"After I buy the house, I will advertise a house for sale, and the price will be at least [-] million won."
"Plus the slogan does not require bank approval, ... low down payment, monthly installments."
This kind of operation is equivalent to Xiangjiang's "construction speculation". If you don't pay for one year, the previous monthly payment will be regarded as rent.
This kind of sales method can only be seen in Meiguo before, and it has not become popular in other places.
Lin Xiaoyun asked suspiciously: "Mr. Xu, I would like to know what benefits this rental purchase will do you?"
Xu Yi: "Let's calculate the balance sheet. After buying a house, the assets I found were [-] million won, and the liabilities were [-] million won."
"And the buyer's negative cut is [-] million won, so my net worth income has increased"
Lin Xiaoyun: "Bank loan interest is also a kind of liability to you to a certain extent."
Xu Yi: "When I trade with the buyer, I will collect some interest from it and use it to offset the interest of your bank. In this way, I will evade the risk to the buyer." PS, the series of operations generated The income can only be said to be the income on the book.
The risk of Xu Yi's operation is actually extremely high!
No one can help him, not even another business expert.
What Xu Yi thought in his heart, the idea of a business plan, was beyond his comprehension.
Because everyone's views on an investment, like everyone's fingerprints, are unique and cannot be copied.
Going back to the Korean investment, there are many such operations in listed companies, which can increase the stock price.
If there is no stock or financing channels, then this kind of business does not matter.
At this time, Lin Xiaoyun seemed to be deeply attracted by Xu Yi's business wisdom.
At first, he thought that Xu Yi was just a speculator with a lot of money.
He is a rich boy from Xiangjiang who came to Koryo to play for nothing
But after Xu Yi's remarks, Lin Xiaoyun's understanding of Xu Yi has changed a lot...
She was very curious about the handsome man in front of her.
Under normal circumstances, the more handsome a man is, the less business-minded he is.
But now Xu Yi used his talents to quickly change Lin Xiaoyun's mind.
After a pause, Xu Yi continued: "Miss Lin, in fact, I have other ways to use 500 million won to achieve rapid appreciation.
Lin Xiaoyun quickly asked: "Mr. Xu, what shortcut are you talking about?"
"Two words, stocks!"
Seeing Lin Xiaoyun's thirst for knowledge, Xu Yi said.
"Now your stocks are skyrocketing!"
Lin Xiaoyun asked back: "Then why don't you choose stocks?".
Chapter 495 Playful Smile
Xu Yi shook his head and said:
"Miss Lin, there are three reasons why I don't choose stocks. The first one is the price difference between stocks and real estate."
"The second is the looseness of bank financing, and the third is Korea's tax laws."
Xu Yi has just arrived in Korea, so he doesn't know much about Korea's stocks.
Lin Xiaoyun could understand that he didn't buy stocks.
"Mr. Xu, I know something about the first two points. As for the third point...don't all transactions have to pay taxes?"
"If you earn profits from stocks, you need to pay [-]% of the capital gains tax."
Seeing that Xu Yi had run out of coffee, Lin Xiaoyun helped him make it.
At this time, her perception of Xu Yi has changed, and she has become confused.
Xu Yi!
What kind of person is he? ? ?
From now on, Lin Xiaoyun really developed admiration for Xu Yi. .
As a business elite in Korea, Lin Xiaoyun has seen too many business talents
From the knowledge he learned in college and the many elite talents he has come into contact with over the years.
There is no doubt that Xu Yi is a very unique existence.
While making coffee, Lin Xiaoyun looked at the sky outside. He wanted to see Xu Yi, but he was too embarrassed to do so.
After all, there was a little holiday in the past two years.
It’s not a thing of the past, I’m sorry to be so condescending
What kind of person is Xu Yi, since he can see the psychological changes of the head of Li Xiaoling.It's just that he doesn't want to expose him.
Is it hard to go back?Sometimes reading a little bit is already obviously more powerful
As a business elite, a new upstart in the business world.
The rest of the current vision and mind are not what they agreed to before, fighting and killing in the rivers and lakes.
What he is thinking about now is to make a fortune, not the status of being a leader in the arena.
Before coming, Xu Yi actually thought about everything, he made a sand table deduction in his heart
There is no doubt that Lin Xiaoyun is under his control, so Xu Yu is now prepared to sit on the Diaoyutai!
On the other side, Lin Xiaoyun handed the brewed coffee to Xu Yi and asked:
"Mr. Xu, I guess you work in a bank'"?"
Xu Yi shrugged and said, "Miss Lin, I'm curious, why do you ask such a question?"
Lin Xiaoyun glanced at Xu Yi with a little embarrassment, and then said:
"Mr. Xu, to be honest, your approach is completely an expanded version of bank loans!"
"My guess is you're like a Wall Street executive"
"Miss Lin, you are wrong." Xu Yi laughed.
Lin Xiaoyun thought for a while, and said to Xu Yi:
'Mr. Xu, are you interested in working in our bank?We desperately need people like you! "
Xu Yi smoked a cigar, then said to Jie:
"Miss Lin, I would like to, but I'm afraid you won't be able to give me the salary I want.
