The Pentium Era - South to North

Chapter 1655 Investment Ethics (Thank you for being forty-eight years old!)

The next day, Zhang Chen and the others visited the Metropolitan Museum for a day. When they returned home in the evening, Zhang Chen sat at the dining table and wrote down the plans for shooting in each museum, while chatting with Xiaofang and Zhang Xiangbei. sky.

The three of them chatted until about nine o'clock. Zhang Xiangbei went back to the room to go online. Xiaofang came over, added water to Zhang Chen's cup, held her own cup, and simply sat at the dining table and looked at Zhang Chen. Writing a plan.

Zhang Chen asked Xiaofang, have you made preparations for returning to China?

Xiaofang said that there was actually nothing to prepare for, but it was just a matter of working in a different city, and the content of the work was similar. The difference was that the responsibilities and pressure on the shoulders would be heavier than on Wall Street.

"Why?" Zhang Chen asked.

"It's very simple. Customers have high expectations for the Chinese market. If I don't want to disappoint them, I have to work hard to achieve better results than here." Xiaofang said, "Moreover, there are very mature people here. Team, when we go back to China, everything needs to start again.”

Zhang Chen nodded, looked at Xiaofang opposite and asked, "Is there anything I can do to help you?"

Xiaofang shook her head and said: "Not yet. I'm not very familiar with the situation in China. I don't have a clue yet. I'll have to wait until I get familiar with the situation after I go back. I have some colleagues on Wall Street. They are I went back first, and now it looks like I’m doing pretty well, but I don’t want to follow the same path as them.”

"What did they do?" Zhang Chen asked.

"Road robbery." Xiaofang said with a smile, "They are the kind of people who come from home, have average abilities, and speak loudly. Their mantra is to say to their customers, I may not guarantee that you will be able to go public, but I can definitely guarantee that you will be listed on the market. They can’t be listed on the market, haha, if customers encounter them, they’ll just go sideways no matter what they do.”

Zhang Chen knew what kind of family Xiaofang was talking about and who these people were. He cursed: "It's really a naked threat, no different from a car bandit or a road bully."

"But in fact, they put themselves in a very dangerous position." Xiaofang said, "The ties are too tight. If the big tree at home falls down, they will be killed too. What's more, According to the laws of nature, those who can protect you are older than you, and there will always be a day when they cannot protect you. What will you do then? I think it is very short-sighted."

Zhang Chen was right, "Any money that comes from illegitimate sources, you have got the money, but you have offended a large number of people. They are just too angry and dare not speak out for the time being. Once the time is right, this force will seize the opportunity." Counterattack.”

Xiaofang's hands were gently stroking the dining table and she said:

"Brother-in-law, you are right. So when they asked me to be their partner, I refused. Even if I return to China, I don't want to deal with them. I don't want to wade into that muddy water. I just want to be simple. Although in China these few years It is developing rapidly, but it is still a market whose potential has not been fully exploited. I want to find some industries or companies, invest in them in the long term, and grow with them."

"Xiaofang, I very much support your idea. Some people still want to stay away from you. I won't offend you, but I can't be tied to you either." Zhang Chen said, "If you don't talk about other things, look at the corrupt officials. When something goes wrong, a string of companies will follow. The bosses of these companies will follow them when they are fine. By then, they will have to get to know them.

"But it's already too late. By that time, everything will be out of your hands. Not to mention that you can't keep your wealth or your business. You just want to be an ordinary person and it's impossible to make a mediocre meal every day.

"If allowed, I think they are willing to give up all their wealth at this time in exchange for the qualifications to have a mediocre meal. Isn't it very sad? If the second half is so miserable, no matter how wonderful and arrogant you are in the first half, it will be just a passing cloud. ,What's the point?"

"I know, brother-in-law. To be honest, I really look down on them from the bottom of my heart. I think what they do has no technical content at all and is boring." Xiaofang snorted contemptuously.

Zhang Chen thought to himself, it is necessary to have such a pride, Xiaofang, I hope you can maintain it.

"By the way, brother-in-law, are the funds in your company very tight now?" Xiaofang asked, "Zhao Jingjing called me a few days ago and said that he wanted to transfer some of the funds in his overseas account back."

Zhang Chen said yes, we do need to transfer some funds back, but it is not to the extent of financial shortage. They are mainly Amazon customers. All payments are settled to overseas accounts. In this way, the funds in overseas accounts have grown very much. quick.

Zhang Chen simply put down his pen and told Xiaofang one by one about the current situation in the company and several things he was doing now. Xiaofang kept nodding her head. She also agreed with Zhang Chen's decision to invest in the logistics base. Yes, I am also interested in that e-commerce industrial park.

Xiaofang said: "The development of the Internet will definitely eliminate many companies, change the original business model, and reduce many intermediate links between product providers and users. But one thing cannot be changed, and that is that goods still need to be Only through distribution channels can it reach the hands of consumers.

“In this way, the logistics base will become the most basic hardware in the end. No city can exist without relying on the logistics base, and I think this dependence will only get bigger and bigger.

"This is a good project. By the way, brother-in-law, my client's funds can be invested in your project and your logistics network can be quickly spread across the country."

