Great Song

Chapter 41

Hearing this, Han Miao laughed.It stands to reason that a monthly salary of one hundred guan is considered high in Tokyo.But compared to a set of "Spring Return", it is nothing.The monthly income of the perfume shop alone is enough for Zhen Qiong to get a share of Jinshan Yinhai.It was just sudden, and he didn't want to tell Zhen Qiong the good news so early.Wouldn't it be better to give him a surprise at the end of the year?

"Qiong'er has worked hard for a month, how can the monthly salary be short?" Han Miao smiled slightly, "It's just that the price of silver has plummeted recently, do you still want to exchange the money for silver ingots?"

"What?" Zhen Qiong was shocked, "The price of silver will fall?!"

"The price of silver depends on the output. Now that Xiongzhou produces more silver, the price will naturally fall. The market price has reached a price of [-]%..." Han Miao said slowly.

"Persistent!" Zhen Qiong covered her chest with disbelief on her face.His 800 taels fell by half in an instant!What kind of world is this? !

Seeing Zhen Qiong's heart attack, Han Miao smiled and said, "Don't worry, I can also exchange the money into gold ingots. The price of gold always only rises and never falls."

How can Zhen Qiong believe it now?After staying for a long time, he suddenly said, "I want to deposit the money in the bank!"

Although I only have a passbook, I always feel uneasy, but the bank has interest anyway, right?I don't have to worry about it all day long, and I have to worry about the reduction of deposits...

Unexpectedly, Han Miao frowned when he heard the words: "The bank is a place where gold and silver are exchanged, and you can't deposit money. If you really want to save, you can deposit it in the Jiaozi shop. If you want to exchange silver for the exchange, you only need to pay some deposit fees." That's it."

In some places in the south, gold and silver shops are called "banks", but they don't help people save money, they just sell raw gold and silver, or gold and silver jewelry, and do some money exchange business.On the contrary, big merchants will deposit money in Jiaozipu in exchange for Jiaozi, so that it is convenient to carry on the road.It's just that the storage fees charged by the stores are different. Large stores with good reputation always charge more.

Zhen Qiong was about to vomit blood: "Why do you have to pay storage fees for saving money? Isn't it for interest?"

This Da Song is too deceitful, right?How can there be such a bank?

What he said was a mess, but Han Miao heard some clues: "You want to collect interest money? Even if you only ask for money to lend."

It is indeed a lot of money to hire bank money and let it escrow the principal for lending.But if you meet someone who is not very reliable, it is not impossible to accompany you to nothing.

"Lending usury?" Zhen Qiong shook her head violently, he would not do it!Violating the law and discipline, if you lose money, you have to take the capital into it, wouldn't it be fatal.

Seeing that he was so anxious, Han Miao smiled slightly: "If you don't trust others, you can trust me. Put the money in the account of the Han family, and I will help you make money. How about just collecting interest money every month?"

This is exactly what Han Miao intended to tease Zhen Qiong this time.Now it's only 800 taels, it's okay, even if it's at home, it doesn't matter.When the perfume comes out, it really needs to be Wanguan.If it is directly handed over to Zhen Qiong, it will inevitably be buried in the ground by this little money fan, and it is better for him to take care of it.Anyway, I have a monthly salary, so let him receive some pocket money.

"Huh?" Zhen Qiong's eyes lit up, "How much interest will you pay?"

"How about three per cent per month?" Han Miao said with a smile.If you don't deal with usury, the interest rate is really not low.

"That is, if you deposit a million dollars, you can get three thousand dollars a month in interest?" Zhen Qiong immediately calculated the interest rate, which is not much different from the bank! "Then my 800 taels..."

"Of course it will be calculated according to the original silver price." Han Miao answered very happily.

Zhen Qiong's eyes lit up, and she felt that the man in front of her was even more handsome.Hey, his vision is really not bad, he still has to keep working hard to keep fit!

Having made up her mind, Zhen Qiong moved out the box of silver.After thinking about it, he asked Han Miao to save half of his monthly salary, planning to keep only fifty pennies with him, and save the rest of the money for interest.

Han Miao had no choice but to make a pamphlet at his request.On it, the time when each money was deposited, the amount of interest money, and the signature and deposit were written.

After receiving the passbook, Zhen Qiong breathed a sigh of relief, and sighed: "Although it is not as good as the national debt, it is not bad."

"What is the national debt?" Han Miao asked curiously. "State" and "debt" seem to be two words that do not overlap at all, which sounds really weird.

Zhen Qiong snorted, "It's the imperial court issuing an IOU to borrow money from the common people, and they can pay some interest when repaying the money in the future."

He has never bought it, but his master speculated in national debt back then, and I heard that he made a small fortune.It's a pity that national debt is not available all the time, and he had no money at that time.As a result, in the Song Dynasty, it was really embarrassing to have a high salary and a profit, but no national debt.

Can the imperial court issue IOUs to the common people to borrow money?Han Miao couldn't help laughing, shook his head, and changed the topic: "Jinming Pond is open, and it is the most lively place in Tokyo at this time, can Qiong'er go and see it?"

Every year from the first day of March to the eighth day of April, the Royal Palace Jinming Pond will be open to the people of Beijing.At that time, colorful sheds will be everywhere, restaurants will block the road, and there will be countless gaming stalls.Even the fish in the pond can be fished with money and cooked by the water.It is indeed a grand event for all people to enjoy.

