Those years when I raised bosses

In 2009, there were still many major events happening in the world, such as the swearing-in of the first black president in the United States, and other things that were unimaginable before, are quietly happening and changing the world little by little.However, such a new atmosphere cannot save the international economic situation in the crisis. Although domestic monetary tightening has turned loose, it will not help the stock market that has plummeted.

The group of people who got into the car at 6000 points, lingering in the stock market with less than 2008 points at the end of 2000, had an unusually cool mentality.At this time, the vegetable sellers no longer pay attention to stocks, and the chatting topics of the aunts in the square dance return to their parents' short stories.The stock exchange used to put up a banner that said "It's better to steal money than to speculate in stocks", but silently replaced it with "The market is risky, please open an account and invest carefully".

Although entering 2009, the market has improved slightly, but few people invest money in it.Those who are locked up cannot get out, and those who have not been trapped have no courage to enter.It's so strange that everyone jumped in after the stock price was above 5000 points. Now it has fallen to the bottom like a roller coaster, and no one cares about the stock price above 2000 points.

With the development of the domestic economy in the past few years, the common people have money in their hands, but they dare not take it out easily for high-risk investments, and the investment channels are indeed pitiful.If you don't dare to buy stocks, then investing in funds or buying government bonds is more cost-effective than depositing regularly.As for other investment channels, the honest working class really don't know much about it, and it is difficult to get access to relevant knowledge.

Adding it up and adding it up, most people think that it is better to buy a house, at least to improve living conditions, and all kinds of funds are pouring into the property market, so it is difficult not to get popular.Not only the price of first-hand housing is one day, but second-hand housing is also rising with the tide.In the past, it was hard to imagine that 30 years ago, the old and small could sell at a unit price of 3 yuan per square meter. This has gradually become a reality in the western city of the imperial capital, and it has even become more and more expensive, so that the unit price will be 30 million yuan in seven or eight years. Some people can accept the matter of buying a hallway room in the school district per square meter.Before 2009, the high price of 3 yuan per square meter was enough to buy a villa or a luxury house.

Foreigners may never understand why Chinese people are so keen on buying houses. On the one hand, the concept of living and working in peace and contentment and conserving property has not changed in 2000. On the other hand, my country’s unique household registration and a lot of privileges tied to household registration have created rigid demand for buying a house. .

If you don’t have a house, you can’t settle down. If you don’t have a registered permanent residence, at least it’s much more troublesome for your children to study and take exams than if you have a registered permanent residence. Even finding a job after graduation is discriminated against.Thousands of years ago, since the imperial examination began, the practice of returning to the place of origin to take the exam regardless of where the student lived is still in use today.A series of policies will be launched immediately, and buying a house or a car is more or less forced to be linked to household registration.You think that without a registered permanent residence, you can live comfortably in the first-tier cities such as the imperial capital. Don’t you see that many people will give up a lot of persistence for the sake of registered permanent residence.Moreover, such things as household registration cannot be done with money.

In an industry with an annual salary of 10 yuan, many non-local graduates with master’s and doctoral degrees will not hesitate to choose jobs in large state-owned enterprises, central enterprises, and civil servants with an annual salary of 5 yuan but with registered permanent residence.The employer also understands the needs of the employer. After signing the contract for three to five years, you are not allowed to change jobs, but you will not be given a promotion or salary increase if you force yourself, because you know that you came here for the purpose of your household registration, and you will definitely leave in the future.

Some even divorced their lovers and married old local men in the imperial capital while pregnant, just for the child to have a registered permanent residence in the imperial capital.There are lazy people who specialize in this business. Except for the imperial residence registration, this person is useless. He wants to look good and work and work. He goes to the Civil Affairs Bureau to get divorced and married several times a year. Every time his wife is the same, the only thing in common. Most of these wives They are all pregnant, and there must be a "brother and brother" in the natal family who looks the same, but behaves intimately and considerately.To make a ticket is to go to the Civil Affairs Bureau twice, plus a trip to get a registered residence after the child is born. Three trips can make tens of thousands of dollars in a month or two, which is considered a good way to make money.

Tong Tong felt that if he hadn't made money by setting up a street stall and selling boxed lunch back then, and he had gone smoothly step by step, perhaps he, a lone family with a registered permanent residence in the imperial capital, would have really walked on that wrong road in order to support his family.After all, household registration in China is also a capital to settle down, and it is said that reincarnation is a technical job.Don't underestimate the small book. Taking advantage of the household registration, the cost of getting married and divorced is only a few tens of dollars including taking photos.In a few years, the imperial capital will still implement the policy of linking the quotas for buying cars and houses with household registration, and there will suddenly be another batch of men and women who "falsely" marry the people of the imperial capital.

