People in the original god, part-time river god

"Sorry, it's my fault, don't cry, okay, I'll work with you to find a solution."

Feng Yi squatted in front of Hu Tao, wiped away the tears that were about to drop from the corners of Hu Tao's eyes, and hugged Xiao Hu Tao in his arms.

"Hmm~"

Hu Tao put her arms around Feng Yi's neck. She was not angry with Feng Yi, but just aggrieved why others didn't understand her kindness.

Obviously her coffin has been discounted so much...

Feng Yi hugged Hu Tao's slender waist and pinched QQ's bouncing buttocks, and suddenly thought of a very feasible solution.

"Walnut, the coffins in the Hall of Rebirth are not easy to sell, we can sell services! Insurance is a good choice!"

In Mond, a country where adventurers are prevalent, it is a good choice to provide insurance services for post-death protection.

"Hmm~ Insurance? What's that?"

Hu Tao blushed and asked curiously.

"Insurance is a way to concentrate and disperse social funds to compensate for losses caused by natural disasters, accidents, personal casualties, etc. In simple terms, it is to ask others to pay us. In case he dies unexpectedly, Xiangshengtang will replace him He held a decent funeral, or paid a good insurance premium for his family, which is much more than he paid, and I think those adventurers who admire adventure, considering that they can't take care of their families after death, will definitely accept it!"

Chapter 244 Seeing Little Amy Again

"I think those adventurers who admire adventure, considering that they can't take care of their families after death, will definitely accept it!"

"Then... then don't we have to lose a lot of money?"

Hu Tao counted on his fingers, and if he had to pay several times the insurance premium, wouldn't he be at a loss?

"You know, the number of accidental deaths accounts for only a small percentage of the number of insured persons. We only need to pay high compensation to those insured persons who died accidentally. What ordinary people seek in insurance is just a peace of mind. ..."

Feng Yi patiently explained that Hu Tao's idea is a typical "survivor bias", only seeing the results of a certain screening, but not aware of the screening process, so the key information that was screened out was ignored.

Moreover, after they get the funds insured by adventurers, they can use this part of the funds to invest, so as to achieve the purpose of making money from money.

This is also one of the reasons why Feng Yi's insurance company in his previous life was able to grow bigger and bigger.

"Although I don't understand it very well, it seems to be very powerful. I will listen to you!"

Hu Tao's trust in Feng Yi is almost blind. When the risk is unknown, she is willing to take out her savings from the Hall of Eternal Life and gamble with Feng Yi once.

Feng Yi would definitely not disappoint Hu Tao's trust, and took her directly to the Adventurer's Association, to find the president of the Adventurer's Mond branch, and discuss cooperation with the Hall of Past Life.

"Miss Catherine, is President Seleus here?"

Feng Yi came to the window of the Adventurers Association and asked the receptionist Catherine.

"It turns out that the honorary knight conferred by Captain Falga himself is here. The President Seleus you are looking for is in the reception room. Please follow me."

Catherine's eyes lit up when she saw the honorary knight who was in the limelight coming.

This honorary knight is favored by Captain Falga and has an unusual relationship with Mond's senior management.

Their Adventurers Association wanted to invite Feng Yi to join, but there was no suitable opportunity. Today, Feng Yi took the initiative to send it to her door. She had to seize the opportunity and try to let President Seleus win it.

"Honorary Knight came to see President Seleus, is there any urgent matter?"

On the way to the reception room, Catherine took the initiative to find topics to get closer, and at the same time, tested Feng Yi's attitude towards the Adventurer's Association.

"Honorary knight or something, it sounds a bit weird, just call me Feng Yi, I am here this time to represent the Hall of Death, to negotiate a big deal with the Adventurers Association, if the deal is successful, I will treat the adventurers The development of the association has brought immeasurable benefits!"

Feng Yi will reveal a little bit of his intentions to Catherine, at least to attract the interest of Chairman Seleus first.

"The Hall of Death? Is it the famous Hall of Death that Liyue is famous for?"

Catherine asked curiously.

"That's right, the one next to me is Hu Tao, the current hall master of the Hall of Rebirth!"

After hearing Feng Yi's introduction, Catherine realized that the underage girl next to Feng Yi was also a big shot.

