The Pentium Era - South to North

Zhang Chen returned to his office. Hagen was waiting for him here. Hagen and Zhang Chen said that the warehouse in the e-commerce industrial park is not enough now. Not only the express company also needs it, but now the e-commerce company upstairs has developed its business. Later, many also needed warehouses.

The two people walked to the conference table. Hagen spread out the floor plan of the e-commerce industrial park in his hand and said to Zhang Chen:

"Either we build a row of warehouses here, near the outer wall."

"In this case, this green belt will be gone, right?" Zhang Chen asked.

Hagen is right.

Zhang Chen stared at the drawings for a while, and then he and Hagen said: "The warehouse must be built, and the demand for it will be more and more. I think it is either to build it here and remove the iron fence. "

Zhang Chen was pointing to the isolation belt between their factory and the industrial park. There are two roads on both sides of the iron fence. The passage near the industrial park is very wide, mainly to facilitate the entry and exit of container trucks from their factory. .

Zhang Chen and Hagen said: "We moved the factory gate to the front, parallel to the gate of the industrial park. There is only a small door left here to facilitate workers to come and go when eating. There are no container trucks here. There is no need for such a wide road. Allow 4.5 meters on the iron fence side and set back 2.5 meters on the factory side, so that the location of the warehouse is available."

The gate of the factory originally opened into the industrial park, mainly to cover people's eyes and ears, making everyone feel that the factory and the industrial park are one, and the factory is an ancillary facility. But now that the factory and the industrial park have been open for so long, everyone has accepted and Once you are used to the factory being here, there is no need to cover up anymore.

Hagen said okay, then I will let someone design it like this.

"You can also consider building a two-story building. The rent on the second floor can be cheaper. In this way, companies that sell very light goods will consider renting on the second floor, as long as there is an elevator to go up and downstairs." Zhang Chen said.

Hagen nodded and said yes, so the area can be increased a lot.

Hagen had just gone out and someone came in. Zhang Chen looked up and shouted: "Oh, rare visitor, Mr. Huang, I haven't seen him for many years."

The visitor also shouted: "Yes, Mr. Zhang, I see your building being built every day, and I have always wanted to come and visit, but I am always embarrassed."

The person who came was none other than the baby-faced Mr. Huang from the "Splendid Jiangnan" building opposite. From that year, Zhang Chen stopped the car at the door of the old "M-Zone" and told Zhang Chen that someone had seen Liu. After Li Pang was in Jinhua and asked him to remind Liu Li Pang to be careful, so many years passed. Although the two of them were in Hangzhou and facing each other in the company, they never met again.

"See what Mr. Huang said, if you're sorry, just come if you want." Zhang Chen said with a smile.

"Oh, Mr. Zhang, I know it. It turns out that although we have dealt with each other before, from the bottom of your heart, you look down on us loan lenders. When you deal with us, it is also for Mr. Liu's business. There is nothing you can do about it, right?" Mr. Huang said laughingly.

The other party spoke so frankly that Zhang Chen couldn't say anything more and could only smile. Yes, why would he deal with a loan shark when he had nothing to do.

"By the way, Mr. Zhang, has Mr. Liu come back?" Mr. Huang asked.

Zhang Chen shook his head.

"Why haven't you come back yet? It's been such a long time. It shouldn't be. I heard from Shaoxing people that the man named Meng passed away and his wife took on the Shaoxing people's debts, including Lao Ni's. Yes. no?"

Zhang Chen is right.

"Then nothing will happen. Why hasn't Mr. Liu come back?"

Zhang Chen sighed and said, "Maybe he doesn't know yet."

"Hey, this happened." Mr. Huang also sighed, "By the way, Mr. Zhang, although we have never met, I go to your 'Riverside Oil Painting Gallery' often. Almost every time there is a new exhibition. I will go and have a look whenever I go out. Also, I have been to your Tuxiangyuan Hotel several times. It’s not bad. Tonight, my son’s birthday party will be held at your place.”

Birthday party? Zhang Chen was surprised and asked, "The one at table twenty-five is yours."

"Yes." Mr. Huang nodded.

"But, I heard that the kid's surname is not Wu? Is he really your son?" Zhang Chen asked.

Mr. Huang laughed and said: "Of course, the other things can be wrong. How could the son be wrong? Of course he was my son, I, gave birth to him myself."

As Mr. Huang said, he patted his chest. Zhang Chen also smiled and said, "That's because we made a mistake here."

"Yes, yes, my son's surname is indeed Wu, which is the same as his mother's surname." Mr. Huang changed the subject and asked, "Ms. Zhang, doesn't it feel a little strange?"

Zhang Chen nodded: "A little bit."

"Actually, it's not surprising." Mr. Huang said, "Think about it, in our previous line of work, others seemed very arrogant, walking in and out, with a lot of subordinates, but they were also panicking in their hearts. Why, you put When others are forcing you to have no way out, you should also prevent others from biting you, right?

"I'm not afraid of Mr. Zhang's jokes. When my wife and I got married, we went to her hometown in Jinhua to register. My marital status couldn't be found in Hangzhou. When my son was born, he also had his mother's surname and lived with his mother. We We usually don't live together. We force others to have a hard time returning home. As a result, we ourselves also have a hard time returning home. We have offended too many people and have no choice.

