The autobiography I wrote cannot be a tragedy

"My CEO Girlfriend"... "Here Comes My Man"...

They all played a lot while I wasn't paying attention..."

Looking at the game plan in his hand, Meng Lang, who finally found out the truth after returning home, couldn't help but curl his lips.

Yes, I let you play freely.

But the project name I gave you is clearly called "Heart of Collapse", a virtual game with such a doomsday feeling, you are so good.

A good large-scale adventure game of life simulation, turned into a large-scale love adventure for me?

You want to say that they didn't deviate from the theme, but it is completely contrary to the original intention of developing the game.

But if you say that they deviated from the theme, the various hatchets in the game script are so blackened that it makes people collapse...

But the most incredible thing is that he never reminded of this in his autobiography.

Does this mean...the general direction of the game department is actually fine? !

It's so outrageous!

…

“This is too outrageous!”

The same sentiment as Meng Lang was expressed by Brother Biao who was reading the financial report…

“During this period, we didn’t do rebates, did we?

We didn’t do any promotions, right? We didn’t even run any advertisements.

As a result, I went out to buy a pharmaceutical factory, and you came back to show me this!

Who can tell me why the profit doubled again!”

Except for Ah Xing who was watching his nose and his heart, everyone else looked at each other in bewilderment.

Do you want to listen to what you are saying?

You are not happy that the profit has doubled after being a hands-off boss?

We all work hard to improve our KPI, but we have done it wrong?

Brother Biao’s eyes swept over everyone, and finally fell on a man in a suit wearing gold-rimmed glasses…

“Manager Jin, explain it to me!”

“Uh…”

The gentle Manager Jin in front of him was a professional manager who was interviewed by Brother Biao himself a while ago and was hired at a high salary after layers of selection.

Unexpectedly, this person gave him a big "surprise" not long after he took up the job.

Seeing the other party's confused look, Brother Biao felt more and more that he had made a mistake.

"Manager Jin, I chose you during the interview because you are solid and steady, unlike other applicants who always tell me about the grand ambition of doubling profits every year!

Although you don't have a high degree, you have been in the industry for more than 20 years before becoming a manager. You have rich grassroots experience.

Yes! You haven't worked for two years, and the previous company went bankrupt due to poor management, but failure is the mother of success!

Your expected salary is 800,000 yuan per year, which is higher than the market price, right? I didn't say anything and didn't bargain at all!

Is it considered treating you well? Is this how you repay my trust in you?"

"I..." Manager Jin didn't know how to respond.

Are the above my advantages?

Why do I sound like they are all disadvantages?

However, he was quick-witted and quickly used "normal logic" to deduce a conclusion from Cheng Biao's words...

Could it be that the boss also discovered that the company's business was expanding too fast, so the foundation was unstable?

He immediately showed a look of understanding and admiration.

"Mr. Cheng, it's really rare to find a boss like you who can remain calm in the face of high profits. In fact, I was just about to tell you about this!

Our business is expanding too fast. If it is not controlled, it is indeed easy to have problems.

For example, the quality of security personnel has declined, and the fund management is chaotic, etc..."

Manager Jin lifted his gold-rimmed glasses.

"During this period, on the one hand, thanks to the rapid expansion of the parent company, the demand for our security business has soared.

On the other hand, the collapse of platforms such as Danniu Venture Capital has also made the risk funds in the market nervous.

We, who have absolutely high-quality investment projects such as Changqing Bio, Baiyeji, and Aidou New Energy, have become a safe haven for these funds to flock to.

This is the external reason for the recent surge in our company's performance."

Cheng Biao: "..."

So this time it's not anyone's fault, but we just happened to be standing at the outlet?

As a member of Wanwu Holdings, he wanted to lie flat but was carried away.

It's not his fault that Brother Biao didn't work hard, it's really his teammates who are too awesome...

Well, this matter really can't be blamed on the professional manager. After all, he just came, and he has to make a loss... Oh no, it takes a process to show his talent, right?