Hearing Feng Yi solemnly introduce herself, Hu Tao immediately put her hands on her hips and raised her head confidently, not to embarrass Feng Yi.

"I can't believe it..."

Catherine is very talkative and chatted with Feng Yi a lot along the way.

"The reception room is in front, and President Seleus is inside. Please wait a moment, Mr. Feng Yi, and allow me to report."

President Seleus had previously ordered that whenever Feng Yi came to the Adventurers Association, he must be notified as soon as possible.

Therefore, although President Seleus was meeting other guests in the reception room, Catherine still stepped forward to knock on the door.

dong dong~

"President Seleus, Mr. Feng Yi, the honorary knight, has something to ask for you!"

Catherine deliberately emphasized Feng Yi's identity.

"Ahem, Miss Catherine, quickly invite the honorary knight to come in!"

Upon hearing this, President Seleus first apologized to the friends who were chatting, then coughed twice to clear his throat, and hurriedly said to Catherine.

"I understand...Mr. Feng Yi, please come in!"

Catherine opened the door for Feng Yi and invited Feng Yi in.

Feng Yi brought Hu Tao to the reception room, and found that besides President Seleus he was looking for, there were three other guests sitting there.

One of them was Fischer whom he just met yesterday. As for the other two, judging from their appearance and close relationship, they should be Fischer's adventurer parents.

"River... River God Messenger?!"

Fischer covered his mouth and looked at Feng Yi who walked in in shock.

She was obsessed with fantasy novels all day long, and she was blocked by news. Only now did she realize that the honorary knight her parents talked about before was actually the messenger of the river god with whom she had a chance yesterday—Feng Yi!

"Your Excellency, Convicted Princess, we meet again!"

Feng Yi smiled and said hello.

"What messenger of the river god? Little Amy, you can't be rude, call the honorary knight!"

Fischer's father, seeing that his daughter seemed to know the honorary knight.

Through Feng Yi's address to little Amy, he guessed that Lord Honor Knight must have played pretend games with little Amy before, just like they played with their daughter.

Because he and Amy's mother often take risks, and children of the same age are unwilling to play with Amy, Amy often reads novels alone in the library.

The guilt and love for little Amy made them play pretend games with little Amy all the time.

Yesterday, they had just gone through a dangerous adventure, and they were so tired that they were not in the mood to continue playing pretend games with Amy, but Amy ran out crying.

When they found little Amy, they found that their daughter had a talking black crow partner, who continued to play pretend games with her.

After some conversation, I learned that there was an emissary of the river god who accompanied little Amy to celebrate her birthday and played pretend games.

This made them quite grateful to this mysterious messenger of the river god.

Now, they suddenly learned that the mysterious emissary of the river god is actually the honorary knight!

This made him feel a little more fond of Feng Yi.

After all, anyone who has the patience to play pretend games with a child must have a good heart.

However, games are games after all. As a father, he must let his daughter recognize the difference between reality and games.

"Oh, Father, don't call me Little Amy in front of outsiders!"

Hearing her father call her baby name in front of Feng Yi, Fischer felt that her role of convicting the princess was about to be lost. How would she face Feng Yi in the future?

"Understood, Lord Honorary Knight!"

Seeing his father's serious expression, Fischer blushed and obediently obeyed.

After finishing speaking, he covered his face and rushed out of the door, and ran away without a trace.

"Master Honor Knight, don't blame me. Although Little Amy is obsessed with the fantasy world, she is very righteous and kind..."

Seeing this, Fischer's father immediately apologized and interceded for his daughter.

"It's okay, I can understand, don't call me Lord Honorary Knight anymore, just call me Feng Yi..."

Feng Yi said with a smile, feeling that the next time I see Fischer again, the scene will definitely be very interesting.

Chapter 245 Insurance

"Mr. Feng Yi, I am the president of the Monde branch of the Adventurers Association—Serius. I once killed three evil dragons, wiped out two transnational robber organizations, and saved a man from the Tivat Continent by the way. You If you want to learn from me, why not join the Adventurers Guild..."

Seleus laughed, bragging about his legendary experience in the past, trying to attract Feng Yi to join the Adventurers Association.

"I'll talk about joining the Adventurers' Association later. I'm here this time to discuss something important with President Seleucid."

