynasty.

It is estimated that people in this era may not know this truth.It can even be said that at this time, among all the people in the world, only I know the power of this.

It was also for this reason that he founded the Ming Bank and used banknotes to build credibility.Now the credibility of the imperial court, well, and his own credibility should be about the same.After the food is repaid this time, the bank notes can be officially transformed into currency functions.In other words, it was no longer one-to-one with physical silver, but the collateral related to the court, and later the credibility of the court were used to issue banknotes.Only in this way can we not be constrained by domestic money mismatching productivity.

Of course, it is not worth printing silver notes (notes) for transactions with small denominations, so it is better to use copper coins for transactions.However, the copper coins on the market must also be recycled, and new copper coins will be printed by the imperial court uniformly, and private printing by the people is strictly prohibited.

Thinking of this, Emperor Chongzhen remembered this matter again in his heart.When I return to the palace, I have to arrange this matter.

With something on his mind, he didn't want to stay any longer.After signaling to Li Ruolian, he was going to pay the bill, and the emperor stood up and left first.

As soon as Emperor Chongzhen left, many seemingly unrelated tea drinkers checked out and left one after another, causing many people in the lobby to be surprised.

(End of this chapter)