Jiang Ling was stunned for a moment, then tiptoed to the door of the house and stopped to listen carefully.

Mrs. Wang's voice was much weaker than this morning, obviously she had suffered a great blow: "You... you said that the tailor shops, silk shops, glass shops, jade shops, gold shops in Beijing, There are also two farms in the countryside, both of which have lost a large amount of money, and the land, shops, and Zhuangzi in Jinling City. Due to the disaster in the south of the Yangtze River, from last autumn to this summer, they are all unable to make ends meet? You... this ...how is this possible?"

There was another young woman's voice in that room, it seemed that Wang Xifeng and Lin Zhixiao's daughter-in-law were paying the bill.

Jiang Ling held his breath, walked along the door to the wall, and listened carefully.Her room is separated from Mrs. Wang's main room by only two walls, so the voices from the room over there clearly passed through the wall and reached her ears:

"Returning to the second wife, there was a disaster in the south of the Yangtze River last year, and [-]% of the crops in the farm could not be harvested. In addition, there are two more connections in Jinling City, so the money collected from top to bottom has doubled again. This is one. The second is that the annual harvest from last year to this year is not good, and the farmers have less idle money, and the business in Jinling City will suffer a loss of one or two cents. The loss of cents has spread to three or four cents, and I am afraid that it will not be able to balance the accounts within two years. Besides, Jingli: the second master was impeached earlier and was implicated in the Ministry of Internal Affairs. Doubled; although the interest rate in Beijing is generally [-]% higher than that in Jinling City, the entry and exit have been smoothed out again, and there is still a slight deficit. The last one is, the Grand View Garden..."

Suddenly there was no sound in the opposite room, only a slight panting sound remained.

After a long time, Mrs. Wang said with difficulty: "Speak."

The daughter-in-law in the opposite room responded yes, and continued: "It is absolutely impossible to say that the tailor shop, the silk shop, the glass shop, the jade shop, and the gold shop all went bankrupt. No matter what Too bad, there are always one or two shops that can earn back interest. But Grand View Garden... oh, my wife knows that all the wood and stone used in Grand View Garden are shipped from the south, including golden nanmu and agarwood. Due to the disaster in the south of the Yangtze River Because of this, the price of nanmu at the beginning of this year was a full [-]% higher than last year; but the deposit has already been paid in full, and the imperial concubine and empress will visit her relatives soon, so the money cannot be saved, so I gritted my teeth and made up for it from the Liuli shop. I went in. For wood alone, it cost more than [-] taels of silver. In addition, there are stone materials, jade carvings, porcelain, embroidery, decorations... all kinds of things, it is a huge expense. Plus Last year, there was a drought, and the water level on the river sank a little. There were many things that could not be taken by water. If they had to come to Beijing by land, the price would be three or four cents higher than by water. Calculated in this way, the total cost would be several times higher. More than a hundred thousand."

Mrs. Wang's breath was slightly weak, as if she was already on the verge of collapse: "How about the public?"

The daughter-in-law who reported the account said again: "As soon as it is entered, exited, and evened out, the public account has lost more than one million taels of silver. But there must be some way to go for these short-suffering silver, so I found two people in the country. Grange, I want to settle the accounts. How did I know that the accounts were evened out, but the shops, farms, family properties, and interest in the capital and Jinling have become a complete deficit. Our grandma is worrying, thinking that we should Find some way to fill these additional shortfalls."

There was no sound in the room again.After a long time, Mrs. Wang's voice became calmer, but there was still some uncontrollable sullenness and fear: "So, you guys have figured out a way?"

The daughter-in-law who paid the bill fell silent, and called "Second Grandma" hesitantly.

After a while, a crisp female voice sounded in the room: "Second wife, don't worry, the so-called car must have a road before the mountain, people should not be troubled by a few cents of interest. This shortfall on the books, should it be used? Only by making up for the benefits on the account can we gamble everyone's mouths. Is this the way—oh, please ask the second wife to dismiss the maids, and I will explain it to you in detail."

There was another moment of silence in the room, and then Mrs. Wang said wearily, "You all go down", and heard the maids retreating in twos and threes.Some slight footsteps sounded in that room, it seemed that Wang Xifeng walked to Mrs. Wang's side and whispered a few words.Her voice was very soft, and Jiang Ling couldn't hear her clearly because of the two walls.

After about a quarter of an hour, Wang Xifeng's laughter sounded again in the room: "That's it. Although the interest in these places is small, the interest of five or six cents can always fill up part of the shortfall. After the running water from the river is wiped away, it can survive another three or two months. Once the three or two months are over, the interest money collected from the farms in Jinling and the capital will come up, and there will be more room for turnover. This is an open source."

When Mrs. Wang heard this, her voice softened slightly: "Then what is throttling?"