According to Han Pingping, his friends in the same village have encountered this kind of thing. They came to their door, not only looking for the house they would divide after demolition, but also hoping to get a household registration through marriage.Such foreign talents don't care about the ability and appearance of the son-in-law or daughter-in-law, as long as they are relocated households and have the household registration of the city.After getting married, it is best for the whole family to be able to get the imperial capital to settle the accounts of several people.

Tong Tong asked Han Pingping amusedly: "How is your university study, do you have a girlfriend yet?"

Han Pingping blushed and retorted: "Uncle He, the elders always ask how is the university study and what kind of job will you look for in the future. Why do you ask these questions?"

"I'm never worried about your studies. You've already been booked by me for work or something. I'm afraid that if you don't pay attention, you will lose your body and lose your heart if you don't pay attention. How many girls can see your conditions? I'm greedy. A top student in a prestigious university, with a house and no parents, if I were a woman, I would definitely choose someone like you."

Looking at Uncle He's beautiful face, Han Pingping felt that the female classmates he usually met were either not as good as him in study, or not so good in appearance, both of which were accounted for by others.People are more deadly than others, and goods are more expensive to throw away, he thought in a trance, why didn't he meet a woman with both talents and looks like Uncle He?However, if Uncle He knew that he used him as a criterion for choosing a girlfriend, he would definitely get angry. He tried his best to hide his haste and lowered his head, stammering: "Actually, it's not that there is no criterion for choosing a girlfriend, it's just that I haven't met someone who likes her." The person... well, I am still young, can I not talk about this topic for now?"

Tong Tong didn't seem to be aware of Han Pingping's abnormality, and only exuded kindness and kindness with the attitude of an elder, and then asked about homework and schoolwork.Just like the "Three Fives" given back then, this time Tong Tong still generously bought a bunch of reference books on finance, both in Chinese and foreign languages. Anyway, it was full of a trolley boarding case, and Han Pingping managed to get there. A trip to the courtyard house, the gift received is really "heavy".Tong Tong also said very considerately: "There are not many books, don't read them too anxiously, I will check them randomly during the summer vacation. And if you have nothing else to do during the summer vacation, you have to come to Yuetong Capital for an internship. I will provide you with three meals and lodging." All are covered, and the internship salary is paid according to market conditions.”

Han Pingping only felt that the trolley boarding case in his hand was getting heavier and heavier, and his figure was unsteady. It was already April 2009, and there were less than 4 months before the summer vacation...

Despite the downturn in the stock market and the sharp drop in the number of new students, Mr. Feng still continues to give lectures on the Internet, and the renewal membership is quite stable, and the income of members is much better than that in the stock market.According to Mr. Feng's analysis, there is still room for a wave of rise this year. Although it is impossible to hit the high of 6000 points again, it is better than the low of more than 10 points at the end of October last year.At that time, he had already reminded everyone to buy at low prices. When hovering around 1600 points this year, he also decisively gave some industry themes to choose from.

Although Tong Tong invested most of his funds in other places, he kept tens of millions of dollars in the stock market. Following Teacher Feng's guidance, he bought some technology and military stocks at low prices.He knew that in the next six or seven years, there would be no big market, but there would often be a small market, which could earn some pocket money.This money is not too much, it is enough for daily expenses, such as buying vegetables and adding gas, paying utility bills, hiring a babysitter, paying tuition for children and enrolling in training classes.

Teacher Feng didn’t think that 1000 million was a small amount of money. Tong Tong gave all kinds of reasonable suggestions and operating methods seriously, and Tong Tong didn’t have to think about it himself, but directly implemented it. Unexpectedly, in August 2009, the stock market rebounded to nearly 8 points.The 3500 million that Tong Tong put in the stock market quickly doubled.In order not to continue to lose money in the future, Tong Tong took out some of the money and still kept 1000 million, which was more than expected, and put it into a separate account, which was evenly distributed to the three children of Wang Xuan and his wife, and some tuition fees were saved for them first.

Therefore, before the three children could talk fluently, the tuition fees had already saved enough for them to spend their entire lives.

Tong Tong’s company in Shijiajia village never takes out all the profits, and basically puts them in the fund. In addition to helping agricultural technology, with the increase in profits in recent years, it has also set up scholarships for primary and secondary schools in surrounding counties and cities to help families on a fixed-point basis Difficult students with good academic performance.