Zhang Chen shook his head and said: "I don't want it anymore. I just want to be conservative and do it step by step. I don't need financing or owe money. No one can control me. This way there is no pressure."

Xiaofang chuckled: "That's right. In this world, there is no money without strings attached. All investment funds will definitely have strict gambling agreements. Well, you can do it at your own pace. That’s fine, but I can give you my own money so you can expand a few more bases.”

Zhang Chen was speechless. Xiaofang looked at him and asked, "Why didn't you take it? I know, you must have told Zhao Jingjing not to accept it, right?"

Zhang Chen said: "Didn't I say that I haven't reached the time when funds are tight? Besides, aren't you going back to China to start a business soon? Isn't your money just right for use?"

"My money is in the account, but it's useless. Brother-in-law, just take it when you need it." Xiaofang said, "When I return to China, I won't use my own money to invest. It's impossible. I can't do that. "

Zhang Chen felt strange and asked: "Why?"

"It's not ethical." Xiaofang said, "The ethics of investment."

"Investment ethics? What do you mean?" Zhang Chen asked.

"People are selfish, and this selfishness often exists subconsciously."

Xiaofang said: "Brother-in-law, think about it, if I bundle clients' funds with my own funds for investment, will this happen? That is, when encountering extreme events, in order to ensure my own Financial security or income, of course, will the interests of customers be sacrificed?

“Also, if I use my own funds to invest, I will pour too much personal emotion into it, which can easily make me lose my way. I am unable to conduct objective and calm analysis, judgment and decision-making on many things.

“When investing, you either have to devote yourself wholeheartedly to obtaining better investment returns for your clients, and then you get the benefits you deserve, or you become a self-employed person, where you completely operate your own funds, and you must not mix the two types of funds together. , you will subconsciously differentiate between the two types of funds, which is unfair to customers."

Zhang Chen said, I understand.

Zhang Chen talked to Xiaofang about the house in Shanghai. As expected, Xiaofang told him that I didn't need it. I could just find a hotel nearby to stay.

Zhang Chen said: "You are not on a business trip in Shanghai, but to put down roots. If you don't have your own house and live in a hotel, you will always have a temporary and wandering feeling. When you return to Shanghai, I think, the company's location, It shouldn’t go beyond Lujiazui, that house is very close to Lujiazui, and Century Avenue ends at the entrance of the community.”

Zhang Chen laughed as he spoke, and said: "Moreover, Xiaoshu and I designed the decoration of your house together. The furniture inside was all bought by Xiaoshu for you. Xiaoshu doesn't want his sister to , I’ll stay in a hotel after returning to Shanghai.”

Xiaofang also smiled and said: "Okay, then I will thank my brother-in-law and thank you Xiaoshu!"

Xiaofang stood up and said to Zhang Chen: "I won't disturb you anymore. I keep talking to you and you can't even write your shooting plan."

Zhang Chen said: "No, look, didn't I write a lot?"

Zhang Chen tapped the A4 paper in front of him with his pen and told Xiaofang that when he and Xiaofang were chatting, he would indeed write something on the paper from time to time, but it didn't look like he was writing any plans.

Xiaofang stretched out her head to take a look curiously. Listed on the piece of paper was a long list of names, such as Manet, Seurat, Corot, Paul Klee, etc.

Xiaofang burst into laughter: "Brother-in-law, is this your plan? It's too simple."

Zhang Chen said yes, "That's all. As long as I can remind myself, don't miss the people on the list. When the time comes, if you take a picture, I will check it off."

"You don't need to introduce them?" Xiaofang said. She had never seen Zhang Chen and the others filming before and didn't know how they worked.

Zhang Chen said introduction, of course it must be introduced, but how to introduce it depends on improvisation.

"At the beginning, we wrote the script seriously, but it made me feel like I was endorsing something, which was very unnatural. Liu Qing also thought that when I followed the pre-written script, it was far less effective than my temporary nonsense. Eight ways of success, that's it, we scrapped the script, just some key numbers, such as dates, I will check the information later and mark them on the side."

Zhang Chen said, and Xiaofang kept laughing. She said, I originally thought that you guys should be serious and serious about making TV, but I didn't expect that you guys were just playing house.

"Of course I am serious. If not, there is no need for us to check out the spots in the past two days. However, this is a relatively relaxed program. We will not restrict ourselves too much in terms of format, otherwise the audience will not be able to watch it. It will be very awkward." Zhang Chen said.

"Okay, I believe you." Xiaofang said with a smile.

Thank you to Xiao Sheng Nian Fang 48, Quadratic VC, Baby Tin Soldier, third from top to bottom, three o'clock in the middle of the night, two fishes one above and one below! Thank you for being forty-eight years old, baby tin soldier, third from top to bottom, more than three o'clock in the middle of the night, werun, evergreen Yan Dadi, book friend 20210109105822605, listening to sandy, Tianma Xingkong, End丶Hao, Ermao, Yuanxi, frivolous, three Monthly tickets for Ran Daxia, ltself, Book Friends 20190109214257174, Hu Hu, Kao Oh, Purple Hao, Hey Mr. Zhang, Huanyue Lengmu! Thanks for all the votes and reading! I wish you all good health!

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