"Wait, you said external reasons, what about internal reasons?" Cheng Biao asked.

When this was mentioned, Manager Jin looked at Cheng Biao with even more admiration.

"That's all thanks to Mr. Cheng's foresight! Do you remember what you specifically told me before you left?"

Cheng Biao looked confused. What did I tell him?

"Before you left, you specifically told us to lend out as much money as possible.

And there are two requirements. First, the interest rate cannot be high. It must be lent out according to the cost of funds.

Second, when collecting debts, it is necessary to make employees friendly and not use the old method of violent collection."

"Uh... that's the case."

After being reminded, Cheng Biao also remembered.

With high interest rates, he was afraid that the gap would be too sharp and he would make more money.

With a friendly attitude, those debtors who are determined not to repay will naturally delay and refuse to repay.

In this way, the company will have more bad debts and reduce its own pressure.

"Is it possible that you didn't strictly enforce it?" Cheng Biao was about to get angry.

"How could it be possible? We absolutely strictly followed your instructions, Mr. Cheng! I didn't understand it at first.

Only today did I understand that you had anticipated that the funds in our hands would expand rapidly, so you had already prepared us for the whereabouts of these funds.

Otherwise, it would be difficult for us to digest the influx of so much money at once!

Because the interest rate is not high, much lower than the mainstream platforms on the market, our funds can be borrowed easily.

Although it seems that I have made a lot less money, the capital turnover rate has increased significantly, and I have grabbed as many market customers as possible. In the long run, I will definitely not lose money! "

"Well……"

Does this also allow me to take the blame? !

"Yes...really? Then there must be a lot of difficulties in collecting payment, right?"

It's okay, it's okay, it's nothing if you can let it out, it's the ability if you can take it back!

I don’t believe it. With our friendly collection method, how much money can be recovered?

"This is a stroke of genius. Mr. Cheng, how did you know that the country has recently cracked down on violent debt collection?"

"What?!"

Axing, who had been holding back his laughter beside him, finally couldn't help it anymore and interrupted with a smile.

"Brother Biao, you don't know. Recently, several of our colleagues have been dealt with in one fell swoop. They were either ordered to make rectifications, or closed down for rectification. Even worse, they went straight to use sewing machines.

Good guy, now even our collection business has grown explosively, and we have also hired a lot of staff.

I have almost a company of brothers under my command now...

Manager Jin said what is this called, oh yes! Market vacuum! "

Cheng Biao was stunned.

This is okay too!

"That's not right. Even if we don't cause any trouble, is it so easy to recover the debt?"

"How can I tell you, Mr. Cheng, that you will never fight a battle that you are not sure about?" Manager Jin said with admiration.

“In all my years of working, I have never seen such a powerful big data intelligence system like ours.

Not just breach of trust records, loan records, litigation records, criminal records...

All credit-related information that can be disclosed is clearly listed for you.

Although there is no guarantee that only high-quality debtors who will not default on their debts will be screened out, they are definitely the best-quality debtors, which has greatly reduced our bad debt rate!

Mr. Cheng, you have mastered high technology! "

Facing Manager Jin's thumbs up, Cheng Biao was speechless.

You see, what I hate most in my life is high technology.

It was before, and it is even more true now!

Damn it, that company's ERP is indeed a disaster, but it's a pity that it can't be replaced...

He waved his hand dejectedly, "Forget it, if you have any other bad news, tell me. I can handle it."

"Oh! It's true. This is your friendly collection plan. Although it is very humane, there are indeed many people who refuse to repay, which gives us a headache.

You know, one or two is okay, but I'm afraid that our company's good reputation will spread and everyone will rush to imitate it.

That may cause a lot of trouble for our future collection work. "

Cheng Biao's eyes lit up.

Let me just say, can such an outrageous collection method still make money?

"You can't change the trouble! We are a financial services company. What is financial services? The most important thing is service, do you understand!