Lin Xiaoyun: "Mr. Xu, I think salary is a very simple matter for us, besides, I have no plan to give you a salary."
"Give me 0 salary? Ms. Lin, don't be sure that I'll just bully you if I'm interested in you."
Hearing this, Lin Xiaoyun was shy for a while, and then cast a shy and angry glance at Xu Yi (Qian Lihao).
"Our bank has a lot of assets mortgaged by businesses and individuals. I will give you a lot of commission for each of these bad assets."
Lin Xiaoyun's proposal made Xu Yi playfully smile.
Of course, this was not something he had considered. As a millionaire with tens of billions of dollars, how could he care about such small money.
Other banks in Korea must have this problem too.
However, if the non-performing assets mentioned by Lin Xiaoyun can be handled properly, it will be a new source of wealth for his business empire.
Chapter 496 The big villa in the west of Jiangnan! !
"Miss Li, I'm a little interested in your suggestion, but I have my own ideas on how to cooperate."
Hearing what Xu Yi said, Lin Xiaoyun asked in a daze:
"Mr. Xu, what are your thoughts? I would like to hear more about it!"
Xu Yi said: "It's very simple. I will set up a company dedicated to dealing with non-performing assets to acquire those non-performing assets in your bank."
"The way I see it. Those managers at your bank would love to get rid of these bad assets, wouldn't they?"
Lin Xiaoyun nodded, looked at Xu Yi and said, "Mr. Xu, this is indeed a good idea. Our bank does have a lot of non-performing assets to deal with."
"But I want to know that you have so much money, 853 bought our bad assets?"
"You have to know the non-performing assets of our bank, that is an astronomical figure.
Xu Yi smiled slightly.He lit a cigar, took a puff and slowly exhaled the smoke ring before saying:
"If I didn't have enough money, I wouldn't come here to talk to you today. I'm not a waste of time, please rest assured!" Hearing what Xu Yi said, Lin Xiaoyun was puzzled and puzzled for a while.
She stared at Xu Yi's face and said, "Mr. Xu, are you serious?"
Xu Yi: "Of course you think I'm joking?"
Lin Xiaoyun noticed Xu Yi's arrogance!
This man's arrogance made him a little (baah) intoxicated.
Obviously this is a domineering president, he says what he says, and Qiankun is arbitrary.
And the ability is outstanding, the wisdom is superior!
After thinking for a few minutes, Lin Xiaoyun said to Xu Yi: "Mr. Xu, please tell me about your specific plan. I'm all ears!"
Xu Yi nodded and said, "I know you are in the non-performing asset processing department of the bank. You have the right to decide where those non-performing assets go, right?"
Lin Xiaoyun nodded and said: Yes, I do have this right.But my rights are limited. "
"Non-performing assets above $200 million can only be dealt with by the bank's board of directors, and only those below $200 million. I have the right to deal with it."
"Mr. Xu, please understand my authority."
Xu Yi: Ms. Lin, please show me the list of your bank's non-performing assets.
Lin Xiaoyun: "Okay, Mr. Xu"
A few minutes later, Lin Xiaoyun took out a non-performing asset from the safe and handed it to Xu Yi.
After Xu Yi thanked him, he took it over and looked at it seriously.
Soon, Xu Yi locked his favorite Yizuo villa.
This non-performing asset is this large villa located in the west of Jiangnan, which is mortgaged by a bankrupt boss to Lin Xiaoyun's bank.
According to the description on this material.This villa located in the west of Jiangnan has a total area of 500 square meters.
There is a front yard and a swimming pool.The rockery and gardens are very stylish and very uniquely designed.
According to the evaluation of the appraisal company, the value of this large villa is 200 million US dollars.
Undoubtedly, Xu Yi was interested in this villa, but he couldn't show it clearly.
After Xu Yi put down the information, Xu Yi looked at Lin Xiaoyun and said
"Ms. Lin's villa was mortgaged to your bank three years ago. In my opinion, the west of Jiangnan is really a bit remote."
Lin Xiaoyun said: "Mr. Xu, if you are interested, I can give you a discount. The location of this kind of villa is indeed a bit remote."
"However, the transportation is well developed there, and the decoration is also very good."
Xu Yi smiled, thought for a while, and then said to Lin Xiaoyun:
"How much discount do you want to give me?"
Lin Xiaoyun pursed her lips and said with a smile: How about this, this is the first time we have cooperated, so I will give you a [-]% discount, what do you think?
Xu Yi nodded and said, "Is there any room for decline? The company I want to open is dedicated to dealing with non-performing assets."
"It's not that I live by myself, which means that we still have a lot of room for cooperation in the future.
"Also, the cooperation between us is not just your job. I will give you dividends, what do you think?"
"You just need to keep the discount down, and you don't care about other things, how about the two of us making a fortune together? .
Chapter 497
Hearing what Xu Yi said.Lin Xiaoyun began to think about it.
According to the relevant regulations of the bank, she is the manager of the non-performing assets department.
Of course she has the authority to lower the discount for bank operations a little bit.
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