Although the Son of Heaven will not visit Jinming Pool this year, the poolside is still lively.I'm afraid I've never seen a country road like Zhen Qiong's before even a bigger market, let alone such a scene.It's better to take him to open his eyes and have some fun.

Having received her monthly salary and savings, Zhen Qiong was also refreshed. After thinking for a moment, she simply nodded: "This time I will treat you to dinner!"

He is also a rich man, so he can't be too stingy.It shouldn't cost much to eat a meal, right?

Unexpectedly, Zhen Qiong suddenly became so generous, and Han Miao couldn't help laughing: "That foolish brother is looking forward to it."

Time flies, and it will be time to play in Jinming Lake in a short time.Han Miao and Zhen Qiong got into the car early and headed for Jinming Pool.At this moment, Jinming Pond is still noisy and noisy, and the crowds are like a sea, and they have to get out of the car and walk if they are far away.Zhen Qiong could not have imagined that this was a more lively place than Washe, she was stunned and followed behind Han Miao nervously.Fortunately, the other party had already ordered a poolside shed, as well as drinks and snacks, where they could sit in the shed and watch juggling and water shows.

After sitting down and drinking two cups of drinks, Zhen Qiong regained his strength and began to look around.Han Miao smiled and pointed to the south bank: "If the emperor came in person, he would set up a colorful shed over there, give banquets to the ministers, and watch the dragon boat competition. The scene at that time was a hundred times more lively than today."

Jinming Pond is really too big, how can one see the appearance of the people on the other side clearly across the lake?Zhen Qiong couldn't help thinking about it, why don't I get a telescope as soon as possible, maybe I can see the sky at that time!

Fortunately, no one knew about this outrageous idea.Soon, Jin Mingchi was boiling.Musicians, lion dancers, zaju performers, jugglers, puppet performers in small boats in the pond, the cheers from both sides of the strait shook the sky.Next to the high city tower in the south, there are two colorful buildings, on which women's brocade clothes are connected into a colorful cloud, dazzling people's eyes.

What surprised Zhen Qiong the most was the water swing.I saw three men and two women climbing up the bamboo pole several feet high, swinging vigorously on the swing, jumping down from the sky, and falling into the water.Water splashed and cheers thundered.Some bold ones didn't show their heads for a long time, and after dozens of breaths, they crawled out from the other side of the bank.I was shocked and stunned to see it.

Zhen Qiong's slaps hurt, and it took some time before she sat back in her seat, drank a bowl of cold drink, and breathed a sigh of relief: "The Baixi in Jinmingchi really has a different response."

"If it's a dragon boat competition, it will be ten times more hilarious." Han Miao said with a smile, "There are still a few jugglers coming down, do you want to eat in the tent?"

"Let's go out to eat." Zhen Qiong thought about it and made up her mind.Although I still want to continue to watch the show, but if you have a treat, you must not lose your word.

Han Miao didn't say that the cost of renting a colorful shed for one day was ten times that of his pocket money, he just smiled and said yes.So the two went hand in hand to the restaurant by the pool and tasted all kinds of delicious and cheap snacks.Only Anping had to carry fifty pennies on his back, and Kuhaha followed behind to pay the bill.

Not to mention that the two had a great time, the emperor in the deep palace also heard about the bustling scene of Jinming Lake.With a soft sigh, Zhao Xu said, "It is my happiness that the people have no worries."

Although it is impossible to visit Jinmingchi in person and have fun with the common people.But seeing that Jingcheng finally faded from grief and became lively again, it also made him feel at ease.When he was a prince back then, he had also seen the scene by the Jinming Pool. If next year the enthronement ceremony was officially held and he came to inspect the navy in person, what would it be like?

This sigh shows the heart of the emperor.Han Qi said at the side: "It is the country's good fortune that the government cares about the people."

Compared with the previous emperor who did not live up to expectations, the current emperor really satisfies Han Qi, who is the prime minister.This is not a young man who lives in the inner court and knows nothing about the world.Zhao Xu was born among the people, and did not enter the palace with the late emperor until he was in his teens. His understanding of the common people and state affairs is different from those mediocre princes who only know the words in the book.It's just that this matter is also like a double-edged sword. The emperor has never learned the emperor's art and is too young. Maybe he will act rashly and act recklessly.It still needs the assistance of virtuous ministers to stabilize the country.

And he, as always, is willing to be the minister of this country.

Hearing what Han Qi said, Zhao Xu smiled: "I have also received a lot of favors from my husband. Since the use of lead and mercury in the palace, several concubines are in healthier health. When the palace is selected this year, maybe there will be a baby." Give birth to a healthy heir."

Busy with political affairs these past few months, although Han Qi heard about the changes in the palace, he didn't know that he was actually involved in this matter.After saluting calmly, Han Qi said indifferently: "The emperor's heir is related to the country, and he is the sage of the two palaces. How can I dare to take credit for it?"

Hearing Han Qi's humility, Zhao Xu nodded in satisfaction.Instead of talking about these trivial matters, he brought up the major issue of the national treasury deficit.

An hour later, after leaving the Chui Gong Hall, the first thing Han Qi did was to recruit his confidants, and ordered: "Go and investigate, where did the news about banning lead and mercury come from?"

The author has something to say: what Han Miao gave is equivalent to 30 deposits with a yearly interest of [-], which is not bad.

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