These things are done silently, and Tong Tong never tells others deliberately, but people who often deal with them know more or less.Including donating 5000 million yuan for the Wenchuan Earthquake and other good deeds, Mr. Feng expressed his feelings. He also repeatedly emphasized during the lecture that a person of great kindness will not forget to repay the society after making money in the stock market, which is much more noble than enjoying himself alone. It will strengthen the person's fortune, and the stock market can still make money in a downturn.No matter what the students are listening for, anyway, the seeds of benevolence have been planted, and when the time is right, they will bloom and bear fruit.

Taking advantage of the fact that the property purchase restriction policy has not yet started, Tong Tong hastened to buy a dozen or so houses in the imperial capital, Shanghai stock market, and Shenzhen stock market in his own name.In addition to buying a house by himself, he used Yuetong Capital to acquire several industrial parks and hotels in locations that are not currently considered core areas, such as the Imperial Capital and the Hangzhou High-tech Industrial Development Zone, before the economic boom.These areas will become prosperous places where heavyweight enterprises gather in the future, but they are still desolate now, and the land and factory areas are cheap as hell.

As for why he didn't just develop first-hand real estate projects like Mr. Duan did, Tong Tong had done some calculations. Firstly, it was troublesome, and secondly, it was not very profitable compared to the projects Tong Tong invested in.

According to the market, policy conditions, and construction speed at that time, no matter how fast a real estate project is done, it will take at least ten months from acquisition of land to return of funds. , The house can’t be sold for a year or two after it’s built, and the money is all trapped and can’t be cashed out, which means losing money.

What's more, in the development process, dealing with all kinds of ghosts and snakes requires a professional team of specialized talents, who run the preliminary procedures, submit for approval planning and design, as well as the later stage of engineering construction, and even the marketing team's operation and promotion. Not everyone can make money with his familiar hands and solid connections, and the real estate boss who seems to be making huge profits.

Mr. Duan dared to do this business back then because he had connections, was able to obtain land, and was able to handle various relationships and procedures.His projects make money not because the projects are really unique and high-end, but because the land is cheap, the cost of borrowing is low, the value is enhanced through design, and the product price is relatively high.

In the future, land finance will become stronger and stronger, how can land be so cheap?Three to five million acres of land are common, and land kings have repeatedly refreshed the three views of the industry.Planning approval is also becoming more stringent, various regulations are emerging one after another, and the quality of the project is supervised by multiple parties. It can be seen that the gross profit on the books is very high, and the house price is tens of thousands. The real profit can be deducted from the purchase of land and loans. Paying back the money may not be more profitable than suppliers who directly sell raw materials.

Tong Tong has already made a lot of money selling raw materials from overseas copper mines, and has more than one billion cash in his account, so he doesn't have to be as tired as Mr. Duan.Buying a ready-made house, or directly lending money to collect interest, can earn more than digging a hole and building a house, and you don't have to worry about the laborious things in the construction process.

Collecting second-hand properties is relatively simpler than building new ones, and is closer to capital-level operations, and does not require the professional team of pre-design and construction required for building new houses.Everything has been placed on the ground, whether it is good or bad, you can see it clearly after a survey. In fact, it is no different from the process of buying and selling antique calligraphy and painting. Compared with those Baidi New City concepts whose policies change with the wind, to gamble thousands Whether customers buy it or not, the safety factor is much higher.

When Han Pingping came to practice in the summer vacation of 2009, Mu Fengchun suddenly submitted an apologetic resignation application.

Although Tong Tong had already seen some clues, but Mu Fengchun didn't take the initiative to mention it, and he wouldn't ask.After all, the purpose of letting Mu Fengchun join the company was actually to buy dozens of houses. What Mu Fengchun learned in the process of buying houses, and the energy saved by Tong Tong himself, can be regarded as some kind of mutual benefit.

In the short term, Tong Tong will no longer vacate his residence, and the first round of property acquisition by Yuetong Capital has come to an end. Mu Fengchun feels that besides going to the office to read and study every day, he can be regarded as a model of "not doing business properly". I am really sorry that he is so tall. salary.Furthermore, during the process of buying a mansion in the imperial capital, Mu Fengchun got to know a marketing manager who specialized in luxury house sales. It is a rare opportunity for him to go to the company to do sales.

The projects on sale and the projects expected to be launched in the future that the company was in charge of were all very good. Mu Fengchun explained the situation fully and apologized, but still expressed his willingness to do real estate sales.

In fact, Tong Tong didn't want to hinder Mu Fengchun's future. His company didn't have such sales business for the time being, and the property he bought now would have to wait for the price to rise in a few years before selling it.It's better to let Mu Fengchun leave generously and let him do what he likes. Maybe after he has honed in others for a few years and made some achievements, when he sells the property at hand, he can still use Mu Fengchun's help. strength.

Being kind to others is also planting good causes for yourself, and when we meet again in the future, we will bear fruit.