We're building a super chaebol in Hong Kong

The investment of hundreds of millions of Hong Kong dollars in the oil industry has already caused a stir in Hong Kong.

At this moment, Su Cheng and Shen Bi were meeting in a teahouse in Hong Kong.

To be precise, it was not Su Cheng who invited Shen Bi, but Shen Bi who invited Su Cheng.

People with Su Cheng's strength are worth the Hongkong and Shanghai Banking Corporation (HSBC) to court with flattery.

"Mr. Su, every time I see you, you refresh my understanding of you!" Shen Bi couldn't help but say as soon as they met.

"I wonder why Mr. Shen Bi invited me this time?" Su Cheng asked with a smile.

Originally, he planned to find a time to ask Shen Bi about borrowing money, but he didn't expect Shen Bi to come to him first, which made it easier to talk about.

"The reason I invited Mr. Su out this time is to discuss a very important matter with Mr. Su. This time, I represent the HSBC Group to sincerely invite Mr. Su to serve as a director of our HSBC Group. I hope Mr. Su can agree," Shen Bi said solemnly.

"Um, Mr. Shen Bi, I am not a shareholder of your group, nor am I an employee of your group. Why do you want me to be a director of HSBC Group?" Su Cheng was a little confused.

Now, the relationship between himself and HSBC Bank is probably only the cooperative relationship between Hutchison Whampoa and HSBC Bank.

With this relationship alone, Su Cheng couldn't figure out how he could become their director.

He knew that Baochuan Wang was a director of HSBC Group, but that was because Baochuan Wang had a close relationship with HSBC Bank. HSBC Bank and Global Shipping Company were almost inseparable. In the near future, Baochuan Wang even became the vice chairman of the board of directors of HSBC Group.

"Mr. Su doesn't need to be so surprised. In fact, our HSBC Bank does not necessarily require shareholders or employees to serve as directors. Even the Hong Kong government has several officials serving as directors in our HSBC Group. For talents like Mr. Su, our HSBC Bank hopes to have a closer cooperation with you. The position of director is also our sincerity. If Mr. Su is willing, we can sell 1% of HSBC Group's shares to Mr. Su at a price lower than the market price," Shen Bi explained.

"Mr. Shen Bi should know that I have also entered the banking industry, right?" Su Cheng asked suspiciously.

Logically speaking, since he has entered this industry, he has formed a competition with HSBC Bank.

"Of course, Mr. Su acquired a small bank called Kailey Bank, right? And I heard that it is currently undergoing transformation, from an ordinary bank to a private bank. This does not have much conflict of interest with our HSBC Bank," Shen Bi said with a smile.

As the leading bank in Hong Kong's banking industry, HSBC Bank is naturally the first to know about any disturbances in Hong Kong's banks.

"Mr. Shen Bi, let's not talk about this for now. I want to borrow a loan in the short term. I wonder how much your bank can lend me at most?" Su Cheng changed the subject.

"Loan? Does Mr. Su also want a loan?" Shen Bi was surprised.

"Yes, I need a very large amount of funds for turnover. I have only raised about half of it so far, so I want to ask, if I borrow from your bank, how much can I borrow at most?" Su Cheng asked again.

This time, it was Shen Bi's turn to think.

"I wonder how much money Mr. Su wants to borrow?" Shen Bi simply asked.

"5 billion Hong Kong dollars, borrow for 1 year!" Su Cheng thought for a while and said a number that shocked Shen Bi.

"Mr. Su, forgive me for speaking frankly, I personally do not have the right to approve this amount for you, unless it is approved by the shareholders' meeting. This amount is too high, and the shareholders' meeting may also reject the loan with a high probability, unless you have relevant collateral. Because of Hutchison Whampoa, I can only approve a loan of 1 billion to you at most without collateral," Shen Bi said very clearly.

Su Cheng also knew that Shen Bi would most likely not be able to satisfy him with this amount, after all, the risk was too great, unless Su Cheng could prove that he really had the ability to repay.

Although HSBC Bank has a lot of money, even they dare not move it around casually. For example, they are currently participating in the acquisition of a beautiful country bank, and they dare not use too much funds.

"If I use Hutchison Whampoa as collateral, how much money can I borrow?" Su Cheng asked again.

He is very confident in this short-term investment, so even if he uses Hutchison Whampoa as collateral, he is not worried that he will really not be able to repay the money and lose Hutchison Whampoa.

Xiao Ai's information is very reliable. If he doesn't even believe the information provided by Xiao Ai, he wouldn't have this family business now.

What's more, even if there is no second World Oil Crisis, crude oil is very valuable. At most, it will only be sold at a small loss, and it will not reach a point of great loss.

"If Hutchison Whampoa is mortgaged, a maximum of 3 billion can be loaned, and the shareholders' meeting will basically agree!" Shen Bi said again.

"Then, if I have a huge amount of funds in hand, can the amount of the loan be increased?" Su Cheng suddenly asked.

Having funds means having strength and a stronger repayment ability. This must be a consideration for bank loans.

"Of course, I wonder how much funds Mr. Su has in hand?" Shen Bi asked curiously.

Su Cheng didn't hesitate and took out seven passbooks from his bag and handed them to Shen Bi to look at.

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Shen Bi was stunned when he looked at the names of the banks on these passbooks. Aren't these all the top ten banks in the UK? And they all have branches in Hong Kong.

He opened the first passbook and saw that the deposit on it was 80 million pounds.

This is in pounds, which is exchanged at a ratio of 1 to 9 with Hong Kong dollars.

In other words, this passbook alone has 720 million Hong Kong dollars.

Then, he opened the next passbook again, 70 million pounds.

Shen Bi opened them one by one and finally calculated the total, which actually reached 500 million pounds.

In other words, the funds here alone have reached 4.5 billion Hong Kong dollars.

Shen Bi exclaimed: "Mr. Su, is this money really yours personally?"

Previously, he did not believe that Su Cheng could invest 10 billion into the oil industry. At this time, he somewhat believed it.

After all, everyone knows that investment does not mean putting all the money in at once. It is generally invested in stages.

Since returning to Hong Kong from Europe, he has not touched this money.

The money for purchasing companies or acquiring Hutchison Whampoa shares on the market was all from Tianyuan Company.

Last time, selling Kowloon Wharf to Baochuan Wang and then buying Hutchison Whampoa shares from HSBC Bank, this round trip made a net profit of more than 300 million, so Tianyuan Company has very sufficient funds.

"Of course, Mr. Shen Bi can look at the account holder of the passbook, they are all in my name," Su Cheng replied with a smile.