Friendly, non-violent, reasonable and legal, and demonstrating humanitarianism, this is the service tenet of our company, and we must persist in it for a hundred years!

Ah Xing, go right away and change the slogan of our company so that all employees can see it as soon as they enter the door!

Anyone who dares to disobey will be fired immediately! "

Mud, I finally have a few bad debts that can reduce my risk of getting rich. Do you still want to change them?

I will nail it to the company background wall directly!

Unexpectedly, Manager Jin nodded in agreement.

"Mr. Cheng, heroes think alike, I think so too!"

"What?" Cheng Biao was stunned.

“As you know, I have a legal background, and before becoming a professional manager, I worked as a legal practitioner for a long time.

Therefore, it is clearer that violent collection is ultimately a sideline of the law. The policy risks are too high and it is never a long-term solution.

The safest way is to find a reasonable and legal way to collect payment within the legal framework, so that those old dealers can obediently hand over the money. "

"Uh...what do you mean?"

"Mr. Cheng, you must have noticed that the 'First Block of the Discipline Academy' developed by our brother company Bai Yeji is said to be operated by fools throughout the process.

We only need to submit the debtor information, transaction records and relevant evidence, and they will automatically generate legal documents for us and even complete the entire litigation process.

This greatly simplifies our litigation process and reduces litigation costs.

I have already contacted the team over there. If we have any debtors that we cannot deal with, we will directly package them and hand them over to them.

Take risk litigation and let professionals do professional things.

I have specifically studied the effects of this product. It is no exaggeration to say that we have at least a 60-70% probability of being able to recover a considerable part of our losses and reduce our bad debt rate.

Recovery of arrears is secondary. The main purpose is to increase the debtor's cost of default, so that the defaulters will not dare to default on their debts easily.

In addition, the legal fees also go into the pockets of the brother companies. You also said that you must improve the relationship within the group.

We pay a little cost to make friends with a potential company like Baiyeji, which is definitely a sure win, and it can be said to kill many birds with one stone!

Mr. Cheng, do you think this plan is feasible? "

"I..."

Cheng Biao looked constipated.

You have listed a lot of advantages, and you have hit many birds with one stone. Can I still say no in this situation?

The problem is that the persuasiveness is too strong, and I can't find any reason to object!

"Hehe... Hehe! You are worthy of being the manager I personally selected, and you really didn't let me down..." Cheng Biao smiled.

"Thank you Mr. Cheng for the compliment. Compared with you, I still have a lot to learn!"

Manager Jin was quite excited because he thought he had been affirmed by his boss.

Little did he know that the boss in front of him was regretting his decision and misjudged his "strength". He was preparing to find an excuse to get rid of him when he had the chance...

"Forget it, tell me, how much money is still in the company's account now?" Cheng Biao said tiredly.

"Well... about 64 million, it should be close to 100 million next month. "

Hearing this number, Cheng Biao felt even more tired.

Others can easily lose millions when they start a company.

How come it's my turn, and the money keeps rising like a balloon, and it's so hard to lose money...

No, it's not that it's hard for me to lose money, but it's too hard to fall behind following the giant ship of Wanwu Holdings!

High-quality investment targets, big data intelligence, the head of the Discipline Institute...

From the source of funds to technical and legal affairs, they have arranged everything for you, and they are all top-notch in the world!

Brother company doesn't give me any way to lose money!

Thinking of his lost fishing rod, Brother Biao suppressed the excitement of earning a small goal and secretly warned himself.

Your deformed wealth palace is staring at you fiercely...

"The money in the left pocket can only be taken out of the right pocket to suppress my wealth accumulation speed...

But...what kind of investment can be sure to lose money..."

Look at Manager Jin.

"Money lying in the account is useless except for interest growth!

Manager Jin, didn't I ask you to help me think about any investment projects last time? "

"Well... Wanwu Security and Welfare Bags have been expanding too fast, and they need to slow down and consolidate their foundation, so I don't recommend further investment.

But the Chinese patent medicine business that you just took over, Mr. Cheng... is a good investment field."

