The Technology Tree of Xueba

The European smart device market is completely different from that of the United States and China.

The United States and China can both be called Internet powers and electronics industry powers.

Europe has not kept up with the booming era of the Internet. In addition, the European and American markets are completely open, and the market is directly occupied by advanced Internet companies in the United States. There is no chance for local Internet companies to incubate.

Mobile phones were originally represented by Nokia, but in the era of smart phones, there were no well-known smart phone brands in Europe.

European consumers are also accustomed to using brands from other countries and using Internet services provided by foreign countries.

They have no resistance to replacing smart devices, only the cost of replacing the device.

They have no domestic complex, and basically choose which company's products are better.

For the four major smart bracelet manufacturers, what surprised them the most is that the ease of opening up the European market is even easier than that of South Korea and Japan.

The sales of smart bracelets in Europe have basically encountered no organized confrontation.

What was thought to be a difficult battle turned out to be a dramatic anticlimax.

Finally, after expert analysis, the focus is on cultural differences.

People in South Korea and Japan have a strong desire to support domestic companies, but Europeans do not have this pressure.

Zhou Yu looked at the virtual earth in front of him. Except for a small amount of smuggled products in the United States, the markets of other countries are expanding steadily and orderly.

He asked Zhang Yunqiang: Are European consumers still accustomed to the Morningstar system?

Mr. Zhou, artificial intelligence will make their lives extremely convenient. They have experienced the powerful convenience of the Morningstar system, and now they cannot do without Xianghua.

We are negotiating with relevant Italian authorities to build a data center in Italy to provide better services to Europe. Zhang Yunqiang replied confidently.

I see that Xianghua's third-party payment function is used very frequently, and European consumers use it more frequently than Chinese consumers.

Of course, this is the reason why our payment tools have a very low market share in China.

However, China's electronic payment market has been developed. Because of the monopoly of banks in European and American countries, credit cards are still the main means of payment.

Banks need to pay handling fees for inter-bank transfers, not to mention opening settlement channels for third-party payments, allowing third-party payments to occupy their original market.

Zhou Yu was very curious about how Xianghua developed third-party payment tools in Europe and how to operate in this way.

The development of Huaxia WeChat and Alipay is due to the central bank's control of major commercial banks, the central bank's inter-bank settlement business, and major commercial banks also opening their interfaces to third-party payment companies.

Banks in Europe and the United States are completely capitalists, and they will not do these things that harm themselves and benefit others.

Zhang Yunqiang introduced: Mr. Zhou, we don't have access to the bank, even Apple is struggling, and it is even more difficult for us.

The third-party payment method we use is actually very similar to Huabei.

Because the sales volume of our company's Morningstar system is very high, the company has a huge amount of funds deposited, and the transfer of funds back to China will cause huge losses in exchange rates and handling fees.

We use this fund as the principal to carry out credit authorization for European consumers.

They only need to pay their bills by credit card during the 2nd month repayment period.

The savings rate of Europeans is very low, and some white-collar workers in companies can't even come up with 1,000 euros in cash.

It is not feasible for us to adopt domestic methods. Through our risk control model, we can control the bad debt rate to an extremely low level.

You have done a very good job. If you can make Alipay in Europe, it will be great.

In London, England, Mr. Doug put on his tie and was ready to go to work in the company.

He glanced at the ring on his finger, which is the latest smart device produced by Huawei.

It happened to be the 10th anniversary of his marriage with his wife, and he bought a pair of rings as a souvenir.

Smart rings are capable of more than flashy diamond rings.

As soon as Mr. Doug walked out of the room, he heard a fierce quarrel coming from the opposite neighbor, Orbis's house.

Mr. Orbis was cursing angrily: If it wasn't for the software from Huaxia Hailong Technology, I wouldn't know that the children I have raised for 12 and 8 years are not mine.

This is the result of the DNA test. What else can you say? I must go to the court to sue you and ask you to compensate me for child support and mental damage.

Mr. Doug shook his head and walked out of the community.

After the large-scale listing of smart bracelets, some very useful software has also entered the eyes of every user through the software mall.

Among them, Dragonsea Technology's bone comparison parent-child verification has become popular in many forums.

Compared with DNA, it is much more convenient, and verification by this software can provide a great reference for the parties concerned.

Now because of this software, countless families are going to divorce. I heard that some members of the parliament have proposed to ban this software.

Mr. Doug came to the company. He is the head of a small and medium-sized foreign trade company. Through the intelligent platform developed by Huawei, he began to assign tasks to his employees.

He likes this smart platform very much, which can break down complex tasks into simpler tasks and guide employees how to allocate time to complete it.

For the work efficiency of British employees, he can only give 5 points out of 100.

After all, smart platforms are broken down into simple tasks. If they can't do well, they have a reason to fire and hire people with lower prices.

This plays a very good role in spurring people who are very inefficient and usually very lazy.

Mr. Doug is very dissatisfied with his employees. He is learning the operation of the intelligent platform and plans to outsource some of the company's business to related companies in China and India.

Some of the company's businesses can also be completed by artificial intelligence, so he doesn't need to waste money to hire employees.

If he can hire one less person, he will pay one less salary. The ideal state is of course that the company can run perfectly with only him as the boss.

After Mr. Doug arranged the company's work, he went to the cafe to wait for his partner.

They drank coffee and chatted about the specific content. After the friends left, Mr. Doug was about to pay.

He asked the waiter, Do you accept smart bracelet payments here?

The waiter said respectfully: We accept smart bracelet payment here. This method of payment is more convenient and safer.

Mr. Doug took the bill and snapped his fingers, which was his preset checkout action.

Xianghua began to take the initiative to operate, giving corresponding tips to the waiters while settling the payment.

The waiter immediately sensed that Mr. Doug had paid.

He respectfully said: Sir, your payment has been settled, welcome to visit next time.

Mr. Doug walked out of the cafe. He felt that Xianghua Electronic Payment was really convenient.

It is said that in China, people can complete consumption in any place as long as they carry smart devices and do not need to carry cash when they go out.

Even vendors on the streets in rural areas accept electronic payments for bills.

In this era, credit cards were still the mainstream in Europe. Now, with smart bracelets occupying the market, convenient electronic payments have gradually begun to replace cumbersome credit card payments.

The most important thing is that Xianghua provides interest-free microloans, so that even those who are in financial difficulties can have enough funds for consumption, which can further promote the economic vitality of the society, and his company's business will be more prosperous.

Mr. Doug hopes that the smart bracelet will quickly occupy the market, and he also wants to experience the life of not having to carry cash when going out.