Super Zoo

The first call was made to Zhao Yun. He was well-connected and well-informed in the business world and asked him to help find out about Mr. Hong.

There are too many so-called bosses nowadays. Some of them may look glamorous on the surface, but outsiders may not know the real situation behind the scenes. There are many who drive million-dollar luxury cars and owe a lot of debt;

Zhao Yun had heard of Mr. Hong.

The Hong family is somewhat famous in the restaurant business in the province. This is not because their business is large. They only have two small restaurants. For ordinary people, they are considered rich. But if they are placed in the restaurant business in the province, the Hong family's The industry is really not ranked well, at most it is in the middle reaches.

However, the Hong family has been famous chefs for generations. It is said that their ancestors served as royal chefs in the palace and participated in Emperor Qianlong’s Thousand Old Banquets. Mr. Hong’s father’s generation started doing business, starting from a small roadside shop. It will be carried forward in the hands of Mr. Hong.

According to some reviews that Zhao Yun heard, Mr. Hong was quite a righteous person and was very successful in business. However, business has not been doing well in the past few years, and it is said that the Hong family's restaurant income is not as good as before.

In fact, this is caused by the general environment. With the rise of Internet technology, consumption habits are gradually changing, and various physical stores are facing increasing pressure to survive. Not only Mr. Hong’s family, but also all walks of life are under great pressure. The catering business is still under pressure. It's pretty good.

The information obtained from Zhao Yun could not explain anything, so Su Ming called Lawyer Zhang again and asked about the legal issues of the notarized mortgage auction.

Lawyer Zhang seemed to be having dinner with his client. After receiving Su Ming's call, he said to the side, "I'm sorry, I can't keep you company for a while." Then he left the box and found a quiet place.

"Mr. Su, for this mortgage you are talking about, do you go to the court to apply for frozen mortgage, go to the bank to apply for it, or go to the notary office for mortgage notarization?" Lawyer Zhang asked immediately after hearing this.

"Go to the notary office for mortgage notarization. Is there any difference?" Su Ming asked.

Lawyer Zhang said: "There is a difference. The notary office is a service unit and does not have law enforcement rights, trial rights and other rights. It only does a notarization for both parties when permitted by law and with the consent of both parties. In other words, The notary office has no power and will not take the initiative to check the actual current status of the mortgage subject. However, the court is different. In theory, if you go to the court to apply for a mortgage, the court has the power to investigate the current status of the mortgage subject. The bank can check whether the mortgage has been handled by the bank. ”

Su Ming was a little dizzy at Lawyer Zhang's professional words and asked directly: "Just tell me, what are the risks?"

"If the mortgage has been mortgaged, it is impossible for the notary office to know. In other words, he can mortgage the hotel to several parties one after another, similar to when buying a house and encountering a rogue intermediary, where one house is sold for more than one house; if After everything is settled, after the hotel is sold, the order of repayment will be from the first creditor to the second creditor, and so on;

Well, there is another possibility, that is, this hotel has been frozen by other courts, and mortgage is not legally allowed. However, due to the poor information exchange between courts across our country and the irresponsibility of individual staff members, mortgages can be processed, but this is ineffective. "

Lawyer Zhang has made it very clear that if the hotel has been frozen or has been mortgaged to another party before, then even if it is auctioned in the end, Sunzhen may not be able to get the money!

"Lawyer Zhang, can you find out the current status of this hotel?" Su Ming asked.

"It's a bit difficult. I don't have the ability to go to every court across the country to check one by one. However, if I just check whether mortgages or freezes have been processed in the provincial capital and Yangchuan City, it shouldn't be a big problem." Lawyer Zhang said.

"Then check these two places and give me the news as soon as possible."

After hanging up the phone and telling Mayor Wu what he had learned, Old Wu's face turned pale.

"How good is this!" Old Wu suddenly stood up and walked around the room anxiously, sighing.

Su Ming advised on the side and said: "Mayor, don't be too impatient. I'm just asking. What the lawyer said just now is just the worst possibility. Mr. Hong has a good reputation and is well-known in his family. Those who have a good reputation are not necessarily liars.”

"The words are true, but how can I relax my mind? I'll just wait here with you. You go about your business and let me know when you have the results." Mayor Wu said.

Su Ming didn't have the nerve to leave at this time, so he simply waited for the call with Mayor Wu, and said a few soothing words to prevent Old Wu from being too anxious.

Lawyer Zhang was very efficient and received a reply within two or three hours.

What are you afraid of?

Two restaurants under Mr. Hong's Catering Company were mortgaged to Huaxia Industrial and Commercial Bank of China and Agricultural Bank of China in the second half of last year and the first half of this year!

According to the information obtained by Lawyer Zhang, Mr. Hong most likely used the mortgage of the second restaurant to pay off the first restaurant!

In this way, the situation is very obvious. Mr. Hong, like many businessmen, has fallen into an economic crisis and can only keep using mortgages to repay loans. It's like a person applying for multiple credit cards, swiping the subsequent cards, and paying off the outstanding balances on the previous cards.

In fact, this is also a relatively common business method. A series of mortgages and borrowed chickens to lay eggs. If any one of the links is alive, the whole situation will be alive. In this way, as long as you spend a small amount of money, you can grow the industry like a snowball in the shortest time;

Many so-called big bosses and large groups in China have risen in this way in a short period of time.

But the risks are equally huge. Problems in any one link will lead to the overall collapse. When the time comes, bosses will run away and jump off buildings, leaving banks with a lot of bad debts and putting a heavy financial burden on the government.

If you guessed it correctly, the real purpose of this so-called "pig farm" is to get a loan to repay the previous mortgage.

"Mayor, please don't be anxious." Su Ming poured a glass of water for Mayor Wu. After analyzing the whole thing, Old Wu's blood pressure had obviously gone up. His face turned red and white, and his forehead was white in the winter. Everyone was sweating.

Mayor Wu picked up the water cup and drank it subconsciously. He gave the boiling water a good scald. Su Ming quickly handed over a napkin and said, "Mayor, if you want to be more open-minded, at worst, you don't want to cooperate with this Mr. Hong." ”

"Thankfully you are here, otherwise Sun Town would be in a big mess this time. Su Ming, I want to thank you on behalf of everyone in the town." He said he was grateful, but Old Wu's heart became heavy and anxious, and there was no trace of emotion on his face. Half a smile.

"Mayor, I am also from Sunchun Town, so this is all my responsibility." Su Ming tried his best to persuade: "Fortunately, we found out in time, and Sunchun Town didn't lose a penny."

Mayor Wu wiped his mouth and let out a long sigh: "That being said, I just feel so worried. Our Sun Town is so poor. We finally saw some opportunities to get rich, but we didn't expect this result. Hey , are the villagers destined to live in poverty for the rest of their lives? As a mayor, I feel so uneasy that I can’t close my eyes even if I die!”

"Mayor, I have something to discuss with you. It just so happens that Mr. Hong's idea of ​​raising wild boars gave me some inspiration. The two things become one thing. Let's discuss it. If it is done well, it should be It can make the folks live a better life.”