Start with 10,000 pigs

After the party, Ma Jack and Ma Penguin both stayed with a tacit understanding and did not leave directly.。

In addition to Lei Ziqing’s invitation, they came here mainly because they got a piece of news and wanted to come to Lei Ziqing for confirmation and to look for possibilities of cooperation.。

“Mr. Ma, do you have any advice?”

Lei Ziqing was also straight to the point and asked directly.。

“I don’t take it as advice, but I just want to ask, are you planning to set up a bank?”

Majek was more familiar with him, so after hearing this, Majek was the first to ask.。

Ma Penguin was listening from the side and had no intention of interrupting. He knew that his purpose was the same as Ma Jack’s, and what Ma Jack asked was what he wanted to know.。

Among all the big guys in the business world, despite Ma Penguin’s reputation, he is actually the most low-key one. You rarely see him giving interviews or personal news. He is very calm.。

When it comes to making a fortune in a low-key manner, Horse Penguin is definitely a role model!

“bank? I have this idea, just to have a financial institution within my own group, just to save money and transfer money.。”

Hearing Ma Jack’s question, Lei Ziqing could basically guess their purpose.。

A few days ago, Yu Yao suggested that Qingyang Group’s funds are huge and flow frequently, and it is inconvenient to save in other bank accounts. It is also equivalent to putting one’s money in the hands of others, which is always a hidden danger, so she suggested that she Get a bank。

Lei Ziqing felt that this plan was feasible, so he started to make preparations and discuss with the officials.。

Opening a private bank requires strict scrutiny by the authorities. Not just anyone can open a private bank. It is a prerequisite that you have money. The main thing is that the authorities must trust you very much.。

Because no matter from which aspect, banks are important tools in the financial field. Once a certain bank has a problem, it is not a small problem!

Ordinary people simply cannot afford to offend banks. This is also the reason for those banks to be domineering and arrogant. It is related to social stability. No one will easily change the interests of banks!

For example, Ma Jack and Ma Penguin have already started to deploy in the financial field in their early years. They have their own funds and payment software. Now the two largest payment software in the country are their respective trump cards and part of their business empire.。

However, payment software is just software and has some banking functions, but it is not a real bank and is far from achieving their ideal goals.。

They are quite capable and want to set up their own bank, but it is obvious that the official will not agree.。

Two days ago, they got news that Lei Ziqing actually had the idea of setting up a bank, and it was said that he was already having in-depth discussions with the officials, hoping to make it a reality!

Although they don’t know what the probability is, this does not prevent them from making preparations in advance and thinking of discussing it with Lei Ziqing in advance. Once it happens, they can also take the opportunity to pursue their own interests.。

The simplest way is that once Lei Ziqing really sets up his own private bank, then he can bind his payment software to the bank itself.。

In this way, the bank can immediately gain access to the vast number of users owned by the software itself,

and they can also borrow a chicken to lay eggs to have a bank they control.。

After understanding their general thoughts, Lei Ziqing shook his head decisively, smiled and refused to have in-depth exchanges on this topic, which was equivalent to directly denying the possibility of cooperation with them.。

Although the matter is still being discussed, judging from the feedback from Yu Yao, the official decision on whether to let him open a bank is also very controversial.。

After all, although he has a close relationship with the government and has always won the trust of the government, opening a bank is not a trivial matter after all. It is a matter of major importance and must be taken seriously.。

Whether he can pass or not, he is not sure about the probability.。

But no matter what, he would never agree to cooperate with the two horses.。

The reason is also very simple. He is a person who is used to eating alone. This time he started a bank purely for the purpose of mobilizing funds within his own group. It is also purely for his own interests and there is no need to share it with others.。

Another thing is that the two horses have tried to open a bank many times before but failed to get official approval. If Lei Ziqing gives them convenience, doesn’t that mean he is going against the official?

As for why the authorities do not agree with the two Malaysian banks to open banks, in Lei Ziqing’s view, the reason is nothing more than the capital behind them!

In the early days of their business, Ahri and Penguin were both struggling. It is said that Ma Penguin had the idea of selling Penguin for five million. In order to seek development, they both accepted angel round investment from foreign capital, which also allowed them to There is a deep imprint of capital behind it。

Even in recent years, those foreign capital investments have begun to gradually cash out and withdraw, and both companies are gradually moving towards complete localization; Ma Penguin and Ma Jack have always maintained a very upright position, and there is no such thing as yellow skin and white heart. , but after all, it’s still a bit meaningless.。

It can be said that until they completely remove their foreign imprints, it is impossible for the government to give them the right to open banks!

On the contrary, Lei Ziqing does not have that problem and has the foundation to open a bank.。

First of all, let’s not talk about his close ties with the government. Let’s just say that the structure of the Qingyang Group is entirely Lei Ziqing’s business alone. There is no need to consider those complicated influences and hidden dangers.。

As long as Lei Ziqing’s loyalty to the country is ensured, there is no need to worry about anything harmful to the country’s interests happening.。

Obviously, what Lei Ziqing has always done is that he is a patriotic entrepreneur with a strong foundation, and his loyalty to the country is unquestionable; this alone gives him an advantage that others do not have, and also gives him Possibility of opening a bank。

Of course, this is just a premise and a possibility. Whether it can be truly realized will involve more considerations.。

Therefore, regardless of whether it is for his own benefit or for the official attitude, this private bank is just his private bank. If the two parties want to get involved through cooperation, Lei Ziqing says nothing. Will agree!

If you want to open a bank, go find the official yourself!