rebirth i may not love you

Hong Tian walked alone on the empty concrete floor, surrounded by huge glass spheres, everywhere in the room was reinforced concrete, like a magical and twisted space.

This is also an industry owned by Chen De. He built a large indoor water park in Beijing, and the luxury star hotel next to it is also under construction like a fire.After the hardware here is both built, with a little publicity, it will become a good place for leisure and entertainment that people love.

In the future, artificial beaches will be built on this land, palm trees brought from Shanghai will be planted, and water roller coasters, children's water parks, pirate ships, rafting and other entertainment equipment will be built one after another.The adjacent hotel rooms offer unobstructed views of the man-made coastal interior. The 24-hour temperature-controlled indoor beach and the crowded water park will become the hotel's biggest fortune-telling treasure. This idea is indeed fascinating.

Hong Tian knew that this project required a huge amount of capital. Just acquiring the land in the suburbs of Beijing would cost more than 20 billion yuan. There will be many hotels and water parks in the later stage, and it may be close to 30 billion yuan.

With so much money, it is certainly impossible for Chen De to pay all by himself.He found other big companies, promised them great returns, and worked hard to get them to contribute 20 billion yuan to finance his own project.The other billion came from the company's own money and bank loans.

Even so, the control of this project will fall into the hands of other companies, but for the major shareholder Chen De, it is also a sure-fire deal.

When Chen De started to build this project, he had not yet expanded so many commercial projects, and his cash flow was sufficient, so his own company raised almost 7 million yuan, and the remaining 3 million yuan was financed by banks.

At that time, Chen De provided a perfect financial report to the bank, and borrowed a large amount of money from the bank in the name of his own company with only a very low interest repayment.Just wait for the project to be completed and you can sit back and collect your money back.

Everything seemed to be going well, but things were not as expected. A few years later, Chen De's loan from the bank had also come to an end.

Unlike shareholders who have ownership of assets, to get back the principal, it is only possible to gradually recover the cost after the investment project starts to make a profit.The money in the bank is due to be repaid.

The habit of banks to borrow money is to borrow old for new, that is, once the previously borrowed money expires, it must be withdrawn from the enterprise first, and then lent to the enterprise again.

It seems meaningless to borrow one by one like this, but there are many bright things in it.

If the bank decides that the company will fail this year, and the money will not be recovered if it is lent out, then the bank will not lend the money to the company again. This behavior is called drawing a loan.

Before doing this, the bank will not reveal any trace of doing so to the company in order to fear that the company will not pay back the money.

3 million was nothing to Chen De in the past, but this year he was carrying out projects everywhere, and those projects were like vampires who could only get in and out, which made Chen De's funds stretched.

Chen De originally wanted to find a partner who invested money together to borrow money to repay the bank, but the other party practiced Tai Chi repeatedly and declined Chen De's request.

It was only later that they found out that they were hoping that Chen De would not pay the money to the bank, and the shares they occupied would be used as collateral, and it would be best if the bank forcibly took it away.

They can take the opportunity to buy it from the bank at a low price, so as to complete the entire project of the water park and take a step closer to control.

At that time, Chen De's shares will be greatly reduced, his right to speak will be weakened, and he will make wedding dresses for others in vain.

How could Chen De sit still and wait for death?

The first thing he thought of was to find some private lending institutions to borrow money, use it for emergency, repay the bank, and keep his property.

After the bank has received the previously lent money, it will issue a new loan to him, and then repay it to the private lending institutions, but it will also pay these private institutions some extremely high interest.

At this time, for this purpose, the money borrowed from private institutions is a bridge loan.

This method of borrowing money is extremely risky, and borrowing this money is better than borrowing usury.

Once the money is returned to the bank, if the bank turns around and refuses to lend money to the enterprise, the enterprise will not have the money to return the loan to the private institution.If the money is not repaid for a day, the interest will be there, and the interest will continue to increase day by day, and finally the company will be forced to bankruptcy.

Not only companies that borrow money have to bear risks, but companies that lend money have to bear great risks.If the company really doesn't pay the money, and the person in charge runs away, their money is raised from fundraising, and they have to return the money to the people who invested it when it is due, then they will also go bankrupt.

Therefore, financial institutions that have survived and developed in this industry generally have some skills, or they can guarantee that people who borrow money will not escape, and they can repay the money if they make trouble.Either there are people in the bank who can get accurate information to ensure that the bank will pay the company money on time when it is due, and the company will pay back the money on time.Otherwise, no matter how high the promised interest is, they will never lend money.After all, no matter how high the interest rate is, it is meaningless if the principal cannot be returned.

Among private enterprises, there are generally only a few institutions that can lend such a high amount at one time.Unfortunately, they rejected Chen De very tactfully, and also clearly reminded him.Chen De's stall is too big, and the bank is likely to withdraw the loan this year, that is, once Chen De repays the money to the bank, he will not be able to borrow it back from the bank.

Therefore, Chen De fell into the dilemma of not being able to borrow money, not being able to repay the money, and most of the equity in this project would be confiscated by the bank.

Originally, Chen De's plan was to use Yang Wei's death compensation to pay back the money, but unfortunately Ye Junhao messed up the situation, Yang Wei did not die, and this plan fell through.

When he asked Hong Tian to blackmail Ye Junhao, Yang Wei threatened him again, which made him have to give up again.

Now it's good, when God closed a door, he opened another window for him, and after going around for a while, Ye Anna, a chess piece, came into his hands again.

The Ye family has such a predestined relationship with him, how could Chen De not take advantage of it?

Chen De walked slowly towards Hong Tian. He stood alone at the end of the "sea", looking at the central stage being built in the distance.Chen De approached the pensive Hong Tian, ​​and said triumphantly, "How is it, isn't this place very nice?"

This place is indeed good. If it were any other star under Chen De's command, they would probably flatter the boss without any leeway.But Hong Tian just nodded slightly, and replied in a wrong way: "Ye Anna has returned."

Chen De narrowed his eyes slightly, revealing a shrewd light: "Really? Then when are you going to let that lovely Ms. Ye come and see our project and invest?"

Hong Tian replied blankly: "I have already made an agreement with her, she will come to Beijing soon."

There was no smile in Chen De's eyes: "Don't fail again this time, or you will know the consequences. I know a few people, but I am very interested in you."

Hong Tian nodded silently, he also knew what Chen De meant.If he failed again this time, he would need to find a way to fill this hole with his own body.

If you don't succeed, you will become benevolent!