Skilled in managing a house

Chapter 2803 Concession

"It hasn't been negotiated...how did it happen?" Su Yalian asked.

"The interest rate on our bank's short-term loan is 5.6%. Considering her 7 billion loan, I can give her a minimum of 4%. But I didn't expect that she actually proposed that she hope that the first three months would be interest-free, and the rest would be interest-free. The nine-month interest rate is 4%. If you repay in advance, as long as it does not exceed three months, you can be interest-free and only repay the principal." Li Xin said.

In her heart, the conditions proposed by Yang Ying were simply a joke. Huaxin Bank is opened by your family. You still want to have such a good thing. No other bank dares to lend you money. Our bank can lend money to you, which is already very good. This is obviously pushing the envelope.

However, Li Xin did not dare to say such things. After all, she did not know the relationship between Yang Ying and Su Yalian.

Su Yalian frowned slightly and muttered to herself that the first three months were interest-free. It seemed that Yang Ying was quite cautious. Looking at it this way, it was really hard to tell whether Zhang Yu was in Zhenhai or not.

Seeing that Su Yalian remained silent, Li Xin did not dare to speak casually, but just waited.

After a while, Su Yalian said: "The bank does not have this kind of loan method. Go and tell her. Considering that her amount is relatively large, the interest rate of 4% is already the lowest. If you want to be interest-free, there is no need to discuss it. Can you If she doesn’t want a loan, let her find someone else.”

"Yes, President Su." After Li Xin said that, he turned and walked towards the door.

When she was about to reach the door, Su Yalian suddenly hesitated and said, "Wait a minute."

"Is there anything else?" Li Xin quickly turned around.

"With such a big business, we can't really let her leave... I think so, you should follow my words first, and if she really wants to leave, you can stop her when she is about to leave the bank. Just ask for instructions again." Su Yalian said.

"Okay." Li Xin nodded in agreement.

Su Yalian nodded and said nothing.

Li Xin went out immediately. After she closed the door, Su Yalian picked up the mobile phone on the table and dialed a phone number.

As soon as the call was connected, Chang Yan's voice sounded, "Hello, Mr. Su?"

Su Yalian said: "Mr. Chang, it's me... Yang Ying has come to my bank to apply for a loan..."

"This is really a good thing." Chang Yan said with a smile.

"But she asked our bank to provide interest-free for the first three months of the loan, and repay the loan at an interest rate of 4% for the next nine months for a period of one year. If the loan is repaid within three months in advance, no interest will be paid. "Su Yalian said.

"It's such a big deal, just lend her a loan and it'll be over..." Chang Yan said nonchalantly.

"I asked Mr. Chang, do you only have money in your eyes..." After hearing this, Su Yalian was inevitably angry in her heart, but she could only say a mocking word.

"My eyes are not only about money, but also beautiful women and fine wine." Chang Yan was also thick-skinned and said with a smile.

"Let me tell you this, she used Zhang Yu's equity as a mortgage loan, which is not in compliance with the regulations. I have to bear the pressure. Now she wants to be interest-free for another three months. Isn't this even more of a joke?" Su Yalian said.

"What does this have to do with me..." Chang Yan said in a nonchalant tone, "You were the one who asked her to apply for a loan at Huaxin Bank. If they negotiate terms with your bank, that's also your bank's business. Now you come to me to talk about violations and pressure. It was you who came up with the idea. I have done all the things I should do. Are you kidding me? Don’t come to me..."

There is nothing wrong with what I said.

Su Yalian frowned slightly, but said bravely: "Mr. Chang, I am not complaining to you, I just want to ask you to do a small favor."

"That's pretty much it, what's the matter?" Chang Yan said carelessly.

"I hope you, Yang Ying, can put some pressure on you and say that today is the deadline. If she doesn't buy it, you will sell it to the Qi family and you can't waste any more time on her. Then, you see what she says. "Su Yalian said.

"Okay, then you wait, I will ask someone here to ask, and I will give you the news later." Chang Yan said.

"It's troublesome, Mr. Chang." Su Yalian said calmly this time.

After hanging up the phone, Amelia Su sat on the boss's chair and waited.

About ten minutes later, Amelia Su's cell phone rang.

She grabbed her phone and looked at the caller ID. It was Chang Yan's phone number. Su Yalian immediately answered the call and said, "Hello, Mr. Chang."

"President Su, my people have already spoken to Yang Ying on the phone." Chang Yan's voice sounded on the phone.

"What did Yang Ying say?" Su Yalian asked directly.

"Yang Ying's attitude is that although she really wants to buy the 3% of the stock, Zhang Yu is not here and can't be contacted. She is making the decision without authorization. Moreover, she needs to repay the interest on the loan, and she doesn't have that much We can only use the money to repay the interest. Therefore, we can only negotiate with the bank about the interest-free issue for the first three months. We can only repay the loan after Zhang Yu comes back..." Chang Yan added here: "Actually, what they said is right. , 7 billion loan interest, how much money will she get per month, and what will she get to pay back. Since Zhang Yu is not here, people will definitely have to consider this issue. So, hurry up and grant her the money and let her buy my stocks. …”

Chang Yan really only has money in his eyes, so he doesn't care about that.

Su Yalian couldn't help but frown again, thinking secretly, is this how your people put pressure? Why do I feel that you are putting pressure on me, for fear that I will not lend money to Yang Ying?

Thinking this in her heart but unable to say it in her mouth, Amelia Su said lightly: "Okay, I will negotiate with her as soon as possible."

After saying that, she ignored Chang Yan and hung up the phone.

Just when the phone was hung up, there was a knock on the door, "Dang Dang Dang..."

"Come in." Su Yalian didn't say "come in" this time. It was easy to tell that she was feeling a little unhappy.

The door opened and it was Li Xin who came in. After Li Xin entered, he closed the door first and then walked to Su Yalian's boss' desk.

"Mr. Su, Yang Ying's attitude is a bit hesitant...but she is very determined in terms of interest-free. She really wanted to leave just now, so I quickly followed your instructions and took care of her when she was about to go out. She stopped her and came back. She said she wanted to discuss it with the leader again, you see..." After Li Xin said this, he did not continue.

Su Yalian put her hand on her chin, her face was embarrassed. After thinking for a while, he looked up at Li Xin, stretched out two fingers, and said: "Two months! You tell her, it will be interest-free for up to two months. And the subsequent interest rate cannot be calculated at 4%. , must be calculated based on 5.6%. Also, if you repay the loan in advance, even if it does not exceed two months, you will have to pay a 1% penalty. The bank cannot be busy in vain and let her make her own decision."

There was no other way, Amelia Su could only choose to give in. In two months, the winner will definitely be indistinguishable, and Yang Ying should also know this. Also, the 1% liquidated damages is only 70 million. If Yang Ying wins, there will definitely be no difference in this amount.

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