Feng Yi felt a little helpless towards the enthusiastic President Seleus. To him, joining the Adventurer's Association was irrelevant and did not improve him much.

However, after all, if you have something to discuss with the other party, you can't block it all at once, you have to leave some room for maneuver.

"President Serius, Mr. Feng Yi, since you have important matters to discuss, we will leave first..."

Fischer's parents, realizing they were getting in the way, immediately offered to leave.

"Actually, the matter I want to discuss with Chairman Seleus this time is also related to the members of the Adventurers Association. If you two are not in a hurry, you can stay and listen together."

Feng Yi spoke out to persuade him to stay. Fischer's parents are both adventurers and belong to his client group. It is also very important to listen to their suggestions.

"If you don't bother, then we will stay a little longer."

Fischer's parents heard that they were also involved, so they stopped immediately and sat back on their seats.

"President Seleus is like this. I am here to represent Liyue's Resurrection Hall, and discuss with the Adventurers' Association about accident insurance for adventurers..."

"What does accident insurance mean? Why have I never heard of this thing?"

Chairman Seleus and Fischer's parents looked at each other for a few moments, and found that the other party was also in a daze, and it was the first time they heard this new vocabulary.

"Accidental insurance means that the adventurers of the Adventurers Association pay an insurance fee to the Hall of Death every year. If the adventurer dies accidentally during the adventure, the Hall of Death will be responsible for holding a decent funeral for him. All these expenses will be paid in advance by Xiangshengtang, or the beneficiary of the adventurer's insurance will be paid by Xiangshengtang, which is much more than the insurance cost..."

Facing the three people in front of him, Feng Yi slowly explained the situation of insurance.

Adventurer is a profession with a very high casualty rate. There are often adventurer parents who die unexpectedly outside, leaving behind a helpless child.

It would be fine if the child had a close friend to take care of him, otherwise he would have to live on the streets and risk starvation and freezing to death.

This is also something that many adventurers worry about.

If insurance is paid, it will effectively improve the situation and solve their worries.

This is a win-win cooperation, and Feng Yi thinks that President Seleus has no reason to refuse.

"Mr. Feng Yi, the matter is of great importance, related to the lives of all adventurers, so please forgive me for asking in more detail."

Chairman Seleus saw the frequent eye contact between the Fischers and his wife, and they seemed to be moved.

He is also no exception. Although he no longer needs to participate in too dangerous adventure activities, he only needs to be responsible for the normal operation of the Mond Adventurer Association, but it is really difficult for him to refuse this kind of thing that is for the benefit of adventurers.

In the past few years, he has witnessed countless adventurers die, leaving children alone and helpless.

These old people, out of kindness, either adopt or help take care of one or two.

But they are not nannies after all, they are also busy taking risks, and their energy is really limited...

"Mr. Feng Yi, how much Mora do adventurers need to pay in a year? How much will they earn in the end?"

This is what President Serius is most concerned about. If Feng Yi gives too little, they might as well save the money themselves.

"President Seleus, our insurance plan is like this. The annual insurance fee is 10 moras. If the insured dies unexpectedly within three years, the beneficiary can get up to 50 moras. If the insurance exceeds three years, the upper limit of the income Raise the maximum to 200 million moras..."

Feng Yi just said, the more years you have participated in the insurance, the higher the income you can get.

The three-year threshold he set was to deal with opportunistic people who deliberately cheat insurance.

"Two million moras? It's indeed a lot!"

President Seleus' fingers kept tapping on the table.

Those who are familiar with him know that this is a subconscious behavior of Serius' serious thinking.

Two million moras are enough for an orphan who lost his parents to grow up with no worries about food and clothing.

"Mr. Feng Yi, please give me some time, I need to discuss with the headquarters..."

Seleus was already moved.

"Of course, President Seleus, this is only the first type of insurance for the Church of the Past, and when it has accumulated enough credit, the Church of the Past will launch more insurance plans, such as injury... endowment insurance and the like, so that the annual Adventurers who are old and unable to move, also have a guarantee of life..."

Feng Yi wanted to talk about disability insurance, but immediately realized that no amount of disability insurance for adventurers would be enough for Mo La.

In adventure activities, there may not be many accidental deaths, but there are definitely many accidental injuries.