Wang Xifeng laughed again and said: "This will start with the money allocated from the mansion. The wife knows the expenses of the mansion, the monthly purchases in the kitchen, the items purchased in each room, and the monthly expenses of the wives and girls." Money is a definite number. But in the capital, silver is expensive and money is cheap. The original limit of one tael of silver for one tael can always be exchanged for a tael of two or three or even two taels in the black market. Coincidentally, in Jinling City Money is expensive and silver is cheap, which is exactly the opposite of the capital, as long as the operation is done properly, [-] to [-] percent of the deficit can be made up on the books."

There was complete silence in the room.

After a long time, Mrs. Wang asked wearily: "Does the old lady know?"

Wang Xifeng said with a smile: "What is the second wife talking about? Naturally, these 'increasing income and reducing expenditure' activities must be kept from the old lady. Otherwise, the whole family will investigate them together. How can I talk to my wife? I hope this year The year is better, after the concubine concubine visits relatives, I will redeem a small half of the items in the Grand View Garden, so that the final shortfall can be wiped out."

Mrs. Wang responded in a low voice, and then asked: "Is it safe?"

Wang Xifeng smiled heartily: "Of course it is very safe, I specially asked them to make two accounts..."

Then the voice in the room gradually became quieter, and Madam Wang's voice was no longer so weak.Jiang Ling nodded secretly, turned around and made a pot of tea without hesitation.The operation method of the two books, one bright and one dark, is not uncommon even in later generations.But what Wang Xifeng said just now, "five or six cents of interest", is obviously a usury.

According to Wang Xifeng's words, last year's poor harvest caused Jia's land income to drop sharply, and the prices of stone, wood, jade and rare objects in the Grand View Garden also increased. Such expenses, so the deficit in the book is huge.Therefore, tricks such as open and dark accounts, silver into money, and usury can only be used to balance the books and fill the gap.

On the surface, it seems that it is not easy, but usury is a bomb...

Jiang Ling thought of the description of Jia's mansion in Dream of the Red Chamber, and remembered the future ending of Jia's mansion, and he realized something in his heart.The decline of Jia's mansion mostly started from here. No matter how Wang Xifeng moved around, and no matter how Tanchun and Li Wan managed the house in the future, the roots were rotten, and the leaves and flowers would all be ruined sooner or later.As for whether the ending is good or not, it is like drinking water and knowing whether it is warm or not.

She lightly rubbed the rim of the glass, turned around and wiped the porcelain bottles on the table clean one by one, and placed them neatly on the dressing table one by one.The rhombic mirror that can travel through time and space lay quietly on the dressing table, glowing with faint metallic light.Jiang Ling hesitated for a moment, took the Linghua mirror over, faced himself with the front, looked at the reflection in the mirror, suddenly hesitated.

——Do you want to help the Jia family?

——But she really hates Mrs. Wang.

Jiang Ling was startled, rubbing the back of the Linghua mirror lightly with her fingertips, and pondered for a while.

Still, just wait and see.

While in a trance, there was a sudden knock on the door outside.Jiang Ling put down the Linghua mirror, got up and opened the door, and found that it was Xueyan, the maid beside Lin Daiyu.Xueyan was younger than her, only reaching her shoulders, and her voice was small and soft: "Miss Ling, our girl embroidered a square handkerchief for her during the noon nap, saying yes Please take a look at her embroidery work, and give me some pointers. No, this is the handkerchief our girl embroiders." Xue Yan said, taking out a handkerchief from her bosom, and handing it to Jiang Ling.

That square handkerchief is delicate and clean, and the material is high-quality brocade, but at the corners, there are two small water chestnuts embroidered with gold thread.Jiang Ling looked at it for a long time in astonishment, and then Ai Ai said: "This, how can this happen, I don't know how to embroider handkerchiefs."

Lin Daiyu's plain handkerchief probably meant handkerchief handing over.

But Jiang Ling came from the apocalypse 300 years later, let alone embroidery, even sewing was difficult.She tried it once, but the stitches were so crooked that people couldn't bear to look directly at them, how could she get them out?

Not to mention this square handkerchief, clean and meticulous, obviously Lin Daiyu put a lot of thought into it.

Seeing Jiang Ling being in trouble, Xueyan pouted and said, "But our girl's kindness, Miss Ling, don't let her down. This Fang Supa was given to the girl by the old lady as a birthday present a few days ago. It was so hard to cut such a small piece of brocade. The brocade is precious, and the gold thread is rare, not to mention that our girl's body is not very good..." She gave Jiang Ling a slightly dissatisfied look, as if Jiang Ling was a heinous Big Bad.

Jiang Ling broke out in cold sweat: "This...I..." I really don't know how to embroider handkerchiefs.

She thought for a while with a bitter face, on the one hand, she felt that she could not disappoint Lin Daiyu's intentions, and on the other hand, she suffered from her own ugly embroidery skills, and she fell into a dilemma for a while.

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