Currently, Cheng Biao is responsible for the newly established "Liangshan Pharmaceutical" in addition to the two companies Wanwu Security and Welfare Bags.

Manager Jin continued.

"I have also checked some relevant information recently. Now the country is vigorously promoting Chinese patent medicines, and the future development prospects are very impressive.

In addition, Changqing Bio has become famous in the field of medical technology. As long as we can catch this ride..."

"Stop! "Brother Biao stopped him immediately.

I just want to spend some money and never get it back, and you want to get friends to advertise for me, so the sales volume will go up quickly, right?

"The boss has specifically instructed that Liangshan Pharmaceutical and the original group pharmaceutical company should be completely separated, Chinese medicine belongs to Chinese medicine, and Western medicine belongs to Western medicine.

And what, Chinese medicine is different from Western medicine. We can't always think about making money, but we must also have some responsibility as national entrepreneurs and contribute to our traditional culture. "

Seeing that Manager Jin was confused, Cheng Biao could only sigh that the world is going downhill.

How come people nowadays are always obsessed with money? This level of thinking can't keep up with the pace of your boss...

"I mean, are there any loss-making projects that keep falling and emitting green light, and even dogs are unwilling to care about them?"

"Uh..."

Manager Jin was stunned for a long time, and his brain CPU almost smoked, and then he said hesitantly.

"In the field of traditional Chinese medicine, there are indeed some that are not doing well, such as traditional Chinese medicine planting bases..."

"Oh! Tell me in detail!" Cheng Biao was interested.

Manager Jin organized his words a little.

"Well... With the popularization of Western medicine, most Chinese medicinal materials have entered a downward channel since 2012.

For six consecutive years, the price decline of Chinese medicinal materials has intensified. After entering 2018, the market of medicinal materials has become more depressed.

In recent years, the planting area of ​​Chinese medicinal materials has been expanding, and the sales volume is insufficient and the inventory is backlogged, and the industry is seriously involuted.

Many people believe that there will not be much room for appreciation in the next two years.

Because it is basically unprofitable, Chinese medicinal material planting bases are generally in business difficulties..."

"Okay! That's it!"

Before Manager Jin finished speaking, Cheng Biao interrupted him with a slap on the table.

"Take this 64 million now and go to Chinese medicinal material planting bases across the country to buy, buy, buy, buy, don't keep a penny, spend it all for me!

Oh, by the way, you just said that they are generally in business difficulties, right?

If you encounter those who are unwilling to sell, as long as they are the owners of the planting bases in need, we can provide them with long-term loans! "

Manager Jin was confused.

"Uh... Mr. Cheng, you purchased the upstream Chinese medicinal materials to ensure the supply channel of Liangshan Pharmaceutical?"

"Yeah! That's right!" Cheng Biao was too lazy to explain.

You can think whatever you want, as long as you can spend the money and never come back.

"But..."

"No buts, just do as I say!

Axing, share the souvenirs I brought back with everyone, that's it, adjourn the meeting!"

Looking at Cheng Biao walking out of the conference room with confidence, Manager Jin wanted to say something, but was stopped by a big hand.

"Hehe! Brother Biao has this style, he doesn't follow the ordinary path, you'll get used to it, here, yours!"

A Xing came over and laughed, then stuffed a box of things into his hand.

"Lotus Qingwen Capsules"...

Looking at the introduction on the box, Manager Jin was speechless again.

Souvenirs brought on business trips...

And cold medicine?

This style is indeed unconventional.

Looking at Cheng Biao's back as he left, he opened his mouth and swallowed back his words...

Although he thought this investment plan was a bit too risky at first, he thought about it again.

Although the Chinese medicine planting industry is not doing well now, how can there be an industry that is not doing well for ten thousand years?

Compared with chasing highs and standing guard, this stage is indeed very suitable for buying at a low price...

As the saying goes, I take what others abandon.

Could it be... this is the reverse business thinking of the big guys?