"Every time I visit their mother and son, I act like a thief. While driving, I have to pay attention to see if anyone is following me. It's like I owe a loan shark. I can't help it. Son, I can't afford to make mistakes. Do you think it’s Mr. Zhang?”

Zhang Chen nodded, feeling that what he said was sincere. In their line of work, a lot of people are offended. When you press for debts, you drive people to a dead end, and you don't give them any dignity at all. Stay, at the end of the day, when the debt is paid off, you think it is settled, but in fact it is not. The hatred has not been repaid, and the anger has not been released.

When someone turns over and their life gets better, they might come back to mess with you. This Mr. Huang is a bit better. He is polite to all debtors and just uses his brain to think about how to get out of the trap, like Mr. Fang with the mahjong face. With his eating looks, he might die suddenly on the street without even knowing how.

Zhang Chen didn't know if Mr. Huang had realized this a long time ago and would take a different path from Mr. Fang, even though he was still asking for debts.

"Mr. Zhang, you are probably wondering, if this is the case, why am I so aggressive in celebrating my son's birthday, right? To be honest with you, Mr. Zhang, this is the first time I have publicly celebrated my son's birthday, and I feel happy, so "I've invited everyone I can. I'm so happy. Mr. Zhang, can you come over for a drink tonight?" Mr. Huang looked at Zhang Chen and said.

Zhang Chen agreed immediately and said yes.

Zhang Chen was thinking in his heart, even if he was his client and such a big scene was set up here, it was appropriate for him to go over and toast him with a glass of wine. Besides, no matter what he did, he had nothing to do with him, so what was he afraid of? .

"Haha, thank you very much. Mr. Zhang, please agree first. No gift money, no gifts, no need to give anything. You, Mr. Zhang, are a celebrity. You are here just to give me face." Mr. Huang said, "Also, Don’t worry, Mr. Zhang, what I’m doing now is serious business, the Internet, otherwise, I wouldn’t dare celebrate my son’s birthday in such a high-profile way.”

This was a big surprise to Zhang Chen. He asked, "Are you no longer in the original company?"

"Yes, the company is still there, but we transformed last year and no longer do the original business." Mr. Huang said.

"Then what are you doing now?" Zhang Chen asked curiously.

"P2P, Internet finance, by the way, can I use your computer, Mr. Zhang?" Mr. Huang asked.

Zhang Chen said yes.

Mr. Huang walked over, opened a website, and said to Zhang Chen: "Mr. Zhang, take a look, this is our website."

Zhang Chen walked over and saw that a website called "88 Finance" was open on his computer. At the top of the page, there was a very eye-catching sentence: "Technology makes finance better."

Then there is a line below: "Sincerely serving small and micro enterprises and individual entrepreneurs."

Looking at the contents of the website, there are companies and personal accounts that borrow money, companies and individuals put money on their platform and lend it to others, and there are various financial and insurance products for sale. It looks a lot like If you look at a formal website and look at their businesses, they are no different from those of a bank.

"Can you do this? Isn't it similar to a bank?" Zhang Chen asked, "Do you need a financial license?"

"Haha, no, you need a business license and a website that needs to be filed. Nothing else is needed." Mr. Huang said, "Mr. Zhang, you are right. The business is really similar to that of a bank. We also wanted to open a bank before. Ah, but how is it possible? Only go to loan sharking if you have no other choice. You have to open a bank yourself. If you are caught, you can be shot.

"However, things that I didn't even dare to think about before are now legal as long as the Internet is the sheep's head, called Internet finance, P2P business, this is called Internet innovation, and there are such good things, we won't do it If you do, wouldn’t that be stupid?”

Zhang Chen thought to himself, isn't this the same as his e-commerce industrial park? A piece of land was obviously enclosed and houses were built in it. But if it were an industrial park, it would be demolished, but as long as it has an e-commerce, it would be fine.

"Is it effective?" Zhang Chen asked.

"Don't be too nice. I'm telling you, I'm not bragging. Generally speaking, a branch of a bank can't compare with us. Our daily inflow and outflow is billions. I have lent more than 40 billion in total." Yes, I used to be a loan shark, and we would be very happy if we could get a fraction of the loan." Mr. Huang said, his face glowing red.

Mr. Huang looked at Zhang Chen and said sincerely: "Mr. Zhang, I knew you looked down upon us for lending money in the past, and I was embarrassed to come to you to talk business. But now, I dare to come and talk to you. Really, you have You can put money on our platform, and the companies that lend money here have made a lot of money."

Mr. Huang then reported a list of famous companies in Hangzhou. He said to Zhang Chen: "These companies are all lending money to us now. Mr. Zhang, can you rest assured?"

Zhang Chen smiled and said, he said yes, I understand.

"That's right, you will know if you know more about it." Mr. Huang stood up and said to Zhang Chen: "Then I'll take my leave first, Mr. Zhang, we agreed that you must come over for a drink in the evening."

Zhang Chen said yes, definitely.

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